Common use of Utilization of Points Clause in Contracts

Utilization of Points. All Points are evidenced by certificates issued participation in the Loan service, including but not limited to accounts funds (an “NSF payment”), and we may re-initiate a Total Program Fee points-per-dollar spent ratio in the Financial Institution Rewards by us which contain a unique certificate number and a specific number held by minors, “Fix-It” or “Second-Chance” checking accounts, non- payment returned as an NSF payment on a date that is not your ACH program. It does not apply to special offers, such as “Use your debit of Points. Points are redeemed through the Rewards Program individual, non-consumer accounts (e.g., business, trust, Debit Day nor your Monthly Debit Day. card 5 times next month and earn 100 points”, or other methods Website, or by submitting a paper order form which may be obtained conservatorship, guardianship, custodial and representative payee To view and access the current Program Rewards and to redeem whereby you may accrue Rewards Points other than via points-per- by calling us at ▇▇▇-▇▇▇-▇▇▇▇ and may be submitted via standard mail accounts, etc.), accounts subject to legal process, bankruptcy seizure, Points for currently available Program Rewards, you must have and dollar spent use of your Program Debit Card. Eligible transactions are sent to: My Rewards, LLC, ATTN: Debit Card Point Redemption, PO garnishment or levy, accounts in the charge-off process, and maintain an operational email account able to receive notices and purchases for goods and services minus returns and other credits. Box 2600, Wilmington, NC 28402. Points may be redeemed only for accounts not characterized as transactional checking accounts (e.g.,

Utilization of Points. All Points are evidenced by certificates issued participation in the Loan service, including but not limited right to accounts designate certain account types as ineligible for funds (an “NSF payment”), and we may re-initiate a Total Program Fee points-per-dollar spent ratio in the Financial Institution Rewards by us which contain a unique certificate number and a specific number held by minorsparticipation in the Loan service, “Fix-It” or “Second-Chance” checking accounts, non- including but not limited to accounts payment returned as an NSF payment on a date that is not your ACH program. It does not apply to special offers, such as “Use your debit of Points. Points are redeemed through the Rewards Program individualheld by minors, non“Fix-consumer accounts (e.g.It” or “Second-Chance” checking accounts, business, trust, non- Debit Day nor your Monthly Debit Day. card 5 times next month and earn 100 points”, or other methods Website, or by submitting a paper order form which may be obtained conservatorshipindividual, guardianshipnon-consumer accounts (e.g., custodial and representative payee business, trust, To view and access the current Program Rewards and to redeem whereby you may accrue Rewards Points other than via points-per- by calling us at ▇▇▇-▇▇▇-▇▇▇▇ and may be submitted via standard mail accountsconservatorship, etc.)guardianship, accounts subject to legal process, bankruptcy seizure, custodial and representative payee Points for currently available Program Rewards, you must have and dollar spent use of your Program Debit Card. Eligible transactions are sent to: My Rewards, LLC, ATTN: Debit Card Point Redemption, PO garnishment or levyaccounts, etc.), accounts in the charge-off subject to legal process, and bankruptcy seizure, maintain an operational email account able to receive notices and purchases for goods and services minus returns and other credits. Box 2600, Wilmington, NC 28402. Points may be redeemed only for garnishment or levy, accounts not characterized as transactional checking accounts (e.g.,in the charge-off process, and correspondence relating to the Program.