Common use of Yield Protection Clause in Contracts

Yield Protection. 20 ---------------- 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.

Yield Protection. 20 ---------------- 29 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................................................29 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...............................................................30 3.4. Funding Indemnification........................................................................30 3.5. Taxes..........................................................................................30 3.6. Lender Statements; Survival of Indemnity.......................................................32

Yield Protection. 20 ---------------- 3.2. 44 4.2 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. .....................45 4.3 Availability of Types of Advances............................................................21 --------------------------------- 3............................45 4.4 Funding Indemnification.....................................45 4.5 Lender Statements; Survival of Indemnity....................46

Yield Protection. 20 ---------------- 35 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ....................................................36 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...........................................................37 3.4. Funding Indemnification....................................................................37 3.5. Taxes......................................................................................37 3.6. Lender Statements; Survival of Indemnity...................................................39

Yield Protection. 20 ---------------- 30 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ................................31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3......................................31 3.4. Funding Indemnification................................................32 3.5. Lender Statements; Limit on Retroactivity; Survival of Indemnity.......32 3.6.

Yield Protection. 20 ---------------- 3.2. 66 4.2 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. ..................................67 4.3 Availability of Types of Advances........................................68 4.4 Funding Indemnification..................................................68 4.5 Lender Statements; Survival of Indemnity.................................68 ARTICLE V: CONDITIONS PRECEDENT.............................................69 5.1 Effectiveness............................................................21 --------------------------------- 3.69 5.2 Initial Advance to Each New Subsidiary Borrower..........................70 5.3 Each Advance and Each Letter of Credit...................................70

Yield Protection. 20 ---------------- 37 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ......................38 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.............................39 3.4. Funding Indemnification......................................39 3.5. Taxes........................................................39 3.6. Lender Statements; Survival of Indemnity.....................41 ARTICLE IV CONDITIONS PRECEDENT.............................................41 4.1. Initial Credit Extension.....................................41

Yield Protection. 20 ---------------- 3.254 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3............................55 4.3. Availability of Types of Advances............................................................21 --------------------------------- 3...................................56 4.4. Funding Indemnification............................................56 4.5. Lender Statements; Survival of Indemnity...........................56 4.6. Non-U.S. Reserve Costs or Fees.....................................57 ARTICLE V: CONDITIONS PRECEDENT.............................................57 5.1. Initial Advances and Letters of Credit.............................57 5.2. Each Advance and Letter of Credit..................................59 5.3. Initial Advance to Each New Alternate Currency Borrower............59

Yield Protection. 20 ---------------- 54 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..................................................................... 55 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3............................................................................ 55 3.4. Funding Indemnification..................................................................................... 55 3.5. Taxes....................................................................................................... 55 3.6. Lender Statements; Survival of Indemnity.................................................................... 57 3.7. Alternative Lending Installation............................................................................ 58

Yield Protection. 20 ---------------- 3.2. Changes in Capital Adequacy Regulations.................................................................................... 21 --------------------------------------- 3.3. Availability of Types of Advances................................................................................................ 21 --------------------------------- 3.3.4. Funding Indemnification.............................................. 21 3.5. Taxes................................................................ 22 3.6. Lender Statements; Survival of Indemnity............................. 23

Yield Protection. 20 ---------------- 17 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- Regulations .........................................17 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.Advances ...............................................18 3.4. Funding Indemnification .........................................................18 3.5. Mitigation; Lender Statements; Survival of Indemnity ............................18

Yield Protection. 20 ---------------- 23 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- Regulations ........................ 23 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.Advances .............................. 24 3.4. Funding Indemnification ........................................ 24 3.5. Lender Statements; Survival of Indemnity ....................... 24

Yield Protection. 20 ---------------- 38 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ....................................................39 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...........................................................40 3.4. Funding Indemnification....................................................................40 3.5. Taxes......................................................................................40 3.6. Lender Statements; Survival of Indemnity...................................................43

Yield Protection. 20 ---------------- 30 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ....................................................31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...........................................................32 3.4. Funding Indemnification....................................................................32 3.5. Taxes......................................................................................32 3.6. Lender Statements; Survival of Indemnity...................................................35 3.7. Mitigation of Obligations..................................................................35

Yield Protection. 20 ---------------- 3.2. 39 3.2 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. .......................................................40 3.3 Availability of Types of Advances............................................................21 --------------------------------- 3..............................................................41 3.4 Funding Indemnification.......................................................................41 3.5 Taxes.........................................................................................41 3.6 Lender Statements; Survival of Indemnity......................................................43

