Common use of Third Party Accounts Clause in Contracts

Third Party Accounts. You understand and agree that, in order to provide the Service, it is necessary for the Institution to access third party Web sites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts"), on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution a limited power of attorney and appoint Institution as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accounts, retrieve Content, and use your Content, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Service, as fully to all intents and purposes as you might or could do in person. Once Institution has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish to discontinue using the Service, you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING AND RETRIEVING INFORMATION FROM THE THIRD PARTY ACCOUNTS, INSTITUTION IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTION, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOU. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT.

Third Party Accounts. You understand When you use Total Look to access a third party website you have designated, you authorize us and agree that, in order to provide the Service, it is necessary our Vendors and appoint us and our Vendors as your agent for the Institution to access limited purpose of accessing the third party Web sites websites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts"), designate to retrieve Account Information on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to grant us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution a limited power of attorney and appoint Institution our Vendors as your true and lawful attorney-in-fact and agentfact, with full power of substitution and re-substitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accountsthird party websites, retrieve ContentAccount Information, and use your Contentinformation, all as described abovefor the purpose of accessing your accounts and operating Total Look, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done what is required in connection with those activities, to the Service, as fully to all intents and purposes as full extent that you might or could do in person. Once Institution has actual knowledge You represent that you wish to cease using are a legal owner of or otherwise are legally authorized on the Service as provided accounts at third party websites which you include in this Agreement or as otherwise permitted in this Agreement Total Look and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish have the authority to discontinue using (i) designate the ServiceBank as your agent, (ii) use Total Look and (iii) give us your passwords, usernames, and all other information you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such providerprovide. YOU AGREE AND ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING WE ACCESS AND RETRIEVING RETRIEVE INFORMATION FROM THE A THIRD PARTY ACCOUNTSWEBSITE, INSTITUTION IS ACTING WE ACT AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONWe have no responsibility for transactions and inquiries that you initiate at any third party website. You agree to comply with the terms and conditions of non-BMO ▇▇▇▇▇▇ accounts that you include in Total Look. You agree to direct any disputes or questions about any transaction on any third party website to the account provider. The owners and operators of third party websites are entitled to rely on the authorizations, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOUagency and power of attorney that you have provided above. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNTThe balances that we display on Total Look reflect the most recent refresh and may not be accurate if a refresh was not successfully completed or the information obtained during the refresh from the third party is otherwise not accurate or current.

Third Party Accounts. You understand and agree that, in order to provide the Service, it is necessary for the Institution Nationwide to access third party Web sites websites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts"), on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution Nationwide to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution Nationwide with is true, correct and complete. You represent and warrant to Institution Nationwide that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution Nationwide to use Content and other information submitted by you to the Institution Nationwide (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution Nationwide a limited power of attorney and appoint Institution Nationwide as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitutionresubstitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accounts, retrieve Content, and use your Content, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Service, as fully to all intents and purposes as you might or could do in person. Once Institution Nationwide has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution Nationwide in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish to discontinue using the Service, you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution Nationwide and your use of the Service. Institution Nationwide will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION NATIONWIDE IS ACCESSING AND RETRIEVING INFORMATION FROM THE THIRD PARTY ACCOUNTS, INSTITUTION NATIONWIDE IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONNATIONWIDE, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOU. YOU AGREE THAT INSTITUTION NATIONWIDE SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S NATIONWIDE’S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S NATIONWIDE’S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT.

Third Party Accounts. You understand and agree that, in order to provide the Service, it is necessary for the Institution By using Total Look to access a third party Web sites website you have designated you authorize us and data bases containing information regarding your accounts our providers to access the third party websites and financial relationships as designated by Accounts you ("Third Party Accounts"), designate to retrieve Account Information on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rightsappoint us as your agent for this limited purpose. You hereby authorize grant us and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution a limited power of attorney and appoint Institution our providers as your true and lawful attorney-in-fact and agentfact, with full power of substitution and re-substitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accountsthird party websites, retrieve ContentAccount Information, and use your Contentinformation, all as described abovefor the purpose of accessing your Accounts and operating Total Look, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Servicesuch activities, as fully to all intents and purposes as you might or could do in person. Once Institution has actual knowledge You represent that you wish to cease using are a legal owner of the Service as provided Accounts at third party websites which you include in this Agreement or as otherwise permitted in this Agreement Total Look and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish have the authority to discontinue using the Service(i) designate us as your agent, (ii) use Total Look and (iii) give us your passwords, usernames, and all other information you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such providerprovide. YOU AGREE AND ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING WE ACCESS AND RETRIEVING RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTSWEBSITE, INSTITUTION IS ACTING WE ACT AS YOUR AGENTAGENTS, AND NOT AS THE AGENT OF AGENTS OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONTransactions and inquiries you initiate at such a site are not made through, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATIONand we have no responsibility for such transactions. You agree to comply with the terms and conditions of those accounts. If you have a dispute or question about any transaction on such site, AGENCY AND POWER OF ATTORNEY GRANTED BY YOUyou agree to direct these to the account provider. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTSThird party websites are entitled to rely on the above authorizations, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNTagency and power of attorney granted by you. Balances shown on Total Look reflect the most recent refresh and may not be accurate if a refresh was not successfully completed or the information obtained during the refresh from the third party is otherwise not accurate or current.

