Uninsured Causes of Loss Clause Samples

The Uninsured Causes of Loss clause defines which types of losses or damages are not covered by an insurance policy. In practice, this clause lists specific events or circumstances—such as war, nuclear incidents, or gradual wear and tear—that the insurer will not compensate for if they occur. By clearly outlining these exclusions, the clause helps manage expectations and allocates risk between the insurer and the insured, ensuring both parties understand which losses remain the responsibility of the policyholder.
Uninsured Causes of Loss. ‌ a. When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of production and/or Quality Loss due to the uninsured causes. The acres remain insured and full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: i. unapproved, untimely or improperly applied products or methods for the: 1) control of weeds, 2) control of insects, 3) control of plant diseases, 4) enhancement of plant development; ii. inadequate machinery, labour or failure to complete repairs to equipment on a timely basis; iii. machinery and equipment failure due to mechanical defects or improper operations; iv. damage to an Insured Crop from fertilizers, herbicides, pesticides, fungicides, soil or crop additives or any other product where the damage was caused by drift, residue, improper direct application or improper use of product; v. untimely harvest practices for the area and the crop; vi. improper harvest management; vii. damage by domestic animals or poultry; viii. neglect or theft of the Insured Crop; ix. negligent or wrongful acts of a third party (e.g. spray drift or stray animals); x. damage after an inspection by AFSC or while in storage, including heating; xi. grade reduction before an inspection by AFSC if stored production is not weather protected; or xii. any Designated ▇▇▇▇▇ deemed avoidable by AFSC. b. If AFSC pays no Indemnity because of an Uninsured Cause of Loss, AFSC will not refund any portion of the Premium and the Insured is not relieved from paying any outstanding Premium.
Uninsured Causes of Loss. ‌ a. When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of loss due to the uninsured causes. The Hives remain insured and the full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: i. losses attributable to management practices; ii. wildlife damage; iii. theft or vandalism; or
Uninsured Causes of Loss. ‌ a. When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of production due to the uninsured causes. The Producing Hives remain insured and full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: i. unapproved, untimely or improperly applied products or methods for the: 1) control of pests, 2) control of diseases; ii. inadequate machinery, labour or failure to complete repairs to equipment on a timely basis; iii. machinery and equipment failure due to mechanical defects or improper operations; iv. damage to an Insured Crop from exposure to insecticides, herbicides, pesticides, fungicides, or any other product where the damage was caused v. improper application, use, or timing in the treatment for diseases; vi. untimely harvest practices for the area and the Insurable Crop; vii. improper harvest management; viii. damage by domestic animals or poultry; ix. neglect or theft of the Insured Crop; x. negligent or wrongful acts of a third party; xi. damage after an inspection by AFSC or while in storage; xii. the presence of residue in the honey from the drug sodium sulfathiazole; or xiii. any Designated ▇▇▇▇▇ deemed avoidable by AFSC. b. AFSC pays no Indemnity because of an Uninsured Cause of Loss, AFSC will not refund any portion of the Premium and the Insured is not relieved from paying any outstanding Premium.