Yield Protection. 20 ---------------- 35 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .............................36 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3....................................37 3.4. Funding Indemnification.............................................37 3.5. Taxes...............................................................37 3.6. Lender Statements; Survival of Indemnity............................39

Yield Protection. 20 ---------------- 3.221 4.8. Changes in Capital Adequacy Regulations...............................................................................21 --------------------------------------- 3.34.9. Availability of Types of Advances............................................................21 --------------------------------- 3................................22 4.10. Funding Indemnification........................................22 4.11. Bank Statements; Survival of Indemnity.........................22 SECTION 5. Security...........................................................22 5.1

Yield Protection. 20 ---------------- 19 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 20 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.3.4. Funding Indemnification......................................................................21 3.5. Taxes........................................................................................21 3.6. Lender Statements; Survival of Indemnity.....................................................23

Yield Protection. 20 ---------------- 30 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- Regulations .......................31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.Advances .............................31 3.4. Funding Indemnification .......................................31 3.5. Taxes .........................................................31 3.6. Lender Statements; Survival of Indemnity ......................33 3.7. Trust Preferred Securities ....................................33 3.8. Securitizations ...............................................33

Yield Protection. 20 ---------------- 3.241 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3..................................................................41 4.3. Availability Funding Indemnification..................................................................................42 4.4. Lender Statements, Survival of Types of Advances............................................................21 --------------------------------- 3.Indemnity.................................................................42 4.5. Limitation on the Borrower's Liability..................................................................43

Yield Protection. 20 ---------------- 16 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................................................... 17 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................................................. 17 3.4. Funding Indemnification........................................................................... 17 3.5. Taxes............................................................................................. 18 3.6. Lender Statements; Survival of Indemnity.......................................................... 19

Yield Protection. 20 ---------------- 3.232 3.3. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3............................................... 33 3.4. Availability of Types of Advances............................................................21 --------------------------------- 3..................................................... 34 3.5. Funding Indemnification............................................................... 34 3.6. Mitigation of Additional Costs or Adverse Circumstances............................... 34 3.7. Lender Statements; Survival of Indemnity.............................................. 35 3.8.

Yield Protection. 20 ---------------- 3.2. 44 Section 3.02 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3; Certificates for Reimbursement; Delay in Requests. Availability of Types of Advances............................................................21 --------------------------------- 3.......................................................................44 Section 3.03 [Reserved] ..................................................................................................46 Section 3.04 [Reserved] ..................................................................................................46 Section 3.05 Taxes ..........................................................................................................46

Yield Protection. 20 ---------------- 31 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ...........................................32 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................................33 3.4. Funding Indemnification...........................................................33 3.5. Taxes.............................................................................33 3.6. Lender Statements; Survival of Indemnity..........................................35 3.7.

Yield Protection. 20 ---------------- 3.2. 39 3.2 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. ................................................. 40 3.3 Availability of Types of Advances............................................................21 --------------------------------- 3........................................................ 40 3.4 Taxes................................................................................... 40 3.5 Mitigation Obligations; Replacement of Lenders.......................................... 41 Article IV

Yield Protection. 20 ---------------- 46 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ....................................47 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.Loans.............................................48 3.4. Funding Indemnification....................................................48 3.5. Lender Statements; Survival of Indemnity...................................48 3.6. Illegality.................................................................48 3.7. Sharing of Payments........................................................49

Yield Protection. 20 ---------------- 3.218 4.8. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3.............................18 4.9. Availability of Types of Advances............................................................21 --------------------------------- 3....................................18 4.10. Funding Indemnification............................................19 4.11. Bank Statements; Survival of Indemnity.............................19

Yield Protection. 20 ---------------- 3.2. 78 Section 4.02 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. Availability Regulations ........................................................................ 79 Section 4.03 Alternate Rate of Types Interest .................................................................................................... 80 Section 4.04 Funding Indemnification ..................................................................................................... 82 Section 4.05 Taxes ....................................................................................................................................... 82 Section 4.06 Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity ........................................................................ 86 ARTICLE 5

Yield Protection. 20 ---------------- 30 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .............. 31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..................... 31 3.4. Funding Indemnification.............................. 31 3.5. Taxes................................................ 32 3.6. Lender Statements; Survival of Indemnity............. 33 ARTICLE IV