Third Party Accounts. You understand and agree that, in order to provide the Service, it is necessary for the Institution us to access third party Web sites websites and data bases containing information regarding your accounts and financial relationships as designated by you (( "Third Party Accounts"" ), on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution Bank to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution us with is true, correct and complete. You represent and warrant to Institution the Bank that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution Bank to use Content and other information submitted by you to the Institution Bank (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution us a limited power of attorney and appoint Institution the Bank as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitutionresubstitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accounts, retrieve Content, and use your Content, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Service, as fully to all intents and purposes as you might or could do in person. Once Institution the Bank has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution the Bank in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution us that you wish to discontinue using the Service, you may send can contact us an ethrough the eBank! Online Chat platform or write us at Lake Ridge Bank, Attn.: Electronic Services, ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇▇▇ by calling us at (▇▇▇) ▇▇▇-mail ▇▇▇▇ as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution us and your use of the Service. Institution The Bank will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS WE ARE ACCESSING AND RETRIEVING INFORMATION FROM THE THIRD PARTY ACCOUNTS, INSTITUTION THE BANK IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONTHE BANK, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOU. YOU AGREE THAT INSTITUTION THE BANK SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S THE BANK’S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S THE BANK’S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT.;

Third Party Accounts. You understand By using the Varo Services, you authorize Varo and agree that, in order to provide the Service, it is necessary for the Institution its Service Providers to access third party Web sites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts")you, on your behalf, to retrieve information as requested or authorized by you, and to register for accounts requested by you. By using the ServiceFor all purposes hereof, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant hereby ▇▇▇▇▇ ▇▇▇▇ and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution its service providers a limited power of attorney attorney, and you hereby appoint Institution Varo and its service providers as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitution, substitution for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accountsthird party internet sites, servers or documents, retrieve Contentand transmit your personal and financial information, and use your Contentinformation, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Servicesuch activities, as fully to all intents and purposes as you might or could do in person. Once Institution has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish to discontinue using the Service, you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING VARO OR ITS SERVICE PROVIDERS ACCESS AND RETRIEVING RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTSSITES, INSTITUTION IS VARO AND ITS SERVICE PROVIDERS ARE ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONYou agree that third party account providers shall be entitled to rely on the foregoing authorization, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATIONagency and power of attorney granted by you. you understand and agree that the Varo Services are not endorsed or sponsored by any third party account providers accessible through the Varo Services. You agree to your personal and financial information being transferred, AGENCY AND POWER OF ATTORNEY GRANTED BY YOUstored and processed by Varo and its Service Providers in accordance with the Privacy Policy E. No Liability for Transaction Data. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTSUnder no circumstances will Varo be liable in any way for any Transaction Data, FEESincluding any errors or omissions in any Transaction Data, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF any modification, loss or deletion of any Transaction Data or any loss or damage of any kind incurred as a result of the use of or reliance upon any Transaction Data or the analysis, summary or recommendation thereof. You hereby affirm, represent and warrant that you have the necessary right and permissions required (1i) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; to provide us with and allow us to access and collect any Transaction Data, and (2ii) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNTfor Varo to use such Transaction Data in accordance with this Agreement and the Privacy Policy.

