Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves. 4.2 The following conditions shall apply to the use of the Card by you: (1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request. (2) The Card must be signed by you immediately on receipt and may only be used by you. (3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card. (4) You may use your Card to purchase goods and services at any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account.. (5) You may use your Card to receive cash advances at financial institutions that accept VISA cards. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos. (6) You may use your Card to obtain balance information for your Accounts. (7) Use of the Card to make purchases or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with the Card will be charged to your Account on the date the Transaction is posted to your Account. (8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to time. We may also fix limitations on the frequency of transactions and purchase amounts made with your Card. (9) You are responsible for all transactions that you make with the Card or that you authorize another person to make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders. (10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund. (11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card. (12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 2 contracts
Sources: Client Deposit & Services Agreement, Client Deposit & Services Agreement
Using Your Card. 4.1 Limits on the Use of Your Card. You agree are not authorized to read this Agreement prior make purchases that in the aggregate exceed $2,500 per calendar day. We reserve the right, in our sole discretion, to using limit the Card(s)amount, number or type of transactions you can make on your Card and any funding or reload of your Card. These Cards are issued for use You may only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply withdraw up to the $1,000 from an ATM in a single day. We may, in our sole discretion, further limit your use of the Card by you:
(1) at ATMs, and, in addition to our limits, an ATM owner or operator may impose additional withdrawal limits. The Card is for personal use only. You have requested agree not to use the Card for business purposes. We may, in our sole discretion, close your Card if we determine that it is being used for business purposes. We may refuse to process any transaction that we issue believe may violate the law or the terms of this Agreement. You agree that you will: (i) not use the Card at unlawful domestic or international gambling web sites, or at payment processors supporting unlawful gambling web sites, or to you a Card that can be purchase illegal goods or services; (ii) promptly notify us of any loss or theft of the Card; (iii) promptly notify us of the loss, theft, or unauthorized disclosure of any PIN used to access funds in your Account/s. Card funds; and (iv) use the Card only as instructed. We will may refuse to issue a PIN that must be used Card, revoke or suspend your Card privileges or cancel your Card with the Card for transactions that require or without cause or notice, other than as required by applicable law. You agree not to use of a PINor allow others to use an expired, revoked, cancelled, suspended or otherwise invalid Card. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase or lease goods or services anywhere Visa® debit cards are accepted as long as you do not exceed the value available on your Card Account. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services at any place and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your card Card, your Card is honoured by participating merchants that accept Visa Cardslikely to be declined. This is not At the time of each purchase using the Card, you may be asked to sign a credit cardreceipt for the transaction. Funds to cover your purchases and cash advances The dollar amount of the purchase will be deducted from your account..
(5) You may the value associated with the Card. If you use your Card at an automated fuel dispenser (“pay at the pump”), the merchant may preauthorize the transaction amount up to receive $75.00 or more. If your Card is declined, even though you have sufficient funds available, pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, or for similar purchases, the merchant may preauthorize the transaction amount for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Any preauthorization amount will place a “hold” on your available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorization amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you used the Card itself. For security reasons, we may limit the amount or number of transactions you can make on your Card. Your Card cannot be redeemed for cash advances at financial institutions that accept VISA cardsexcept where required by law. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may not use your Card for online gambling, any illegal transaction or for car rental transactions. We may refuse to obtain balance information for process any Card transaction that we believe may violate the terms of this Agreement or applicable law. Each time you use your Accounts.
(7) Use of Card, you authorize us to reduce the value available in your Card to make purchases or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order Account by you for the withdrawal of the amount of the Transaction from transaction and any applicable fees. You are not allowed to exceed the available amount in your AccountCard Account through an individual transaction or a series of transactions. Each Transaction with Nevertheless, if a transaction exceeds the Card will be charged balance of the funds available on your Card, you shall remain fully liable to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit us for the amount of cash which may be withdrawn from an ATM by you on one or more applications during the transaction and any business day or weekend or bank holiday and may vary such limit from time to timeapplicable fees. We may also fix limitations on deduct any amount that you owe us from any current or future funds associated with this or any other Card you activate or maintain. For security reasons, we may limit the frequency number or amount of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to can make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will You do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession stop payment on any purchase or payment transaction originated by use of the collateralyour Card. We You may charge not make preauthorized regular payments from your Card transactions to the Account in any order it determinesusing your Card Account’s direct deposit account number. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card you authorize a transaction and dishonour cheques presented then fail to make a purchase of that item as planned, the approval may result in a hold for paymentthat amount of funds for up to thirty (30) days or more.
Appears in 2 contracts
Sources: Cardholder Agreement, Cardholder Agreement
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards Provided funds are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to available on your Card, you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods perform the following types of transactions in accordance with this Agreement: • At ATMs and services tellers at financial institutions worldwide displaying the Visa® or Plus® logos, and subject to any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You applicable fees, you may use your Card to receive (i) make withdrawals of cash advances up to the lesser of the limits detailed in Section C-5 of this agreement or the amount of funds stored on your Card. Individual ATM limits may also apply. If you plan on traveling internationally, contact the Commerce Bank mySpending Card® Center at financial institutions that accept VISA cards▇-▇▇▇-▇▇▇-▇▇▇▇ to inquire about using your Card abroad. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “• At merchants accepting Visa” ® debit or “Plus” logos.
(6) You Interlink® or STAR® transactions, you may use your Card to obtain balance information pay for your Accounts.