Yield Protection. 20 ---------------- 3.254 (B) Non-U.S. Reserve Costs or Fees With Respect to Loans and Letters of Credit to Borrowers.......................................................................... 55 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3........................................................ 55 4.3. Availability of Types of Advances............................................................21 --------------------------------- 3............................................................... 56 4.4. Funding Indemnification........................................................................ 56 4.5. Lender Statements; Survival of Indemnity....................................................... 56 ARTICLE V: CONDITIONS PRECEDENT.................................................................................. 57

Yield Protection. 20 21 ---------------- 3.2. Changes in Capital Adequacy Regulations......................................................21 ..................................................... 22 --------------------------------------- 3.3. Availability of Types of Advances............................................................21 ........................................................... 23 --------------------------------- 33.4.

Yield Protection. 20 ---------------- 27 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..............................................................28 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.....................................................................29 3.4. Funding Indemnification..............................................................................29 3.5. Taxes................................................................................................29 3.6. Lender Statements; Survival of Indemnity.............................................................31

Yield Protection. 20 ---------------- 28 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .......................................................29 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..............................................................29 3.4. Funding Indemnification.......................................................................29 3.5. Mitigation; Lender Statements; Survival of Indemnity..........................................30

Yield Protection. 20 ---------------- 35 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..............................................................35 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.....................................................................36 3.4. Funding Indemnification..............................................................................36 3.5. Taxes................................................................................................36 3.6. Lender Statements; Survival of Indemnity.............................................................38

Yield Protection. 20 27- ---------------- 3.2. Changes in Capital Adequacy Regulations......................................................21 ................................................... -28- --------------------------------------- 3.3. Availability of Types of Advances............................................................21 ......................................................... -28- --------------------------------- 33.4.

Yield Protection. 20 ---------------- 16 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ....................................................16 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...........................................................17 3.4. Funding Indemnification....................................................................17 3.5. Taxes......................................................................................17 3.6. Lender Statements; Survival of Indemnity...................................................19

Yield Protection. 20 ---------------- 38 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................... 39 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................. 39 3.4. Funding Indemnification........................................... 39 3.5. Lender Statements; Survival of Indemnity.......................... 40

Yield Protection. 20 ---------------- 33 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................................................34 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...............................................................34 3.4. Funding Indemnification........................................................................35 3.5. Taxes..........................................................................................35 3.6. Lender Statements; Survival of Indemnity.......................................................37

Yield Protection. 20 ---------------- 41 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .............................................. 42 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..................................................... 42 3.4. Funding Indemnification.............................................................. 42 3.5. Taxes................................................................................ 42 3.6. Lender Statements; Survival of Indemnity............................................. 44

Yield Protection. 20 ---------------- 34 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .................................35 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3........................................36 3.4. Funding Indemnification.................................................36 3.5. Taxes...................................................................36 3.6. Lender Statements; Survival of Indemnity................................38 3.7. Effect of Yield Protection..............................................39

Yield Protection. 20 ---------------- 3.253 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3............................................................54 4.3. Availability of Types of Advances............................................................21 --------------------------------- 3...................................................................55 4.4. Funding Indemnification............................................................................55 4.5. Lender Statements; Survival of Indemnity...........................................................55

Yield Protection. 20 ---------------- 38 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................................... 39 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................................. 39 3.4. Funding Indemnification........................................................... 40 3.5. Taxes............................................................................. 40 3.6. Lender Statements; Survival of Indemnity.......................................... 42 ARTICLE IV

Yield Protection. 20 ---------------- 23 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..................... 23 3.3. Availability of Types Rate Options................................ 24 3.4. Funding Indemnification..................................... 24 3.5. Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity.................... 24 3.6. References to Lender to Include Issuer...................... 24

Yield Protection. 20 ---------------- 24 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................25 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..............................25 3.4. Funding Indemnification........................................25 3.5. Taxes..........................................................26 3.6. Lender Statements; Survival of Indemnity.......................28 3.7.

