Common use of TOP Clause in Contracts

TOP. Range of Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Sample Pool Sample Pool Avg. Sample Pool Weighted Number of Calculation Date Calculation Date Calculation Date Average Gross Weighted Average Weighted Average Weighted Average Weighted Average Range of Debt Ratio Mortgage Loans Principal Balance ($) Principal Balance Principal Balance ($) Interest Rate (%) Original LTV (%) Original Combined LTV (%) FICO Score Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 0.01 - 30.00 728 133,194,452 8.74 182,959 8.082 78.88 84.09 636 23.78 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 30.01 - 35.00 689 127,192,868 8.34 184,605 8.214 78.99 85.34 633 32.78 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 35.01 - 40.00 1,139 228,381,485 14.98 200,511 8.25 80.88 88.92 634 37.72 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 40.01 - 45.00 1,794 382,421,012 25.08 213,167 8.187 80.67 90.56 640 42.72 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 45.01 - 50.00 2,277 497,382,549 32.62 218,438 8.341 81.38 91.3 631 47.84 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 625 143,897,170 9.44 230,235 8.068 80.37 87.36 620 52.54 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 55.01 greater than or equal to 49 12,165,042 0.8 248,266 7.657 81.07 88.81 628 55.98 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Total: 7,301 1,524,634,579 100 208,825 8.224 80.61 89.24 633 42.19 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Non-zero Weighted Average DTI: 42.19 Minimum DTI: 2.18 Maximum DTI: 58.00 Standard Deviation DTI: 8.36 Top ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. Range of Debt Ratio Original Combined LTV Ratios (%) --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Sample Pool Sample Pool Avg. Sample Pool Weighted Number of Calculation Date Calculation Date Calculation Date Average Gross Weighted Average Weighted Average Weighted Average Weighted Average Range of Debt Ratio Original Combined LTV Ratios (%) Mortgage Loans Principal Balance ($) Principal Balance Principal Balance ($) Interest Rate (%) Original LTV (%) Original Combined LTV (%) FICO Score Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 0.01 - less than or equal to 30.00 728 133,194,452 8.74 182,959 8.082 78.88 84.09 636 23.78 15 1,911,572 0.41 127,438 8.077 24.16 24.16 608 34.53 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 30.01 - 35.00 689 127,192,868 8.34 184,605 8.214 78.99 85.34 633 32.78 7 984,634 0.21 140,662 7.726 33.7 33.7 640 41.02 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 35.01 - 40.00 1,139 228,381,485 14.98 200,511 8.25 80.88 88.92 634 37.72 11 1,656,060 0.35 150,551 7.591 37.83 37.83 617 41.31 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 40.01 - 45.00 1,794 382,421,012 25.08 213,167 8.187 80.67 90.56 640 42.72 24 4,284,861 0.91 178,536 8.036 42.46 42.46 594 37.4 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 45.01 - 50.00 2,277 497,382,549 32.62 218,438 8.341 81.38 91.3 631 47.84 27 5,333,412 1.13 197,534 7.668 47.88 47.88 626 41.29 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 625 143,897,170 9.44 230,235 8.068 80.37 87.36 620 52.54 33 5,429,504 1.15 164,530 7.684 52.64 53 608 38.28 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 55.01 greater than or equal to 49 12,165,042 0.8 248,266 7.657 81.07 88.81 628 55.98 - 60.00 63 12,536,358 2.66 198,990 7.475 58.03 58.03 619 42.68 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 60.01 - 65.00 75 15,969,449 3.39 212,926 7.735 62.98 62.98 597 41.1 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 65.01 - 70.00 144 30,111,029 6.39 209,104 8.192 68.66 68.66 590 41.98 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 70.01 - 75.00 193 39,947,698 8.48 206,983 8.193 73.9 73.9 589 41.14 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 75.01 - 80.00 388 84,088,078 17.85 216,722 8.158 