Common use of Standard Overdraft Practices Clause in Contracts

Standard Overdraft Practices. We have standard overdraft practices that come with your Account. If your Available Balance is not enough to cover an Item and an overdraft occurs, we may, at our discretion, authorize and pay an overdraft caused by Checks, ACH or other transactions made using your checking Account number and automatic bill payments. If you decline our standard overdraft practices, we will generally only authorize and pay Items when there is enough money in your Available Balance. If your Available Balance is not enough to cover an Item, we generally return the Item. You may decline or resume standard overdraft practices at any time. Please visit any branch for assistance. Wepay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. NSF Fees apply whether the Item(s) is paid or returned.

Appears in 2 contracts

Sources: Consumer Deposit Account Agreement, Consumer Deposit Account Agreement

Standard Overdraft Practices. We have standard overdraft practices that come with your Account. If your Available Balance is not enough to cover an Item and an overdraft occurs, we may, at our discretion, authorize and pay an overdraft caused by Checks, ACH or other transactions made using your checking Account number and automatic bill ▇▇▇▇ payments. If you decline our standard overdraft practices, we will generally only authorize and pay Items when there is enough money in your Available Balance. If your Available Balance is not enough to cover an Item, we generally return the Item. You may decline or resume standard overdraft practices at any time. Please visit any branch for assistance. Wepay We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. NSF Fees apply whether the Item(s) is paid or returned.

Appears in 1 contract

Sources: Consumer Deposit Account Agreement