Yield Protection. 20 ---------------- 31 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..........................32 3.3. Availability of Types of Advances................................33 3.4. Funding Indemnification..........................................33 3.5. Taxes............................................................21 --------------------------------- 3.33 3.6. Lender Statements; Survival of Indemnity.........................35

Yield Protection. 20 ---------------- 29 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ................................................... 30 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.......................................................... 31 3.4. Funding Indemnification................................................................... 31 3.5. Taxes..................................................................................... 31 3.6. Lender Statements; Survival of Indemnity.................................................. 33

Yield Protection. 20 ---------------- 31 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .....................31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3............................32 3.4. Funding Indemnification.....................................32 3.5. Taxes.......................................................32 3.6. Lender Statements; Survival of Indemnity....................34 3.7. Substitution of Lender......................................34

Yield Protection. 20 ---------------- 3.223 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3........................................... 24 4.3. Availability of Types LIBOR Advances.................................................... 25 4.4. Funding Indemnification........................................................... 25 4.5. Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity.......................................... 25 -i- TABLE OF CONTENTS ----------------- (CONT'D) ARTICLE V CONDITIONS PRECEDENT....................................................................... 25 5.1. Effective Date.................................................................... 25 5.2. Each Advance...................................................................... 28

Yield Protection. 20 ---------------- 23 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................................... 24 3.3. Availability of Types of Advances............................................................21 --------------------------------- ................................................. 24 3.4. Funding Indemnification........................................................... 24 3.5. Lender Statements; Survival of Indemnity.......................................... 25 i 3.

Yield Protection. 20 ---------------- 3.223 SECTION 3.02. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3........................ 24 SECTION 3.03. Availability of Types of Advances............................................................21 --------------------------------- 3............................... 25 SECTION 3.04. Funding Indemnification........................................ 25 SECTION 3.05. Taxes.......................................................... 25 SECTION 3.06. Lender Statements; Survival of Indemnity....................... 27

Yield Protection. 20 ---------------- 37 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................... 37 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3................................. 38 3.4. Funding Indemnification........................................... 38 3.5. Lender Statements; Survival of Indemnity.......................... 38 3.6.

Yield Protection. 20 ---------------- 31 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ....................................... 32 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.............................................. 32 3.4. Funding Indemnification....................................................... 32 3.5. Taxes......................................................................... 33 3.6. Lender Statements: Survival of Indemnity...................................... 34

Yield Protection. 20 ---------------- 3.2. Changes in Capital Adequacy Regulations...........................................................................21 --------------------------------------- 3.3. Availability of Types of Advances.......................................................................................21 --------------------------------- 3.3.4. Funding Indemnification.....................................21 3.5. Taxes.......................................................21 3.6. Lender Statements; Survival of Indemnity....................23

Yield Protection. 20 ---------------- 33 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ............................. 34 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................... 34 3.4. Funding Indemnification............................................. 34 3.5. Taxes ........................................................... 34 3.6. Lender Statements; Survival of Indemnity............................ 36

Yield Protection. 20 ---------------- 40 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ...........................................41 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................................42 3.4. Funding Indemnification...........................................................42 3.5. Taxes.............................................................................42 3.6. Lender Statements; Survival of Indemnity..........................................45 3.7.

Yield Protection. 20 ---------------- 3.2. 28 3.2 Changes in Capital Adequacy Regulations.......................................................29 3.3 Taxes.........................................................................................29 3.4 Lender Statements; Survival of Indemnity......................................................21 --------------------------------------- 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.30

Yield Protection. 20 ---------------- 17 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................................................18 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3...............................................................18 3.4. Funding Indemnification........................................................................19 3.5. Taxes..........................................................................................19 3.6. Lender Statements; Survival of Indemnity.......................................................20 ARTICLE IV

Yield Protection. 20 ---------------- 6059 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- Regulations ............................................................................ 6160 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3[Reserved] .............................................................................................................................. 6261 3.4.

Yield Protection. 20 ---------------- 3.234 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3.......................................................35 4.3. Availability of Types LIBOR Advances................................................................35 4.4. Funding Indemnification.......................................................................35 4.5. Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity......................................................35 -i- TABLE OF CONTENTS ----------------- (cont'd)

Yield Protection. 20 ---------------- 3.238 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3....................................................... 38 4.3. Availability of Types LIBOR Advances................................................................ 39 4.4. Funding Indemnification....................................................................... 39 4.5. Taxes......................................................................................... 39 4.6. Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity...................................................... 42 4.7. Replacement of Lenders under Certain Circumstances............................................ 42 Article V.