(7) Use purchases of the Card to make purchases or to goods and services and obtain cash from financial institutions and/ or use of the Card and PIN up to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of funds stored on your Card (including any applicable fees). Any person honoring your Card may be required to obtain approval or authorization for any transaction. We may recognize the Transaction from transaction even if it was not authorized, but that does not mean we will accept the same type of transaction again. You do not have the right to stop payment on any point- of-sale transaction originated by use of your AccountCard. Each Transaction with A PIN will not be needed in order to purchase goods or services using the “credit” transaction key at merchant locations that accept Visa® debit cards and allow transactions to be routed as “credit”, or when purchasing goods over the phone or on the Internet. Some of these services may not be available at all terminals. We will not be liable or responsible for any merchant’s inability or refusal to honor your Card. You agree that you will: (i) use the Card will be charged only as provided for in the Agreement; (ii) promptly notify us of any loss or theft of your Card; (iii) promptly notify us of the loss, theft, or unauthorized disclosure of any PIN, code, or numbers used to access Card funds; and (iv) not use your Account on Card for any illegal purpose, including, but not limited to, online gambling merchants, whether or not online gambling is illegal in the date state in which you use your Card. You agree not to use the Transaction is posted Card for business purposes. We may refuse to your Account.
process any transaction that may violate the terms of this Agreement or any applicable law, regulation or rule (8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during including, but not limited to, any business day or weekend or bank holiday and may vary such limit from time to timeVisa rule). We may also fix limitations on limit the frequency number of transactions and purchase amounts made with your CardCards issued to you in our sole discretion.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 2 contracts
Sources: Cardholder Agreement, Cardholder Agreement
Using Your Card. 4.1 Limits on the Use of Your Card. You are not authorized to make purchases that in the aggregate exceed $1,000 per transaction, $1,000 per calendar day, and/or $5,000 per calendar month. You may also choose to set limits for each of these spending categories that are lower than the respective limits set forth in the preceding sentence, for each Card that is associated with your Card Account or a connected Card Sub- Account. We reserve the right, in our sole discretion, to limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card. The Card is for personal use only. You agree not to read use the Card for business purposes. We may, in our sole discretion, close your Card if we determine that it is being used for business purposes. We may refuse to process any transaction that we believe may violate the law or the terms of this Agreement prior Agreement. You agree that you will: (i) not use the Card at unlawful domestic or international gambling web sites, or at payment processors supporting unlawful gambling web sites, or to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use purchase illegal goods or services or other illicit activities; (ii) promptly notify us of any loss or theft of the Card by you:
Card; (1iii) You have requested that we issue to you a Card that can be promptly notify us of the loss, theft, or unauthorized disclosure of any PIN used to access funds in your Account/s. Card funds; and (iv) use the Card only as instructed. We will may refuse to issue a PIN that must be used Card, revoke or suspend your Card privileges or cancel your Card with the Card for transactions that require or without cause or notice, other than as required by applicable law. You agree not to use of a PINor allow others to use an expired, revoked, cancelled, suspended or otherwise invalid Card. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase or lease goods or services anywhere Mastercard® debit cards are accepted, subject to the terms of this Agreement, as long as you do not exceed the value available on your Card Account or Card Sub-Account, as applicable. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services at any place and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your card Card, your Card is honoured by participating merchants that accept Visa Cardslikely to be declined. This is not At the time of each purchase using the Card, you may be asked to sign a credit cardreceipt for the transaction. Funds to cover your purchases and cash advances The dollar amount of the purchase will be deducted from your account..
(5) You may the value associated with the Card. If you use your Card at an automated fuel dispenser (“pay at the pump”), the merchant may preauthorize the transaction amount up to receive $75.00 or more. If your Card is declined, even though you have sufficient funds available, pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, or for similar purchases, the merchant may preauthorize the transaction amount for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips, additional charges or incidental expenses incurred. Any preauthorization amount will place a “hold” on your available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorization amount on hold will be removed. It may take up to seven (7) days (thirty days for hotels) for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you used the Card itself. For security reasons, we may limit the amount or number of transactions you can make on your Card. Your Card cannot be redeemed for cash advances at financial institutions that accept VISA cardsexcept where required by law. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may not use your Card for online gambling, any illegal transaction or for car rental transactions. We may refuse to obtain balance information for process any Card transaction that we believe may violate the terms of this Agreement or applicable law. Each time you use your Accounts.
(7) Use of Card, you authorize us to immediately reduce the value available in your Card to make purchases Account or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order Card-Sub Account by you for the withdrawal of the amount of the Transaction from transaction and any applicable fees. You are not allowed to exceed the available amount in your AccountCard Account or Card Sub-Account through an individual transaction or a series of transactions. Each Transaction with Nevertheless, if a transaction exceeds the Card will be charged balance of the funds available on your Card, you shall remain fully liable to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit us for the amount of cash which may be withdrawn from an ATM by you on one or more applications during the transaction and any business day or weekend or bank holiday and may vary such limit from time to timeapplicable fees. We may also fix limitations on deduct any amount that you owe us from any current or future funds associated with this or any other Card you activate or maintain. For security reasons, we may limit the frequency number or amount of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to can make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will You do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession stop payment on any purchase or payment transaction originated by use of the collateralyour Card. We You may charge not make preauthorized regular payments from your Card transactions to the Account in any order it determinesusing your Card Account’s direct deposit account number. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card you authorize a transaction and dishonour cheques presented then fail to make a purchase of that item as planned, the approval may result in a hold for paymentthat amount of funds for up to thirty (30) days or more.
Appears in 2 contracts
Sources: Cardholder Agreement, Cardholder Agreement
Using Your Card. 4.1 You agree must activate the Card prior to read use by calling the customer service number shown on the Card (▇-▇▇▇-▇▇▇-▇▇▇▇) or by visiting ▇▇▇▇▇▇.▇▇▇/▇▇▇ and following the instructions. Your Card may be used at merchants within the United States for purchases of goods and services (including internet, mail and phone order purchases) everywhere Debit Mastercard is accepted, subject to the limitations in this Agreement prior or as disclosed to using you by us, MoCaFi and/or the Card(sSponsor. Limitations on use for the Card are as follows: [Insert limitations for the Card required by the Sponsor]. If you make a purchase without presenting your Card (such as for internet, mail or phone order purchases), the legal effect will be the same as if you used the Card itself. If you do not have enough funds available on your Card, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with other funds. These Cards are issued for use only with Accounts deemed eligible by called “split transactions,” and some merchants do not permit them. Notwithstanding the Bank and for such purposes as foregoing, we, MoCaFi and/or the Bank approves.
4.2 The following conditions shall apply to the Sponsor may restrict your use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used certain merchants and/or categories of merchants consistent with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during purposes associated with the period of validity distribution of the card as indicated on Card by the Card.
