Common use of The Peer Group Clause in Contracts

The Peer Group. For purposes of determining the Company’s total shareholder return relative to its peer group (on U.S. exchanges), the Company’s peer group will include: AIG Ameriprise Financial Brighthouse Financial Lincoln Financial Metlife Financial Principal Financial Prudential Financial Sun Life Financial Torchmark Voya Financial The following rules will apply: • if a peer enters bankruptcy during the Performance Period, it will be assumed to have a negative 100% total shareholder return for the Performance Period; • if a peer is acquired by another peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, the acquiror will be included and the acquired company will be excluded from the peer group; and • if a peer is acquired by a non-peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, it will be excluded from the peer group. The Company will make all determinations regarding the performance conditions for unearned performance shares and whether they have been met in its sole discretion. The Company will determine the TSR and Final ▇▇▇ Performance Factors within sixty days following December 31, 2021. Any unearned performance shares that are not earned will be forfeited as of the date of the Company’s determination.

The Peer Group. For purposes of determining the Company’s total shareholder return relative to its peer group (on U.S. exchanges), the Company’s peer group will include: AIG • Ameriprise Financial, Inc. • Brighthouse Financial, Inc. • CNO Financial Brighthouse Group, Inc. • Corebridge Financial • Globe Life • ▇▇▇▇▇▇▇ Financial, Inc. • Lincoln National Corporation • Manulife Financial Metlife Financial Corporation • MetLife • Principal Financial Group, Inc. • Prudential Financial Financial, Inc. • Sun Life Financial Torchmark Financial, Inc. • Unum Group • Voya Financial Financial, Inc The following rules will apply: • if a peer enters bankruptcy during the Performance Period, it will be assumed to have a negative 100% total shareholder return for the Performance Period; • if a peer is acquired by another peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, the acquiror will be included and the acquired company will be excluded from the peer group; and • if a peer is acquired by a non-peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, it will be excluded from the peer group. The Company will make all determinations regarding the performance conditions for unearned performance shares and whether they have been met in its sole discretion. The Company will determine the Final ESP and TSR and Final ▇▇▇ Performance Factors within sixty days following December 31, 20212026. Any unearned performance shares that are not earned will be forfeited as of the date of the Company’s determination.

The Peer Group. For purposes of determining the Company’s total shareholder return relative to its peer group (on U.S. exchanges), the Company’s peer group will include: AIG • Ameriprise Financial, Inc. • Brighthouse Financial, Inc. • CNO Financial Brighthouse Group, Inc. • Lincoln National Corporation • Manulife Financial Lincoln Financial Metlife Financial Corporation • MetLife • Principal Financial Group, Inc. • Prudential Financial Financial, Inc. • Sun Life Financial Torchmark Financial, Inc. • Globe Life • Unum Group • Voya Financial Financial, Inc The following rules will apply: • if a peer enters bankruptcy during the Performance Period, it will be assumed to have a negative 100% total shareholder return for the Performance Period; • if a peer is acquired by another peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, the acquiror will be included and the acquired company will be excluded from the peer group; and • if a peer is acquired by a non-peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, it will be excluded from the peer group. The Company will make all determinations regarding the performance conditions for unearned performance shares and whether they have been met in its sole discretion. The Company will determine the TSR and Final ▇▇▇ Performance Factors Factor within sixty days following December 31, 20212024. Any unearned performance shares that are not earned will be forfeited as of the date of the Company’s determination.

The Peer Group. For purposes of determining the Company’s total shareholder return relative to its peer group (on U.S. exchanges), the Company’s peer group will include: AIG • Ameriprise Financial, Inc. • Brighthouse Financial, Inc. • CNO Financial Brighthouse Group, Inc. • Globe Life • ▇▇▇▇▇▇▇ Financial, Inc. • Lincoln National Corporation • Manulife Financial Lincoln Financial Metlife Financial Corporation • MetLife • Principal Financial Group, Inc. • Prudential Financial Financial, Inc. • Sun Life Financial Torchmark Financial, Inc. • Unum Group • Voya Financial Financial, Inc The following rules will apply: • if a peer enters bankruptcy during the Performance Period, it will be assumed to have a negative 100% total shareholder return for the Performance Period; • if a peer is acquired by another peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, the acquiror will be included and the acquired company will be excluded from the peer group; and • if a peer is acquired by a non-peer and the transaction is completed as of the date that total shareholder return is calculated for the peer group, it will be excluded from the peer group. The Company will make all determinations regarding the performance conditions for unearned performance shares and whether they have been met in its sole discretion. The Company will determine the TSR and Final ▇▇▇ Performance Factors Factor within sixty days following December 31, 20212025. Any unearned performance shares that are not earned will be forfeited as of the date of the Company’s determination.