Use of Card. 7.1 On receipt of the Card, you must immediately sign on the signature panel on the reverse of the Card. 7.2 The Card may be used only for bona fide personal or official 7.3 purchase of goods and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains. 7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted. 7.5 You must sign and / or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate. 7.6 The Bank may, at any time without prior notice, or stating any reason whatsoever, refuse authorisation for a Charge at a Merchant Establishment, and / or restrict or defer the Cardmember's ability to use the Card and / or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / retain the Credit Card, if it reasonably believes that it is necessary to do so for proper management of credit or business risk, or if the Card or Card Account is being misused or likely to be misused. You agree to the above without any protest or demur. 7.7 Any charge slips or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail order or telephone order or electronic commerce (e.g., internet), and your dispute that transaction, you will first clear the outstanding on the Card, and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, for the same. 7.1 Surcharge may be levied on purchase of certain product and services, as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time. 7.2 The Monthly Statement of Account shall be prima-facie proof of the Charges incurred by you. In the event you disagree with a Charge indicated in the Statement, the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank. 7.3 The Bank will not be responsible if the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified by the Bank from time to time, or at the designated Customer Service Centre. 7.4 The Bank shall not be in any way responsible and / or liable for merchandise, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you with the Merchant Establishment / third party suppliers, and failure to do so will not relieve you of any obligation to the Bank. 7.5 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank. 7.6 The Card may be suspended / withdrawn by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto. 7.7 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received by the Bank. No cash refund will be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately. 7.8 You accept full responsibility for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence. 7.9 You are also liable to pay any statutory dues levied on the services provided by the Bank to you. 7.10 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time. 7.11 You agree that goods purchased through the use of the Card shall remain the property of the Bank till such time the Charges pertaining thereto are fully paid by you to the Bank.
Appears in 3 contracts
Sources: Credit Card Agreement, Credit Card Agreement, Cardmember Agreement
Use of Card. 7.1 6.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 6.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You 6.3 Cardmember must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you Cardmember of the liability for the Charges. You Cardmember must retain your their copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 6.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / or and/or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You Cardmember agree to the above without any protest or demur.
7.7 6.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your you dispute that transaction, you Cardmember will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 6.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 The Monthly Statement of Account . Surcharge on Transactions at Petrol Pumps shall be prima-facie proof 2.5% of the Charges incurred by youtransaction amount subject to a minimum of Rs.10/-. In the event you disagree with a Charge indicated in the Statement, the same should Surcharge on purchase/cancellation of Railway tickets shall be communicated to the Bank in writing within 21 (twenty one) days IRCTC service charge + 1.8% of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.transaction amount
7.3 6.7 The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 6.8 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you Cardmember from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youCardmember. Any dispute arising thereto should be settled directly by you Cardmember with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you on Cardmember of any obligation obligations to the Bank.
7.5 6.9 No claim by you Cardmember against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 6.10 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must 6.11 It is further clarified that the Cardmember shall pay for the purchase of goods / services e.g. air / any/all goods/services, including but not limited to air/rail tickets etc.tickets, as it appears on the Statement, Statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of due to cancellation will be made to the Card Account (less cancellation charges), ) only when intimation of such cancellation is received by the Bank. No cash refund will be given to youCardmember. If the a credit is not shown in the Statement of Account within a reasonable time, you Cardmember must notify the Bank, immediately.
7.8 You accept 6.12 The Cardmember accepts full responsibility for use of the Card in contravention of laws, rules, regulations regulations, and Terms terms and Conditions conditions of this Cardmember Agreement, and undertake further undertakes to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, including but not limited to any other financial charges and outgoingoutgoings, costs costs, and consequences that the Bank may incur or suffer on your Your account and your acts, omission / Your acts of omission/commission and and/or negligence.
7.9 You are 6.13 Cardmember is also liable to pay any all such statutory dues dues/charges /duties levied on the services provided by the Bank to youCardmember.
7.10 You 6.14 Cardmember agree and hereby authorise the Bank to convert Charges incurred by you Cardmember in foreign currency to into Indian Rupee equivalent at such rate as the Bank may designate at its sole discretion from time to time.
7.11 You 6.15 Cardmember agree that goods purchased through the use of using the Card shall remain the property of the Bank till until such time the Charges pertaining thereto are fully paid by you You to the Bank.
Appears in 3 contracts
Sources: Cardmember Agreement, Cardmember Agreement, Cardmember Agreement
Use of Card. 7.1 5.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 5.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You 5.3 Cardmember must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you Cardmember of the liability for the Charges. You Cardmember must retain your their copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 5.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / and/ or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You Cardmember agree to the above without any protest or demur.
7.7 5.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your you dispute that transaction, you Cardmember will first first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 5.6 Surcharge may be levied on purchase of certain product products and services, services as notified notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 The Monthly Statement of Account . Surcharge on Transactions at Petrol Pumps shall be prima-facie proof 2.5% of the Charges incurred by youtransaction amount subject to a minimum of Rs. In the event you disagree with a Charge indicated in the Statement, the same should 10/-. Surcharge on purchase/cancellation of Railway tickets shall be communicated to the Bank in writing within 21 (twenty one) days IRCTC service charge + 1.8% of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.
7.3 The Bank will not be responsible if the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified by the Bank from time to time, or at the designated Customer Service Centre.
7.4 The Bank shall not be in any way responsible and / or liable for merchandise, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you with the Merchant Establishment / third party suppliers, and failure to do so will not relieve you of any obligation to the Bank.
7.5 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 The Card may be suspended / withdrawn by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received by the Bank. No cash refund will be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 You accept full responsibility for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 You agree that goods purchased through the use of the Card shall remain the property of the Bank till such time the Charges pertaining thereto are fully paid by you to the Bank.transaction amount
Appears in 2 contracts
Sources: Cardmember Agreement, Cardmember Agreement
Use of Card. 7.1 6.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 6.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You 6.3 Cardmember must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you Cardmember of the liability for the Charges. You Cardmember must retain your their copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 6.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / and/ or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You Cardmember agree to the above without any protest or demur.
