Status and changes. 3.1 These terms and conditions will be incorporated into and regulate all Payments which a Sender makes using our Money Market Account and will also become binding on a Beneficiary as from the moment of such Beneficiary receiving the Vouchers from us. 3.2 We reserve the right to update these terms and conditions in the future in order to improve our Money Market Service. 3.3 When the Sender completes its instruction to send a Payment it will constitute conclusive proof of his/her intention to be bound to these terms and conditions. 3.4 When a Beneficiary receives an SMS confirmation from us, it will constitute conclusive proof of his/her intention to be bound to these terms and conditions insofar as they may relate to Beneficiaries.
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