Common use of Standard Overdraft Practices Clause in Contracts

Standard Overdraft Practices. We have standard overdraft practices that come with your Account. If your Available Balance is not enough to cover an Item and an overdraft occurs, we may, at our discretion, authorize and pay an overdraft caused by Checks, ACH or other transactions made using your checking Account number and automatic bill payments. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. NSF Fees apply whether the Item(s) is paid or returned. Overdraft Protection from Savings service is available for non- analyzed Accounts that do not have a Bankoh CreditFlex plan. Please see the Fee Schedule for applicable fees.