(4) Sponsor to you. We, MoCaFi and/or the Sponsor will notify you of any restrictions not included in this Agreement. [You may use your Card to purchase goods and services at any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card to receive cash advances at financial institutions that accept VISA cards. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may also use your Card to obtain balance information cash at certain automated teller machines (“ATM”) or at merchants that have agreed to provide cash back at the point-of-sale (“POS”).] [You may not use your Card to obtain cash at an automated teller machine (“ATM”) or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices.] You cannot transfer Card value to other payment devices or to bank or other financial accounts. You agree that you will: (i) not use the Card at gambling websites or for your Accounts.
any illegal transactions; (7ii) Use promptly notify us of any loss or theft of the Card to make purchases or to obtain cash from financial institutions and/ or unauthorized transactions; (iii) not use of the Card for business purposes and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with (iv) use the Card will only as permitted by us. The Card may not be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit accepted by certain merchants whose goods or services are not legal for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to timeminors. We may also fix limitations on refuse to process any transaction that we believe violates the frequency terms of transactions and purchase amounts made with your Card.
(9) this Agreement. The Card itself may not be redeemed for cash, except where required by applicable law. You are responsible for all transactions that initiated and fees incurred by use of your Card. If you make with the Card or that you authorize permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. If You do not have the Account is a joint account, all right to stop payment on any purchase or payment transactions involving that you originate through the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention use of the Card. We are also You may not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the make preauthorized regular payments from your Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the After you receive your Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card it to purchase goods and services at any place everywhere in the United States, where debit Mastercard is accepted. Your Card may be used for international transactions (please see the section titled “Foreign Transactions” below). If you do not have enough funds available on your card is honoured by participating merchants that accept Visa Cards. This is not Card, you can instruct the merchant to charge a credit card. Funds part of the purchase to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card to receive cash advances at financial institutions that accept VISA cards. You may use the Card and PIN to withdraw cash from pay the remaining amount with other funds. These are called “split transactions,” and some merchants do not permit them. If you make a purchase without presenting the Card (such as for internet, mail or phone order purchases), the legal effect will be the same as if you used the Card itself. With your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You PIN, you may also use your Card to obtain balance information for your Accounts.
cash at Automated Teller Machines (7“ATMs”) Use displaying the Cirrus, Maestro, or Accel name or logo, or at merchants that have agreed to provide cash back as part of a point-of-sale (“POS”) transaction. Secondary Cards may not be able to obtain cash at ATMs or with cash back transactions as part of a POS transaction if cash access has been disabled by the Primary Cardholder or if personal identifying information, including but not limited to, name, address, phone number, date of birth and social security number, has not been provided by the Secondary Cardholder to the Bank or Authorized Card Servicer. Each time you use the Card to make purchases purchase goods or services or obtain cash, you authorize us to obtain cash from financial institutions and/ or use of reduce the value available on the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Accounttransaction plus applicable fees. Each Transaction Any transaction that is completed using the correct signature, or with the Card correct entry of the designated PIN number, will be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank considered an authorized transaction. Company will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to time. We may also fix limitations on the frequency of transactions and purchase amounts made with your Card.
(9) You are responsible liable for all transactions that you make with arising from any use of the Card or that you authorize another person Card(s). If any Cardholder is permitted to make with use the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card Company will be responsible for any transactions made and any fees incurred by the failure or refusal to honour Cardholder even if the Card. We shall not be liable for Cardholder exceeds the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention scope of the Cardauthority granted to such Cardholder by Company. We are also not responsible for the refusal of any merchant or financial institution Cardholders should only be persons Company trusts to honour the Card or for their retention of the Cardhonor its instructions and limitations.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(smay use your Card only after activation and selection of a Personal Identification Number (PIN). These Cards are issued for use only with Accounts deemed eligible by the Bank W hen using your Card and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to selected PIN, you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PINmay withdraw cash from any participating network ATM worldwide. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may also use your Card to purchase goods and services at any place your card is honoured by participating merchants that who accept Visa CardsDebit MasterCard cards. This You may change your PIN at any branch location and check your balance at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. Any entity honoring your Card may be required to obtain approval or authorization for any transaction. The balance available for authorizing transactions with your Card is not a credit cardthe lesser of your available balance or any dollar limitation disclosed for the transaction being performed. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card only in the manner and for the purposes authorized by this agreement. W e may restrict access to receive cash advances at financial institutions that accept VISA cards. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may use your Card to obtain balance information for your Accounts.
(7) Use of if we notice suspicious transaction activity. Access will be reinstated once we have contacted you and resolved any concerns regarding the Card to make purchases or to obtain cash from financial institutions and/ or authorized use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with the Card will be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to time. We may also fix limitations on the frequency of transactions and purchase amounts made with your Card.
(9) . You are responsible for all authorized transactions that you make with initiated by the Card or that you authorize another person to make with the use of your Card. If you use your Card number without presenting your card (such as for mail order or telephone purchases), the Account is a joint account, all transactions involving legal effect will be the Account are binding on all Account holders.
(10) Merchants and others who honour same as if you used the Card itself. For security reasons, we may give credit limit the amount or number of transactions you can make on your Card. Your Card cannot be redeemed for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be creditedcash. You agree to accept a credit to may not use your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Accountillegal transaction. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will You do not have the right to immediate possession stop payment on any purchase or payment transaction originated by the use of your Card. You may not make preauthorized recurring payments from your Card Account. Prior to using your Card please also note the following items: • Do not disclose the PIN nor record it on the Card or otherwise make it available to anyone else • You are liable for transactions made by someone you have given your Card to • Promptly notify us of any loss or theft of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour or PIN • You are liable for the Card transaction and dishonour cheques presented the PIN and for payment.their authorized use
Appears in 1 contract
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards Provided funds are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds available in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to , you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods perform the following types of transactions in accordance with this Agreement: • At ATMs and services tellers at financial institutions worldwide displaying the Visa® or Plus® logos, and subject to any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You applicable fees, you may use your Card to receive (i) make withdrawals of cash advances up to the lesser of the limits detailed in Section C-5 of this agreement or the amount of funds stored in your Account. Individual ATM limits may also apply. Commerce ATMs and Allpoint Network ATMs shall be considered In Network ATMs and can be found on the locator page at financial institutions that accept VISA cards▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. You may use If you plan on traveling internationally, contact the Commerce Bank Velocity Pay® Center at ▇-▇▇▇-▇▇▇-▇▇▇▇ to inquire about using your Card and PIN to withdraw cash from your Account at ATMs displaying the “abroad. • At merchants accepting Visa” ® debit or “Plus” logos.
