TERMS AND CONDITIONS OF YOUR ACCOUNT. This Disclosures and Deposit Account Agreement (“Agreement”) words “business days” mean Monday through Friday, except for federal holidays. Please use telephone number ▇-▇▇▇-▇▇▇-▇▇▇▇ when calling us with any telephone inquiries, notice of possible errors, or other questions about your Accounts. Also, as used in this Agreement, written notice to us is not effective until the day we receive it and does not extend any notification time period while in transit. Any mailed written notice should be addressed to: contains provisions which governs your account(s) with us, Pinnacle Bank, including your checking, savings and money market accounts (“Accounts”). Please read this Agreement carefully and retain it for future reference. When you complete your new account enrollment, you agree to be bound by the terms of this Agreement. If not included elsewhere in this Agreement, you will receive a separate and current schedule of interest rates, qualifying balances, and fees (“charges”) that apply to your Accounts. These charges are also part of this Agreement. We reserve the right to alter or modify these charges at our discretion upon 30 days’ advance notice to you. These altered or modified charges become part of this Agreement. If you have any questions, please call us. Much of our relationship with our depositors is governed by state and federal law and rules (which may change from time to time). This body of law is too large and complex to be reproduced here. The purpose of this Agreement is to: • Summarize the existing rules applicable to the more common transactions; • Establish rules to govern transactions or events which the law does not regulate; • Establish rules for certain events or transactions which the law already regulates but permits variation by agreement; and • Provide you our funds availability and electronic funds transfer disclosures. Unless stated differently in this Agreement, your Accounts are subject to the substantive laws of the state where your account is opened. In the case of Accounts opened online in states where Pinnacle Bank does not have a branch presence, the applicable state law will be Tennessee. We may permit some variations from this Agreement, but any of those variations must be agreed to by us in writing either on our signature card for the Account or in some written form.
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Sources: Deposit Account Agreement
TERMS AND CONDITIONS OF YOUR ACCOUNT. This Disclosures and Deposit Account Agreement (“Agreement”) words “business days” mean Monday through Friday, except for federal holidays. Please use telephone number ▇-▇▇▇-▇▇▇-▇▇▇▇ when calling us with any telephone inquiries, notice of possible errors, or other questions about your Accounts. Also, as used in this Agreement, written notice to us is not effective until the day we receive it and does not extend any notification time period while in transit. Any mailed written notice should be addressed to: contains provisions which governs govern all of your account(s) with us, Pinnacle Bank, a Tennessee bank (herein “Pinnacle Bank”, “Pinnacle”, or “Bank”), including your checking, savings and money market accounts (“Accounts”). Please read this Agreement carefully and retain it for future reference. When you complete sign your new account enrollmentsignature card, you agree to be bound by the terms of this Agreement. If not included elsewhere in this Agreement, you will receive a separate and current schedule of interest rates, qualifying balances, and fees (“charges”) that apply to your Accounts. These charges are also part of this Agreement. We reserve the right to alter or modify these charges at our discretion upon 30 days’ advance notice to you. These altered or modified charges become part of this Agreement. If you have any questions, please call us. Much of our relationship with our depositors is governed by state and federal law and rules (which may change from time to time). This body of law is too large and complex to be reproduced here. The purpose of this Agreement is to: • Summarize the existing rules applicable to the more common transactions; • Establish rules to govern transactions or events which the law does not regulate; • Establish rules for certain events or transactions which the law already regulates but permits variation by agreement; and • Provide you our funds availability and electronic funds transfer disclosures. Unless stated differently in this Agreement, your Accounts are subject to the substantive laws of the state where your account is opened. In the case of Accounts opened online in states where Pinnacle Bank does not have a branch presence, the applicable state law will be Tennessee. We may permit some variations from this Agreement, but any of those variations must be agreed to by us in writing either on our signature card for the Account or in some written form.
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