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CAPITAL ONE MASTER TRUST
Trust Excess Spread Analysis
02-AUG
Card Trust COMT 02-3 COMT 02-4
Deal Size $1350MM $750MM
Expected Maturity(Class A): 04/15/05 05/15/07
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Portfolio Yield 21.29% 21.29%
LESS: (Wt Avg) Coupon 2.09% 4.60%
SVC Fees 2.00% 2.00%
Net Charge-Offs 4.15% 4.15%
Excess Spread: Aug-02 13.06% 10.54%
Jul-02 12.73% 10.35%
Jun-02 11.71% 10.33%
3-Mo Avg Excess Spread 12.50% 10.41%
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Delinquents:30 to 59 days 1.71% 1.71%
60 to 89 days 1.19% 1.19%
90+ days 2.42% 2.42%
Gross Monthly Payment Rate 16.46% 16.46%
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CAPITAL ONE MASTER TRUST
(**) This material is for informational purposes only and is not an
offer of securities for sale in the United States. These securities
will not be and have not been registered under the Securities Act of
1933 and may not be offered or sold in the United States absent
registration or an applicable exemption from the registration requirements.
Capital One Master Trust performance statistics are also available at the
Capital One web site:
▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇/▇▇▇▇▇▇/▇▇▇▇▇▇▇▇▇▇/▇▇▇.▇▇▇▇▇
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* Represents Non-US Denominated Transactions.
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