Citi SMRT Card CARDMEMBER’S AGREEMENT
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https://www.citibank.com.sg/global_docs/pdf/Citibank_SMRT_platinum_visa_cardmembers_agreement.pdf?icid=SGIVAAPENGLBLSBIV&ecid=SMFNNSGETBENET&lid=IPBENCBGHOHETLCitigoldUnless the owner has removed it from the web, you can access the full document via its original URL:
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