Common use of Time Limit on Certain Defenses Clause in Contracts

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform the substantial and material duties of your regular occupation even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or law. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. ▇. ▇▇▇▇ ▇▇▇▇ President ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ Corporate Secretary ICC16-PR202(02/16) This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform the substantial and material duties of your regular occupation even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or law. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ President and CEO This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform the substantial and material duties of your regular occupation even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or law. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ President and CEO ▇▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇ Corporate Secretary This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform the substantial and material duties of your regular occupation even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or lawmedical specialty. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ President and CEO ▇▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇ Corporate Secretary This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform with reasonable continuity the substantial and material duties acts of your regular occupation in the usual and customary way, even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or lawlaw as a trial attorney. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. ▇. ▇▇▇▇ ▇▇▇▇ Chairman and CEO ▇▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇ Corporate Secretary This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform the substantial and material duties of your regular occupation even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or lawlaw as a trial attorney. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.

Time Limit on Certain Defenses. The policy’s Time Limit On Certain Defenses provision will apply to this rider as of the effective date of this rider. This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ President and CEO ▇▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇ Corporate Secretary This rider changes the policy’s definition of total disability to mean that you’ll be considered totally disabled if you can’t perform the substantial and material duties of your regular occupation even if you’re earning money in another occupation. Your regular occupation may include a professionally recognized specialty in medicine, dentistry or lawlaw as a trial attorney. This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows:  • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and  • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness. This Regular Medical Care requirement will be waived when we receive written proof, satisfactory to us, that further care would be of no benefit to you. If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation. If you are an attorney and have limited your Regular Occupation to the performance of the usual and customary activities of a trial attorney, then trial attorney will be deemed your Regular Occupation. The usual and customary activities of a trial attorney are personal participation in: civil or criminal trials, administrative rule making or contested case hearings, Workers’ Compensation hearings, arbitration and mediation hearings, and the taking or defending of depositions. No legal specialty other than trial attorney will be accepted as a Regular Occupation for the purposes of this rider.