Yield Protection. 20 ---------------- 24 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..........................................................25 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................................................25 3.4. Funding Indemnification..........................................................................26 3.5. Taxes............................................................................................26 3.6. Bank Statements; Survival of Indemnity...........................................................26

Yield Protection. 20 ---------------- 3.236 Section 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3..................................................... 36 Section 4.3. Availability of Types LIBOR Advances.............................................................. 37 Section 4.4. Funding Indemnification..................................................................... 37 Section 4.5. Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity.................................................... 37

Yield Protection. 20 ---------------- 3.229 3.02. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3........................................................30 3.03. Availability of Types of Advances............................................................21 --------------------------------- 3...............................................................31 3.04. Funding Indemnification........................................................................31 3.05. Taxes..........................................................................................31 3.06. Lender Statements; Survival of Indemnity.......................................................33 ARTICLE IV CONDITIONS PRECEDENT

Yield Protection. 20 ---------------- 3.241 SECTION 3.02. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3.........................................41 SECTION 3.03. Availability of Types of Advances............................................................21 --------------------------------- 3...............................................42 SECTION 3.04. Funding Indemnification.........................................................43 SECTION 3.05. Lender Statements; Limit on Retroactivity; Survival of Indemnity................43 SECTION 3.06.

Yield Protection. 20 ---------------- 31 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .............................. 32 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..................................... 33 3.4. Funding Indemnification.............................................. 33 3.5. Taxes................................................................ 33 3.6. Lender Statements; Survival of Indemnity............................. 35 3.7. Mitigation of Additional Costs or Adverse Circumstances.............. 35

Yield Protection. 20 ---------------- 19 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .............................................20 3.3. Availability of Types of Advances...............................................................................................................21 --------------------------------- 3.3.4. Funding Indemnification.............................................................21 3.5. Taxes...............................................................................21 3.6. Lender Statements; Survival of Indemnity............................................23 ARTICLE IV

Yield Protection. 20 ---------------- 41 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ...........................................42 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3Advances ................................................42 3.4. Funding Indemnification...........................................................42 3.5. Taxes.............................................................................43 3.6. Lender Statements; Survival of Indemnity..........................................45 3.7.

Yield Protection. 20 ---------------- 32 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .....................................................33 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3............................................................34 3.4. Funding Indemnification.....................................................................34 3.5. Taxes.......................................................................................34 3.6. Lender Statements; Survival of Indemnity....................................................36

Yield Protection. 20 ---------------- 41 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .................................... 42 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.......................................... 42 3.4. Funding Indemnification.................................................... 43 3.5. Lender Statements; Survival of Indemnity................................... 43 3.6. Taxes...................................................................... 43 3.7.

Yield Protection. 20 ---------------- 35 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .......................36 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..............................36 3.4. Funding Indemnification.......................................36 3.5. Taxes.........................................................37 3.6. Lender Statements; Survival of Indemnity......................38

Yield Protection. 20 ---------------- 35 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ............................... 36 3.3. Availability of Types Rate Options.......................................... 36 3.4. Funding Indemnification............................................... 37 3.5. Lender Statements; Survival of Advances............................................................21 --------------------------------- 3.Indemnity.............................. 37 3.6. References to Lender to Include Issuer................................ 37

Yield Protection. 20 ---------------- 37 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .................................................. 38 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3........................................................ 39 3.4. Funding Indemnification.................................................................. 40 3.5. Lender Statements; Limit on Retroactivity; Survival of Indemnity......................... 40 3.6.

Yield Protection. 20 ---------------- 3.2. 33 3.2 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. Regulations ...........................................................33 3.3 Availability of Types of AdvancesAdvances ........................................................................34 3.4 Funding Indemnification........................................................................................34 3.5 Taxes ................................................................................................................. ....34 3.6 Lender Statements; Survival of Indemnity ............................................................21 --------------------------------- 3.36

Yield Protection. 20 ---------------- 35 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..............36 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.....................36 3.4. Funding Indemnification..............................36 3.5. Taxes................................................37 3.6. Lender Statements; Survival of Indemnity.............39

Yield Protection. 20 ---------------- 15 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .................................................................. 17 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3........................................................................ 17 3.4. Funding Indemnification.................................................................................. 17 3.5. Taxes.................................................................................................... 17 3.6. Lender Statements; Survival of Indemnity................................................................. 19 3.7.

