Common use of Substitute Checks and Your Rights Clause in Contracts

Substitute Checks and Your Rights. This Section II disclosure applies only to personal accounts held by consumers. This information, presented in question and answer format, contains helpful information that explains some of your rights under a federal law commonly referred to as Check 21. A. What is a substitute check? B. What are my rights regarding substitute checks? C. How do I make a claim for a refund? 1. A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); 2. An estimate of the amount of your loss; 3. An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and 4. A copy of the substitute check and the following information to help us identify the substitute check: the check number, the name of the payee to whom you wrote the original check, and the amount of the check.

Substitute Checks and Your Rights. This Section II B disclosure applies only to personal accounts held by consumers. This information, presented in question and answer format, contains helpful information that explains some of your rights under a federal Federal law commonly referred to as Check 21. A. 1. What is a substitute check? B. 2. What are my rights regarding substitute checks? C. 3. How do I make a claim for a refund? 1. a. A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); 2. b. An estimate of the amount of your loss; 3. c. An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and 4. d. A copy of the substitute check and the following information to help us identify the substitute check: the check number, the name of the payee to whom you wrote the original check, and the amount of the check.

Substitute Checks and Your Rights. This Section II B disclosure applies only to personal accounts held by consumers. This information, presented in question and answer format, contains helpful information that explains some of your rights under a federal Federal law commonly referred to as Check 21. A. 1. What is a substitute check? B. 2. What are my rights regarding substitute checks? C. 3. How do I make a claim for a refund? 1. a. A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); 2. b. An estimate of the amount of your loss; 3. c. An explanation of why the substitute check you received is insufficient to confirm confirm that you suffered a loss; and 4. d. A copy of the substitute check and the following information to help us identify the substitute check: the check number, the name of the payee to whom you wrote the original check, and the amount of the check.