Ex-7l
AMENDMENT NO. 12
to the
VARIABLE ANNUITY GMIB REINSURANCE AGREEMENT
Effective March 1, 2005
Between
▇▇▇▇▇▇▇ NATIONAL LIFE INSURANCE COMPANY
("CEDING COMPANY")
and
ACE TEMPEST LIFE REINSURANCE LTD.
("REINSURER")
Effective April 6, 2009, this Amendment is hereby attached to and becomes a part
of the above-described Reinsurance Agreement. It is mutually agreed that the
Agreement will be amended to include new investment funds, to show fund mergers,
to add new Guaranteed Minimum Death Benefit forms designed to handle conversions
of older GMDBs and to update the reinsurance premium rates for policies with the
new Guaranteed Minimum Death Benefits. To effect these changes, the following
provision of this Agreement is hereby amended:
|X| Schedule B-1, Contracts Subject to this Reinsurance Agreement, amendment #
11, is hereby replaced by the attached Schedule B-1.
|X| Schedule B-2, Subaccounts Subject to this Reinsurance Agreement, amendment
# 11, is hereby replaced by the attached Schedule B-2.
|X| Schedule D, QUARTERLY REINSURANCE PREMIUM RATE, Amendment # 11, is hereby
replaced by the attached Schedule ▇.
▇▇▇▇▇▇▇ National Life Insurance Company ACE Tempest Life Reinsurance Ltd.
By ▇▇▇▇ ▇. ▇▇▇▇▇ By ▇▇▇▇ ▇▇▇▇▇
Name ▇▇▇▇ ▇. ▇▇▇▇▇ Name ▇▇▇▇ ▇▇▇▇▇
Title SVP & Chief Actuary Title SVP & Chief Pricing Officer
Date 3/20/09 Date 3/17/09
SCHEDULE B-1
ANNUITY CONTRACTs Subject to this Reinsurance Agreement
Perspective II and Fifth Third Perspective II
o VA220 is an individual flexible premium variable and fixed annuity
o VA220G is a group flexible premium variable and fixed annuity
o This product has two Contract options:
o Separate Account Investment Division option and
o Fixed Account Option.
A) Separate Account Investment Division Option
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in shares of one of the corresponding
Series of the underlying fund of the JNL Series Trust and JNL Variable
Fund LLC (see Schedule B-2).
B) Guaranteed Minimum Income Benefits
Form Number* Policy Description
7454 FutureGuard effective 10/4/2004
7485 FutureGuard effective 5/2/2005
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007
7524A WA 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7551 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008
7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
C) Optional Benefits
Form Number* Policy Description
7360 Earnings Protection Benefit effective 10/4/2004
7461 Death Benefit Option (4% Rollup) effective 10/4/2004
7476 Death Benefit Option (4% Rollup) effective 5/2/2005
7463 Death Benefit Option (5% Rollup) effective 10/4/2004
7475 Death Benefit Option (5% Rollup) effective 5/2/2005
7470 Death Benefit Option (HAV) effective 10/4/2004
7512 Death Benefit Option (HAV) effective 1/16/2007
7462 Death Benefit Option (Comb HAV and 4% Rollup) effective
10/4/2004
7479 Death Benefit Option (Comb HAV and 4% Rollup) effective
5/2/2005
7464 Death Benefit Option (Comb HAV and 5% Rollup) effective
10/4/2004
7478 Death Benefit Option (Comb HAV and 5% Rollup) effective
5/2/2005
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective
1/16/2007
7557 Death Benefit Option (5% Rollup) effective 10/6/2008
7559 Death Benefit Option (6% Rollup) effective 10/6/2008
7556 Death Benefit Option (HQV) effective 10/6/2008
7558 Death Benefit Option (Comb HQV and 5% Rollup) effective
10/6/2008
7560 Death Benefit Option (Comb HQV and 6% Rollup) effective
10/6/2008
7595 Death Benefit Option (HQV) effective 4/6/2009
7596 Death Benefit Option (5% Rollup) effective 4/6/2009
7598 Death Benefit Option (6% Rollup) effective 4/6/2009
7597 Death Benefit Option (Comb HQV and 5% Rollup) effective
4/6/2009
7599 Death Benefit Option (Comb HQV and 6% Rollup) effective
4/6/2009