7.7 6.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your you dispute that transaction, you Cardmember will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 6.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 The Monthly Statement of Account . Surcharge on Transactions at Petrol Pumps shall be prima-facie proof 2.5% of the Charges incurred by youtransaction amount subject to a minimum of Rs. In the event you disagree with a Charge indicated in the Statement, the same should 10/-. Surcharge on purchase/cancellation of Railway tickets shall be communicated to the Bank in writing within 21 (twenty one) days IRCTCservice charge + 1.8% of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.transaction amount
7.3 6.7 The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 6.8 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you Cardmember from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youCardmember. Any dispute arising thereto should be settled directly by you Cardmember with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you on Cardmember of any obligation obligations to the Bank.
7.5 6.9 No claim by you Cardmember against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 6.10 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must 6.11 It is further clarified that the Cardmember shall pay for the purchase of goods / services e.g. air / any/all goods/services, including but not limited to air/rail tickets etc.tickets, as it appears on the Statement, Statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of due to cancellation will be made to the Card Account (less cancellation charges), ) only when intimation of such cancellation is received by the Bank. No cash refund will be given to youCardmember. If the a credit is not shown in the Statement of Account within a reasonable time, you Cardmember must notify the Bank, immediately.
7.8 You accept 6.12 The Cardmember accepts full responsibility for use of the Card in contravention of laws, rules, regulations regulations, and Terms terms and Conditions conditions of this Cardmember Agreement, and undertake further undertakes to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, including but not limited to any other financial charges and outgoingoutgoings, costs costs, and consequences that the Bank may incur or suffer on your Your account and your acts, omission / Your acts of omission/commission and and/or negligence.
7.9 You are 6.13 Cardmember is also liable to pay any all such statutory dues dues/charges /duties levied on the services provided by the Bank to youCardmember.
7.10 You 6.14 Cardmember agree and hereby authorise authorize the Bank to convert Charges incurred by you Cardmember in foreign currency to into Indian Rupee equivalent at such rate as the Bank may designate at its sole discretion from time to time.
7.11 You 6.15 Cardmember agree that goods purchased through the use of using the Card shall remain the property of the Bank till until such time the Charges pertaining thereto are fully paid by you You to the Bank.
Appears in 2 contracts
Sources: Cardmember Agreement, Cardmember Agreement
Use of Card. 7.1 5.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 5.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 5.3 You must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you You of the liability for the Charges. You must retain your Your copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 5.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / or and/or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You agree to the above without any protest or demur.
7.7 5.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your You dispute that transaction, you You will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 5.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.. Surcharge on Transactions at Petrol Pumps shall be 2.5% of transaction amount subject to a minimum of Rs. 10/-. Surcharge on purchase/cancellation of Railway tickets shall be IRCTC service charge + 1.8% of transaction amount
7.2 5.7 The Monthly monthly Statement of Account shall be prima-facie proof of the Charges incurred by youYou. In the event you You disagree with a Charge indicated in the Statement, the same should be communicated to the Bank in writing within 21 30 (twenty oneThirty) days of the Statement Datedate, failing which the Charge Charges in the Statement of Account shall become conclusive proof of your Your liability to pay to the Bank.
7.3 5.8 The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 5.9 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you You from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youYou. Any dispute arising thereto should be settled directly by you You with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you You of any obligation obligations to the Bank.
7.5 5.10 No claim by you You against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 5.11 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must 5.12 It is further clarified that the Cardmember shall pay for the purchase of goods / services e.g. air / any/all goods/services, including but not limited to air/rail tickets etc.tickets, as it appears on the Statement, Statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of due to cancellation will be made to the Card Account (less cancellation charges), ) only when intimation of such cancellation is received by the Bank. No cash refund will be given to youYou. If the a credit is not shown in the Statement of Account within a reasonable time, you You must notify the Bank, immediately.
7.8 You accept 5.13 The Cardmember accepts full responsibility for use of the Card in contravention of laws, rules, regulations regulations, and Terms terms and Conditions co nditions of this Cardmember Agreement, and undertake further undertakes to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, including but not limited to any other financial charges and outgoingoutgoings, costs costs, and consequences that the Bank may incur or suffer on your Your account and your acts, omission / Your acts of omission/commission and and/or negligence.
7.9 You are 5.14 Cardmember is also liable to pay any all such statutory dues dues/charges /duties levied on the services provided by the Bank to youYou.
7.10 5.15 You agree and hereby authorise the Bank to convert Charges incurred by you You in foreign currency to into Indian Rupee equivalent at such rate as the Bank may designate at its sole discretion from time to time.
7.11 5.16 You agree that goods purchased through the use of using the Card shall remain the property of the Bank till until such time the Charges pertaining thereto are fully paid by you You to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 6.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 6.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You 6.3 Cardmember must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you Cardmember of the liability for the Charges. You Cardmember must retain your their copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 6.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / and/ or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You Cardmember agree to the above without any protest or demur.
7.7 6.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your you dispute that transaction, you Cardmember will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 6.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 The Monthly Statement of Account . Surcharge on Transactions at Petrol Pumps shall be prima-facie proof 2.5% of the Charges incurred by youtransaction amount subject to a minimum of Rs. In the event you disagree with a Charge indicated in the Statement, the same should 10/-. Surcharge on purchase/cancellation of Railway tickets shall be communicated to the Bank in writing within 21 (twenty one) days IRCTC service charge + 1.8% of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.transaction amount
7.3 6.7 The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 6.8 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you Cardmember from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youCardmember. Any dispute arising thereto should be settled directly by you Cardmember with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you on Cardmember of any obligation obligations to the Bank.
