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EXHIBIT 4(ii)
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CONTRACT AMENDMENT
The purpose of this Amendment is to qualify the policy as an annuity contract in
accordance with Section 72(s) of the Internal Revenue Code of 1954, as amended.
The provisions of this Amendment shall apply even if they differ with any other
provisions of the policy. We reserve the right to change any provisions in this
policy in order to comply with any further requirements, regulations, or rulings
pertaining to Section 72(s).
Pursuant to the requirements of the Tax Reform Act of 1984, this Contract is
amended as follows:
1. A Contingent Owner, if named, must be the spouse of the Contract Owner.
2. If the Contract Owner dies before the Income Date, the entire Contract
Value will be distributed within five (5) years of the date of death
unless:
(i) It is payable over the lifetime of a designated Beneficiary
with distributions beginning within one (1) year of the date
of death; or
(ii) The Contingent Owner, if any, continues the Contract in his or
her own name.
3. An election by a Beneficiary to receive periodic payments in lieu of a
lump sum payment, must be made within sixty (60) days after the date on
which such limp sum first becomes payable.
Sentry Investors Life Insurance Company
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▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇, Secretary