Uninsured Causes of Loss. ‌ When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of production and/or Quality Loss due to the uninsured causes. The acres remain insured and full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: unapproved, untimely or improperly applied products or methods for the: i. control of weeds, ii. control of insects, iii. control of plant diseases, iv. enhancement of plant development; inadequate machinery, labour or failure to complete repairs to equipment on a timely basis; machinery and equipment failure due to mechanical defects or improper operations;‌ damage to an Insured Crop from fertilizers, herbicides, pesticides, fungicides, soil or crop additives or any other product where the damage was caused by drift, residue, improper direct application or improper use of product; untimely harvest practices for the area and the crop; improper harvest management;‌ damage by domestic animals or poultry; neglect or theft of the Insured Crop;‌ negligent or wrongful acts of a third party (e.g. spray drift or stray animals); damage after an inspection by AFSC or while in storage, including heating; grade reduction before an inspection by AFSC if stored production is not weather protected; or any Designated Peril deemed avoidable by AFSC. If AFSC pays no Indemnity because of an Uninsured Cause of Loss, AFSC will not refund any portion of the Premium and the Insured is not relieved from paying any outstanding Premium.
Uninsured Causes of Loss. ‌ When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of production and/or Quality Loss due to the uninsured causes. The acres remain insured and full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: unapproved, untimely or improperly applied products or methods for the: i. control of weeds, ii. control of insects, iii. control of plant diseases,
Uninsured Causes of Loss. When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of production and/or Quality Loss due to the uninsured causes. The acres remain insured and full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to:
Uninsured Causes of Loss. ‌ See the Annual Crops Booklet and the Perennial Crops Booklet for detailed information regarding Uninsured Causes of Loss.
Uninsured Causes of Loss. ‌ When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of loss due to the uninsured causes. The Hives remain insured and the full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: a. losses attributable to management practices; b. wildlife damage; c. theft or vandalism; or d. untreated diseases or infestations. If the Insured moves Hives on or after December 15, AFSC will apply Uninsured causes of loss equal to Coverage on the affected Hives. If AFSC pays no Indemnity because of an Uninsured Cause of Loss, AFSC will not refund any portion of the Premium and the Insured is not relieved from paying any outstanding Premium.
Uninsured Causes of Loss. ‌ When Uninsured Causes of Loss are determined, claims may be reduced or denied, reflecting the amount of production due to the uninsured causes. The Producing Hives remain insured and full Premium remains payable. Common examples where Uninsured Causes of Loss may be applied include, but are not limited to: a. unapproved, untimely or improperly applied products or methods for the: i. control of pestilants, ii. control of diseases, b. inadequate machinery, labour or failure to complete repairs to equipment on a timely basis; c. machinery and equipment failure due to mechanical defects or improper operations; d. damage to an Insured Crop from exposure to insecticides, herbicides, pesticides, fungicides, or any other product where the damage was caused e. improper application, use, or timing in the treatment for diseases; f. untimely harvest practices for the area and the Insurable Crop; g. improper harvest management; h. damage by domestic animals or poultry; i. neglect or theft of the Insured Crop; j. negligent or wrongful acts of a third party; k. damage after an inspection by AFSC or while in storage; l. the presence of residue in the honey from the drug sodium sulfathiazole; or m. any Designated Peril deemed avoidable by AFSC. AFSC pays no Indemnity because of an Uninsured Cause of Loss, AFSC will not refund any portion of the Premium and the Insured is not relieved from paying any outstanding Premium.