Third Party Accounts. You Once you invite your clients to use the WebCFQ Service, you understand and agree that, in order to provide the Service, it is necessary for the Institution Service to access third party Web sites and data bases containing information regarding your clients accounts and financial relationships as designated by you ("Third Party Accounts")) as designated by your clients and, on your clients behalf, for the Service to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreementyour clients. You warrant and represent that the information you are providing Institution us with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you and your client are using the Service, you give to the Institution LEAP a limited power of attorney and appoint Institution LEAP as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitutionresubstitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accounts, retrieve Content, and use your clients Content, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Service, as fully to all intents and purposes as you your client might or could do in person. Once Institution LEAP has actual knowledge that you and/or your client wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution LEAP in good faith before it has actual knowledge of termination by you and/or your client shall be deemed to be authorized by you. To notify institution that you wish to discontinue using the Service, you may send us an e-mail as provided in this Agreementand/or your client. You understand and agree that at all times your relationship with each Third Party Account provider your clients is independent of Institution LEAP and your use of the Service. Institution LEAP will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION LEAP IS ACCESSING AND RETRIEVING INFORMATION FROM THE THIRD PARTY ACCOUNTS, INSTITUTION ; LEAP IS ACTING AS YOUR CLIENTS AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONLEAP, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOUYOU AND YOUR CLIENT. YOU AGREE THAT INSTITUTION LEAP SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S LEAP’S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S LEAP’S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT.

Third Party Accounts. You understand When you use Total Look to access a third party website you have designated, you authorize us and agree that, in order to provide the Service, it is necessary our Vendors and appoint us and our Vendors as your agent for the Institution to access limited purpose of accessing the third party Web sites websites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts"), designate to retrieve Account Information on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to grant us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution a limited power of attorney and appoint Institution our Vendors as your true and lawful attorney-in-fact and agentfact, with full power of substitution and re-substitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accountsthird party websites, retrieve ContentAccount Information, and use your Contentinformation, all as described abovefor the purpose of accessing your accounts and operating Total Look, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done what is required in connection with those activities, to the Service, as fully to all intents and purposes as full extent that you might or could do in person. Once Institution has actual knowledge You represent that you wish to cease using are a legal owner of or otherwise are legally authorized on the Service as provided accounts at third party websites which you include in this Agreement or as otherwise permitted in this Agreement Total Look and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish have the authority to discontinue using (i) designate the ServiceBank as your agent, (ii) use Total Look and (iii) give us your passwords, usernames, and all other information you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such providerprovide. YOU AGREE AND ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING WE ACCESS AND RETRIEVING RETRIEVE INFORMATION FROM THE A THIRD PARTY ACCOUNTSWEBSITE, INSTITUTION IS ACTING WE ACT AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONWe have no responsibility for transactions and inquiries that you initiate at any third party website. You agree to comply with the terms and conditions of non- BMO ▇▇▇▇▇▇ accounts that you include in Total Look. You agree to direct any disputes or questions about any transaction on any third party website to the account provider. The owners and operators of third party websites are entitled to rely on the authorizations, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOUagency and power of attorney that you have provided above. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNTThe balances that we display on Total Look reflect the most recent refresh and may not be accurate if a refresh was not successfully completed or the information obtained during the refresh from the third party is otherwise not accurate or current.

Third Party Accounts. You understand By using the service, you authorize HomeTrac, its Affiliates, and agree that, in order to provide the Service, it is necessary for the Institution its Suppliers to access third party Web sites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts")you, on your behalf, to retrieve information as requested or authorized by you, and to register for accounts requested by you. By using the ServiceFor all purposes hereof, you agree to authorize the Institution to access such Third Party Accounts to retrieve such Content as requested or authorized by youhereby grant HomeTrac, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accountsits Affiliates, and you are not violating any third party rights. You hereby authorize and permit the Institution to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution its Suppliers a limited power of attorney attorney, and you hereby appoint Institution HomeTrac , its Affiliates, and its Suppliers as your true and lawful attorney-in-fact and agent, with full power of substitution and re-re- substitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accountsthird party internet sites, servers or documents, retrieve Contentinformation, and use your Contentinformation, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Servicesuch activities, as fully to all intents and purposes as you might or could do in person. Once Institution has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish to discontinue using the Service, you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING HOMETRAC OR YODLEE ACCESSES AND RETRIEVING RETRIEVES INFORMATION FROM THE THIRD PARTY ACCOUNTSSITES, INSTITUTION IS HOMETRAC, ITS AFFILIATES, AND ITS SUPPLIERS ARE ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONYou agree that third party account providers shall be entitled to rely on the foregoing authorization, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATIONagency and power of attorney granted by you. You understand and agree that the service is not endorsed or sponsored by any third party account providers accessible through the service. You acknowledge that through the use of this service, AGENCY AND POWER OF ATTORNEY GRANTED BY YOU. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTSHomeTrac shall have access to your account credentials, FEESincluding, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNTbut not limited to login username and passwords.

