EXHIBIT 32.2
--------------------------------------------------------------------------------
FRONTIER FINANCIAL CORPORATION AND SUBSIDIARIES
--------------------------------------------------------------------------------
CERTIFICATION OF CHIEF FINANCIAL OFFICER
--------------------------------------------------------------------------------
CERTIFICATION OF CHIEF FINANCIAL OFFICER
PURSUANT TO SECTION 906 OF THE ▇▇▇▇▇▇▇▇-▇▇▇▇▇ ACT OF 2002
I, ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇, the Chief Financial Officer of Frontier Financial
Corporation (the "Company"), hereby certify, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the ▇▇▇▇▇▇▇▇-▇▇▇▇▇ Act of 2002, that:
1. the Form 10-Q of the Company for the quarter ended June 30, 2006 (the "Form
10-Q"), fully complies with requirements of Section 13(a) or 15(d) of the
Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d); and
2. the information contained in the Form 10-Q fairly presents, in all material
respects, the financial condition and results of operations of the Company.
July 31, 2006 /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇
------------- --------------------
Date Chief Financial Officer