79.2 79.2 601 42.1 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 80.01 - 85.00 264 54,333,581 11.54 205,809 8.397 84.31 84.31 607 42.13 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 85.01 - 90.00 198 39,701,169 8.43 200,511 8.278 88.65 89.46 625 43.49 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 90.01 - 95.00 172 32,518,278 6.9 189,060 8.581 89.8 94.85 627 43.44 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 95.01 - 100.00 1,083 142,192,841 30.19 131,295 8.273 82.09 99.96 645 44.65 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Total: 7,301 1,524,634,579 2,697 470,998,522 100 208,825 8.224 80.61 89.24 633 42.19 174,638 8.217 78.49 84.31 618 42.84 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Non-zero Weighted Average DTI: 42.19 Original Combined LTV (%): 84.31 Minimum DTI: 2.18 Original Combined LTV (%): 5.53 Maximum DTI: 58.00 Original Combined LTV (%): 100.00 Standard Deviation DTI: 8.36 Top ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Original Combined LTV (%): 15.32

TOP. Range of Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Sample Pool Sample Pool Avg. Sample Pool Weighted Number of Calculation Date Calculation Date Calculation Date Average Gross Weighted Average Weighted Average Weighted Average Weighted Average Range of Debt Ratio Mortgage Loans Principal Balance ($) Principal Balance Principal Balance ($) Interest Rate (%) Original LTV (%) Original Combined LTV (%) FICO Score Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 0.01 - 30.00 728 133,194,452 8.74 182,959 8.082 78.88 84.09 636 23.78 508 99,940,383 9.49 196,733 8.031 79.9 86.2 642 22.96 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 30.01 - 35.00 689 127,192,868 8.34 184,605 8.214 78.99 85.34 633 32.78 411 80,167,848 7.61 195,056 8.288 80.84 89.1 642 32.88 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 35.01 - 40.00 1,139 228,381,485 14.98 200,511 8.25 80.88 88.92 634 37.72 730 160,231,408 15.21 219,495 8.275 82.04 91.46 642 37.67 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 40.01 - 45.00 1,794 382,421,012 25.08 213,167 8.187 80.67 90.56 640 42.72 1,174 275,928,166 26.19 235,033 8.174 81.28 92.4 646 42.71 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 45.01 - 50.00 2,277 497,382,549 32.62 218,438 8.341 81.38 91.3 631 47.84 1,430 341,943,502 32.45 239,121 8.343 82.41 93.46 637 47.85 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 625 143,897,170 9.44 230,235 8.068 80.37 87.36 620 332 89,958,049 8.54 270,958 8.062 80.76 88.71 626 52.54 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 55.01 greater than or equal to 49 12,165,042 0.8 248,266 7.657 81.07 88.81 628 55.98 19 5,466,700 0.52 287,721 7.751 81.6 91.41 626 55.95 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Total: 7,301 1,524,634,579 4,604 1,053,636,056 100 208,825 8.224 80.61 89.24 633 42.19 228,852 8.228 81.56 91.44 640 41.9 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Non-zero Weighted Average DTI: 42.19 41.90 Minimum DTI: 2.18 Maximum DTI: 58.00 57.73 Standard Deviation DTI: 8.36 8.70 Top ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. Range of Debt Ratio Original Combined LTV Ratios (%) --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Sample Pool Sample Pool Avg. Sample Pool Weighted Number of Calculation Date Calculation Date Calculation Date Average Gross Weighted Average Weighted Average Weighted Average Weighted Average Range of Debt Ratio Original Combined LTV Ratios (%) Mortgage Loans Principal Balance ($) Principal Balance Principal Balance ($) Interest Rate (%) Original LTV (%) Original Combined LTV (%) FICO Score Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 0.01 - less than or equal to 30.00 728 133,194,452 8.74 182,959 8.082 78.88 84.09 636 23.78 8 743,500 0.07 92,937 8.65 23.3 23.3 578 35.04 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 30.01 - 35.00 689 127,192,868 8.34 184,605 8.214 78.99 85.34 633 32.78 6 862,726 0.08 143,788 7.536 32.64 32.64 634 28.17 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 35.01 - 40.00 1,139 228,381,485 14.98 200,511 8.25 80.88 88.92 634 37.72 12 2,698,417 0.26 224,868 6.72 36.56 37.08 681 41.55 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 40.01 - 45.00 1,794 382,421,012 25.08 213,167 8.187 80.67 90.56 640 42.72 9 2,069,300 0.2 229,922 7.169 43.89 43.89 647 34.38 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 45.01 - 50.00 2,277 497,382,549 32.62 218,438 8.341 81.38 91.3 631 47.84 22 4,792,714 0.45 217,851 7.72 48.21 48.21 633 39.3 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 625 143,897,170 9.44 230,235 8.068 80.37 87.36 620 52.54 22 6,332,992 0.6 287,863 7.029 53.05 53.05 654 40.92 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 55.01 greater than or equal to 49 12,165,042 0.8 248,266 7.657 81.07 88.81 628 55.98 - 60.00 41 10,043,965 0.95 244,975 7.43 57.92 57.99 619 37.33 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 60.01 - 65.00 63 14,902,385 1.41 236,546 7.377 63.02 63.02 629 40.34 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 65.01 - 70.00 121 35,154,703 3.34 290,535 7.579 68.31 68.45 629 40.1 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 70.01 - 75.00 149 44,617,251 4.23 299,445 7.759 73.24 73.5 618 40.72 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 75.01 - 80.00 348 97,510,658 9.25 280,203 7.858 79.33 79.33 626 40.49 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 80.01 - 85.00 292 81,095,217 7.7 277,723 8.059 84.06 84.11 617 40.38 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 85.01 - 90.00 441 110,211,522 10.46 249,913 8.592 88.63 89.63 630 41.63 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 90.01 - 95.00 268 65,652,484 6.23 244,972 8.725 90.38 94.8 627 41.61 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 95.01 - 100.00 2,802 576,948,222 54.76 205,906 8.328 82.65 99.97 653 42.84 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Total: 7,301 1,524,634,579 4,604 1,053,636,056 100 208,825 8.224 80.61 89.24 633 42.19 228,852 8.228 81.56 91.44 640 41.9 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Non-zero Weighted Average DTI: 42.19 Original Combined LTV (%): 91.44 Minimum DTI: 2.18 Original Combined LTV (%): 8.50 Maximum DTI: 58.00 Original Combined LTV (%): 100.00 Standard Deviation DTI: 8.36 Top ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Original Combined LTV (%): 12.03

TOP. Range of Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Sample Pool Sample Pool Avg. Sample Pool Weighted Number of Calculation Date Calculation Date Calculation Date Average Gross Weighted Average Weighted Average Weighted Average Weighted Average Range of Debt Ratio Mortgage Loans Principal Balance ($) Principal Balance Principal Balance ($) Interest Rate (%) Original LTV (%) Original Combined LTV (%) FICO Score Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 0.01 - 30.00 728 133,194,452 8.74 182,959 8.082 78.88 84.09 636 23.78 220 33,254,068 7.06 151,155 8.236 75.82 77.75 616 26.24 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 30.01 - 35.00 689 127,192,868 8.34 184,605 8.214 78.99 85.34 633 32.78 278 47,025,020 9.98 169,155 8.089 75.82 78.92 618 32.62 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 35.01 - 40.00 1,139 228,381,485 14.98 200,511 8.25 80.88 88.92 634 37.72 409 68,150,077 14.47 166,626 8.191 78.14 82.95 616 37.84 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 40.01 - 45.00 1,794 382,421,012 25.08 213,167 8.187 80.67 90.56 640 42.72 620 106,492,846 22.61 171,763 8.219 79.08 85.77 624 42.75 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 45.01 - 50.00 2,277 497,382,549 32.62 218,438 8.341 81.38 91.3 631 47.84 847 155,439,048 33 183,517 8.337 79.11 86.56 617 47.81 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 625 143,897,170 9.44 230,235 8.068 80.37 87.36 620 52.54 293 53,939,121 11.45 184,093 8.077 79.74 85.12 609 52.56 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 55.01 greater than or equal to 49 12,165,042 0.8 248,266 7.657 81.07 88.81 628 55.98 30 6,698,342 1.42 223,278 7.58 80.64 86.69 630 56 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Total: 7,301 1,524,634,579 2,697 470,998,522 100 208,825 8.224 80.61 89.24 633 42.19 174,638 8.217 78.49 84.31 618 42.84 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Non-zero Weighted Average DTI: 42.19 42.84 Minimum DTI: 2.18 20.10 Maximum DTI: 58.00 Standard Deviation DTI: 8.36 7.71 Top ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. Range of Debt Ratio Original Combined LTV Ratios (%) --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Sample Pool Sample Pool Avg. Sample Pool Weighted Number of Calculation Date Calculation Date Calculation Date Average Gross Weighted Average Weighted Average Weighted Average Weighted Average Range of Debt Ratio Original Combined LTV Ratios (%) Mortgage Loans Principal Balance ($) Principal Balance Principal Balance ($) Interest Rate (%) Original LTV (%) Original Combined LTV (%) FICO Score Debt Ratio --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 0.01 - less than or equal to 30.00 728 133,194,452 8.74 182,959 8.082 78.88 84.09 636 23.78 23 2,655,071 0.17 115,438 8.238 23.92 23.92 599 34.67 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 30.01 - 35.00 689 127,192,868 8.34 184,605 8.214 78.99 85.34 633 32.78 13 1,847,360 0.12 142,105 7.637 33.21 33.21 637 35.02 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 35.01 - 40.00 1,139 228,381,485 14.98 200,511 8.25 80.88 88.92 634 37.72 23 4,354,476 0.29 189,325 7.052 37.04 37.36 657 41.46 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 40.01 - 45.00 1,794 382,421,012 25.08 213,167 8.187 80.67 90.56 640 42.72 33 6,354,161 0.42 192,550 7.754 42.93 42.93 612 36.41 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 45.01 - 50.00 2,277 497,382,549 32.62 218,438 8.341 81.38 91.3 631 47.84 49 10,126,126 0.66 206,656 7.693 48.04 48.04 629 40.35 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 625 143,897,170 9.44 230,235 8.068 80.37 87.36 620 52.54 55 11,762,496 0.77 213,864 7.331 52.86 53.03 633 39.7 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 55.01 greater than or equal to 49 12,165,042 0.8 248,266 7.657 81.07 88.81 - 60.00 104 22,580,323 1.48 217,118 7.455 57.98 58.01 619 40.3 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 60.01 - 65.00 138 30,871,834 2.02 223,709 7.562 63 63 612 40.73 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 65.01 - 70.00 265 65,265,732 4.28 246,286 7.862 68.47 68.54 611 40.97 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 70.01 - 75.00 342 84,564,949 5.55 247,266 7.964 73.56 73.69 604 40.92 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 75.01 - 80.00 736 181,598,736 11.91 246,737 7.997 79.27 79.27 614 41.24 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 80.01 - 85.00 556 135,428,798 8.88 243,577 8.195 84.16 84.19 613 41.08 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 85.01 - 90.00 639 149,912,692 9.83 234,605 8.509 88.64 89.59 628 55.98 42.13 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 90.01 - 95.00 440 98,170,762 6.44 223,115 8.678 90.18 94.82 627 42.22 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 95.01 - 100.00 3,885 719,141,063 47.17 185,107 8.317 82.54 99.97 651 43.2 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Total: 7,301 1,524,634,579 100 208,825 8.224 80.61 89.24 633 42.19 --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Non-zero Weighted Average DTI: 42.19 Original Combined LTV (%): 89.24 Minimum DTI: 2.18 Original Combined LTV (%): 5.53 Maximum DTI: 58.00 Original Combined LTV (%): 100.00 Standard Deviation DTI: 8.36 Top ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Original Combined LTV (%): 13.68