Common use of SIMPLE Class Clause in Contracts

SIMPLE Class. The Manager will apply an equivalent waiver or reimbursement, in an equal number of basis points waived for Class A Shares. MainStay MacKay Strategic Bond Fund Expense Limitation from July 1, 2021 until February 28, 2023Class I: 0.70%

SIMPLE Class. The Manager will apply an equivalent waiver or reimbursement, in an equal number of basis points waived for Class A Shares. .Expense Limitation for Class A2 until September 30, 2021:Class A2: 0.70% MainStay MacKay Strategic Bond Fund Expense Limitation from July 1, 2021 until February 28, 2023Class I: 0.70%