7349 20% Additional Free Withdrawal
7465 Shortened W/D Charge Period (5 years) effective 10/4/2004
7466 Shortened W/D Charge Period (3 years) effective 10/4/2004 -
not available for contracts issued after 4/30/2006
7346 03/03 Premium Credit (4%)
7348 03/03 Premium Credit (2%)
7352 03/03 Premium Credit (3%)
7507 Premium Credit (5%)
7380 Reduced Administration Charge
Washington State Only
7471WA Death Benefit Option (3% Rollup) effective 10/4/2004
7481WA Death Benefit Option (3% Rollup) effective 5/2/2005
7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective
10/4/2004
7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective
5/2/2005
7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective
1/16/2007
7556AWA Death Benefit Option (HQV) effective 10/6/2008
7564AWA Death Benefit Option (3%) effective 10/6/2008
7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
10/6/2008
7595AWA Death Benefit Option (HQV) effective 4/6/2009
7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009
7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
4/6/2009
Perspective A Series
o VA230 is an individual flexible premium variable and fixed annuity
o VA230G is a group flexible premium variable and fixed annuity
A) Separate Account Investment Division Option
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in Class A shares of one of the
corresponding Series of the underlying fund of the JNL Series
Trust and JNL Variable Fund LLC (see Schedule B-2).
B) Guaranteed Minimum Income Benefits
Form Number* Policy Description
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007
7524A WA 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7551 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008
7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
C) Optional Benefits
Form Number* Policy Description
7360 Earnings Protection
7474 Death Benefit Option (Return of Premium)
7475 Death Benefit Option (5% Rollup)
7476 Death Benefit Option (4% Rollup)
7477 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective
1/16/2007
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective
1/16/2007
7479 Death Benefit Option (Comb HAV and 4% Rollup)
7557 Death Benefit Option (5% Rollup) effective 10/6/2008
7559 Death Benefit Option (6% Rollup) effective 10/6/2008
7556 Death Benefit Option (HQV) effective 10/6/2008
7558 Death Benefit Option (Comb HQV and 5% Rollup) effective
10/6/2008
7560 Death Benefit Option (Comb HQV and 6% Rollup) effective
10/6/2008
7595 Death Benefit Option (HQV) effective 4/6/2009
7596 Death Benefit Option (5% Rollup) effective 4/6/2009
7598 Death Benefit Option (6% Rollup) effective 4/6/2009
7597 Death Benefit Option (Comb HQV and 5% Rollup) effective
4/6/2009
7599 Death Benefit Option (Comb HQV and 6% Rollup) effective
4/6/2009
7507 Premium Credit (5%)
Washington State Only
7481WA Death Benefit Option (3% Rollup)
7482WA Death Benefit Option (Comb HAV and 3% Rollup)
7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective
1/16/2007
7556AWA Death Benefit Option (HQV) effective 10/6/2008
7564AWA Death Benefit Option (3%) effective 10/6/2008
7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
10/6/2008
7595AWA Death Benefit Option (HQV) effective 4/6/2009
7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009
7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
4/6/2009
Perspective L Series
o VA210 is an individual flexible premium variable and fixed annuity
o VA210G is a group flexible premium variable and fixed annuity
A) Separate Account Investment Division Option
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in Class A shares of one of the
corresponding Series of the underlying fund of the JNL Series Trust
and JNL Variable Fund LLC (see Schedule B-2).
