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EXHIBIT (d)(2)(b)
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EXHIBIT A
INVESTMENT ADVISORY AGREEMENT
BETWEEN
NATIONWIDE SEPARATE ACCOUNT TRUST
AND
VILLANOVA GLOBAL ASSET MANAGEMENT TRUST
Effective December 18, 2001
FUNDS OF THE TRUST ADVISORY FEES EFFECTIVE DATE
Gartmore GVIT Emerging Markets Fund. . . . 1.15% of the Fund's average August 30, 2000
daily net assets
Gartmore GVIT International Growth Fund. . 1.00% of the Fund's average August 30, 2000
daily net assets
Gartmore GVIT Global Leaders Fund. . . . . 1.00% of the Fund's average Not Seeded
daily net assets
▇▇▇▇▇▇▇▇ ▇▇▇▇ European Leaders Fund. . . . 1.00% of the Fund's average Not Seeded
(formerly Gartmore NSAT European . . . . daily net assets
Growth Fund)
Gartmore GVIT Global Small Companies Fund. 1.15% of the Fund's average Not Seeded
daily net assets
Gartmore GVIT OTC Fund . . . . . . . . . . 1.00% of the Fund's average Not Seeded
daily net assets
Gartmore GVIT Asia Pacific Leaders Fund. . 1.00% of the Fund's average Not Seeded
daily net assets
Gartmore GVIT Global Financial . . . . . . 1.00% of the Fund's average December 18, 2001
Services Fund . . . . . . . . . . . . . daily net assets
Gartmore GVIT Global Utilities Fund. . . . 0.80% of the Fund's average December 18, 2001
daily net assets
ADVISER
VILLANOVA GLOBAL ASSET MANAGEMENT TRUST
By: /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
Name: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
Title: V.P. - Assistant General Counsel
TRUST
NATIONWIDE SEPARATE ACCOUNT TRUST
By: /s/ ▇▇▇▇ ▇▇▇▇▇▇
Name: ▇▇▇▇ ▇▇▇▇▇▇
Title: Assistant Treasurer
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