Common use of TRUTH IN SAVINGS DISCLOSURES Clause in Contracts

TRUTH IN SAVINGS DISCLOSURES. Initial Deposit and Balance There is no initial deposit or minimum balance required to open this Account. Interest Rate 0.00% Annual Percentage Yield 0.00% There are no fees charged by us and Fees to Bank applicable for this Account. You may be responsible for paying fees to the Platform. Fees to Bank You are not required to pay Bank any fees in connection with this Account. Transaction Limitations The Transaction Limitations for your Accounts are set forth in Section 3. As noted above, you are not responsible for paying any fees to Bank for holding this Account. You may be responsible for paying Additional Fee Disclosure fees to the Platform as provided in your agreement with Platform. You should refer to your agreement with Platform to understand how fees are charged. This is not an interest-bearing account. No interest will be paid. There is no initial deposit required to open an Account. You may deposit any amount after you open the Account.

TRUTH IN SAVINGS DISCLOSURES. Initial Deposit and Balance There is no initial deposit or minimum balance required to open this Account. Interest Rate 0.002.098% Annual Percentage Yield 0.002.12% There are no fees charged by us and Fees to Bank applicable for this Account. You may be responsible for paying fees to the Platform. Fees to Bank You are not required to pay Bank any fees in connection with this Account. You may be responsible for paying fees to the Platform. is set forth in Section 4. Transaction Limitations The Transaction Limitations for your Accounts are set forth in Section 3. Account As noted above, you are not responsible for paying any fees to Bank for holding this Account. You may be responsible for paying Additional Fee Disclosure fees to the Platform as provided in your agreement with Platform. You should refer to your agreement with Platform to understand how fees are charged. This is not an interest-bearing account. No interest will be paid. There is no initial deposit required to open an Account. You may deposit any amount after you open the Account. The interest rate and Annual Percentage Yield is correct as of today’s date.

TRUTH IN SAVINGS DISCLOSURES. Initial Deposit and Balance There is no initial deposit or minimum balance required to open this Account. Interest Rate 0.000.001% Annual Percentage Yield 0.000.001% Fees to Bank There are no fees charged by us and Fees to Bank applicable for this Account. You may be responsible for paying fees to the Platform. Fees to Bank You are not required to pay Bank any fees in connection with this Account. Transaction Limitations The Transaction Limitations for your Accounts Account are set forth in Section 34. Additional Fee Disclosure As noted above, you are not responsible for paying any fees to Bank for holding this Account. You may be responsible for paying Additional Fee Disclosure fees to the Platform as provided in your agreement with Platform. You should refer to your agreement with Platform to understand how fees are charged. This is not an interest-bearing account. No interest will be paid. There is no initial deposit required to open an Account. You may deposit any amount after you open the Account. The interest rate and Annual Percentage Yield is correct as of today’s date.

TRUTH IN SAVINGS DISCLOSURES. Initial Deposit and Balance There is no initial deposit or minimum balance required to open this Account. Interest Rate 0.00% Annual Percentage Yield 0.00% Fees to Bank There are no fees charged by us and Fees to Bank applicable for this Account. You may be responsible for paying fees to the Platform. Fees to Bank You are not required to pay Bank any fees in connection with this Account. Transaction Limitations The Transaction Limitations for your Accounts are set forth in Section 3. Additional Fee Disclosure As noted above, you are not responsible for paying any fees to Bank for holding this Account. You may be responsible for paying Additional Fee Disclosure fees to the Platform as provided in your agreement with Platform. You should refer to your agreement with Platform to understand how fees are charged. This is not an interest-bearing account. No interest will be paid. There is no initial deposit required to open an Account. You may deposit any amount after you open the Account.