Common use of Transaction Limitations Clause in Contracts

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 in Your Account each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawal.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts Dividend Information. No dividends are also subject paid on this Account. Minimum Balance Requirements. The minimum balance required to open this Account is $10.00. Transaction Limitations. No transaction limitations and/or penalties imposed by the Internal Revenue Serviceapply to this Account. Please see Your IRA Agreement or Your tax advisor for additional informationDividend Information. Additionally, the Credit Union reserves the right No dividends are paid on this Account. Minimum Balance Requirements. The minimum balance required to require a member intending open this Account is $10.00. Transaction Limitations. No transaction limitations apply to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawalthis Account. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.0010.00. To avoid a fee, You must maintain a balance in Your Account each day that is at least equal to $2,500.00. Transaction Limitations. No transaction limitations apply to this Account. Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current interest rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $2,500.00. In order to earn the disclosed APY, You must maintain a balance in Your Account each day that is at least equal to $25.00 in Your Account each day2,500.00. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. AdditionallyTiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the Credit Union reserves accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the right minimum balance required to require open this Account, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a member intending balance equal to make a withdrawal the minimum balance required to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal open Your Account each day to obtain the disclosed APY and present written authorization from the member's employer prior to any such withdrawalkeep Your Account open.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00100.00. In order to earn the disclosed APY, You must maintain a balance that is at least equal to $25.00 50.00 in Your Account each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. AdditionallyIndividual Retirement Accounts (IRAs) are also subject to limitations imposed by the Internal Revenue Service. Please consult Your IRA agreement or tax advisor for additional information. Variable Rate Information. This Account is subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $5.00. In order to earn the disclosed APY, You must maintain a balance that is at least equal to $50.00 in Your Account each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $20.00. In order to earn the disclosed APY, You must maintain a balance that is at least equal to $1,000.00 in Your Account each day. In order to avoid a fee, during each dividend period You must maintain an aggregate average daily balance (of all of Your Credit Union Accounts and loans) that is at least equal to $15,000.00. Transaction Limitations. No transaction limitations apply to this Account. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $1,000.00. In order to earn the disclosed APY, You must maintain a balance that is at least equal to $1,000.00 in Your Account each day. In order to avoid a fee, the Credit Union reserves balance in Your Account as of the right last calendar day of the month must be at least equal to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawal$1,000.00.

Transaction Limitations. During The funds in Your Account will automatically be transferred to Your Share Savings Account on October 31 of each year. Your Account will be closed and all funds will be transferred to Your Share Savings Account if You take any calendar month, You may not make more than six other withdrawals from or transfers to another Credit Union Your Account of Yours or following the first seven days after it is opened. Tiered Variable Rate Information. This Account is subject to a third party by means Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the separate page titled "Rate and Fee Schedule" which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $2,500.00. You must maintain a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order minimum average daily balance of Tiered Variable Rate Information. This Account is subject to a third partyTiered Variable Rate. If You exceed these limitationsFor the dividend rate and corresponding APY, Your Account may be subject refer to closure by the Credit Unionseparate page titled "Rate and Fee Schedule" which We have included with and made a part of this Disclosure. Transaction Limitations. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend interest rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement separate page titled "CD Rates and Terms" which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00500.00 for CDs with a term greater than six months and $500.00 for CDs with a term of six months or less. In order to earn the disclosed APY, You must maintain a minimum daily balance at least equal to $25.00 Your minimum opening balance in Your Account each dayday to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that Your Account balance equals or exceeds the minimum daily balance requirements. Transaction Limitations. During any calendar monthOnce Your Account is established, You may will not be allowed to make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, any deposits into Your Account may be subject to closure by until maturity. Maturity Date. Your Account will mature after the Credit Union. Additionally, term indicated on Your Certificate and on the Credit Union reserves the right to require separate page titled "Certificate of Deposit Receipt" which We have included with and made a member intending to make a withdrawal to give written notice part of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawalthis Disclosure.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to require a member intending this Account. Transaction Limitations. No transaction limitations apply to make a withdrawal this Account. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. The minimum balance required to give written notice of such intent not less than seven and up open this Account is $20.00. Transaction Limitations. No transaction limitations apply to 60 days before any such withdrawalthis Account. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $5.00. You must maintain a balance of $100.00 in Your Account each day to obtain the disclosed Annual Percentage Yield. Transaction Limitations. Once Your Account is established withdrawals must be at least equal to $250.00, and no more than three withdrawals may be made by check during each dividend period. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00. Transaction Limitations. No transaction limitations apply to this Account. Additional Information. In order to open and maintain an Account You must consent to receive Your periodic statements electronically. In order to keep Your Account open, during any six-consecutive month period no more than five items may be presented for payment when Your Account lacks sufficient collected funds to pay such items. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Additional Information. In order to earn dividends at the disclosed APYrate and be eligible to receive credit for ATM fees incurred (up to $20.00 in ATM refunds during the cycle but only $5.00 per transaction), during each qualifying period You must maintain a balance must: (a) make at least equal to $25.00 in Your Account each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instructionone direct deposit to, or by check, draft, ACH debit card, if applicable, or similar order to a third party. If You exceed these limitationsfrom, Your Account may Account; (b) make 12 or more purchase transactions (evidenced by Your statement) using Your VISA Check Card; and (c) consent to receive Your periodic statements electronically. Each qualifying period will begin on the last business day of the preceding dividend period, and end on the business day that precedes the last business day of the current dividend period. You will not be subject to closure by paid any accrued but uncredited Dividends at the Credit Union. Additionallytime You close Your Account, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of nor will you be reimbursed for any accrued but unreimbursed ATM fees at such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawaltime.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.0025,000.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 in Your Account 25,000.00 each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. AdditionallyDividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Fixed Rate Information. This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the Credit Union reserves accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the right minimum balance required to require open this Account, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a member intending balance equal to make a withdrawal the minimum balance required to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal open Your Account each day to obtain the disclosed annual percentage yield and present written authorization from the member's employer to keep Your Account open. Transaction Limitations. Once Your Account is established You may not make additional deposits into Your Account prior to any such withdrawalthe Maturity Date. Maturity Date. Your Account will mature after the term indicated on the accompanying Account Disclosure Rate Supplement.

Transaction Limitations. During any calendar monthNo transaction limitations apply to this Account. Sub-Accounts. This Account consists of a transaction sub-account and a savings sub-account. Funds will reside in the savings sub-account until such time as they are required to pay debits, You may not make more than six withdrawals from or transfers at which time they will be transferred to another Credit Union the transaction sub-account. Variable Rate Information. This Account of Yours or is subject to a third party by means Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Variable Rate Information. This Account is subject to a third partyVariable Rate. If You exceed these limitationsFor the current dividend rate and corresponding APY, Your refer to the accompanying Account may be Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. SPECIFIC TERMS APPLICABLE TO YOUR SECURED VISA SHARE ACCOUNT Variable Rate Information. This Account is subject to closure by a Variable Rate. For the Credit Unioncurrent dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. SPECIFIC TERMS APPLICABLE TO YOUR TRADITIONAL IRA MONEY MARKET, ▇▇▇▇ ▇▇▇ MONEY MARKET, ESA MONEY MARKET, AND SEP IRA MONEY MARKET ACCOUNTS Variable Rate Information. These Accounts are subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS MONEY MARKET PLUS ACCOUNT Variable Rate Information. This Account is subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Sub-Accounts. This Account consists of a transaction sub-account and a savings sub-account. Funds will reside in the savings sub-account until such time as they are required to pay debits, at which time they will be transferred to the transaction sub-account. Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rates and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. In order to earn the disclosed APY, You must maintain a balance at least equal to $2,500.00 in Your Account during each day. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rates and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Sub-Accounts. This Account consists of a transaction sub-account and a savings sub-account. Funds will reside in the savings sub-account until such time as they are required to pay debits, at which time they will be transferred to the transaction sub-account. Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The For the minimum balance required to open this these Accounts, refer to the accompanying Account is $25.00Disclosure Rate supplement. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 in the minimum balance required to open Your Account each day. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers day to another Credit Union Account of Yours or obtain the disclosed annual percentage yield and to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, keep Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawalopen.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. There are no limits to the number of withdrawals paid directly to You when the withdrawals are initiated by mail, telephone, or messenger. If You exceed these limitations, transfer requests may be refused, Your Account may be reclassified, or Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY TRADITIONAL IRA, ▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇▇▇ EDUCATION SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00100.00. In order to earn the disclosed APY, You must maintain a an average daily balance at least equal to or greater than $25.00 in Your Account each day100.00. Transaction Limitations. During any calendar monthIndividual Retirement and ▇▇▇▇▇▇▇▇▇ Accounts are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Variable Rate Information. This Account is subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $5.00. In order to earn the disclosed APY, You may not make more must maintain an average daily balance equal to or greater than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawal$50.00.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, The principal balance in Your Account may be subject to closure by the Credit Unionnot at any time exceed $1,500.00. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.0010.00. Variable Rate Information. This Account is subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $10.00. Variable Rate Information. This Account is subject to a Varialbe Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $10.00. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $2,500.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 2,500.00 in Your Account each day. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers No transaction limitations apply to another Credit Union this Account. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Tiered Variable Rate Information. This Account of Yours or is subject to a third party by means Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Fixed Rate Information. These Accounts are subject to a third partyFixed Rate. If For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. You exceed these limitations, must maintain a balance equal to the minimum balance required to open Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal each day to obtain the disclosed annual percentage yield and present written authorization from the member's employer prior to any such withdrawalkeep Your Account open.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the The Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. In order to earn the disclosed APY, You must maintain a balance at least equal to $100.00 in Your Account each day. Transaction Limitations. No transaction limitations apply to this Account. Dividend Rate Information. No dividends are paid on this Account. Minimum Balance Requirements. The minimum balance required to open this Account is $15.00. Transaction Limitations. No transaction limitations apply to this Account. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.0015.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 1,000.00 in Your Account each day. In order to avoid a fee, You must maintain a balance at least equal to $500.00 in Your Account each day. Transaction Limitations. During any calendar monthNo transaction limitations apply to this Account. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $15.00. In order to earn the disclosed APY, You may not make more than six withdrawals from or transfers must maintain a balance at least equal to another Credit Union $2,500.00 in Your Account of Yours or each day. In order to avoid a fee, You must maintain a balance at least equal to $2,500.00 in Your Account each day. Transaction Limitations. No transaction limitations apply to this Account. Variable Rate Information. These Accounts are subject to a third party by means of a pre-authorized or automatic transfer or telephonic order or instructionVariable Rate. For the current dividend rate and corresponding APY, or by check, draft, debit card, if applicable, or similar refer to the accompanying Minimum Balance Requirements. The minimum balance required to open and maintain these Accounts is $100.00. In order to earn the disclosed APY, You must maintain a third party. If You exceed these limitations, balance at least equal to $100.00 in Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawaleach day.

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to require a member intending this Account. Transaction Limitations. No transaction limitations apply to make a withdrawal this Account. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. The minimum balance required to give written notice of such intent not less than seven and up open this Account is $20.00. Transaction Limitations. No transaction limitations apply to 60 days before any such withdrawalthis Account. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $5.00. You must maintain a balance of $100.00 in Your Account each day to obtain the disclosed Annual Percentage Yield. Transaction Limitations. Once Your Account is established withdrawals must be at least equal to $250.00, and no more than three withdrawals may be made by check during each dividend period. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. The minimum balance required to open this Account is $25.00. Transaction Limitations. No transaction limitations apply to this Account. Additional Information. In order to open and maintain an Account You must consent to receive Your periodic statements electronically. In order to keep Your Account open, during any six-consecutive month period no more than five items may be presented for payment when Your Account lacks sufficient collected funds to pay such items. Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Additional Information. In order to earn dividends at the disclosed rate and be eligible to receive credit for ATM fees incurred (up to $20.00 in ATM refunds during the cycle but only $5.00 per transaction), during each qualifying period You must: (a) make at least one direct deposit to, or ACH debit from, Your Account; (b) make 12 or more purchase transactions (evidenced by Your statement) using Your VISA Check Card; and (c) consent to receive Your periodic statements electronically. Each qualifying period will begin on the last business day of the preceding dividend period, and end on the business day that precedes the last business day of the current dividend period. You will not be paid any accrued but uncredited Dividends at the time You close Your Account, nor will you be reimbursed for any accrued but unreimbursed ATM fees at such time. Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, You must maintain refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance at least equal required to $25.00 in Your Account each day. Transaction Limitations. During any calendar monthopen these Accounts, You may not make more than six withdrawals from or transfers refer to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, accompanying account disclosure rate supplement which We reserve the right to require a member intending to make a withdrawal to obtain and present written authorization from the member's employer prior to any such withdrawal.have

Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Dividend Information. No dividends are paid on these Accounts. Minimum Balance Requirements. The minimum deposit required to open these Accounts is $25.00. Transaction Limitations. No transaction limitations apply to these Accounts. Additional Information. In order to avoid a monthly fee, You must meet one or more of the following criteria: (a) You are also subject a Youth Member; (b) You arrange for and maintain a recurring direct deposit to Your account; (c) You maintain a monthly average balance of $500.00 in Your Account; (d) You have an outstanding loan balance with Us of $5,000.00 or greater; (e) You maintain a combined aggregate balance in Your Accounts of $5,000.00 or more. Dividend Information. No dividends are paid on these Accounts. Minimum Balance Requirements. The minimum balance required to open these Accounts is $25.00. Transaction Limitations. No transaction limitations and/or penalties imposed by the Internal Revenue Serviceapply to these Accounts. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is These Accounts are subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance deposit required to open this Account these Accounts is $25.00. In order to earn the disclosed APY, You must maintain a an average daily balance in Your Account that is at least equal to $25.00 in Your Account each dayor greater than Transaction Limitations. No transaction limitations apply to these Accounts. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers No transaction limitations apply to another Credit Union this Account. Variable Rate Information. This Account of Yours or is subject to a third party by means Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open this Account, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order balance equal to a third party. If You exceed these limitations, the minimum balance required to open Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal each day to obtain the disclosed APY and present written authorization from the member's employer prior to any such withdrawalkeep Your Account open.

Transaction Limitations. During any calendar monthIn order to open and maintain a Youth Share Account, You may must not make more than six withdrawals from or transfers to another Credit Union Account have reached Your 12th birthday. Upon reaching the age of Yours or 12, Your entire balance will be transferred to a third party by means of a pre-authorized or automatic transfer or telephonic order or instructionSuper Saver Share Account, or by check, draft, debit card, if applicable, or similar order to a third party. If You exceed these limitations, Your Account may be subject to closure by the Credit Union. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice terms and conditions of such intent not less than seven and up to 60 days before any such withdrawalAccount. SPECIFIC TERMS APPLICABLE TO YOUR MUSD V12 SUMMER SALARY SAVINGS ACCOUNT Tiered Fixed Variable Rate Information. This Account is subject to a Tiered Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25.0010.00. Variable Rate Information. This Account is subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $10.00. Variable Rate Information. This Account is subject to a Varialbe Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $10.00. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the Minimum Balance Requirements. The minimum balance required to open this Account is $2,500.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25.00 2,500.00 in Your Account each day. Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. The minimum balance required to open this Account is $25,000.00. In order to earn the disclosed APY, You must maintain a balance at least equal to $25,000.00 in Your Account each day. You must enroll in online banking and eStatements to maintain the APY. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. During any calendar month, You may not make more than six withdrawals from or transfers No transaction limitations apply to another Credit Union this Account. Tiered Variable Rate Information. This Account of Yours or is subject to a third party by means Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order this Disclosure. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Dividend Information. No dividends are paid on this Account. Minimum Balance Requirements. No minimum balance requirements apply to this Account. Transaction Limitations. No transaction limitations apply to this Account. Fixed Rate Information. These Accounts are subject to a third partyFixed Rate. If For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure. You exceed these limitations, must maintain a balance equal to the minimum balance required to open Your Account may be subject to closure by the Credit Union. Additionally, the Credit Union reserves the right to require a member intending to make a withdrawal to give written notice of such intent not less than seven and up to 60 days before any such withdrawal. Moreover, We reserve the right to require a member intending to make a withdrawal each day to obtain the disclosed annual percentage yield and present written authorization from the member's employer prior to any such withdrawalkeep Your Account open.