(6) You Interlink® or Maestro® transactions, you may use your Card to obtain balance information pay for your Accounts.
(7) Use purchases of the Card to make purchases or to goods and services and obtain cash from financial institutions and/ or use of the Card and PIN up to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of funds stored in your Account (including any applicable fees). Any person honoring your Card may be required to obtain approval or authorization for any transaction. We may recognize the Transaction from transaction even if it was not authorized, but that does not mean we will accept the same type of transaction again. You do not have the right to stop payment on any point-of-sale transaction originated by use of your AccountCard. Each Transaction with A PIN will not be needed in order to purchase goods or services using the “credit” transaction key at merchant locations that accept Visa® debit cards and allow transactions to be routed as “credit”, or when purchasing goods over the phone or on the Internet. Some of these services may not be available at all terminals. We will not be liable or responsible for any merchant’s inability or refusal to honor your Card. You agree that you will: (i) use the Card will be charged only as provided for in the Agreement; (ii) promptly notify us of any loss or theft of your Card; (iii) promptly notify us of the loss, theft, or unauthorized disclosure of any PIN, code, or numbers used to access Account funds; and (iv) not use your Account on Card for any illegal purpose, including, but not limited to, online gambling merchants, whether or not online gambling is illegal in the date state in which you use your Card. You agree not to use the Transaction is posted Card for business purposes. We may refuse to your Account.
process any transaction that may violate the terms of this Agreement or any applicable law, regulation or rule (8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during including, but not limited to, any business day or weekend or bank holiday and may vary such limit from time to timeVisa rule). We may also fix limitations on limit the frequency number of transactions and purchase amounts made with your CardCards issued to you in our sole discretion.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 Limits on the Use of Your Card. You are not authorized to make purchases that in the aggregate exceed $500 per transaction, $1,000 per calendar day, and/or $5,000 per calendar month. We reserve the right, in our sole discretion, to limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card. The Card is for personal use only. You agree not to read this Agreement prior to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions business purposes. We may, in our sole discretion, close your Card if we determine that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available being used for business purposes. We may refuse to othersprocess any transaction that we believe may violate the law or the terms of this Agreement. Each You agree that you will: (i) not use the Card issued at unlawful domestic or international gambling web sites, or at payment processors supporting unlawful gambling web sites, or to you is and shall at all times remain our property and is not transferable. The Card must be returned to purchase illegal goods or services; (ii) promptly notify us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity any loss or theft of the card Card; and (iii) use the Card only as indicated on the instructed. We may refuse to issue a Card.
(4) , revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. You agree not to use or allow others to use an expired, revoked, cancelled, suspended or otherwise invalid Card. You may use your Card to purchase or lease goods or services anywhere Mastercard® debit cards are accepted as long as you do not exceed the value available on your Card Account. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services at any place and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your card Card, your Card is honoured by participating merchants that accept Visa Cardslikely to be declined. This is not At the time of each purchase using the Card, you may be asked to sign a credit cardreceipt for the transaction. Funds to cover your purchases and cash advances The dollar amount of the purchase will be deducted from your account..
(5) You may the value associated with the Card. If you use your Card at an automated fuel dispenser (“pay at the pump”), the merchant may preauthorize the transaction amount up to receive $75.00 or more. If your Card is declined, even though you have sufficient funds available, pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, or for similar purchases, the merchant may preauthorize the transaction amount for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Any preauthorization amount will place a “hold” on your available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorization amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you used the Card itself. For security reasons, we may limit the amount or number of transactions you can make on your Card. Your Card cannot be redeemed for cash advances at financial institutions that accept VISA cardsexcept where required by law. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may not use your Card for online gambling, any illegal transaction or for car rental transactions. We may refuse to obtain balance information for process any Card transaction that we believe may violate the terms of this Agreement or applicable law. Each time you use your Accounts.
(7) Use of Card, you authorize us to reduce the value available in your Card to make purchases Account or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order Card- Sub Account by you for the withdrawal of the amount of the Transaction from transaction and any applicable fees. You are not allowed to exceed the available amount in your AccountCard Account or Card Sub-Account through an individual transaction or a series of transactions. Each Transaction with Nevertheless, if a transaction exceeds the Card will be charged balance of the funds available on your Card, you shall remain fully liable to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit us for the amount of cash which may be withdrawn from an ATM by you on one or more applications during the transaction and any business day or weekend or bank holiday and may vary such limit from time to timeapplicable fees. We may also fix limitations on deduct any amount that you owe us from any current or future funds associated with this or any other Card you activate or maintain. For security reasons, we may limit the frequency number or amount of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to can make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will You do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession stop payment on any purchase or payment transaction originated by use of the collateralyour Card. We You may charge not make preauthorized regular payments from your Card transactions to the Account in any order it determinesusing your Card Account’s direct deposit account number. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card you authorize a transaction and dishonour cheques presented then fail to make a purchase of that item as planned, the approval may result in a hold for paymentthat amount of funds for up to thirty (30) days or more.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards Provided funds are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to available on your Card, you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods perform the following types of transactions in accordance with this Agreement: • At ATMs and services tellers at financial institutions worldwide displaying the Visa® or Plus® logos, and subject to any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You applicable fees, you may use your Card to receive (i) make withdrawals of cash advances up to the lesser of the limits detailed in Section C-5 of this agreement or the amount of funds stored on your Card. Individual ATM limits may also apply. If you plan on traveling internationally, contact the Commerce Bank mySpending Card® Center at financial institutions that accept VISA cards▇-▇▇▇-▇▇▇-▇▇▇▇ to inquire about using your Card abroad. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “• At merchants accepting Visa” ® debit or “Plus” logos.
(6) You Interlink® transactions, you may use your Card to obtain balance information pay for your Accounts.