B) Guaranteed Minimum Income Benefits
Form Number* Policy Description
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007
7524A WA 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7551 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008
7551 A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
7551 A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
C) Optional Benefits
Form Number* Policy Description
7346 03/03 Premium Credit (4%)
7348 03/03 Premium Credit (2%)
7352 03/03 Premium Credit (3%)
7507 Premium Credit (5%)
7360 Earnings Protection
7380 Reduced Administration Charge
7470 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective
1/16/2007
7475 Death Benefit Option (5% Rollup)
7476 Death Benefit Option (4% Rollup)
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective
1/16/2007
7479 Death Benefit Option (Comb HAV and 4% Rollup)
7557 Death Benefit Option (5% Rollup) effective 10/6/2008
7559 Death Benefit Option (6% Rollup) effective 10/6/2008
7556 Death Benefit Option (HQV) effective 10/6/2008
7558 Death Benefit Option (Comb HQV and 5% Rollup) effective
10/6/2008
7560 Death Benefit Option (Comb HQV and 6% Rollup) effective
10/6/2008
7595 Death Benefit Option (HQV) effective 4/6/2009
7596 Death Benefit Option (5% Rollup) effective 4/6/2009
7598 Death Benefit Option (6% Rollup) effective 4/6/2009
7597 Death Benefit Option (Comb HQV and 5% Rollup) effective
4/6/2009
7599 Death Benefit Option (Comb HQV and 6% Rollup) effective
4/6/2009
Washington State Only
7481WA Death Benefit Option (3% Rollup)
7482WA Death Benefit Option (Comb HAV and 3% Rollup)
7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective
1/16/2007
7556AWA Death Benefit Option (HQV) effective 10/6/2008
7564AWA Death Benefit Option (3%) effective 10/6/2008
7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
10/6/2008
7595AWA Death Benefit Option (HQV) effective 4/6/2009
7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009
7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
4/6/2009
Perspective Advisors II
o VA410 is an individual flexible premium variable and fixed annuity
o VA410G is a group flexible premium variable and fixed annuity
A) Separate Account Investment Division Option
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in shares of one of the corresponding
Series of the underlying fund of the JNL Series Trust and JNL Variable
Fund LLC. Share class is the 12b-1-share class. (see Schedule B-2).
B) Guaranteed Minimum Income Benefits
Form Number* Policy Description
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007
7524A WA 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7551 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008
7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
C) Optional Benefits
Form Number* Policy Description
7360 Earnings Protection
7460 Premium Credit (2%)
7470 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective
1/16/2007
7475 Death Benefit Option (5% Rollup)
7476 Death Benefit Option (4% Rollup)
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective
1/16/2007
7479 Death Benefit Option (Comb HAV and 4% Rollup)
7557 Death Benefit Option (5% Rollup) effective 10/6/2008
7559 Death Benefit Option (6% Rollup) effective 10/6/2008
7556 Death Benefit Option (HQV) effective 10/6/2008
7558 Death Benefit Option (Comb HQV and 5% Rollup) effective
10/6/2008
7560 Death Benefit Option (Comb HQV and 6% Rollup) effective
10/6/2008
7595 Death Benefit Option (HQV) effective 4/6/2009
7596 Death Benefit Option (5% Rollup) effective 4/6/2009
7598 Death Benefit Option (6% Rollup) effective 4/6/2009
7597 Death Benefit Option (Comb HQV and 5% Rollup) effective
4/6/2009
7599 Death Benefit Option (Comb HQV and 6% Rollup) effective
4/6/2009
Washington State Only
7471WA Death Benefit Option (3% Rollup) effective 10/4/2004
7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective
10/4/2004
7481WA Death Benefit Option (3% Rollup) effective 5/2/2005
7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective
5/2/2005
7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective
1/16/2007
7556AWA Death Benefit Option (HQV) effective 10/6/2008
7564AWA Death Benefit Option (3%) effective 10/6/2008
7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
10/6/2008
7595AWA Death Benefit Option (HQV) effective 4/6/2009
7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009
7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
4/6/2009
Retirement Latitudes
o VA310 is an individual flexible premium variable and fixed annuity
o VA310G is a group flexible premium variable and fixed annuity
A) Separate Account Investment Division Option
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in Class A shares of one of the
corresponding Series of the underlying fund of the JNL Series Trust
and JNL Variable Fund LLC (see Schedule B-2).
