EXHIBIT 99.7
SERVICER'S CERTIFICATION
Re: (i) Servicing and Administration Agreement dated as of October
26, 2001 (the "Servicing Agreement") between Bear ▇▇▇▇▇▇▇
Investment Products Inc.("BSIP"), Whole Auto Loan Trust and
DaimlerChrysler Services North America LLC (DCS"), as successor
to Chrysler Financial Company LLC, and (ii) the Agreement to
Subservice and Acknowledgment dated as of December 12, 2002
among DCS, Bear ▇▇▇▇▇▇▇ Asset Receivables Corp. ("BSARC"), Bear
▇▇▇▇▇▇▇ Asset Backed Funding Inc. and BSIP
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I, ▇. ▇. ▇▇▇▇▇, the Vice President and Chief Financial Officer of DCS, certify
to BSABF and BSARC and their respective officers, directors and affiliates,
and with the knowledge and intent that they will rely upon this certification
that:
1. I have reviewed the servicing reports delivered to BSIP and BSARC under
the Servicing Agreement for 2002;
2. Based on my knowledge, the information in these reports, taken as a
whole, does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made in light of the
circumstances under which such statements were made, not misleading as of the
last day of the period covered by such reports;
3. Based on my knowledge, the servicing information required to be provided
to BSARC by DCS under the Servicing Agreement is included in these reports;
4. I am responsible for reviewing the activities performed by DCS under the
Servicing Agreement and based upon the review required under the Servicing
Agreement, and except as disclosed in the report for such review, DCS has
fulfilled its obligations under the Servicing Agreement; and
5. I have disclosed to BSABF and BSARC all significant deficiencies relating
to the servicer's compliance with the minimum servicing standards in
accordance with a review conducted in compliance with the Uniform Single
Attestation Program for Mortgage Bankers as set forth in the Servicing
Agreement.
/s/ ▇.▇. ▇▇▇▇▇
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Name: ▇. ▇. ▇▇▇▇▇
Title: Vice President and
Chief Financial Officer
Date: March 24, 2003