Common use of Vehicle Return Clause in Contracts

Vehicle Return. Cost of returning the Insured Person’s vehicle, either private or rental, to the Insured Person’s Residence or nearest appropriate vehicle rental agency when the Insured Person is unable to due to Illness or Injury, subject to the maximum stated in the Schedule. Requires original receipts for costs incurred, i.e., gasoline, accommodation, Airfares. The following limitations to the coverage provided under Coverage E: Travel Emergency Medical will apply: (a) coverage for each Trip begins when an Insured Person leaves the border of his or her province of Residence or if travelling by Aircraft, when such Aircraft takes off in his or her province of Residence, provided insurance is in force with respect to such Insured Person in accordance with section 2 - Effective Date of Individual Insurance; (b) coverage for each Trip terminates when an Insured Person crosses the border of his or her province of Residence when returning from a Trip or, if travelling by Aircraft, when such Aircraft lands in his or her province of Residence or 60 days following the date of departure from his or her province of Residence, whichever is earlier; (c) all expenses must be incurred on a non-elective Emergency basis outside an Insured Person’s province of Residence and are in excess of expenses under any individual, group or government sponsored hospital or medical reimbursement plan; (d) in consultation with the attending Physician, the Insurer reserves the right to transfer an Insured Person to another Hospital or to return an Insured Person to his or her province of Residence for necessary treatment. In the event the Insured Person refuses to comply, the Insurer will no longer be liable for further expenses incurred, which are relating to the condition causing the treatment, after the proposed transfer date; (e) Allianz Assistance must be notified within 48 hours of an Emergency, or when reasonably possible, following an Emergency. Claims may be reduced if contact is not made with Allianz Assistance within 48 hours of admission to Hospital. Coverage E: Travel Emergency Medical does not cover loss, fatal or non-fatal, caused or contributed to, by or resulting from: (a) intentionally self-inflicted Injury while sane or self-inflicted Injury while insane; (b) declared or undeclared war or any acts thereof; (c) perpetration of acts of terrorism; (d) participation in a riot, insurrection or civil commotion; (e) active full-time, part-time or temporary service in the armed forces of any county; (f) pregnancy, or childbirth, except complications thereof which will be treated as any other Sickness; (g) a Trip undertaken by the Insured Person for the purpose of obtaining medical treatment, assessment or consultation; (h) participation in any professional athletics; (i) participation in acrobatic, stunt or ultra-light flying, mountaineering, hang gliding, scuba diving, any racing or speed contests. (a) expenses covered under any government hospital, medical, dental or health care insurance plan, whether payable or not, or expenses for which insurance is prohibited by law; (b) medical examinations for the use of a third party; (c) cosmetic surgery and dental services other than those required as a result of an Accident; (d) oral contraceptives and patent medicines; (e) charges for experimental drugs not approved by the governing authority having jurisdiction over the matter in the country where such drugs are prescribed and dispensed; (f) charges for any experimental medical treatments; (g) services for which no charge would ordinarily be made if there was no insurance coverage; (h) expenses incurred for treatment or surgery which medically could be delayed until the Insured Person has returned to his or her province of Residence; (i) medical expenses for treatment or surgery which the Insured Person elects to have rendered or performed outside his or her province of Residence, following Emergency treatment for a diagnosis of a medical condition which (on medical evidence) would not prevent the Insured Person from returning to his or her province of Residence prior to such treatment or surgery.

Vehicle Return. Cost of returning the Insured Person’s vehicle, either private or rental, to the Insured Person’s Residence or nearest appropriate vehicle rental agency when the Insured Person is unable to due to Illness or Injury, subject to the maximum stated in the Schedule. Requires original receipts for costs incurred, i.e., gasoline, accommodation, Airfares. The following limitations to the coverage provided under Coverage E: Travel Emergency Medical will apply: (a) coverage for each Trip begins when an Insured Person leaves the border of his or her province of Residence or if travelling by Aircraft, when such Aircraft takes off in his or her province of Residence, provided insurance is in force with respect to such Insured Person in accordance with section 2 - Effective Date of Individual Insurance; (b) coverage for each Trip terminates when an Insured Person crosses the border of his or her province of Residence when returning from a Trip or, if travelling by Aircraft, when such Aircraft lands in his or her province of Residence or 60 days following the date of departure from his or her province of Residence, whichever is earlier; (c) all expenses must be incurred on a non-elective Emergency basis outside an Insured Person’s province of Residence and are in excess of expenses under any individual, group or government sponsored hospital or medical reimbursement plan; (d) in consultation with the attending Physician, the Insurer reserves the right to transfer an Insured Person to another Hospital or to return an Insured Person to his or her province of Residence for necessary treatment. In the event the Insured Person refuses to comply, the Insurer will no longer be liable for further expenses incurred, which are relating to the condition causing the treatment, after the proposed transfer date; (e) Allianz Assistance must be notified within 48 hours of an Emergency, or when reasonably possible, following an Emergency. Claims may be reduced if contact is not made with Allianz Assistance within 48 hours of admission to Hospital. Coverage E: Travel Emergency Medical does not cover loss, fatal or non-fatal, caused or contributed to, by or resulting from: (a) intentionally self-inflicted Injury while sane or self-inflicted Injury while insane; (b) declared or undeclared war or any acts thereof; (c) perpetration of acts of terrorism; (d) participation in a riot, insurrection or civil commotion; (e) active full-time, part-time or temporary service in the armed forces of any county; (f) pregnancy, or childbirth, except complications thereof which will be treated as any other Sickness; (g) a Trip undertaken by the Insured Person for the purpose of obtaining medical treatment, assessment or consultation; (h) participation in any professional athletics; (i) participation in acrobatic, stunt or ultra-light flying, mountaineering, hang gliding, scuba diving, any racing or speed contests.. Coverage E: Travel Emergency Medical does not cover any of the following supplies or services or costs thereof: (a) expenses covered under any government hospital, medical, dental or health care insurance plan, whether payable or not, or expenses for which insurance is prohibited by law; (b) medical examinations for the use of a third party; (c) cosmetic surgery and dental services other than those required as a result of an Accident; (d) oral contraceptives and patent medicines; (e) charges for experimental drugs not approved by the governing authority having jurisdiction over the matter in the country where such drugs are prescribed and dispensed; (f) charges for any experimental medical treatments; (g) services for which no charge would ordinarily be made if there was no insurance coverage; (h) expenses incurred for treatment or surgery which medically could be delayed until the Insured Person has returned to his or her province of Residence; (i) medical expenses for treatment or surgery which the Insured Person elects to have rendered or performed outside his or her province of Residence, following Emergency treatment for a diagnosis of a medical condition which (on medical evidence) would not prevent the Insured Person from returning to his or her province of Residence prior to such treatment or surgery.