Third Party Accounts. You understand and agree that, in order to provide the Service, it is necessary for the Institution us to access third party Web sites websites and data bases containing information regarding your accounts and financial relationships as designated by you (( "Third Party Accounts"" ), on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution Bank to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution us with is true, correct and complete. You represent and warrant to Institution the Bank that you have the right to authorize and permit us access to your Third Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit the Institution Bank to use Content and other information submitted by you to the Institution Bank (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accounts. For as long as you are using the Service, you give to the Institution us a limited power of attorney and appoint Institution the Bank as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitutionresubstitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accounts, retrieve Content, and use your Content, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Service, as fully to all intents and purposes as you might or could do in person. Once Institution the Bank has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution the Bank in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution us that you wish to discontinue using the Service, you may send can contact us an ethrough the eBank! Online Chat platform or write us at State Bank of Cross Plains, Attn.: Electronic Services, ▇▇▇▇ ▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ or by calling us at (▇▇▇) ▇▇▇-mail ▇▇▇▇ as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution us and your use of the Service. Institution The Bank will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS WE ARE ACCESSING AND RETRIEVING INFORMATION FROM THE THIRD PARTY ACCOUNTS, INSTITUTION THE BANK IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONTHE BANK, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOU. YOU AGREE THAT INSTITUTION THE BANK SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S THE BANK’S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S THE BANK’S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT. IN ORDER TO UPDATE THE VALUE OF YOUR ASSETS AS SHOWN TO YOU, WE WILL ACCESS YOUR THIRD-PARTY ACCOUNT. THE BANK MAKES NO REPRESENTATIONS, WARRANTIES OR OTHER GUARANTEES AS TO THE ACCURACY, COMPLETENESS OR TIMELINESS OF ANY PRICE QUOTES, NOR DOES THE BANK MAKE ANY REPRESENTATIONS, WARRANTIES OR OTHER GUARANTEES AS TO THE PRESENT OR FUTURE VALUE OR SUITABILITY OF ANY SALE, TRADE OR OTHER TRANSACTION INVOLVING ANY PARTICULAR SECURITY OR ANY OTHER INVESTMENT. IN ADDITION, THE BANK MAKES NO REPRESENTATIONS, WARRANTIES OR OTHER GUARANTEES THAT ITEMS ACCESSED OR VIEWED THROUGH THE SERVICE ARE FDIC-INSURED.

Third Party Accounts. You understand and agree that, in order to provide the Service, it is necessary for the Institution us to access third party Web sites websites and data bases containing information regarding your accounts and financial relationships as designated by you ("“Third Party Accounts"), on your behalf, to retrieve information as requested or authorized by you. By using the Service, you agree to authorize the Institution Bank to access such Third Third-Party Accounts to retrieve such Content as requested or authorized by you, or for any other purpose authorized by this Agreement. You warrant and represent that the information you are providing Institution us with is true, correct and complete. You represent and warrant to Institution the Bank that you have the right to authorize and permit us access to your Third Third- Party Accounts, you assure us that by disclosing the information to us and by authorizing us to use such information to access your Third Third-Party Accounts, and you are not violating any third third-party rights. You hereby authorize and permit the Institution Bank to use Content and other information submitted by you to the Institution Bank (such as account passwords and user namesusernames) to accomplish these purposes and to configure the Service to be compatible with the Third Third-Party Accounts. For as long as you are using the Service, you give to the Institution us a limited power of attorney and appoint Institution the Bank as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitutionresubstitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accounts, retrieve Content, and use your Content, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Service, as fully to all intents and purposes as you might or could do in person. Once Institution the Bank has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution the Bank in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution us that you wish to discontinue using the Service, you may send can contact us an e-mail through the Online Chat platform or write us at Lake Ridge Bank, Attn: Customer Support, ▇▇▇▇ ▇▇▇▇▇▇ ▇▇, ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ or by calling us at (608) 223 - 3000 as provided in this Agreement. You understand and agree that at all times your relationship with each Third Third-Party Account provider is independent of Institution us and your use of the Service. Institution The Bank will not be responsible for any acts or omissions by the financial institution or other provider of any Third Third-Party Account, including without limitation any modification, interruption or discontinuance of any Third Third-Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS WE ARE ACCESSING AND RETRIEVING INFORMATION FROM THE THIRD PARTY ACCOUNTS, INSTITUTION THE BANK IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONTHE BANK, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATION, AGENCY AND POWER OF ATTORNEY GRANTED BY YOU. YOU AGREE THAT INSTITUTION THE BANK SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTIONTHE BANK'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTIONTHE BANK'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACY, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT.