7.5 6.9 No claim by you Cardmember against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 6.10 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must 6.11 It is further clarified that the Cardmember shall pay for the purchase of goods / services e.g. air / any/all goods/services, including but not limited to air/rail tickets etc.tickets, as it appears on the Statement, Statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of due to cancellation will be made to the Card Account (less cancellation charges), ) only when intimation of such cancellation is received by the Bank. No cash refund will be given to youCardmember. If the a credit is not shown in the Statement of Account within a reasonable time, you Cardmember must notify the Bank, immediately.
7.8 You accept 6.12 The Cardmember accepts full responsibility for use of the Card in contravention of laws, rules, regulations regulations, and Terms terms and Conditions conditions of this Cardmember Agreement, and undertake further undertakes to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, including but not limited to any other financial charges and outgoingoutgoings, costs costs, and consequences that the Bank may incur or suffer on your Your account and your acts, omission / Your acts of omission/commission and and/or negligence.
7.9 You are 6.13 Cardmember is also liable to pay any all such statutory dues dues/charges /duties levied on the services provided by the Bank to youCardmember.
7.10 You 6.14 Cardmember agree and hereby authorise authorize the Bank to convert Charges incurred by you Cardmember in foreign currency to into Indian Rupee equivalent at such rate as the Bank may designate at its sole discretion from time to time.
7.11 You 6.15 Cardmember agree that goods purchased through the use of using the Card shall remain the property of the Bank till until such time the Charges pertaining thereto are fully paid by you You to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 5.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 5.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Credit Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 5.3 You must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you You of the liability for the Charges. You must retain your Your copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 5.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ability to use the Card and / or and/or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You agree to the above without any protest or demur.
7.7 5.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your You dispute that transaction, you You will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 5.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.. Surcharge on Transactions at Petrol Pumps shall be 2.5 of transaction amount subject to a minimum of Rs. 10/-. Surcharge on purchase/cancellation of Railway tickets shall be IRCTC service charge + 1.8 of transaction amount
7.2 5.7 The Monthly monthly Statement of Account shall be prima-facie proof of the Charges incurred by youYou. In the event you You disagree with a Charge indicated in the Statement, the same should be communicated to the Bank in writing within 21 60 (twenty oneSixty) days of the Statement Datedate, failing which the Charge Charges in the Statement of Account shall become conclusive proof of your Your liability to pay to the Bank.
7.3 5.8 The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 5.9 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you You from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youYou. Any dispute arising thereto should be settled directly by you You with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you You of any obligation obligations to the Bank.
7.5 5.10 No claim by you You against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 5.11 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must 5.12 It is further clarified that the Cardmember shall pay for the purchase of goods / services e.g. air / any/all goods/services, including but not limited to air/rail tickets etc.tickets, as it appears on the Statement, Statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of due to cancellation will be made to the Card Account (less cancellation charges), ) only when intimation of such cancellation is received by the Bank. No cash refund will be given to youYou. If the a credit is not shown in the Statement of Account within a reasonable time, you You must notify the Bank, immediately.
7.8 You accept 5.13 The Cardmember accepts full responsibility for use of the Card in contravention of laws, rules, regulations regulations, and Terms terms and Conditions conditions of this Cardmember Agreement, and undertake further undertakes to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, including but not limited to any other financial charges and outgoingoutgoings, costs costs, and consequences that the Bank may incur or suffer on your Your account and your acts, omission / Your acts of omission/commission and and/or negligence.
7.9 You are 5.14 Cardmember is also liable to pay any all such statutory dues dues/charges /duties levied on the services provided by the Bank to youYou.
7.10 5.15 You agree and hereby authorise the Bank to convert Charges incurred by you You in foreign currency to into Indian Rupee equivalent at such rate as the Bank may designate at its sole discretion from time to time.
7.11 5.16 You agree that goods purchased through the use of using the Card shall remain the property of the Bank till until such time the Charges pertaining thereto are fully paid by you You to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 On receipt of the Card, you must immediately sign on the signature panel on the reverse of the Card.
7.2 The Card may be used only for bona fide personal or official
7.3 official purchase of goods and / or services. You and/or ▇▇▇▇▇▇▇▇.▇▇▇ shall not use the Card to purchase anything to resell for commercial or business purpose, purpose to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 7.3 You must sign and / or and/or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 7.4 The Bank may, at any time without prior notice, or stating any reason whatsoever, whatsoever refuse authorisation for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the CardmemberCard member's ability to use the Card and / or and/or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / repossess/retain the Credit Card, Card if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or Card Account is being misused or likely to be misused. You agree to the above without any protest or demur.
7.7 7.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail available viz.mail order or telephone order or electronic commerce (e.g., internet), and your you dispute that transaction, ,you will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 7.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 7.7 The Monthly Statement monthly statement of Account account shall be prima-facie proof of the Charges incurred by you. In the event you disagree with a Charge indicated in the Statement, statement,the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Date, statement date,failing which the Charge in the Statement statement of Account account shall become conclusive proof of your liability to pay to the Bank.
7.3 7.8 The Bank will not be responsible if the Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember Card member should notify the Bank of this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 7.9 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, warranty, privileges, benefits, facilities, facilities including deficiency / deficiency/delay in services, delivery or non - non-delivery etc., . purchased or availed by you from Merchant Establishment and / or and/or third party supplier, supplier including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you of any obligation to the Bank.
7.5 7.10 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 7.11 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to you. .Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 7.12 You must pay for the purchase of goods / goods/services e.g. air / air/rail tickets etc., . as it appears on the Statement, statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), ) only when received by the Bank. No ▇▇▇▇.▇▇ cash refund will be given to you. If the credit is not shown in the Statement statement of Account account within a reasonable time, you must notify the Bank, ,immediately.
7.8 7.13 You accept full responsibility for use of the Card in contravention of laws, rules, regulations and Terms terms and Conditions conditions of this Cardmember Agreement, Agreement and undertake to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / omission/commission and negligence.
7.9 7.14 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 7.15 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 7.16 You agree that goods purchased through the use of the Card shall remain the property of the Bank till such time the Charges charges pertaining thereto are fully paid by you to the Bank.
Appears in 1 contract
Sources: Card Member Agreement
Use of Card. 7.1 On receipt of the Card, you must immediately sign on the signature panel on the reverse of the Card.
7.2 The Card may be used only for bona fide personal or official
7.3 official purchase of goods and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 7.3 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 7.4 You must sign and / or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 7.5 The Bank may, at any time without prior notice, or stating any reason whatsoever, refuse authorisation for a Charge at a Merchant Establishment, and / or restrict or defer the Cardmember's ability to use the Card and / or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / retain the Credit Card, if it reasonably believes that it is necessary to do so for proper management of credit or business risk, or if the Card or Card Account is being misused or likely to be misused. You agree to the above without any protest or demur.
7.7 7.6 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail order or telephone order or electronic commerce (e.g., internet), and your dispute that transaction, you will first clear the outstanding on the Card, and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, for the same.
7.1 7.7 Surcharge may be levied on purchase of certain product and services, as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 7.8 The Monthly Statement of Account shall be prima-facie proof of the Charges incurred by you. In the event you disagree with a Charge indicated in the Statement, the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.
7.3 7.9 The Bank will not be responsible if the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified by the Bank from time to time, or at the designated Customer Service Centre.
7.4 7.10 The Bank shall not be in any way responsible and / or liable for merchandise, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - non-delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you with the Merchant Establishment / third party suppliers, and failure to do so will not relieve you of any obligation to the Bank.
7.5 7.11 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 7.12 The Card may be suspended / withdrawn by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 7.13 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received by the Bank. No cash refund will be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 7.14 You accept full responsibility for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 7.15 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 7.16 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 7.17 You agree that goods purchased through the use of the Card shall remain the property of the Bank till such time the Charges pertaining thereto are fully paid by you to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 6.1 On receipt of the Card, you must immediately sign on the signature panel on the reverse of the Card.
7.2 6.2 The Card may be used only for bona fide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, purpose to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 6.3 You must sign and / or and/or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the ChargeChange. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 6.4 The Bank may, at any time without prior notice, or stating any reason whatsoever, whatsoever refuse authorisation for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the CardmemberCard member's ability to use the Card and / or and/or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / repossess/retain the Credit Card, if it reasonably Card id is responsibly believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or Card Account is being misused or likely to be misused. You agree to the above without any protest or demur.
7.7 6.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by you. Where charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., internet), and your you dispute that transaction, you will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 6.6 Surcharge may be levied on purchase of certain product and services, services as notified by the Bank from time [rom lime to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 6.7 The Monthly Statement monthly statement of Account account shall be prima-facie proof of the Charges incurred by you. In the event you disagree with a Charge indicated in the Statementstatement, the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Datestatement date, failing which the Charge in the Statement statement of Account account shall become conclusive proof of your liability to pay to the Bank.
7.3 6.8 The Bank will not be responsible if the Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 6.9 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, warranty, privileges, benefits, facilities, facilities including deficiency / deficiency/ delay in services, delivery or non - non-delivery etc., . purchased or availed by you from Merchant Establishment and / or and/or third party supplier, supplier including any my mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you of any obligation to the Bank.
7.5 6.10 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 6.11 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to you. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 6.12 You must pay for the purchase of goods / goods/services e.g. air / air/rail tickets etc., . as it appears on the Statement, statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), ) only when received by the Bank. No cash refund will be given to you. If the credit is not shown in the Statement statement of Account account within a reasonable time, you must notify the Bank, immediately.
7.8 6.13 You accept full responsibility for use of the Card in contravention of laws, rules, regulations and Terms terms and Conditions conditions of this Cardmember Agreement, Agreement and undertake to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / omission/commission and negligence.
7.9 6.14 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 6.15 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 6.16 You agree that goods purchased through the use of the Card shall remain the property of the Bank till such time the Charges charges pertaining thereto are fully paid by you to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 6.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 6.2 The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You 6.3 Cardmember must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you Cardmember of the liability for the Charges. You Cardmember must retain your their copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 6.4 The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / and/ or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You Cardmember agree to the above without any protest or demur.
7.7 6.5 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your you dispute that transaction, you Cardmember will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 6.6 Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 The Monthly Statement of Account . Surcharge on Transactions at Petrol Pumps shall be prima-facie proof 2.5% of the Charges incurred by youtransaction amount subject to a minimum of Rs. In the event you disagree with a Charge indicated in the Statement, the same should 10/-. Surcharge on purchase/cancellation of Railway tickets shall be communicated to the Bank in writing within 21 (twenty one) days IRCTCservice charge + 1.8% of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.transaction amount
7.3 6.7 The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 6.8 The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you Cardmember from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youCardmember. Any dispute arising thereto should be settled directly by you Cardmember with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you on Cardmember of any obligation obligations to the BanktheBank.
7.5 6.9 No claim by you Cardmember against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 6.10 The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must 6.11 It is further clarified that the Cardmember shall pay for the purchase of goods / services e.g. air / any/all goods/services, including but not limited to air/rail tickets etc.tickets, as it appears on the Statement, Statement to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of due to cancellation will be made to the Card Account (less cancellation charges), ) only when intimation of such cancellation is received by the Bank. No cash refund will be given to youCardmember. If the a credit is not shown in the Statement of Account within a reasonable time, you Cardmember must notify the Bank, immediately.
7.8 You accept 6.12 The Cardmember accepts full responsibility for use of the Card in contravention of laws, rules, regulations regulations, and Terms terms and Conditions conditions of this Cardmember Agreement, and undertake further undertakes to indemnify the Bank, Bank and to make good any loss, damage, interest, conversion, including but not limited to any other financial charges and outgoingoutgoings, costs costs, and consequences that the Bank may incur or suffer on your Your account and your acts, omission / Your acts of omission/commission and and/or negligence.
