Common use of Virtus Asset Trust Clause in Contracts

Virtus Asset Trust. Virtus Ceredex Large-Cap Value Equity Fund Virtus Ceredex Mid-Cap Value Equity Fund Virtus Ceredex Small-Cap Value Equity Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Ultra-Short Bond Fund Virtus Silvant Large-Cap Growth Stock Fund Virtus Silvant Small-Cap Growth Stock Fund Virtus WCM International Equity Fund V▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ Innovative Growth Stock Fund Virtus KAR Capital Growth Fund Virtus KAR Global Quality Dividend Fund Virtus KAR Mid-Cap Core Fund Virtus KAR Mid-Cap Growth Fund Virtus KAR Small-Cap Core Fund Virtus KAR Small-Cap Growth Fund Virtus KAR Small-Cap Value Fund Virtus KAR Small-Mid Cap Core Fund Virtus Rampart Enhanced Core Equity Fund Virtus SGA Emerging Markets Growth Fund Virtus SGA Global Growth Fund Virtus Tactical Allocation Fund

Virtus Asset Trust. Virtus Ceredex Large-Cap Value Equity Fund Virtus Ceredex Mid-Cap Value Equity Fund Virtus Ceredex Small-Cap Value Equity Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Ultra-Short Bond Fund Virtus Silvant Large-Cap Growth Stock Fund Virtus Silvant Small-Cap Growth Stock Fund Virtus WCM International Equity Fund V▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ Innovative Growth Stock Fund Virtus KAR Capital Growth Fund Virtus KAR Global Quality Dividend Fund Virtus KAR Mid-Cap Core Fund Virtus KAR Mid-Cap Growth Fund Virtus KAR Small-Cap Core Fund Virtus KAR Small-Cap Growth Fund Virtus KAR Small-Cap Value Fund Virtus KAR Small-Mid Cap Core Fund Virtus Rampart Enhanced Core Equity Fund Virtus SGA Emerging Markets Growth Fund Virtus SGA Global Growth Fund Virtus Tactical Allocation Fund

Virtus Asset Trust. Virtus Ceredex Large-Cap Value Equity Fund Virtus Ceredex Mid-Cap Value Equity Fund Virtus Ceredex Small-Cap Value Equity Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Ultra-Short Bond Fund Virtus Silvant Large-Cap Growth Stock Fund Virtus Silvant Small-Cap Growth Stock Fund Virtus SGA International Growth Fund (formerly,Virtus WCM International Equity Fund VFund) ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ Innovative Growth Stock Fund Virtus KAR Capital Growth Fund Fund* Virtus KAR Global Quality Dividend Fund Fund* Virtus KAR Mid-Cap Core Fund Fund* Virtus KAR Mid-Cap Growth Fund Fund* Virtus KAR Small-Cap Core Fund Fund* Virtus KAR Small-Cap Growth Fund Fund* Virtus KAR Small-Cap Value Fund Fund* Virtus KAR Small-Mid Cap Core Fund Virtus Rampart Enhanced Core Equity Fund Fund* Virtus SGA Emerging Markets Growth Fund Virtus SGA Global Growth Fund Virtus Tactical Allocation Fund* ▇▇▇▇▇▇ ▇▇▇▇ & ▇▇▇▇▇▇ Global Infrastructure Fund* ▇▇▇▇▇▇ ▇▇▇▇ & ▇▇▇▇▇▇ Global Real Estate Securities Fund* ▇▇▇▇▇▇ ▇▇▇▇ & ▇▇▇▇▇▇ International Real Estate Securities Fund* ▇▇▇▇▇▇ ▇▇▇▇ & ▇▇▇▇▇▇ Real Estate Securities Fund* ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Fund* Virtus Horizon Wealth Masters Fund* Virtus KAR Emerging Markets Small-Cap Fund* Virtus KAR International Small-Cap Fund* Virtus Newfleet Core Plus Bond Fund* (formerly, Virtus Newfleet Bond Fund) Virtus Newfleet High Yield Fund* Virtus Newfleet Low Duration Core Plus Bond Fund* (formerly, Virtus Newfleet Low Duration Income Fund) Virtus Newfleet Multi-Sector Intermediate Bond Fund* Virtus Newfleet Multi-Sector Short Term Bond Fund* Virtus Newfleet Senior Floating Rate Fund* Virtus Newfleet Tax-Exempt Bond Fund* Virtus Rampart Alternatives Diversified Fund* Virtus Rampart Equity Trend Fund Virtus Rampart Multi-Asset Trend Fund Virtus Rampart Sector Trend Fund ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Emerging Markets Opportunities Fund* ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Foreign Opportunities Fund* ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Global Opportunities Fund* ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Greater European Opportunities Fund* None ▇▇▇▇▇▇ ▇▇▇▇ & ▇▇▇▇▇▇ Real Estate Securities Series* Virtus KAR Capital Growth Series* Virtus KAR Small-Cap Growth Series* Virtus KAR Small-Cap Value Series* Virtus Newfleet Multi-Sector Intermediate Bond Series* Virtus Rampart Enhanced Core Equity Series Virtus SGA International Growth Series* (formerly, ▇▇▇▇▇▇ ▇▇▇▇ & ▇▇▇▇▇▇ International Series) Virtus Strategic Allocation Series*

Virtus Asset Trust. Virtus Ceredex Large-Cap Value Equity Fund Virtus Ceredex Mid-Cap Value Equity Fund Virtus Ceredex Small-Cap Value Equity Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Ultra-Short Bond Fund Virtus Silvant Large-Cap Growth Stock Fund Virtus Silvant Small-Cap Growth Stock Fund Virtus WCM International Equity Fund V▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ Innovative Growth Stock Fund Virtus WCM International Equity Fund Virtus Conservative Allocation Strategy Fund Virtus Growth Allocation Strategy Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Limited Duration Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix Ultra-Short Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Georgia Tax-Exempt Bond Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix North Carolina Tax-Exempt Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Virginia Intermediate Municipal Bond Fund Virtus Strategic Allocation Fund* (formerly, Virtus Balanced Fund) Virtus Contrarian Value Fund Virtus Rampart Enhanced Core Equity Fund* (formerly, Virtus Growth & Income Fund) Virtus KAR Capital Mid-Cap Core Fund* (formerly, Virtus Mid-Cap Core Fund) Virtus KAR Mid-Cap Growth Fund Fund* (formerly, Virtus Mid-Cap Growth Fund) Virtus KAR Global Quality Dividend Fund (formerly Virtus Quality Large-Cap Value Fund*) Virtus KAR MidSmall-Cap Core Fund Value Fund* (formerly, Virtus KAR MidQuality Small-Cap Growth Fund Fund) Virtus KAR Small-Cap Core Fund Fund* (formerly, Virtus Small-Cap Core Fund) Virtus KAR Small-Cap Growth Fund* (formerly, Virtus Small-Cap Sustainable Growth Fund) Virtus KAR Capital Growth Fund* (formerly Virtus Strategic Growth*) Virtus Tactical Allocation Fund* Virtus Newfleet Bond Fund* (formerly, V▇▇▇▇▇ ▇▇▇▇ Fund) Virtus Newfleet CA Tax-Exempt Bond Fund* (formerly, Virtus CA Tax-Exempt Bond Fund) V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Emerging Markets Opportunities Fund* (formerly, Virtus Emerging Markets Opportunities Fund) Virtus KAR Emerging Markets Small-Cap Fund* (formerly, Virtus Emerging Markets Small-Cap Fund) V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Foreign Opportunities Fund* (formerly, Virtus Foreign Opportunities Fund) V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Global Infrastructure Fund* (formerly, Virtus Global Infrastructure Fund) V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Global Opportunities Fund* (formerly, Virtus Global Opportunities Fund) V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Global Real Estate Securities Fund* (formerly, Virtus Global Real Estate Securities Fund) V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Greater European Opportunities Fund* (formerly, Virtus Greater European Opportunities Fund) V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Fund* Virtus Newfleet High Yield Fund* (formerly, Virtus High Yield Fund) V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ International Equity Fund* (formerly, Virtus International Equity Fund) V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ International Real Estate Securities Fund* (formerly, Virtus International Real Estate Securities Fund) Virtus KAR International Small Cap Fund* (formerly, Virtus International Small Cap Fund) Virtus Horizon International Wealth Masters Fund (formerly, Virtus International Wealth Masters Fund) Virtus Newfleet Low Duration Income Fund* (formerly, Virtus Low Duration Income Fund) Virtus Rampart Low Volatility Fund* (formerly, Virtus Low Volatility Equity Fund*) Virtus Newfleet Multi-Sector Intermediate Bond Fund* (formerly, Virtus Multi-Sector Intermediate Bond Fund) Virtus Newfleet Multi-Sector Short Term Bond Fund* (formerly, Virtus Multi-Sector Short Term Bond Fund) V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Real Estate Securities Fund* (formerly, Virtus Real Estate Securities Fund) Virtus Newfleet Senior Floating Rate Fund* (formerly, Virtus Senior Floating Rate Fund) Virtus Newfleet Tax-Exempt Bond Fund* (formerly, Virtus Tax-Exempt Bond Fund) Virtus Horizon Wealth Masters Fund* (formerly, Virtus Wealth Masters Fund) Virtus Alternatives Diversifier Fund* Virtus Sector Trend Fund Virtus Equity Trend Fund Virtus Multi-Asset Trend Fund Virtus Global Equity Trend Fund Virtus DFA 2015 Target Date Retirement Income Fund Virtus DFA 2020 Target Date Retirement Income Fund Virtus DFA 2025 Target Date Retirement Income Fund Virtus DFA 2030 Target Date Retirement Income Fund Virtus DFA 2035 Target Date Retirement Income Fund Virtus DFA 2040 Target Date Retirement Income Fund Virtus DFA 2045 Target Date Retirement Income Fund Virtus DFA 2050 Target Date Retirement Income Fund Virtus DFA 2055 Target Date Retirement Income Fund Virtus DFA 2060 Target Date Retirement Income Fund Virtus KAR Capital Growth Series* (formerly, Virtus Capital Growth Series) Virtus Growth & Income Series* V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ International Series* (formerly, Virtus International Series) Virtus Newfleet Multi-Sector Intermediate Bond Series* (formerly, Virtus Multi-Sector Fixed Income Series) Virtus Rampart Enhanced Core Equity Series V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Real Estate Securities Series* (formerly, Virtus Real Estate Securities Series) Virtus KAR Small-Cap Growth Series* (formerly, Virtus Small-Cap Growth Series) Virtus KAR Small-Cap Value Fund Series* (formerly, Virtus KAR Small-Mid Cap Core Fund Value Series) Virtus Rampart Enhanced Core Equity Fund Virtus SGA Emerging Markets Growth Fund Virtus SGA Global Growth Fund Virtus Tactical Strategic Allocation FundSeries*

Virtus Asset Trust. Virtus Ceredex Large-Cap Value Equity Fund Virtus Ceredex Mid-Cap Value Equity Fund Virtus Ceredex Small-Cap Value Equity Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix Georgia Tax-Exempt Bond Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix North Carolina Tax-Exempt Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Ultra-Short Bond Fund Virtus Seix Virginia Intermediate Municipal Bond Fund Virtus Silvant Large-Cap Growth Stock Fund Virtus Silvant Small-Cap Growth Stock Fund Virtus WCM International Equity Fund V▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ Innovative Growth Stock Fund Virtus KAR Capital Growth Fund Fund* Virtus KAR Global Quality Dividend Fund Fund* Virtus KAR Mid-Cap Core Fund Fund* Virtus KAR Mid-Cap Growth Fund Fund* Virtus KAR Small-Cap Core Fund Fund* Virtus KAR Small-Cap Growth Fund Fund* Virtus KAR Small-Cap Value Fund Fund* Virtus KAR Small-Mid Cap Core Fund Virtus Rampart Enhanced Core Equity Fund Virtus SGA Emerging Markets Growth Fund Fund* Virtus SGA Global Growth Fund Fund1 Virtus Tactical Allocation Fund* V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Global Infrastructure Fund* V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Global Real Estate Securities Fund* V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ International Real Estate Securities Fund* V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Real Estate Securities Fund* V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Fund* Virtus Horizon Wealth Masters Fund* Virtus KAR Emerging Markets Small-Cap Fund* Virtus KAR International Small-Cap Fund* Virtus Newfleet Bond Fund* Virtus Newfleet CA Tax-Exempt Bond Fund* Virtus Newfleet High Yield Fund* Virtus Newfleet Low Duration Income Fund* Virtus Newfleet Multi-Sector Intermediate Bond Fund* Virtus Newfleet Multi-Sector Short Term Bond Fund* Virtus Newfleet Senior Floating Rate Fund* Virtus Newfleet Tax-Exempt Bond Fund* Virtus Rampart Alternatives Diversified Fund* (formerly, Virtus Alternatives Diversifier Fund) Virtus Rampart Equity Trend Fund (formerly, Virtus Equity Trend Fund) Virtus Rampart Multi-Asset Trend Fund (formerly, Virtus Multi-Asset Trend Fund) Virtus Rampart Sector Trend Fund (formerly, Virtus Sector Trend Fund) V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Emerging Markets Opportunities Fund* V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Foreign Opportunities Fund* V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Global Opportunities Fund* V▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Greater European Opportunities Fund* None V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ International Series* V▇▇▇▇▇ ▇▇▇▇ & P▇▇▇▇▇ Real Estate Securities Series* Virtus KAR Capital Growth Series* Virtus KAR Small-Cap Growth Series* Virtus KAR Small-Cap Value Series* Virtus Newfleet Multi-Sector Intermediate Bond Series* Virtus Rampart Enhanced Core Equity Series Virtus Strategic Allocation Series*

Virtus Asset Trust. Virtus Ceredex Large-Cap Value Equity Fund Virtus Ceredex Mid-Cap Value Equity Fund Virtus Ceredex Small-Cap Value Equity Fund Virtus Seix Core Bond Fund Virtus Seix Corporate Bond Fund Virtus Seix Floating Rate High Income Fund Virtus Seix High Grade Municipal Bond Fund Virtus Seix High Income Fund Virtus Seix High Yield Fund Virtus Seix Investment Grade Tax-Exempt Bond Fund Virtus Seix Short-Term Bond Fund Virtus Seix Short-Term Municipal Bond Fund Virtus Seix Total Return Bond Fund Virtus Seix U.S. Government Securities Ultra-Short Bond Fund Virtus Seix U.S. Mortgage Fund Virtus Seix Ultra-Short Bond Fund Virtus SGA International Growth Fund Virtus Silvant Large-Cap Growth Stock Fund Virtus Silvant Small-Cap Growth Stock Fund Virtus WCM International Equity Fund V▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ Innovative Growth Stock Fund Virtus KAR Capital Growth Fund Fund* Virtus KAR Equity Income Fund* Virtus KAR Global Quality Dividend Fund Fund* Virtus KAR Mid-Cap Core Fund Fund* Virtus KAR Mid-Cap Growth Fund Fund* Virtus KAR Small-Cap Core Fund Fund* Virtus KAR Small-Cap Growth Fund Fund* Virtus KAR Small-Cap Value Fund Fund* Virtus KAR Small-Mid Cap Core Fund Virtus Rampart Enhanced Core Equity KAR Small Mid-Cap Growth Fund Virtus KAR Small Mid-Cap Value Fund Virtus SGA Emerging Markets Growth Fund Virtus SGA Global Growth Fund Virtus SGA New Leaders Growth Fund Virtus Tactical Allocation Fund*