Common use of Users in Romania Clause in Contracts

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Currency Minimum Fee Maximum Fee United Arab EmiratesDirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Bulgarian Lev 0.50 BGN 20.00 BGN Canadian Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZAR

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Currency Minimum Fee Maximum Fee Armenian dram 135.00 AMD 5,250.00 AMD United Arab EmiratesDirham Emirates Dirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Azerbaijan manat 0.45 AZN 17.50 AZN Bulgarian Lev 0.50 BGN 20.00 BGN Bahraini dinar 0.10 BHD 4.00 BHD Belizean dollar 0.50 BZD 20.00 BZD Canadian Dollar 0.25 CAD 10.00 CAD CFA franc 135.00 XOF 5,400.00 XOF Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇ ▇▇▇ ▇▇▇▇ ▇▇▇ Jordanian dinar 0.20 JOD 7.25 JOD Kuwaiti Dinar 1.00 KWD No max ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇ .▇▇ ▇▇▇ ▇▇▇.▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Mozambican metical 20.00 MZN 750.00 MZN Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Omani rial 0.10 OMR 4.00 OMR Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 PLN Qatari Rial 1.00 QAR 40.00 QAR Rwandan franc 250.00 RWF 10,000.00 RWF Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Tunisian dinar 0.75 TND 27.50 TND Turkish Lira 1.50 TRY 60.00 TRY Ugandan shilling 930.00 UGX 37,500.00 UGX US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZARZAR Venezuelan bolivar 2,000,000.00 VES 60,000,000.00VES Zambian kwacha 5.50 ZMW 215.00 ZMW

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Minimum Maximum Currency Minimum Fee Maximum Fee United Arab EmiratesDirham Emirates Dirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Bulgarian Lev 0.50 BGN 20.00 BGN Canadian Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZARZAR All other currencies No minimum/maximum fee

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Currency Minimum Fee Maximum Fee United Arab EmiratesDirham Emirates Dirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Bulgarian Lev 0.50 BGN 20.00 BGN Canadian Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZAR

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Currency Minimum Fee Maximum Fee United Arab EmiratesDirham Emirates Dirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Bulgarian Lev 0.50 BGN 20.00 BGN Canadian Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZARZAR All other currencies No minimum/maximum fee

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Currency Minimum Fee Maximum Fee United Arab EmiratesDirham Emirates Dirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Bulgarian Lev 0.50 BGN 20.00 BGN Canadian Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar ZealandDollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZAR

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Minimum Maximum Currency Minimum Fee Maximum Fee United Arab EmiratesDirham 0.90 AED 36.70 AED Emirates AED Dirham Australian Dollar 0.25 AUD 10.00 AUD Dollar AUD Bulgarian Lev 0.50 BGN 20.00 BGN Lev BGN Canadian 0.25 10.00 CAD Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 Koruna CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZARZAR All other currencies No minimum/maximum fee

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: > Withdrawal Currency Minimum Fee Maximum Fee United Arab EmiratesDirham Emirates Dirham 0.90 AED 36.70 AED Australian Dollar 0.25 AUD 10.00 AUD Bulgarian Lev 0.50 BGN 20.00 BGN Canadian Dollar 0.25 CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD 80.00 HKD Croatian Kuna 2.00 HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇ 40.00 QAR Romania New Lei 1.00 ▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD Russian ▇▇▇▇▇ Rouble 20.00 RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD $10.00USD South African Rand 3.60 ZAR 145.00 ZAR10.00USD

Users in Romania. Slovenia, Bulgaria 1% of the amount transferred with a minimum and maximum fee depending on the currency in which the card is denominated (we call this the Withdrawal Currency) **, as follows: Withdrawal Currency Minimum Fee Maximum Fee WithdrawalCurrency MinimumFee MaximumFee United Arab EmiratesDirham 0.90 AED ArabEmirates Dirham 0.90AED 36.70 AED Australian Dollar 0.25 AUD AustralianDollar 0.25AUD 10.00 AUD Bulgarian Lev 0.50 BGN 0.50BGN 20.00 BGN Canadian Dollar 0.25 CAD CanadianDollar 0.25CAD 10.00 CAD Swiss Franc 0.25 CHF 10.00 CHF Czech Koruna 5.70 CZK 230.00 CZK Danish Krone 1.80 DKK 1.80DKK 70.00 DKK Euro 0.25 EUR 10.00 EUR British Pound 0.20 GBP 8.00 GBP Hong Kong Dollar 2.00 HKD KongDollar 2.00HKD 80.00 HKD Croatian Kuna 2.00 HRK 2.00HRK 70.00 HRK Hungarian Forint 70.00 HUF 2900.00 HUF HungarianForint 70.00HUF 2900.00HUF Israeli New Shekel 1.00 ILS 40.00 ILS Japanese Yen 30 ▇▇▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇ ▇▇▇ ▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇ Rupee 50.00 ▇▇▇ ▇▇▇▇.▇▇ ▇▇▇ Mexican Peso 5.00 ▇▇▇ ▇▇▇.▇▇ ▇▇▇ Malaysian Ringgit 1.00 MYR 40.00 MYR Norwegian Kroner 1.00 NOK 40.00 NOK New Zealand Dollar 0.40 NZD 15.00 NZD Philippine Peso 10.00 PHP 500.00 PHP Polish Zloty 1.00 PLN ▇▇.▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇▇ ▇▇▇▇ 1800.00LKR Mexican Peso 5.00MXN 200.00MXN MalaysianRinggit 1.00MYR 40.00 MYR NorwegianKroner 1.00NOK 40.00 NOK New ZealandDollar 0.40NZD 15.00 NZD Philippine Peso 10.00PHP 500.00 PHP Polish Zloty 1.00 PLN 40.00 PLN Qatari Rial 1.00QAR 40.00 QAR Romania New Lei 1.00 NewLei 1.00▇▇▇ 40.00 ▇▇▇ Serbian Dinar 25.00 RSD 1000.00 RSD 25.00RSD 1000.00RSD Russian ▇▇▇▇▇ 20.00 RUB 20.00RUB 700.00 RUB Swedish Krona 2.50 SEK 100.00 SEK Singapore Dollar SingaporeDollar 0.50 SGD 15.00 SGD Thai Baht 8.00 THB 320.00 THB Turkish Lira 1.50 TRY 60.00 TRY US Dollar $0.25 USD 0.25USD $10.00USD South African Rand AfricanRand 3.60 ZAR 145.00 ZAR