Third Party Accounts. You understand By using the Services, you expressly authorize MoneyDesktop and agree that, in order to provide the Service, it is necessary for the Institution its service providers to access third party Web sites and data bases containing information regarding your accounts and financial relationships as designated by you ("Third Party Accounts")you, on your behalf, to retrieve information as requested or authorized by you, and to register for accounts requested by you. By using the ServiceWhen you provide account data to us (such as bank or other financial accounts), you agree authorize us to authorize the Institution access, and store, if applicable, a limited amount of information, including (a) a unique user ID and a password that allow us to access such Third Party Accounts to retrieve such Content as requested or authorized by you, or for any those accounts and (b) records and other purpose authorized by this Agreementinformation from your accounts. You warrant By providing us your login information and represent that the information you are providing Institution with is true, correct and complete. You represent and warrant to Institution that you have the right to authorize and permit us access to your Third Party Accountsusing these features of our Site, you assure authorize us that by disclosing the information to us and by authorizing us to use such information to access your Third Party Accounts, and you are not violating any third party rights. You hereby authorize and permit financial account information in order to provide the Institution Services to use Content and other information submitted by you to the Institution (such as account passwords and user names) to accomplish these purposes and to configure the Service to be compatible with the Third Party Accountsyou. For as long as you are using the Serviceall purposes hereof, you give to the Institution hereby grant MoneyDesktop and its service providers a limited power of attorney attorney, and you hereby appoint Institution MoneyDesktop as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitution, for you and in your name, place and ▇▇▇▇▇, in any and all capacities, to access the Third Party Accountsthird party internet sites, servers or documents, retrieve Contentinformation, and use your Contentinformation, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the Servicesuch activities, as fully to all intents and purposes as you might or could do in person. Once Institution has actual knowledge that you wish to cease using the Service as provided in this Agreement or as otherwise permitted in this Agreement and has a reasonable opportunity to act on such knowledge, this limited power of attorney is automatically revoked; provided, however, that any act done by Institution in good faith before it has actual knowledge of termination by you shall be deemed to be authorized by you. To notify institution that you wish to discontinue using the Service, you may send us an e-mail as provided in this Agreement. You understand and agree that at all times your relationship with each Third Party Account provider is independent of Institution and your use of the Service. Institution will not be responsible for any acts or omissions by the financial institution or other provider of any Third Party Account, including without limitation any modification, interruption or discontinuance of any Third Party Account by such provider. YOU ACKNOWLEDGE AND AGREE THAT WHEN INSTITUTION IS ACCESSING MONEYDESKTOP OR ITS SERVICE PROVIDERS ACCESS AND RETRIEVING RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTSSITES, INSTITUTION IS MONEYDESKTOP AND ITS SERVICE PROVIDERS ARE ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. YOU AGREE THAT INSTITUTIONYou agree that third party account providers shall be entitled to rely on the foregoing authorization and agency granted by you. You understand and agree that the Services are not endorsed or sponsored by all third party account providers accessible through the Services. You are permitted to use content delivered to you through the Services only in connection with the Services. You acknowledge and agree that MoneyDesktop and/or its licensors or suppliers own all rights to the Site and the Services, ITS AFFILIATES AND PARTNERS SHALL BE ENTITLED TO RELY UPON THE FOREGOING AUTHORIZATIONthe content displayed on the Site and the Services including its “look and feel” (e.g., AGENCY AND POWER OF ATTORNEY GRANTED BY YOUtext, graphics, images, logos and button icons), photos, editorial content, notices, and any intellectual or proprietary property and/or technology (in any form) made available to you as a part of or in conjunction with the Services. YOU AGREE THAT INSTITUTION SHALL NOT BE LIABLE FOR ANY COSTSYou are only permitted to use any of the foregoing as expressly authorized by these Terms and Conditions. You may not copy, FEESreproduce, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) INSTITUTION'S ACCESS TO THE THIRD PARTY ACCOUNTS; (2) INSTITUTION'S RETRIEVAL OF OR INABILITY TO RETRIEVE INFORMATION FROM THE THIRD PARTY ACCOUNTS; (3) ANY INACCURACYdistribute, INCOMPLETENESS OR MISINFORMATION CONTAINED IN CONTENT RETRIEVED FROM THE THIRD PARTY ACCOUNTS AND (4) ANY CHARGES IMPOSED BY THE PROVIDER OF ANY THIRD PARTY ACCOUNT.or create derivative works from this content. Further, you agree to not reverse engineer or reverse compile any of the Services technology, including but not limited to Java applets associated with the Services. MoneyDesktop allows, or may allow in the future, users to post content at various publicly available locations. These forums may be hosted by us or by a third party. Wherever you can post information you agree: