TRANSACTION AUTHORIZATIONS. Purchases, transfers, and cash advances require our prior authorization. We may limit the number and dollar amount of authorizations for any certain time period. We participate in the Verified by Visa program for Internet transactions. You may also participate in other digital wallet applications with the use of your Card. If our authorization system is not fully operational, we may not be able to give approval for a transaction even if the funds are available. For added protection, we have incorporated a neural network system to combat fraud. In utilizing this program, it is possible that transactions may be declined. You authorize us to contact you without restriction by telephone, email, text message or in writing to administer your account regarding processing transactions and the prevention of fraudulent transactions. Alerts sent via text may not be delivered due to circumstances beyond our control as carriers do not guarantee delivery of such alerts. You have the right to opt out of specific contact methods by contacting the credit union at the address or telephone number listed herein. These restrictions are for security reasons, and we cannot fully explain the details of how our authorization system works. You agree that the credit union shall not be liable for withholding any authorization. If your account reflects an authorization hold, your available balance will be reduced. Please see the Membership Agreement for more information about your balances. This Card may not be used for online gambling (except as provided by Colorado law) or illegal transactions and activities. You understand that the Internal Revenue Service (IRS) limits use of this account to qualified medical expenses and that any non-qualified expenditures must be reported to the IRS.
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TRANSACTION AUTHORIZATIONS. Purchases, transfers, and cash advances require our prior authorization. We may limit the number and dollar amount of authorizations for any certain time period. We participate in the Verified by Visa program for Internet internet transactions. You may also participate in other digital wallet applications with the use of your Card. If our authorization system is not fully operational, we may not be able to give approval for a transaction transactions even if the there are funds are available. For added protection, we have we’ve incorporated a neural network system to combat fraud. In utilizing this program, it is possible that transactions may be declined. You authorize us to contact you without restriction by telephone, email, text message or in writing to administer your account regarding processing transactions and the prevention of fraudulent transactions. Alerts sent via text may not be delivered due to circumstances beyond our control as carriers do not guarantee delivery of such alerts. You have the right to opt out of specific contact methods by contacting the credit union at the address or telephone number listed herein. These restrictions are for security reasons, reasons and we cannot fully explain the details of how our authorization system works. You agree that the credit union shall not be liable for withholding any authorization. If your account reflects an authorization hold, your available balance will be reduced. Please see the Membership Agreement for more information about your balances. This Card may not be used for online gambling (except as provided permitted by Colorado law) or illegal transactions and activities. You understand that the Internal Revenue Service (IRS) limits use of this account to qualified medical expenses and that any non-qualified expenditures must be reported to the IRS.
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