Common use of Weighted Average Clause in Contracts

Weighted Average. 39.52 -------------------------------------------------------------------------------- This information does not constitute either an offer to sell or a solicitation of an offer to buy any of the securities referred to herein. Offers to sell and solicitations of offers to buy the securities are made only by, and this information must be read in conjunction with, the final Prospectus Supplement and the related Prospectus or, if not registered under the securities laws, the final Offering Memorandum (the "Offering Document"). Information contained herein does not purport to be complete and is subject to the same qualifications and assumptions, and should be considered by investors only in the light of the same warnings, lack of assurances and representations and other precautionary matters, as disclosed in the Offering Document. Information regarding the underlying assets has been provided by the issuer of the securities or an affiliate thereof and has not been independently verified by ▇▇▇▇▇▇ Brothers Inc. or any affiliate. The analyses contained herein have been prepared and delivered by ▇▇▇▇▇▇ Brothers Inc. and the contents and accuracy thereof have not been reviewed by the issuer. This information was prepared on the basis of certain assumptions (including, in certain cases, assumptions specified by the recipient hereof) regarding payments, interest rates, weighted average lives, weighted average loan age, losses and other matters, including, but not limited to, the assumptions described in the Offering Document. ▇▇▇▇▇▇ Brothers Inc., and any of its affiliates, make no representation or warranty as to the actual rate or timing of payments on any of the underlying assets or the payments or yield on the securities. This information supersedes any prior versions hereof and will be deemed to be superseded by any subsequent versions (including, with respect to any description of the securities or underlying assets, the information contained in the Offering Document). -------------------------------------------------------------------------------- ContiMortgage Home Equity Loan Trust 1997-3 Fixed -------------------------------------------------------------------------------------------------------- Range of Outstanding Pct. Average Wtd. Wtd. Pct. Debt to Income Principal of Principal Avg. Avg. Full Ratio Count Balance Total Balance Coupon CLTV Doc ----- ----- ------- ----- ------- ------ ---- --- 0.01 - 5.00 13 866,330.15 0.13 66,640.78 11.22 68.38 21.58 5.01 - 10.00 68 2,472,171.86 0.37 36,355.47 12.13 64.23 48.87 10.01 - 15.00 265 11,202,755.56 1.67 42,274.55 11.86 69.03 71.51 15.01 - 20.00 552 23,191,475.91 3.47 42,013.54 11.8 71.14 84.5 20.01 - 25.00 855 41,954,407.95 6.27 49,069.48 11.58 73.7 87.43 25.01 - 30.00 1,215 61,480,588.72 9.19 50,601.31 11.64 74.1 88.54 30.01 - 35.00 1,499 83,998,089.72 12.55 56,036.08 11.56 74.47 87.66 35.01 - 40.00 1,687 105,578,894.05 15.78 62,583.81 11.58 75.98 84.89 40.01 - 45.00 2,090 138,409,421.02 20.69 66,224.60 11.45 76.73 84.12 45.01 - 50.00 2,537 175,054,321.58 26.16 69,000.52 11.49 77.65 89.13 50.01 - 55.00 294 22,826,271.87 3.41 77,640.38 11.39 76.85 83.41 55.01 - 60.00 18 1,925,851.16 0.29 106,991.73 11.11 78.83 100 65.01 - 70.00 1 86,908.21 0.01 86,908.21 8.45 80 100 70.01 - 75.00 1 24,494.00 0 24,494.00 15.75 50 100 - --------- - --------- ----- -- --- Total: 11,095 669,071,981.76 100 60,303.92 11.54 75.77 86.22 ====== ============== === ========= ===== ===== ===== Min: 1.00 Max: 72.00 Weighted Average: 38.61

Weighted Average. 39.52 -------------------------------------------------------------------------------- This information does has been prepared in connection with the issuance of securities representing interests in the above trust, and is based in part on information provided by ContiMortgage Corporation with respect to the expected characteristics of the pool of closed-end mortgage loans in which these securities will represent undivided beneficial interests. The actual characteristics and performance of the closed-end mortgage loans will differ from the assumptions used in preparing these materials, which are hypothetical in nature. Changes in the assumptions may have a material impact on the information set forth in these materials. No representation is made that any performance or return indicated herein will be achieved. For example, it is very unlikely that closed-end mortgage loans will prepay at a constant rate or follow a predictable pattern. This information may not be used or otherwise disseminated in connection with the offer or sale of