Related to Uninsured Causes of Loss

  • Uninsured Casualty Notwithstanding anything to the contrary contained in this Lease, if the Building or the Premises shall be substantially damaged by fire or casualty as the result of a risk not covered by the forms of casualty insurance at the time maintained by Landlord and such fire or casualty damage cannot, in the ordinary course, reasonably be expected to be repaired within ninety (90) days from the time that repair work would commence, Landlord may, at its election, terminate the Term of this Lease by notice to the Tenant given within sixty (60) days after such loss. If Landlord shall give such notice, then this Lease shall terminate as of the date of such notice with the same force and effect as if such date were the date originally established as the expiration date hereof.

  • Uninsured Losses The Servicer must take the following actions in the event of loss or damage to any Mortgaged Property caused by an earthquake, flood, tornado or other natural disaster immediately following, the earlier to occur of (x) its notification or discovery of such loss or damage or (y) the time at which the Servicer reasonably should have known of such loss or damage in the exercise of Prudent Servicing Practices: (a) determine the extent of the losses or damages; (b) secure any abandoned Mortgaged Property from vandalism and the elements; (c) communicate with and counsel the respective Borrower on any disaster relief programs or other assistance which is available; and (d) take appropriate action to protect the interests of the Trustee and the respective Borrower.

  • Uninsured Loss Subject to the provisions of paragraphs 9.4 and 9.5, if at any time during the term of this Lease there is damage which is not an Insured Loss and which falls within the classification of Premises Damage or Premises Building Partial Damage, unless caused by a negligent or willful act of Lessee (in which event Lessee shall make the repairs at Lessee's expense), which damage prevents Lessee from making any substantial use of the Premises, Lessor may at Lessor's option either (i) repair such damage as soon as reasonably possible at Lessor's expense, in which event this Lease shall continue in full force and effect, or (ii) give written notice to Lessee within thirty (30) days after the date of the occurrence of such damage of Lessor's intention to cancel and terminate this Lease as of the date of the occurrence of such damage, in which event this Lease shall terminate as of the date of the occurrence of such damage.

  • Casualty Damage (i) All provisions hereof to the contrary notwithstanding, in the event any fire, casualty, or other event renders such damage to the Leased Premises that is reasonably estimated to require more than twelve months from the date of such event to restore the Leased Premises or such damage completely destroys the same (collectively, “Casualty Damage”), and such Casualty Damage was not caused by the negligence or willful misconduct of Tenant or such Casualty Damage is not covered by the insurance required to be maintained by Tenant hereunder, then in that event MAC or Tenant shall have the right to terminate this Lease without payment of any penalty or Accelerated Rent upon notice to MAC or Tenant given within sixty days after the date of such casualty. All property insurance proceeds from Tenant’s insurance policy attributable to the building and the leasehold improvements on the Leased Premises shall be paid to MAC, and all such proceeds attributable to Tenant’s personal property and equipment shall be paid to Tenant. (ii) All provisions hereof to the contrary notwithstanding, in the event of Casualty Damage, and such Casualty Damage is caused by the negligence or willful misconduct of Tenant or any of its subtenants, invitees, agents, or employees, then in that event MAC shall have the right to terminate this Lease upon notice to Tenant given within sixty days after the date of such casualty. All property insurance proceeds from Tenant’s insurance policy attributable to the building and the leasehold improvements on the Leased Premises shall be paid to MAC, and all such proceeds attributable to Tenant’s personal property and equipment shall be paid to Tenant. (iii) In the event of any Casualty Damage for which Tenant or MAC has not timely exercised its termination right (if any) as aforesaid, Tenant shall proceed to repair and restore the Leased Premises with all due diligence, subject to delays due to force majeure, settling and adjusting the insurance claim, and receipt of insurance proceeds, and the insurance proceeds from Tenant’s insurance policy attributable to the leasehold improvements shall be paid to Tenant and held in trust for the repair of the Leased Premises and those proceeds attributable to Tenant’s personal property shall be paid to Tenant. MAC shall refund Tenant for its insurance deductible amounts paid pursuant to any Casualty Damage to the proportionate extent such Casualty Damage was caused by the intentional or negligent acts of MAC, or its employees, agents or contractors. Tenant shall collaborate in good faith with MAC in the design, development, repair, and reconstruction of the Leased Premises hereunder (including but not limited to providing MAC with access to meetings and draft plans and access to Tenant’s decision-making) and shall comply with the provisions and procedures set forth in Section 7 of this Lease in the performance of the repair and restoration of the Leased Premises following such Casualty Damage. (iv) If any Casualty Damage occurs that is not the fault of Tenant, or any of their subtenants, invitees, agents, or employees in any way making the Leased Premises substantially unusable, rent and all other charges shall be abated on a per day pro-rated basis during the time the Leased Premises are substantially unusable. No rent shall ▇▇▇▇▇ if damage resulted from any act of Tenant or their subtenants, invitees, agents or employees.

  • Loss or Destruction Upon receipt of evidence satisfactory to the Company of the loss, theft, destruction, or mutilation of this Warrant Certificate and, in the case of any such loss, theft or destruction, upon delivery of an indemnity agreement or bond satisfactory in form, substance and amount to the Company or, in the case of any such mutilation, upon surrender and cancellation of this Warrant Certificate, the Company at its expense will execute and deliver, in lieu thereof, a new Warrant Certificate of like tenor.