B) Guaranteed Minimum Income Benefits
Form Number* Policy Description
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007
7524A WA 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state,
effective 12/3/2007
7551 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008
7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective
10/6/2008 for Washington state
C) Optional Benefits
Form Number* Policy Description
7500 Additional Free Withdrawal Option (20% of Premium)
7360 Earnings Protection
7470 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective
1/16/2007
7475 Death Benefit Option (5% Rollup)
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective
1/16/2007
7557 Death Benefit Option (5% Rollup) effective 10/6/2008
7559 Death Benefit Option (6% Rollup) effective 10/6/2008
7556 Death Benefit Option (HQV) effective 10/6/2008
7558 Death Benefit Option (Comb HQV and 5% Rollup) effective
10/6/2008
7560 Death Benefit Option (Comb HQV and 6% Rollup) effective
10/6/2008
7595 Death Benefit Option (HQV) effective 4/6/2009
7596 Death Benefit Option (5% Rollup) effective 4/6/2009
7598 Death Benefit Option (6% Rollup) effective 4/6/2009
7597 Death Benefit Option (Comb HQV and 5% Rollup) effective
4/6/2009
7599 Death Benefit Option (Comb HQV and 6% Rollup) effective
4/6/2009
7346 03/03 Premium Credit (4%)
7507 Premium Credit (5%), effective 1/16/2007
7380 Reduced Administration Charge
7499 Shorten Withdrawal Charge Period to 4 Years
Washington State Only
7481WA Death Benefit Option (3% Rollup)
7482WA Death Benefit Option (Comb HAV and 3% Rollup)
7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective
1/16/2007
7556AWA Death Benefit Option (HQV) effective 10/6/2008
7564AWA Death Benefit Option (3%) effective 10/6/2008
7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
10/6/2008
7595AWA Death Benefit Option (HQV) effective 4/6/2009
7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009
7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective
4/6/2009
* Includes any state specific variation of the above-described forms as of the
EFFECTIVE DATE and any subsequent state specific variation, if such subsequent
state specific variation does not have any impact on the risk assumed by the
REINSURER. The CEDING COMPANY shall notify the REINSURER of any state specific
variation after the EFFECTIVE DATE which could have any impact on the risk
assumed by the REINSURER and such variation shall be treated the same as a
policy form change under Article IV, Section B, provided that the REINSURER
shall not unreasonably refuse to approve such subsequent state specific
variation.
JNL ACE 2005 Treaty Schedule B-1 Amendment # 12
SCHEDULE B-2
Subaccounts Subject to this Reinsurance Agreement
--------------------------------------- ------------------------------------------------------------------- ------------------------
Fund Name Comment Product Availability
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/AIM International Growth Fund Named changed from JNL/▇▇▇▇▇▇ International Equity Fund effective All
5/2/05 and from JNL/JPM International Equity Fund effective
12/3/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/AIM Large Cap Growth Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/AIM Global Real Estate Fund New 5/2/05, Name changed from JNL/AIM Real Estate Fund effective All
10/6/2008
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/AIM Small Cap Growth Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Capital Guardian Global Balanced Name changed from JNL/FMR Balanced Fund effective 4/30/2007 and All
Fund from JNL/FI Balanced Fund effective 12/3/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Capital Guardian Global Diversified Name changed from JNL/Select Global Growth Fund effective All
Research Fund 12/3/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Capital Guardian International New 12/3/2007 All
Small Cap Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Capital Guardian U.S. Growth Equity Name changed from JNL/Select Large Cap Growth Fund effective All
Fund 12/3/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Credit Suisse Global Natural New 1/16/2007 All
Resources
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Credit Suisse Long/Short New 1/16/2007 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Eagle Core Equity Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Eagle Small Cap Equity Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Franklin ▇▇▇▇▇▇▇▇▇ Founding New 1/16/2007 All
Strategy
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Franklin ▇▇▇▇▇▇▇▇▇ Global Growth New 1/16/2007 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Franklin ▇▇▇▇▇▇▇▇▇ Income Fund New 5/1/2006 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Franklin ▇▇▇▇▇▇▇▇▇ Mutual Shares New 1/16/2007 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Franklin ▇▇▇▇▇▇▇▇▇ Small Cap Value New 5/2/05 All
Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇▇▇▇▇▇▇ Sachs Core Plus Bond Fund Name changed from JNL/Salomon Brothers Strategic Bond Fund All
effective 5/1/2006, from JNL/Western Strategic Bond Fund
effective 1/16/2007, and from JNL/Western Asset Strategic Bond
Fund effective 4/30/2007.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇▇▇▇▇▇▇ ▇▇▇▇▇ Emerging Markets Debt New 10/6/2008 All
Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇▇▇▇▇▇▇ Sachs Mid Cap Value Fund New 5/2/05 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇▇▇▇▇▇▇ ▇▇▇▇▇ Short Duration Bond New 5/1/2006 All
Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL Institutional Alt 20 New 4/6/2009 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL Institutional Alt 35 New 4/6/2009 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL Institutional Alt 50 New 4/6/2009 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL Institutional Alt 65 New 4/6/2009 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/JPMorgan International Value Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/JPMorgan Mid-Cap Growth Fund Name changed from JNL/FMR Capital Growth Fund All
effective 5/1/2006, from JNL/FMR Mid-Cap Equity Fund
effective 4/30/2007, and from JNL/FI Mid-Cap Equity Fund
effective 12/3/2007. Also, JNL/▇▇▇▇▇▇ Mid-Cap Growth Fund was
merged with this fund effective 12/3/2007.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/JPMorgan U.S. Government & Quality Name changed from JNL/Salomon Brothers U.S. Govt. & Quality Bond All
Bond Fund Fund effective 5/1/2006,from JNL/Western U.S. Govt. & Quality
Bond Fund effective 1/16/2007, and from JNL/Western Asset U.S.
Govt. & Quality Bond Fund effective 4/30/2007.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Lazard Emerging Markets Fund New 5/1/2006 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Lazard Mid Cap Equity Fund Name changed from JNL/Lazard Mid Cap Value Fund effective All
3/31/2008
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/M&G Global Basics Fund New 10/6/2008 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/M&G Global Leaders Fund New 10/6/2008 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management 10 X 10 New 4/30/2007. All but Retirement
Fund Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management 25 Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Bond All
Index Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management All but Retirement
Communications Sector Fund Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management
Consumer Brands Sector Fund All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Oil & Gas Name changed from JNL/Mellon Capital Management Energy Sector All but Retirement
Sector Fund Fund effective 5/2/2005 Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management European New 10/6/2008 All
30 Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Financial All but Retirement Latitudes
Sector Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Global 15 All
Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management All
International Index Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Index 5 New 4/30/2007. All but Retirement
Fund Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management JNL 5 All
Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management JNL New 5/1/2006 All
Optimized 5 Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Name changed from JNL/Mellon Capital Management All but Retirement
Healthcare Sector Fund Pharmaceutical/Healthcare Sector Fund effective 5/2/05 Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management NYSE(R) New 4/30/2007. All but Retirement
International 25 Fund Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Pacific New 10/6/2008 All
Rim 30 Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management S&P (R) New 4/30/2007. All but Retirement
▇▇▇▇ 60 Fund Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management S&P (R) New 5/1/2006 All
24 Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management S&P 400 All
MidCap Index Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management S&P 500 Effective 4/6/2009, the JNL/Mellon Capital Management Enhanced All
Index Fund S&P 500 Stock Index fund was merged into this fund.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Select All
Small-Cap Fund
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--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management Small Cap Effective 4/6/2009, the JNL/Lazard Small Cap Equity fund was All
Index Fund merged into this fund.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management All but Retirement
Technology Sector Fund Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management ▇▇▇ ▇▇ New 1/17/2006 All
Dividend
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management The Dowsm Name changed effective 1/17/2006 All
10 Fund
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JNL/Mellon Capital Management The Name changed effective 1/17/2006 All
S&P(R) 10 Fund
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--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Mellon Capital Management VIP Fund All
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JNL/Mellon Capital Management Nasdaq(R) Name changed from JNL/Mellon Capital Management Nasdaq(R)15 Fund All
25 Fund effective 12/3/2007
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JNL/Mellon Capital Management Value Name changed from JNL/Mellon Capital Management Value Line(R) 25 All
Line(R)30 Fund Fund effective 12/3/2007
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JNL/▇▇▇▇▇▇▇▇▇▇▇ Global Growth Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
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JNL/▇▇▇ Asia ex-Japan Fund New 3/31/2008 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
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JNL/▇▇▇ China-India Fund New 3/31/2008 All
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--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/PIMCO Real Return New 1/16/2007 All
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JNL/PIMCO Total Return Bond Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/PPM America Core Equity Fund Name changed from JNL/▇▇▇▇▇▇ Equity Fund effective 12/3/2007 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/ PPM America High Yield Bond Fund Name changed from JNL/Salomon Brothers High Yield Bond Fund All