these or any other securities, except in connection with the initial offer or sale of these securities to you to the extent set forth below. NO REPRESENTATION IS MADE AS TO THE APPROPRIATENESS, USEFULNESS, ACCURACY OR COMPLETENESS OF THESE MATERIALS OR THE ASSUMPTIONS ON WHICH THEY ARE BASED. Additional information is available upon request. These materials do not constitute either an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. ANY SUCH OFFER TO BUY OR SELL ANY SECURITY WOULD BE MADE PURSUANT TO A DEFINITIVE PROSPECTUS AND PROSPECTUS SUPPLEMENT PREPARED BY THE ISSUER WHICH WOULD CONTAIN MATERIAL INFORMATION NOT CONTAINED IN THESE MATERIALS. SUCH PROSPECTUS AND PROSPECTUS SUPPLEMENT WILL CONTAIN ALL MATERIAL INFORMATION IN RESPECT OF ANY SUCH SECURITY OFFERED THEREBY AND ANY DECISION TO INVEST IN SUCH SECURITIES SHOULD BE MADE SOLELY IN RELIANCE UPON SUCH PROSPECTUS AND PROSPECTUS SUPPLEMENT. ANY CAPITALIZED TERMS USED BUT NOT DEFINED HEREIN ARE TO BE READ IN CONJUNCTION WITH SUCH PROSPECTUS AND PROSPECTUS SUPPLEMENT. In the event of the securities referred to herein. Offers to sell and solicitations of offers to buy the securities are made only byany such offering, and this information must be read in conjunction withthese materials, the final Prospectus Supplement and the related Prospectus or, if not registered under the securities laws, the final Offering Memorandum (the "Offering Document"). Information contained herein does not purport to be complete and is subject to the same qualifications and assumptions, and should be considered by investors only in the light of the same warnings, lack of assurances and representations and other precautionary matters, as disclosed in the Offering Document. Information regarding the underlying assets has been provided by the issuer of the securities or an affiliate thereof and has not been independently verified by ▇▇▇▇▇▇ Brothers Inc. or any affiliate. The analyses contained herein have been prepared and delivered by ▇▇▇▇▇▇ Brothers Inc. and the contents and accuracy thereof have not been reviewed by the issuer. This information was prepared on the basis of certain assumptions (including, in certain cases, assumptions specified by the recipient hereof) regarding payments, interest rates, weighted average lives, weighted average loan age, losses and other matters, including, but not limited to, the assumptions described in the Offering Document. ▇▇▇▇▇▇ Brothers Inc., and any of its affiliates, make no representation or warranty as to the actual rate or timing of payments on any of the underlying assets or the payments or yield on the securities. This information supersedes any prior versions hereof and will be deemed to be superseded by any subsequent versions (including, with respect to including any description of the securities or underlying assetsclosed-end mortgage loans contained herein, the information contained shall be deemed superseded, amended and supplemented in the Offering Document)their entirety by such Prospectus and Prospectus Supplement. -------------------------------------------------------------------------------- ------------------------------------------------------------------------------- ContiMortgage Home Equity Loan Trust 1997-3 Fixed -------------------------------------------------------------------------------------------------------- Range of Outstanding Pct. Average Wtd. Wtd. Pct. Debt to Income Principal of Principal Avg. Avg. Full Ratio Count Balance Total Balance Coupon CLTV Doc ----- ----- ------- ----- ------- ------ ---- --- 0.01 - 5.00 13 866,330.15 0.13 66,640.78 11.22 68.38 21.58 5.01 - 10.00 68 2,472,171.86 0.37 36,355.47 12.13 64.23 48.87 10.01 - 15.00 265 11,202,755.56 1.67 42,274.55 11.86 69.03 71.51 15.01 - 20.00 552 23,191,475.91 3.47 42,013.54 11.8 71.14 84.5 20.01 - 25.00 855 41,954,407.95 6.27 49,069.48 11.58 73.7 87.43 25.01 - 30.00 1,215 61,480,588.72 9.19 50,601.31 11.64 74.1 88.54 30.01 - 35.00 1,499 83,998,089.72 12.55 56,036.08 11.56 74.47 87.66 35.01 - 40.00 1,687 105,578,894.05 15.78 62,583.81 11.58 75.98 84.89 40.01 - 45.00 2,090 138,409,421.02 20.69 66,224.60 11.45 76.73 84.12 45.01 - 50.00 2,537 175,054,321.58 26.16 69,000.52 11.49 77.65 89.13 50.01 - 55.00 294 22,826,271.87 3.41 77,640.38 11.39 76.85 83.41 55.01 - 60.00 18 1,925,851.16 0.29 106,991.73 11.11 78.83 100 65.01 - 70.00 1 86,908.21 0.01 86,908.21 8.45 80 100 70.01 - 75.00 1 24,494.00 0 24,494.00 15.75 50 100 - --------- - --------- ----- -- --- Total: 11,095 669,071,981.76 100 60,303.92 11.54 75.77 86.22 ====== ============== === ========= ===== ===== ===== Min: 1.00 Max: 72.00 Weighted Average: 38.61