Yield Protection. 20 ---------------- 33 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ........................ 34 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3............................... 34 3.4. Funding Indemnification........................................ 35 3.5. Taxes.......................................................... 35 3.6. Lender Statements; Survival of Indemnity....................... 37

Yield Protection. 20 ---------------- 30 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .......................31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3..............................31 3.4. Funding Indemnification.......................................31 3.5. Lender Statements; Survival of Indemnity......................32

Yield Protection. 20 ---------------- 19 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ............................................................... 19 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3Taxes................................................................................................. 20 3.4.

Yield Protection. 20 ---------------- 46 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..............................47 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.....................................48 3.4. Funding Indemnification..............................................48 3.5. Taxes................................................................48 3.6. Lender Statements; Survival of Indemnity.............................50

Yield Protection. 20 ---------------- 3.255 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3.................................................................... 56 4.3. Availability of Types of Advances............................................................21 --------------------------------- 3........................................................................... 57 4.4. Funding Indemnification.................................................................................... 57 4.5. Lender Statements; Survival of Indemnity................................................................... 57

Yield Protection. 20 ---------------- 16 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ..............................16 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.....................................17 3.4. Funding Indemnification..............................................17 3.5. Taxes................................................................17 3.6. Lender Statements; Survival of Indemnity.............................19

Yield Protection. 20 ---------------- 39 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- .................................................................40 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3........................................................................40 3.4. Funding Indemnification.................................................................................41 3.5. Lender Statements; Survival of Indemnity................................................................41 3.6. Taxes...................................................................................................41 3.7. Substitution of Lender..................................................................................43

Yield Protection. 20 24 ---------------- 3.2. Changes in Capital Adequacy Regulations......................................................21 ..............................................................25 --------------------------------------- 3.3. Availability of Types of Advances............................................................21 ....................................................................25 --------------------------------- 33.4.

Yield Protection. 20 ---------------- 31 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ................................................32 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3......................................................33 3.4. Funding Indemnification................................................................33 3.5. Taxes..................................................................................33 3.6. Lender Statements; Survival of Indemnity...............................................35 3.7.

Yield Protection. 20 ---------------- 19 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ............................................................20 3.3. Availability of Types of Advances..............................................................................................................................21 --------------------------------- 3.3.4. Funding Indemnification............................................................................21 3.5. Taxes..............................................................................................21 3.6. Lender Statements; Survival of Indemnity...........................................................23 ARTICLE IV

Yield Protection. 20 49 ---------------- 3.2. 3.2 Changes in Capital Adequacy Regulations......................................................21 ........................................................49 --------------------------------------- 3.3. 3.3 Availability of Types of Advances............................................................21 ..............................................................50 --------------------------------- 3.3.4 Funding Indemnification........................................................................50 ----------------------- 3.5 Taxes..........................................................................................50 ----- 3.6 Lender Statements; Survival of Indemnity.......................................................52 ----------------------------------------

Yield Protection. 20 ---------------- 23 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- ............................ 24 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3................................... 24 3.4. Funding Indemnification............................................ 24 3.5. Taxes.............................................................. 24 -i-

Yield Protection. 20 ---------------- 3.248 4.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3........................................................... 49 4.3. Availability of Types of Advances............................................................21 --------------------------------- 3.................................................................. 50 4.4. Funding Indemnification........................................................................... 50 4.5. Lender Statements; Survival of Indemnity.......................................................... 50 ARTICLE V: CONDITIONS PRECEDENT.............................................................................. 50 5.1. Conditions to Closing............................................................................. 50 5.2. Each Advance and Letter of Credit................................................................. 52 5.3. Initial Advance to Each New Subsidiary Borrower................................................... 53

Yield Protection. 20 ---------------- 3.2. 33 3.2 Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- 3.3. ..............................................34 3.3 Availability of Types of Advances............................................................21 --------------------------------- 3...........................................................34 3.4 Funding Indemnification .............................................................35 3.5 Taxes .................................................................................................35 3.6 Lender Statements; Survival of Indemnity................................................36

Yield Protection. 20 ---------------- 30 3.2. Changes in Capital Adequacy Regulations......................................................21 --------------------------------------- Regulations ........................ 31 3.3. Availability of Types of Advances............................................................21 --------------------------------- 3.Syndicated Advances ................... 31 3.4. Funding Indemnification ........................................ 32 3.5. Mitigation; Lender Statements; Survival of Indemnity ........... 32 ARTICLE IV CONDITIONS PRECEDENT 4.1. Effectiveness; Initial Advance .................................