Common use of USE OF PIN Clause in Contracts

USE OF PIN. a) Genuine signature: the cardholder acknowledges that the joint use of his card with his PIN is the same as his genuine signature to enable him to carry out, through an accessible device, purchases and cash advances, as provided for under this contract. b) Selection and confidentiality of PIN: when a cardholder selects his PIN, he undertakes not to select an obvious number (e.g.: date of birth, telephone number, social insurance number, health insurance number, driver’s licence number), in which case he shall be presumed having contributed to the unauthorized use of his card and shall assume all liability thereof, if any. The cardholder further undertakes not to disclose his PIN to anyone in any way whatsoever, nor to write it on his card or any other easily accessible document, in which case he shall also be presumed having contributed to the unauthorized use of his card and shall assume all liability thereof, if any. c) Liability: should the cardholder notice the loss of confidentiality of his PIN or as soon as he suspects a third person of knowing his PIN, he undertakes, in order to continue to make purchases or obtain cash advances, to modify his PIN immediately or, if he is unable to do so, to notify Desjardins of this situation. Any transaction made after such modification to a PIN is no longer considered an unauthorized transaction as defined in this contract. When unauthorized transactions are made with the cardholder’s card, the cardholder cannot be held liable for these transactions.

USE OF PIN. a) Genuine signature: the cardholder acknowledges that the joint use of his card with his PIN is the same as his genuine signature to enable him to carry out, through an accessible device, purchases and cash advances, as provided for under this contract. b) Selection and confidentiality of PIN: when a cardholder selects his PIN, he undertakes not to select an obvious number (e.g.: date of birth, telephone number, social insurance number, health insurance number, driver’s licence number), in which case he shall be presumed having contributed to the unauthorized use of his card and shall assume all liability thereof, if any. The cardholder further undertakes not to disclose his PIN to anyone in any way whatsoever, nor to write it on his card or any other easily accessible document, in which case he shall also be presumed having contributed to the unauthorized use of his card and shall assume all liability thereof, if any. c) Liability: should the cardholder notice the loss of confidentiality of his PIN or as soon as he suspects a third person of knowing his PIN, he undertakes, in order to continue to make purchases or obtain cash advances, to modify his PIN immediately or, if he is unable to do so, to notify Desjardins ▇▇▇▇▇▇▇▇▇▇ of this situation. Any transaction made after such modification to a PIN is no longer considered an unauthorized transaction as defined in this contract. When unauthorized transactions are made with the cardholder’s card, the cardholder cannot be held liable for these transactions.