(7) Use purchases of the Card to make purchases or to goods and services and obtain cash from financial institutions and/ or use of the Card and PIN up to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of funds stored on your Card (including any applicable fees). Any person honoring your Card may be required to obtain approval or authorization for any transaction. We may recognize the Transaction from transaction even if it was not authorized, but that does not mean we will accept the same type of transaction again. You do not have the right to stop payment on any point- of- sale transaction originated by use of your AccountCard. Each Transaction with A PIN will not be needed in order to purchase goods or services using the “credit” transaction key at merchant locations that accept Visa® debit cards and allow transactions to be routed as “credit”, or when purchasing goods over the phone or on the Internet. Some of these services may not be available at all terminals. We will not be liable or responsible for any merchant’s inability or refusal to honor your Card. You agree that you will: (i) use the Card will be charged only as provided for in the Agreement; (ii) promptly notify us of any loss or theft of your Card; (iii) promptly notify us of the loss, theft, or unauthorized disclosure of any PIN, code, or numbers used to access Card funds; and (iv) not use your Account on Card for any illegal purpose, including, but not limited to, online gambling merchants, whether or not online gambling is illegal in the date state in which you use your Card. You agree not to use the Transaction is posted Card for business purposes. We may refuse to your Account.
process any transaction that may violate the terms of this Agreement or any applicable law, regulation or rule (8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during including, but not limited to, any business day or weekend or bank holiday and may vary such limit from time to timeVisa rule). We may also fix limitations on limit the frequency number of transactions and purchase amounts made with your CardCards issued to you in our sole discretion.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 You agree to read this Agreement prior to using Your Card may be used everywhere Mastercard, Interlink® and NYCE® cards are accepted as long as you do not exceed the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use available value of the Card by you:
(1) You have requested that we issue to you a Account. Your Card that can may be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use debit cards for purchases of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods and services at any place (including internet, mail and phone order purchases), subject to the limitations in this Agreement. If you make a purchase without presenting your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances Card (such as for internet, mail or phone order purchases), the legal effect will be deducted from the same as if you used the Card itself. If you do not have enough funds available on your account..
(5) You may use your Card Card, you can instruct the merchant to receive cash advances at financial institutions that accept VISA cards. You may use charge a part of the purchase to the Card and PIN to withdraw cash from your Account at ATMs displaying pay the remaining amount with other funds. These are called “Visasplit transactions,” or “Plus” logos.
(6) and some merchants do not permit them. You may use your Card to obtain balance information cash at an automated teller machine (“ATM”) or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). Applicable fees will apply in addition to the service fee the ATM or location may charge. You cannot reload the Card or transfer Card value to other payment devices. However, the Sponsor from whom you received your Card may add additional funds to your Card. You agree that you will: (i) not use the Card at gambling websites or for your Accounts.
any illegal transactions; (7ii) Use promptly notify us of any loss or theft of the Card to make purchases or to obtain cash from financial institutions and/ or unauthorized transactions; (iii) not use of the Card for business purposes; and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with (iv) use the Card will only as permitted by us. The Card may not be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit accepted by certain merchants whose goods or services are not legal for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to timeminors. We may also fix limitations on refuse to process any transaction that we believe violates the frequency terms of transactions and purchase amounts made with your Card.
(9) this Agreement. The Card itself may not be redeemed for cash, except where required by applicable law. You are responsible for all transactions that initiated and fees incurred by use of your Card. If you make with the Card or that you authorize permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. If You do not have the Account is a joint account, all right to stop payment on any purchase or payment transactions involving that you originate through the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention use of the Card. We are also You may not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the make preauthorized regular payments from your Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods and services at any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card to receive cash advances at financial institutions that accept VISA cards4.1. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying any Merchant that displays the “Visa” or “Plus” logos.
Visa Mark, excluding limited acceptance Merchants in EU/EEA that do not accept prepaid cards (6) fees apply, see paragraph 13). You may can use your Card to obtain balance information for your Accounts.
(7) Use of the Card to make purchases in-store, via the internet or over the phone. The Card cannot be used to obtain cash from financial institutions and/ or use of the Card and PIN an ATM, to obtain cash advances via the ATMback from Merchants, who honour VISA foreign currency, travellers' cheques, to settle outstanding balances on credit cards, bank overdrafts or credit agreements, to pay for recurring transactions, adult entertainment and for gambling and betting transactions.
4.2. When your Card is an order used to make a transaction with a Merchant we will regard it as authorised by you for when you enter your PIN or other security code, or, in the withdrawal case of Contactless purchase transactions, when your Card is tapped at the point of sale terminal in the Merchant's store (only applicable to Contactless cards). If the Merchant does not accept chip and PIN, or Contactless authorisations (only applicable to Contactless cards), the Merchant may allow you to authorise the transaction by signature of the amount receipt. On authorisation of the Transaction from your Accounttransaction we will receive notification to proceed with it and we will not be able to stop it. Each Transaction with the Card You will be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to time. We may also fix limitations on the frequency of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with and the additional Cardholder authorise, regardless of the manner of such authorisation.
4.3. Your Card or that you authorize another person to make with the Card. If the Account is a joint accountprepaid Card, all transactions involving which means that the Account Available Balance will be reduced by the full amount of each transaction and authorisation, plus any taxes and charges that are binding on all Account holdersapplicable.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited4.4. You agree to accept a credit to must not use your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour Card if the Card will be responsible for Full Deductible Amount exceeds the failure or refusal to honour the CardAvailable Balance. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your AccountIf, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance reason, a transaction is processed for each transaction creating or adding to a negative balance in an amount greater than the Available Balance on your AccountCard, you must repay us the amount by which the Full Deductible Amount exceeds your Available Balance within 14 days of receiving an invoice. Collateral securing other loans Should you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under not repay this agreement and under all other secured loan agreements with usamount within 14 days of receiving the invoice, and we will have reserve the right to immediate possession take all steps necessary, including legal action, to recover any monies outstanding.
4.5. Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all transactions you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the collateraltransaction you wish to make. You will only be charged for the actual and final value of the transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1. Hotels, rental cars, and restaurants.
4.5.2. Internet Merchants - certain internet Merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if funds are available; this will temporarily impact your Available Balance. Also, please bear in mind that many sites will not deduct payment until goods are dispatched so please be aware of this when checking your balance and ensure that you always have sufficient funds to cover your purchases.