7.9 You are 6.13 Cardmember is also liable to pay any all such statutory dues dues/charges /duties levied on the services provided by the Bank to youCardmember.
7.10 You 6.14 Cardmember agree and hereby authorise authorize the Bank to convert Charges incurred by you Cardmember in foreign currency to into Indian Rupee equivalent at such rate as the Bank may designate at its sole discretion from time to time.
7.11 You 6.15 Cardmember agree that goods purchased through the use of using the Card shall remain the property of the Bank till until such time the Charges pertaining thereto are fully paid by you You to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 On receipt of the Card, you must immediately sign on the signature panel on the reverse of the Card.
7.2 The Card may be used only for bona fide personal or official
7.3 official purchase of goods and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 7.3 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 7.4 You must sign and / or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 7.5 The Bank may, at any time without prior notice, or stating any reason whatsoever, refuse authorisation for a Charge at a Merchant Establishment, and / or restrict or defer the Cardmember's ability to use the Card and / or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / retain the Credit Card, if it reasonably believes that it is necessary to do so for proper management of credit or business risk, or if the Card or Card Account is being misused or likely to be misused. You agree to the above without any protest or demur.
7.7 7.6 Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail order or telephone order or electronic commerce (e.g., internet), and your dispute that transaction, you will first clear the outstanding on the Card, and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, for the same.
7.1 7.7 Surcharge may be levied on purchase of certain product and services, as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 7.8 The Monthly Statement of Account shall be prima-facie proof of the Charges incurred by you. In the event you disagree with a Charge indicated in the Statement, the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.
7.3 7.9 The Bank will not be responsible if the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified by the Bank from time to time, or at the designated Customer Service Centre.
7.4 7.10 The Bank shall not be in any way responsible and / or liable for merchandise, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you with the Merchant Establishment / third party suppliers, and failure to do so will not relieve you of any obligation to the Bank.
7.5 7.11 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 7.12 The Card may be suspended / withdrawn by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 7.13 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received by the Bank. No cash refund will be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 7.14 You accept full responsibility for use of the Card in contravention contravent ion of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 7.15 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 7.16 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 7.17 You agree that goods purchased through the use of the Card shall s hall remain the property of the Bank till such time the Charges pertaining thereto are fully paid by you to the Bank.
Appears in 1 contract
Sources: Cardmember Agreement
Use of Card. 7.1 On 1.1 All Card(s) shall remain the property(ies) of the Bank and must be surrendered by the Cardholder to the Bank immediately upon request by the Bank or its duly authorized agent.
1.2 Upon receipt of the Card, you must immediately sign on the signature panel on Cardholder must:
a. Sign the reverse Card immediately;
b. Not permit any other person to use it;
c. Keep the Card secure at all times.
1.3 The Card remains the property of the Card.
7.2 The Card may be used only for bona fide personal or official
7.3 purchase of goods Bank and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise pledged as security for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You must sign and / or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Chargeany purpose whatsoever. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 The Bank may, is entitled at any time without prior noticeto impose any limit whether in amount or otherwise on the use of Card, to withdraw, cancel or stating determine any reason whatsoever, refuse authorisation for a Charge at a Merchant Establishment, and / or restrict or defer the Cardmember's ability to use the Card and / or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / retain the Credit Card, if it reasonably believes that it is necessary to do so for proper management of credit or business risk, or if the Card or Card Account is being misused or likely to be misused. You agree to the above any services thereby offered without any protest or demur.
7.7 Any charge slips or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail order or telephone order or electronic commerce (e.g., internet), giving prior notice and your dispute that transaction, you will first clear the outstanding on the Card, and shall resolve the dispute directly with the concerned Merchant Establishmentreasons therefore. The Bank shall not be liable, in liable for any manner whatsoever, for the sameor all consequence relating to or arising out of such withdrawal cancellation or determination.
7.1 Surcharge 1.4 The Bank will assign a credit limit to the Card Account which must be strictly observed by the Cardholder and which may be levied on purchase of certain product and services, as notified varied by the Bank from time to time by notice to the Cardholder:
a. The Cardholder may apply for a review of his / her assigned credit limit at any time. Payment of surcharge is mandatory and ;
b. The Bank may at its sole discretion (but shall not be obliged to), without prior notice to the same may vary Cardholder, increase the Credit Limit from time to time.time or permit Card Transactions to be effected in excess of the Credit Limit and posed to the Card Account;
7.2 c. The Monthly Statement of Account Cardholder shall be prima-facie proof liable for any related Transaction in accordance with the terms of this Agreement;
d. The Bank may at its sole discretion, as a result of a reasonable assessment of the Charges incurred by you. In credit risk associated with the event you disagree with a Charge indicated in Card Account or the Statement, the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay Cardholder based on information available to the Bank, adjust the Credit Limit to such amount as it thinks fit without prior notice to the Cardholder.
7.3 1.5 The Bank will not be responsible if Cardholder shall:
a. Not exceed the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified credit limit assigned by the Bank from time to time, time at its discretion (“Credit Limit”);
b. Not exceed the cash advance limit (which forms part of the Credit Limit) assigned by the Bank from time to time at its discretion (“Cash Advance Limit”);
c. Not use the Card after it is withdrawn or at the designated Customer Service Centrecancelled.
7.4 1.6 The Cardholder will keep any personal identification number (“PIN”) in connection with the use of the Card strictly confidential and immediately inform the Bank shall not be in if the PIN is known to any way responsible other person. The Cardholder will accept full and sole responsibility for and fully indemnify the Bank against all consequences, loss and / or liable other liability incurred as a result of the PIN being known to another person for merchandisewhatsoever reason.
