Common use of Use of the Credit Card Clause in Contracts

Use of the Credit Card. 3.1 You must use the Credit Card in the following manner: (a) purchase from any Authorised Merchant: (i) you must enter your PIN when prompted; or (ii) you must sign a Sales Draft prepared by the Authorised Merchant; or (iii) in the case of distance purchases (such as purchases made via the Internet, mail order or telephone order) and purchases at certain Points of Sale or by other modes pre-approved by us, you may effect a purchase without signing a Sales Draft or entering your PIN, by providing the Authorised Merchant with your Credit Card number together with certain other particulars stated on the Credit Card. (b) Cash withdrawal from any Authorised Cash Outlet: (i) you must sign on a Cash Withdrawal Draft prepared by the Authorised Cash Outlet. (c) Cash withdrawal through ATM: (i) you must use your PIN to gain access to your Credit Card Account. 3.2 Debiting your Credit Card account(s) (a) We will debit your Credit Card Account with the amount of all purchases and Cash Withdrawals made using your Credit Card. (b) You authorise us to debit your Credit Card Account for each purchase or Cash Withdrawal evidenced by a Sales or Cash Withdrawal Draft. This applies even if the Authorised Merchant has overcharged or undercharged you. 3.3 You must comply with all the requirements, directions and guidelines issued by us from time to time relating to the use of the Credit Card and the relevant services provided to you. 3.4 You agree that our record of transactions undertaken with your Credit Card is conclusive and binding on you and shall constitute conclusive evidence of the debts incurred by you and debited to your Credit Card Account. 3.5 You should not use your Credit Card for the purpose of betting, including lottery tickets, casino gaming chips, off-track betting, ▇▇▇▇▇▇ at race tracks. If you do so, these transactions will be considered to be Cash Withdrawals, and we will impose the relevant Cash Withdrawal Fee on each such transaction.