4.5.3. Your Card cannot be used in situations where it is not possible to obtain online authorisation that you have sufficient balance for the transaction. For example, transactions on trains, ships and some in flight purchases.
4.6. If a Merchant agrees to give you a refund for a purchase made using your Card, we will transfer the refund into your Account when we receive details of it from the Merchant.
4.7. Your Card cannot be used at self-service petrol pumps. However, you can use your Card to pay by taking it to cashier.
4.8. Your Card should not be used as a form of identification. We will decline any authorisation requests from Merchants using your Card for identification purposes.
4.9. Your Card must not be used for any illegal purpose or in any manner prohibited by law.
4.10. The Available Balance on your Account will not earn any interest.
4.11. We may charge request you to surrender the Card transactions at any time for any good reason in accordance with the provisions in paragraph 17 of this Agreement. Where we do so, and provided that you are eligible and we are permitted by law, then we will give you back your Available Balance in accordance with paragraph 9 of this Agreement (free of redemption fee charge).
4.12. Limits apply to the Account in any order it determinesamount of money that may be loaded on this Card during a period and the maximum value of transactions made using your Card. For full details of these load and spend limits please refer to paragraph 5. If we have any concerns about the Account balance is insufficient to cover the transactionsecurity of your Card or its use, we may choose change the limits that apply to honour the Card transaction and dishonour cheques presented your Card, for payment.example, but not limited to, (i) placing a maximum value on a single purchase transaction, or (ii) a maximum number of Contactless purchase transactions permitted during a period before you are required to enter your PIN or other security code (only applicable to Contactless cards); or
Appears in 1 contract
Sources: Spree Plus Terms and Conditions
Using Your Card. 4.1 You agree must activate the Card prior to read use by calling the customer service number shown on the Card (▇-▇▇▇-▇▇▇-▇▇▇▇) or by visiting the MoCaFi IRC App and following the instructions. Your Card may only be used at merchants approved by Sponsor, subject to the limitations in this Agreement prior or as disclosed to using you by us, MoCaFi and/or the Card(sSponsor. MoCaFi and the Sponsor will provide you with a list of approved Merchants at the time you receive the Card and will notify you of any changes to the list of approved merchants. If you make a purchase without presenting your Card (such as for internet, mail, or phone order purchases), the legal effect will be the same as if you used the Card itself. If you do not have enough funds available on your Card, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with other funds. These Cards are issued for use only with Accounts deemed eligible by called “split transactions,” and some merchants do not permit them. Notwithstanding the Bank and for such purposes as foregoing, we, MoCaFi and/or the Bank approves.
4.2 The following conditions shall apply to the Sponsor may restrict your use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used certain merchants and/or categories of merchants consistent with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during purposes associated with the period of validity distribution of the card as indicated on Card by the Card.
(4) You may use your Card Sponsor to purchase goods and services at you. We, MoCaFi and/or the Sponsor will notify you of any place your card is honoured by participating merchants that accept Visa Cards. This is restrictions not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card to receive cash advances at financial institutions that accept VISA cardsincluded in this Agreement. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may not use your Card to obtain balance information cash at an automated teller machine (“ATM”) or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices or to bank or other financial accounts. You agree that you will: (i) not use the Card at gambling websites or for your Accounts.
any illegal transactions; (7ii) Use promptly notify us of any loss or theft of the Card to make purchases or to obtain cash from financial institutions and/ or unauthorized transactions; (iii) not use of the Card for business purposes; and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with (iv) use the Card will only as permitted by us. The Card may not be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit accepted by certain merchants whose goods or services are not legal for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to timeminors. We may also fix limitations on refuse to process any transaction that we believe violates the frequency terms of transactions and purchase amounts made with your Card.
(9) this Agreement. The Card itself may not be redeemed for cash, except where required by applicable law. You are responsible for all transactions that initiated and fees incurred by use of your Card. If you make with the Card or that you authorize permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. If You do not have the Account is a joint account, all right to stop payment on any purchase or payment transactions involving that you originate through the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention use of the Card. We are also You may not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the make preauthorized regular payments from your Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 You agree must activate the Card prior to read use by calling the customer service number shown on the Card (▇-▇▇▇-▇▇▇-▇▇▇▇) or by visiting ▇▇▇▇▇▇.▇▇▇/▇▇▇/▇▇▇▇▇▇▇▇▇▇▇▇▇ and following the instructions. Your Card may be used at merchants within the United States for purchases of goods and services (including internet, mail, and phone order purchases) everywhere Debit Mastercard is accepted, subject to the limitations in this Agreement prior or as disclosed to using you by us, MoCaFi and/or the Card(sSponsor. If you make a purchase without presenting your Card (such as for internet, mail, or phone order purchases), the legal effect will be the same as if you used the Card itself. If you do not have enough funds available on your Card, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with other funds. These Cards are issued for use only with Accounts deemed eligible by called “split transactions,” and some merchants do not permit them. Notwithstanding the Bank and for such purposes as foregoing, we, MoCaFi and/or the Bank approves.
4.2 The following conditions shall apply to the Sponsor may restrict your use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used certain merchants and/or categories of merchants consistent with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during purposes associated with the period of validity distribution of the card as indicated on Card by the Card.
(4) You may use your Card Sponsor to purchase goods and services at you. We, MoCaFi and/or the Sponsor will notify you of any place your card is honoured by participating merchants that accept Visa Cards. This is restrictions not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card to receive cash advances at financial institutions that accept VISA cardsincluded in this Agreement. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may also use your Card to obtain balance information cash at certain automated teller machines (“ATM”) or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). You cannot reload the Card or transfer Card value to other payment devices or to bank or other financial accounts. You agree that you will: (i) not use the Card at gambling websites or for your Accounts.
any illegal transactions; (7ii) Use promptly notify us of any loss or theft of the Card to make purchases or to obtain cash from financial institutions and/ or unauthorized transactions; (iii) not use of the Card for business purposes and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with (iv) use the Card will only as permitted by us. The Card may not be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit accepted by certain merchants whose goods or services are not legal for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to timeminors. We may also fix limitations on refuse to process any transaction that we believe violates the frequency terms of transactions and purchase amounts made with your Card.
