Common use of Summaries of Legal Matters Clause in Contracts

Summaries of Legal Matters. The statements set forth in the Registration Statement, the Pricing Disclosure Package and the Prospectus under the captions “Description of Debt Securities” and in the Pricing Disclosure Package and the Prospectus under the captions “Description of Subordinated Notes” and “ERISA Considerations” and under the captions “Regulation and Supervision” and “Legal Proceedings” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019, insofar as they purport to describe legal matters or provisions of the laws and regulations or documents referred to therein, fairly present and summarize, in all material respects, such matters or provisions; and the statements set forth in the Pricing Disclosure Package and the Prospectus under the caption “Material United States Federal Income Tax Consequences”, insofar as they purport to summarize certain federal income tax laws of the United States fairly present and summarize, in all material respects, such laws.

Summaries of Legal Matters. The statements set forth in the Registration Statement, the Pricing Disclosure Package and the Prospectus under the captions “Description of Debt Securities” and in the Pricing Disclosure Package and the Prospectus under the captions “Description of Subordinated NotesMaterial U.S. Federal Income Tax Considerations” and “Certain ERISA Considerations” and under the captions “Regulation Supervision and SupervisionRegulation” and “Legal Proceedings” in the Company’s Annual Report on Form 10-K for the year ended December 31, 20192020, insofar as they purport to describe legal matters or provisions of the laws and regulations or documents referred to therein, fairly present and summarize, summarize in all material respects, respects such matters or provisions; and the statements set forth in the Pricing Disclosure Package and the Prospectus under the caption “Material United States U.S. Federal Income Tax Consequences”, insofar as they purport to summarize certain federal income tax laws of the United States States, fairly present and summarize, summarize in all material respects, respects such laws.