Using Your Personal Information Clause Samples

Using Your Personal Information. We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate. Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below. To register you as a new customer (a) Identity (b) Contact Performance of a contract with you To provide our products and services to you including: (a) Manage payments, fees and charges (b) Collect and recover money owed to us (c) To detect fraudulent and unlawful use of our products and services (d) to provide you with access to your account data through our UI (a) Identity (b) Contact (c) Financial (d) Transaction (e) Marketing and Communications (a) Performance of a contract with you (b) Necessary for our legitimate interests (to recover debts due to us) To manage our relationship with you which will include: (a) Notifying you about changes to our terms or privacy policy (b) Asking you to leave a review or take a survey (a) Identity (b) Contact (c) Profile (d) Marketing and Communications (a) Performance of a contract with you (b) Necessary to comply with a legal obligation (c) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services) To enable you to partake in a prize draw, competition or complete a survey (a) Identity (b) Contact (c) Profile (d) Usage (e) Marketing and Communications (a) Performance of a contract with you (b) Necessary for our legitimate interests (to study how customers use our products/services, to develop them and grow our business) To administer and protect our business, our UI and website (including troubleshooting, data analysis, testing, system (a) Identity (b) Contact (c) Technical (a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the

Using Your Personal Information. We and our service providers will use, disclose and retain your Cardholder Information to process your application for a Card (including to verify your identity) and, if a Card is issued to you, to provide you with services relating to your Card (including to administer your Card and to process your Card transactions), to protect against fraud and for legal compliance purposes, to perform and enforce this Agreement, to protect and enforce our legal rights and for other purposes required or permitted by Applicable Law. We will disclose your Cardholder Information to our service providers to assist us to provide services to you and to provide related services to us. We maintain physical, electronic and procedural security measures that comply with Canadian regulations to safeguard Cardholder Information. We and our service providers may use and store your Cardholder Information at facilities in various countries (including Canada and the United States of America). The personal information protection laws of those countries might be different from the laws of the jurisdiction in which you are located, and might permit courts, government, law enforcement and regulatory agencies and security authorities to access your Cardholder Information without notice. The laws on data protection in other jurisdictions, to which we may transfer your information, may differ from those in your jurisdiction and any personal information transferred to another jurisdiction will be subject to law enforcement and national security authorities in that jurisdiction. Subject to these laws, we will use reasonable measures to maintain protections of your personal information that are equivalent to those that apply in your jurisdiction. You hereby give your consent to such cross-border transfers (including to the United States) of such personal information to third parties for the purpose set out above. We will use and rely on your Cardholder Information to issue and administer your Card and provide related services. We and our service providers will rely on you to ensure that your Cardholder Information is accurate, complete and up to date. You will promptly inform us (by contacting Customer Service at ▇-▇▇▇-▇▇▇-▇▇▇▇) of any changes to your Cardholder Information or if you discover any errors in your Cardholder Information. You may communicate with us through our customer service number with regards to requests to access information related to you that we have obtained. If such informa...

Using Your Personal Information. This information may be used from time to time for the following purposes:

Using Your Personal Information. We take your privacy seriously and comply with all relevant privacy laws. This section explains how we use your Personal Information (and that of your Related Persons). By accepting our offer to provide you with this Agreement you are permitting us to collect, hold, use and share your Personal Information as set out in this clause 21.

Using Your Personal Information. We may use this Personal Information for the purposes communicated to you at the time of collection or in your agreement(s) with us, including to: • verify your identity and to authenticate you when you contact us or we contact you; • evaluate and process your application, account, transaction and reports; • set up your accounts and provide ongoing service; • provide you with products and services you have requested; • communicate with you, including to respond to your inquiries; • understand your product and service requirements; • market a product or service, either directly or through a service provider, partner or third party; • determine your eligibility for some of our products and services and offer them to you; • help manage and assess our risks, operations and relationship with you; • prevent, detect or investigate fraud or criminal activity; • comply with legal, regulatory, governmental and contractual requirements. We may also use your Personal Information for other purposes with your consent or as permitted or required by law. If for any reason your information is required to fulfill a different purpose then that of your original intent, we will ask for your consent before we proceed. We may share your Personal Information: • with Maple Finance partnering companies • with our employees, agents, service providers and any other entities that perform services on our behalf (collectively, 'service providers'). You acknowledge that some of our service providers may be located outside of Canada and as such your Personal Information may be accessible to governmental, national security and regulatory authorities in accordance with the laws of these jurisdictions; • with other organizations or agents with whom you have arrangements and to whom you have provided consent directly; • with other financial institutions to process payments or to verify information such as your identity and income; • with payment card networks in order to operate or administer the payment card system that supports the products, services or accounts you may have with us; • to meet requests for information from regulators; • to satisfy legal, audit, insurance, self-regulatory and regulatory requirements applicable to us; • in any negotiations for the sale or assignment or proposed sale or assignment of all or part of our business or assets (including the sale of mortgages) and to our successors and assigns who may use the information for similar purposes as those described in th...

Using Your Personal Information. This information may be used from time to time for the following purposes: ◾ to verify your identity and investigate your personal background; ◾ to open and operate your account(s) and provide you with products and services you may request; ◾ to maintain up to date records; ◾ to manage our risks and operations, and detect and prevent fraud or suppress financial abuse; ◾ to better understand your financial situation; ◾ to determine your eligibility for products, services, programs and promotions; ◾ to manage and administer loyalty programs and promotions; ◾ to help us better understand the current and future needs of our clients; ◾ to communicate to you any benefit, feature and other information about products and services you have with us; ◾ to facilitate the operation of payment networks including to process transactions and present Installment Plan payment options, and to resolve disputes; ◾ to help us better manage our business and your relationship with us; ◾ to create aggregated and anonymous information, statistics, and reports and to generate data insights, analysis, and predictive models; ◾ and as required or permitted by law. We may also use this information as described in “Other Uses and Disclosures of Your Personal Information” below.

Using Your Personal Information. We and our service providers will use, disclose and retain your Cardholder Information to process your application for a Card (including to verify your identity) and, if a Card is issued to you, to provide you with services relating to your Card (including to administer your Card and to process your Card transactions), to protect against fraud and for legal compliance purposes, to perform and enforce this Agreement, to protect and enforce our legal rights and for other purposes required or permitted by Applicable Law. We will disclose your Cardholder Information to our service providers to assist us to provide services to you and to provide related services to us.

Using Your Personal Information. This information may be used from time to time for the following purposes: to verify your identity and investigate your personal background; to open and operate your account(s) and provide you with products and services you may request; to better understand your financial situation; to determine your eligibility for products and services we offer; to help us better understand the current and future needs of our clients; to communicate to you any benefit, feature and other information about products and services you have with us; to help us better manage our business and your relationship with us; to maintain the accuracy and integrity of information held by a credit reporting agency; and as required or permitted by law. make this information available to our employees, our agents and service providers, who are required to maintain the confidentiality of this information; share this information with other financial institutions; and give credit, financial and other related information to credit reporting agencies who may share it with others. In the event our service provider is located outside of Canada, the service provider is bound by, and the information may be disclosed in accordance with, the laws of the jurisdiction in which the service provider is located. We may also use this information and share it with RBC companies (i) to manage our risks and operations and those of RBC companies, (ii) to comply with valid requests for information about you from regulators, government agencies, public bodies or other entities who have a right to issue such requests, and (iii) to let RBC companies know your choices under "Other uses of your personal information" for the sole purpose of honouring your choices.

Using Your Personal Information. Your landlord takes the security of your personal information seriously. Your information both in this agreement and as provided during the application process will be used during and after this tenancy for a number of purposes including: • management of the tenancy and fulfilling this contract‌ • notifying local authorities or utility companies about the tenancy • debt recovery or to rectify a breach of a term of this agreement • where legally required to be shared The landlord may share your information with their agent (including if the agent changes during the tenancy or if there is more than one agent). If your information is held by an agent on behalf of a landlord, the agent may share your information with the landlord before, during or after the tenancy. The landlord or agent will use your information to manage the tenancy including for example to contact you about repairs, rent collection and general clerical/management duties and your information may be shared with third party service providers including software services for the purposes of management of the tenancy. Your information will be used for fulfilling the contract for example by sharing with a contractor for the purpose of carrying out a repair or maintenance inspection. Your information will be shared with a tenancy deposit scheme. Your information may be shared with a local authority or utility provider for the purpose of notifying about this tenancy. Your information may be shared with other landlords or agents for the purpose of providing a reference or conduct of the tenancy. Your information may be shared with third party providers including debt collection or tracing services to pursue a debt or reasonably necessary to rectify any breach of the tenancy. Otherwise, your information will not be shared with other organisations unless legally required to do so, to prevent fraud or a crime or if we have your consent. When you have left the property, your information may be shared with a local authority, tenancy deposit scheme or utility company for the purpose of notifying about the end of the tenancy. Your information may be shared with other landlords, agents, referencing services, credit reference bureaus etc. to provide a reference or details about the conduct of the tenancy. Your information may be shared with third party providers including debt collection or tracing services to pursue a debt or reasonably necessary to rectify any breach of the tenancy. Your landlord or their ag...