(9) this Agreement. The Card itself may not be redeemed for cash, except where required by applicable law. You are responsible for all transactions that initiated and fees incurred by use of your Card. If you make with the Card or that you authorize permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. If You do not have the Account is a joint account, all right to stop payment on any purchase or payment transactions involving that you originate through the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention use of the Card. We are also You may not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the make preauthorized regular payments from your Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 Limits on the Use of Your Card. You agree are not authorized to read make purchases that in the aggregate exceed $2,500 per calendar day. We reserve the right, in our sole discretion, to limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card. Limits are outlined in the table in Section 12 of this Agreement prior to using the Card(s)agreement. These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the We may, in our sole discretion, further limit your use of the Card by you:
(1) at ATMs, and, in addition to our limits, an ATM owner or operator may impose additional withdrawal limits. The Card is for personal use only. You have requested agree not to use the Card for business purposes. We may, in our sole discretion, close your Card if we determine that it is being used for business purposes. We may refuse to process any transaction that we issue believe may violate the law or the terms of this Agreement. You agree that you will: (i) not use the Card at unlawful domestic or international gambling web sites, or at payment processors supporting unlawful gambling web sites, or to you a Card that can be purchase illegal goods or services; (ii) promptly notify us of any loss or theft of the Card; (iii) promptly notify us of the loss, theft, or unauthorized disclosure of any PIN used to access funds in your Account/s. Card funds; and (iv) use the Card only as instructed. We will may refuse to issue a PIN that must be used Card, revoke or suspend your Card privileges or cancel your Card with the Card for transactions that require or without cause or notice, other than as required by applicable law. You agree not to use of a PINor allow others to use an expired, revoked, cancelled, suspended or otherwise invalid Card. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase or lease goods or services anywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services at any place and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your card Card, your Card is honoured by participating merchants that accept Visa Cardslikely to be declined. This is not At the time of each purchase using the Card, you may be asked to sign a credit cardreceipt for the transaction. Funds to cover your purchases and cash advances The dollar amount of the purchase will be deducted from your account..
(5) You may the value associated with the Card. If you use your Card at an automated fuel dispenser (“pay at the pump”), the merchant may preauthorize the transaction amount up to receive $75.00 or more. If your Card is declined, even though you have sufficient funds available, pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, or for similar purchases, the merchant may preauthorize the transaction amount for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Any preauthorization amount will place a “hold” on your available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorization amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you used the Card itself. For security reasons, we may limit the amount or number of transactions you can make on your Card. Your Card cannot be redeemed for cash advances at financial institutions that accept VISA cardsexcept where required by law. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may not use your Card for online gambling, any illegal transaction or for car rental transactions. We may refuse to obtain balance information for process any Card transaction that we believe may violate the terms of this Agreement or applicable law. Each time you use your Accounts.
(7) Use of Card, you authorize us to reduce the value available in your Card to make purchases or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order Account by you for the withdrawal of the amount of the Transaction from transaction and any applicable fees. You are not allowed to exceed the available amount in your AccountCard Account through an individual transaction or a series of transactions. Each Transaction with Nevertheless, if a transaction exceeds the Card will be charged balance of the funds available on your Card, you shall remain fully liable to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit us for the amount of cash which may be withdrawn from an ATM by you on one or more applications during the transaction and any business day or weekend or bank holiday and may vary such limit from time to timeapplicable fees. We may also fix limitations on deduct any amount that you owe us from any current or future funds associated with this or any other Card you activate or maintain. For security reasons, we may limit the frequency number or amount of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to can make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will You do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession stop payment on any purchase or payment transaction originated by use of the collateralyour Card. We You may charge not make preauthorized regular payments from your Card transactions to the Account in any order it determinesusing your Card Account’s direct deposit account number. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card you authorize a transaction and dishonour cheques presented then fail to make a purchase of that item as planned, the approval may result in a hold for paymentthat amount of funds for up to thirty (30) days or more.
Appears in 1 contract
Sources: Cardholder Agreement
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1a) You have requested that we issue can use the Love2shop Online Card and/or the Online Card at selected online retailers. For a complete list of accepting retailers go to you a Our Website. Neither the Love2shop Online Card that nor the Online Card can be used in high street stores.
b) You can use the Your Choice Card at any retailer (both online and on the high street) wherever the Mastercard® Acceptance Mark is shown, subject to access funds the restrictions set out in your Account/s. this Agreement.
c) You will not be able to use Your Card to set up a recurring payment or regular subscriptions.
d) You will not be able to use Your Card after its expiry date.
e) Before using Your Card You must ensure there are sufficient Available Funds.
f) Spending limits may apply to Your Card, see the Fees and Limits Section below for full details.
g) All payments made using Your Card shall be in the Denominated Currency.
h) Your Card can only be used to pay for good or services in the UK and online in the Denominated Currency.
i) We will issue a PIN that must deduct the value of Your transaction(s) from the Available Funds on Your Card as soon as the transaction is made. We will also deduct any applicable fees as soon as they become payable by You, see the Fees and Limits Section below for full details..
j) Your Card may not be used with the for illegal transactions, to buy illegal goods or services.
k) The Card belongs to Us. We may at any time suspend, restrict or cancel Your Card or refuse to issue or replace a Card for transactions reasons relating to the following:
i. if We are concerned about the security of Your Card;
ii. if We suspect that require use Your Card is being used in an unauthorised, fraudulent or grossly negligent manner;
iii. if You break an important term of this Agreement, or repeatedly break any term in this Agreement and following notice fail to resolve the matter in a timely manner; or
iv. if We need to do so to comply with applicable law.
l) If We suspend, restrict or cancel Your Card or refuse to issue or replace Your Card for any reason, We will tell You as soon as We reasonably are able to do so or are permitted to do so. In some cases We may ask You to stop using Your Card and return it to Us or destroy it. We may issue You with a replacement Card if after further investigations We believe that it is safe to do so.
m) We may also refuse to pay a transaction:
i. if We suspect Your Card is being used in an unauthorised, fraudulent or grossly negligent manner;
ii. if sufficient funds are not loaded on Your Card at the time of a PINtransaction to cover the amount of the transaction and any applicable fees; or
iii. Do if We believe that an attempted or intended transaction will break applicable law.