1.7 When the Card is used, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you the Cardholder shall sign the sales slips with the Merchant Establishment / third party suppliers, and failure signature appearing on the Card. Failure to do so will not relieve you the Cardholder from liability for the use of any obligation to the BankCard.
7.5 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 1.8 The Cardholder shall assume full responsibility for all Credit Card may be suspended / withdrawn facilities extended by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination respect of the Card whether or not within the Credit Limit and this Cardmember Agreement shall result automatically in the termination of the privilegesfor related costs, benefits charges and facilities attached thereto.
7.7 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, fees. The Bank may at its discretion issue Supplementary Card(s) to avoid incurring finance any person or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received persons nominated by the BankPrincipal Cardholder as Supplementary Cardholder(s). No cash refund will Both the Principal and Supplementary Cardholder(s) shall be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 You accept full responsibility jointly and severally responsible and liable for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 You agree that goods purchased through the use of the Card and of any Supplementary Card(s). The terms and conditions set out in this Agreement shall remain also be binding on the property of Supplementary Cardholder(s).
1.9 The Cardholder hereby agrees not to use the Bank till such time the Charges pertaining thereto are fully paid by you to the BankCard as payment for any illegal purchase.
Appears in 1 contract
Sources: Cardholder Agreement
Use of Card. 7.1 On 1.1 All Card(s) shall remain the property(ies) of the Bank and must be surrendered by the Cardholder to the Bank immediately upon request by the Bank or its duly authorized agent.
1.2 Upon receipt of the Card, you must immediately sign on the signature panel on Cardholder must:
a. Sign the reverse Card immediately;
b. Not permit any other person to use it;
c. Keep the Card secure at all times.
1.3 The Card remains the property of the Card.
7.2 The Card may be used only for bona fide personal or official
7.3 purchase of goods Bank and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise pledged as security for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You must sign and / or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Chargeany purpose whatsoever. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 The Bank may, is entitled at any time without prior noticeto impose any limit whether in amount or otherwise on the use of Card, to withdraw, cancel or stating determine any reason whatsoever, refuse authorisation for a Charge at a Merchant Establishment, and / or restrict or defer the Cardmember's ability to use the Card and / or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / retain the Credit Card, if it reasonably believes that it is necessary to do so for proper management of credit or business risk, or if the Card or Card Account is being misused or likely to be misused. You agree to the above any services thereby offered without any protest or demur.
7.7 Any charge slips or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail order or telephone order or electronic commerce (e.g., internet), giving prior notice and your dispute that transaction, you will first clear the outstanding on the Card, and shall resolve the dispute directly with the concerned Merchant Establishmentreasons therefore. The Bank shall not be liable, in liable for any manner whatsoever, for the sameor all consequence relating to or arising out of such withdrawal cancellation or determination.
7.1 Surcharge 1.4 The Bank will assign a credit limit to the Card Account which must be strictly observed by the Cardholder and which may be levied on purchase of certain product and services, as notified varied by the Bank from time to time by notice to the Cardholder according to the following situations:
a. The Cardholder may apply for an adjustment of his / her assigned credit limit at any time. Payment of surcharge is mandatory and Cardholder may also decrease the same may vary from time to time.
7.2 The Monthly Statement of Account shall be primapersonal credit limit by logging into his / her BCM Net e-facie proof Banking/Mobile Banking Service. Upon acceptance of the Charges incurred by you. In the event you disagree with a Charge indicated in the Statementapplication, the same should be communicated Bank will immediately adjust the credit limit of all Credit Card(s) possessed by the Cardholder. If the Cardholder wishes to increase the personal credit limit, he / she has to submit the latest personal financial statement to the Bank in writing within 21 (twenty one) days for an approval process;
b. Shall the Cardholder’s Credit Card available limit be lower than the Credit Card transaction amount to be performed, the bank may only accept designated Credit Card transaction types, includes but not limit to: - Transactions that do not require authorization, whilst whether the transaction requires authorization is subjected to the system of the Statement Dateindividual merchants and the Bank. - Credit Card services related charges. The Cardholder shall also be liable for any over-limit fees incurred by these transactions;
c. The Cardholder shall be liable for any related transaction in accordance with the terms of this Agreement;
d. The Bank may at its sole discretion, failing which as a result of a reasonable assessment of the Charge in credit risk associated with the Statement of Card Account shall become conclusive proof of your liability to pay or the Cardholder based on information available to the Bank, adjust the credit limit to such amount as it thinks fit without prior notice to the Cardholder.
7.3 1.5 The Bank will not be responsible if Cardholder shall:
a. Not exceed the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified credit limit assigned by the Bank from time to timetime at its discretion (“Credit Limit”); Otherwise, the Cardholder shall be liable for any over-limit fees incurred by these transactions;
b. Not exceed the cash advance limit (which forms part of the Credit Limit) assigned by the Bank from time to time at its discretion (“Cash Advance Limit”);
c. Not use the Card after it is withdrawn or at the designated Customer Service Centrecancelled.
7.4 1.6 The Cardholder will keep any personal identification number (“PIN”) in connection with the use of the Card strictly confidential and immediately inform the Bank shall not be in if the PIN is known to any way responsible other person. The Cardholder will accept full and sole responsibility for and fully indemnify the Bank against all consequences, loss and / or liable other liability incurred as a result of the PIN being known to another person for merchandisewhatsoever reason.
1.7 When the Card is used, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you the Cardholder shall sign the sales slips with the Merchant Establishment / third party suppliers, and failure signature appearing on the Card. Failure to do so will not relieve you the Cardholder from liability for the use of any obligation to the BankCard.
7.5 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 1.8 The Card may be suspended / withdrawn Cardholder shall assume full responsibility for all credit card facilities extended by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination respect of the Card whether or not within the Credit Limit and this Cardmember Agreement shall result automatically in the termination of the privilegesfor related costs, benefits charges and facilities attached thereto.