n) If We refuse to authorise a transaction, We will, if practicable, tell You why unless it would be unlawful for Us to do so. You may correct any information We hold (which may have caused Us to refuse a transaction) by contacting Card Services.
o) We cannot reveal your PIN guarantee that in every given situation a Merchant will accept Your Card. In all cases, Merchants should check that Your Available Funds will cover the transaction amount. For Your information it is important to anyone else note that some transactions for the Your Choice Card may not be allowed by some types of merchants, including but not limited to casinos, online gaming sites, betting shops, dating and escort services or write massage parlours.
p) In some circumstances We (or a Merchant) may require You to have Available Funds in excess of the transaction amount. This is to ensure there are sufficient funds available to cover the final cost of the transaction and to reduce the risk of a negative balance arising on Your Card. Examples include:
i. when Your Card is used at certain Merchants including bars and restaurants, an additional amount (typically 10%-20%) is automatically added as an anticipated service charge or tip, temporarily reducing the Available Funds on Your Card; and/or
ii. when Your Card is used to purchase fuel at an automated fuel pump, it down where must have a minimum credit of typically between £10 to £50 or currency equivalent. If Your actual transaction is less than the additional amount added or You spend less than the minimum credit amount, it may take up to seven (7) Business Days from the date of the transaction before the difference is available to othersspend. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during Only the period of validity actual amount of the card as indicated on final bill agreed between You and the Card.
(4) You may use your Card to purchase goods and services at any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances Merchant will be deducted from your account..Your Card. For further information please refer to the FAQs on Our Website.
(5q) Some Merchants including, but not limited to, hotel and rental car operators – Merchants such as these may not be able to accurately predict how much Your final bill will be, in some cases they may request an authorisation for funds greater than Your Available Balance. This is called “pre-authorisation”. We suggest that You consider using an alternative prepaid or credit card for pre-authorisations and using Your Card when checking out of the hotel or paying Your final car hire bill. You will not be charged twice by the hotel or car hire company.
r) Some Merchants including, but not limited to, internet Merchants – Some such Merchant’s websites will, on registration or at checkout stage, send a request for payment authorisation to verify if funds are available. This will temporarily impact Your Available Balance. Also please bear in mind that many websites will not deduct payment until goods are dispatched, so please be aware of this when checking Your balance to make sure You always have sufficient funds available to cover Your purchases.
s) You may use your can check Your Available Balance by calling Our automated balance service on 0330 123 2711.
t) You must not distribute, transfer or in any way provide Your Card to receive cash advances at financial institutions that accept VISA cards. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logosresidents of India.
(6u) If You may use your wish to return any goods purchased with Your Card to obtain balance information for your AccountsYou must follow the Merchant’s procedures.
(7) Use of the Card to make purchases or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with the Card will be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to time. We may also fix limitations on the frequency of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention of the Card. We are also not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Card Terms and Conditions
Using Your Card. 4.1 You agree to read this Agreement prior to using Your Card may be used everywhere Visa, Interlink® and NYCE cards are accepted as long as you do not exceed the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use available value of the Card by you:
(1) You have requested that we issue to you a Account. Your Card that can may be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use debit cards for purchases of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods and services at any place (including internet, mail and phone order purchases), subject to the limitations in this Agreement. If you make a purchase without presenting your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances Card (such as for internet, mail or phone order purchases), the legal effect will be deducted from the same as if you used the Card itself. If you do not have enough funds available on your account..
(5) You may use your Card Card, you can instruct the merchant to receive cash advances at financial institutions that accept VISA cards. You may use charge a part of the purchase to the Card and PIN to withdraw cash from your Account at ATMs displaying pay the remaining amount with other funds. These are called “Visasplit transactions,” or “Plus” logos.
(6) and some merchants do not permit them. You may use your Card to obtain balance information cash at an automated teller machine (“ATM”) or at merchants that have agreed to provide cash back at the point-of-sale (“POS”). Transactions at POS that do not include an actual purchase are prohibited – including using automotive dealership and merchants to get cash without a purchase. Applicable fees will apply in addition to the service fee the ATM or location will charge. You cannot reload the Card or transfer Card value to other payment devices. However, the Sponsor from whom you received your Card may add additional funds to your Card. You agree that you will: (i) not use the Card at gambling websites or for your Accounts.
any illegal transactions; (7ii) Use promptly notify us of any loss or theft of the Card to make purchases or to obtain cash from financial institutions and/ or unauthorized transactions; (iii) not use of the Card for business purposes; and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with (iv) use the Card will only as permitted by us. The Card may not be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit accepted by certain merchants whose goods or services are not legal for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to timeminors. We may also fix limitations on refuse to process any transaction that we believe violates the frequency terms of transactions and purchase amounts made with your Card.
(9) this Agreement. The Card itself may not be redeemed for cash, except where required by applicable law. You are responsible for all transactions that initiated and fees incurred by use of your Card. If you make with the Card or that you authorize permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions incurred by those persons. You may not request an additional Card for another person. For security reasons, we may limit the number or amount of transactions you can make with the Card. If You do not have the Account is a joint account, all right to stop payment on any purchase or payment transactions involving that you originate through the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by initiating a credit to the Bank and your designated Account will be credited. You agree to accept a credit to your designated Account in lieu of a cash refund.
(11) Neither we nor merchants authorized to honour the Card will be responsible for the failure or refusal to honour the Card. We shall not be liable for the refusal or inability of any electronic terminal to honour the Card or to complete a withdrawal from your Account, or for their retention use of the Card. We are also You may not responsible for the refusal of any merchant or financial institution to honour the Card or for their retention of the make preauthorized regular payments from your Card.
(12) You promise to pay immediately upon demand for any negative balance for each transaction creating or adding to a negative balance in your Account. Collateral securing other loans you have with us will also secure any negative balance in your Account. Failure to pay immediately on demand for any such negative balance will constitute default under this agreement and under all other secured loan agreements with us, and we will have the right to immediate possession of the collateral. We may charge Card transactions to the Account in any order it determines. If the Account balance is insufficient to cover the transaction, we may choose to honour the Card transaction and dishonour cheques presented for payment.
Appears in 1 contract
Sources: Cardholder Agreement