7.7 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, fees. The Bank may at its discretion issue Supplementary Card(s) to avoid incurring finance any person or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received persons nominated by the BankPrincipal Cardholder as Supplementary Cardholder(s). No cash refund will Both the Principal and Supplementary Cardholder(s) shall be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 You accept full responsibility jointly and severally responsible and liable for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 You agree that goods purchased through the use of the Card and of any Supplementary Card(s). The terms and conditions set out in this Agreement shall remain also be binding on the property of Supplementary Cardholder(s).
1.9 The Cardholder hereby agrees not to use the Bank till such Card as payment for any illegal purchase.
1. 10Cardholder may log into his / her BCM Net e-Banking/Mobile Banking Service to disable Card(s) in order to suspend the Card(s) for new transactions. This action does not affect any completed transactions, instalment transactions, repayments, financial charges and interest calculations, or monthly statements. Cardholder may also enable the Card(s) at any time in order to continue using the Charges pertaining thereto are fully paid by you to the Bankrelated Card(s) for new transactions.
Appears in 1 contract
Sources: Credit Card Cardholder Agreement
Use of Card. 7.1 On 1.1 All Card(s) shall remain the property(ies) of the Bank and must be surrendered by the Cardholder to the Bank immediately upon request by the Bank or its duly authorized agent.
1.2 Upon receipt of the Card, you must immediately sign on the signature panel on Cardholder must:
a. Sign the reverse Card immediately;
b. Not permit any other person to use it;
c. Keep the Card secure at all times.
1.3 The Card remains the property of the Card.
7.2 The Card may be used only for bona fide personal or official
7.3 purchase of goods Bank and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise pledged as security for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You must sign and / or collect the charge slip, cash advance slip or mail order coupon at the time of incurring the Chargeany purpose whatsoever. Failure to sign a charge slip will not discharge you of the liability for the Charges. You must retain your copy of the charge slips for at least six months. Upon your request, the Bank may, at its sole discretion, provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 The Bank may, is entitled at any time without prior noticeto impose any limit whether in amount or otherwise on the use of Card, to withdraw, cancel or stating determine any reason whatsoever, refuse authorisation for a Charge at a Merchant Establishment, and / or restrict or defer the Cardmember's ability to use the Card and / or suspend or cancel the Card. The Bank through the ATM, Merchant Establishment, by itself may repossess / retain the Credit Card, if it reasonably believes that it is necessary to do so for proper management of credit or business risk, or if the Card or Card Account is being misused or likely to be misused. You agree to the above any services thereby offered without any protest or demur.
7.7 Any charge slips or other payment requisition received by the Bank for any transaction on the Card Account for the payment, shall be conclusive proof that the amount recorded on such charge slip or other requisition, was incurred by the use of the Card by you. Where charge slip or voucher is not available, viz. mail order or telephone order or electronic commerce (e.g., internet), giving prior notice and your dispute that transaction, you will first clear the outstanding on the Card, and shall resolve the dispute directly with the concerned Merchant Establishmentreasons therefore. The Bank shall not be liable, in liable for any manner whatsoever, for the sameor all consequence relating to or arising out of such withdrawal cancellation or determination.
7.1 Surcharge 1.4 The Bank will assign a credit limit to the Card Account which must be strictly observed by the Cardholder and which may be levied on purchase of certain product and services, as notified varied by the Bank from time to time by notice to the Cardholder:
a. The Cardholder may apply for a review of his / her assigned credit limit at any time. Payment of surcharge is mandatory and ;
b. The Bank may at its sole discretion (but shall not be obliged to), without prior notice to the same may vary Cardholder, increase the credit limit from time to time.time or permit card transactions to be effected in excess of the credit limit and posted to the Card Account;
7.2 c. The Monthly Statement of Account Cardholder shall be prima-facie proof liable for any related transaction in accordance with the terms of this Agreement;
d. The Bank may at its sole discretion, as a result of a reasonable assessment of the Charges incurred by you. In credit risk associated with the event you disagree with a Charge indicated in Card Account or the Statement, the same should be communicated to the Bank in writing within 21 (twenty one) days of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay Cardholder based on information available to the Bank, adjust the credit limit to such amount as it thinks fit without prior notice to the Cardholder.
7.3 1.5 The Bank will not be responsible if Cardholder shall:
a. Not exceed the Merchant Establishment refuses to accept the Card, or levies a surcharge on the Card. However, the Cardmember should notify the Bank of this complaint at the address notified credit limit assigned by the Bank from time to time, time at its discretion (“Credit Limit”);
b. Not exceed the cash advance limit (which forms part of the Credit Limit) assigned by the Bank from time to time at its discretion (“Cash Advance Limit”);
c. Not use the Card after it is withdrawn or at the designated Customer Service Centrecancelled.
7.4 1.6 The Cardholder will keep any personal identification number (“PIN”) in connection with the use of the Card strictly confidential and immediately inform the Bank shall not be in if the PIN is known to any way responsible other person. The Cardholder will accept full and sole responsibility for and fully indemnify the Bank against all consequences, loss and / or liable other liability incurred as a result of the PIN being known to another person for merchandisewhatsoever reason.
1.7 When the Card is used, price, rate, quality, warranty, privileges, benefits, facilities, including deficiency / delay in services, delivery or non - delivery etc., purchased or availed by you from Merchant Establishment and / or third party supplier, including any mail order or telephone order or electronic commerce (e.g., internet) placed by you. Any dispute arising thereto should be settled directly by you the Cardholder shall sign the sales slips with the Merchant Establishment / third party suppliers, and failure signature appearing on the Card. Failure to do so will not relieve you the Cardholder from liability for the use of any obligation to the BankCard.
7.5 No claim by you against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 1.8 The Card may be suspended / withdrawn Cardholder shall assume full responsibility for all credit card facilities extended by the Bank at its sole discretion, without being liable in any manner whatsoever to you. Termination respect of the Card whether or not within the Credit Limit and this Cardmember Agreement shall result automatically in the termination of the privilegesfor related costs, benefits charges and facilities attached thereto.
7.7 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, fees. The Bank may at its discretion issue Supplementary Card(s) to avoid incurring finance any person or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received persons nominated by the BankPrincipal Cardholder as Supplementary Cardholder(s). No cash refund will Both the Principal and Supplementary Cardholder(s) shall be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 You accept full responsibility jointly and severally responsible and liable for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 You agree that goods purchased through the use of the Card and of any Supplementary Card(s). The terms and conditions set out in this Agreement shall remain also be binding on the property of Supplementary Cardholder(s).
1.9 The Cardholder hereby agrees not to use the Bank till such time the Charges pertaining thereto are fully paid by you to the BankCard as payment for any illegal purchase.
Appears in 1 contract
Sources: Credit Card Cardholder Agreement
Use of Card. 7.1 On receipt of the Credit Card, you You must immediately sign on the signature panel on the reverse of the Credit Card.
7.2 . The Card may be used only for bona fide bonafide personal or official
7.3 official purchase of goods and / or and/or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.
7.4 International Credit Cards cannot be used on internet or otherwise for purchase of prohibited items, like lottery tickets, banned or proscribed magazines, participation in sweepstakes, payment for callback services, and / or such items / activities for which no drawal of foreign exchange is permitted.
7.5 You Cardmember must sign and / or and/or collect the charge slip, cash advance slip slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge you Cardmember of the liability for the Charges. You Cardmember must retain your their copy of the charge slips for at least six months. Upon your Your request, the Bank mayBank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
7.6 . The Bank mayBank, at any time time, may without prior notice, notice or stating any reason whatsoever, whatsoever refuse authorisation authorization for a Charge at a Merchant Establishment, and / or Establishment and/or restrict or defer the Cardmember's ’s ability to use the Card and / or and/or suspend or cancel the Card. The Bank may through the an ATM, Merchant Establishment, Establishment or by itself may repossess / repossess/retain the Credit Card, /seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk, risk or if the Card or the Card Account is being misused or likely to be misused. You Cardmember agree to the above without any protest or demur.
7.7 . Any charge slips slip or other payment requisition received by the Bank for any transaction on the Card Account for the payment, payment shall be conclusive proof that the amount recorded on such charge slip or other requisition, requisition was incurred by the use of the Card by youthe Cardmember. Where a charge slip or voucher is not available, available viz. mail order or telephone order or electronic commerce (e.g., e.g. internet), and your you dispute that transaction, you Cardmember will first clear the outstanding on the Card, Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever, whatsoever for the same.
7.1 . Surcharge may be levied on purchase of certain product products and services, services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time.
7.2 The Monthly Statement of Account . Surcharge on Transactions at Petrol Pumps shall be prima-facie proof 2.5% of the Charges incurred by youtransaction amount subject to a minimum of Rs. In the event you disagree with a Charge indicated in the Statement, the same should 10/-. Surcharge on purchase/cancellation of Railway tickets shall be communicated to the Bank in writing within 21 (twenty one) days IRCTC service charge + 1.8% of the Statement Date, failing which the Charge in the Statement of Account shall become conclusive proof of your liability to pay to the Bank.
7.3 transaction amount. The Bank will not be responsible if the any Merchant Establishment refuses to accept the Card, Card or levies a surcharge on the Card. However, the Cardmember should notify the Bank of such refusal to accept the Card or levy of surcharge by the Merchant Establishment, this complaint at the address notified by the Bank from time to time, time or at the designated Customer Service Centre.
7.4 . The Bank shall not be in any way responsible and / or and/or liable for merchandise, price, rate, quality, quantity, warranty, privileges, benefits, benefits and facilities, including deficiency / but not limited to deficiency/delay in services, delivery or non - delivery etc.non-delivery, purchased or availed of by you Cardmember from Merchant Establishment and / or and/or third party supplier, suppliers including any mail order or telephone order or electronic commerce (e.g., internet) placed by youCardmember. Any dispute arising thereto should be settled directly by you Cardmember with the Merchant Establishment / Establishment/third party suppliers, suppliers and failure to do so will not relieve you on Cardmember of any obligation obligations to the Bank.
7.5 . No claim by you Cardmember against a Merchant Establishment will be a subject of set off or counterclaim against the Bank.
7.6 . The Card may be suspended / suspended/withdrawn by the Bank at its sole discretion, discretion without being liable in any manner whatsoever to youCardmember, and without assigning a reason thereof. Termination of the Card and this Cardmember Agreement shall result automatically in the termination of the privileges, benefits and facilities attached thereto.
7.7 You must pay for the purchase of goods / services e.g. air / rail tickets etc., as it appears on the Statement, to avoid incurring finance or fee charges even if the purchase has been cancelled subsequently. Credit of refund on account of cancellation will be made to the Card Account (less cancellation charges), only when received by the Bank. No cash refund will be given to you. If the credit is not shown in the Statement of Account within a reasonable time, you must notify the Bank, immediately.
7.8 You accept full responsibility for use of the Card in contravention of laws, rules, regulations and Terms and Conditions of this Cardmember Agreement, and undertake to indemnify the Bank, and to make good any loss, damage, interest, conversion, any other financial charges and outgoing, costs and consequences that the Bank may incur or suffer on your account and your acts, omission / commission and negligence.
7.9 You are also liable to pay any statutory dues levied on the services provided by the Bank to you.
7.10 You agree and hereby authorise the Bank to convert Charges incurred by you in foreign currency to Indian Rupee equivalent at such rate as the Bank may designate from time to time.
7.11 You agree that goods purchased through the use of the Card shall remain the property of the Bank till such time the Charges pertaining thereto are fully paid by you to the Bank.
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Sources: Cardmember Agreement