effective 5/1/2006, from JNL/Western High Yield Bond Fund
effective 1/16/2007, and from JNL/Western Asset High Yield Bond
Fund effective 4/30/2007.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/PPM America Mid-Cap Value Fund New 3/31/2008 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/PPM America Small Cap Value Fund New 3/31/2008 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
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JNL/PPM America Value Equity Name changed from JNL/▇▇▇▇▇▇ Value Equity Fund effective All (Exclusion of
1/16/2007 Retirement Latitudes was
lifted eff 10/6/08)
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Red Rocks Listed Private Equity New 10/6/2008 All
Fund
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P 4 Fund New 12/3/2007 All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Competitive Advantage Fund New 12/3/2007 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Disciplined Moderate New 1/16/2007 All but Fifth Third
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Disciplined Moderate Growth New 1/16/2007 All but Fifth Third
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Disciplined Growth New 1/16/2007 All but Fifth Third
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Dividend Income & Growth Fund New 12/3/2007 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Intrinsic Value Fund New 12/3/2007 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Managed Growth Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Managed Aggressive Growth Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Managed Conservative Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Managed Moderate Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Managed Moderate Growth Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Retirement Income New 1/17/2006 All but Fifth Third and
Retirement Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Retirement 2015 New 1/17/2006 All but Fifth Third and
Retirement Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Retirement 2020 New 1/17/2006 All but Fifth Third and
Retirement Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Retirement 2025 New 1/17/2006 All but Fifth Third and
Retirement Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/S&P Total Yield Fund New 12/3/2007 All but Retirement
Latitudes
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Select Balanced Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Select Money Market Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/Select Value Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇. ▇▇▇▇ Price Established Growth JNL/Alliance Capital Growth Fund was merged with this fund All
Fund 5/2/05. JNL/▇▇▇▇▇ Growth Fund and JNL ▇▇▇▇▇▇▇▇▇▇▇ Growth Fund
were merged with this fund on 4/30/2007.
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇. ▇▇▇▇ Price Mid-Cap Growth Fund
All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL/▇. ▇▇▇▇ Price Value Fund All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Fifth Third Balanced VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only
and was liquidated effective 10/12/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Fifth Third Disciplined Value VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only
and was liquidated effective 10/12/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Fifth Third Mid Cap VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only
and was liquidated effective 10/12/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Fifth Third Quality Growth VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only
and was liquidated effective 10/12/2007
--------------------------------------- ------------------------------------------------------------------- ------------------------
------------------------------------------------------------------------------------------------------------------------------------
JNL General Account
------------------------------------------------------------------------------------------------------------------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Guaranteed Five Year Fixed All but Advisors II and
Perspective A Series
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
12 Month DCA All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
6 Month DCA All
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Guaranteed One Year Fixed All but Advisors II
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Guaranteed Seven Year Fixed All but Advisors II and
Perspective A Series
--------------------------------------- ------------------------------------------------------------------- ------------------------
--------------------------------------- ------------------------------------------------------------------- ------------------------
Guaranteed Three Year Fixed All but Advisors II and
Perspective A Series
--------------------------------------- ------------------------------------------------------------------- ------------------------
JNL ACE 2005 Treaty Schedule B-2 Amendment 12
SCHEDULE D
QUARTERLY REINSURANCE PREMIUM RATE
The QUARTERLY REINSURANCE PREMIUM RATE, subject to the terms and conditions of
this Agreement, is shown in the table below for each GMIB TYPE. It applies to
all CONTRACT TYPEs, and is guaranteed while the reinsurance coverage is in
effect.
GMIB TYPE Form Number Quarterly Rate
If has not elected GMDB forms 7557, 7558, 7559, 7560, 7596, 7597, 7598, 7599:
7454, 7485, ▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇ Unisex .XXXXX
7524, ▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇ Unisex .XXXXX
7551, ▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇ Unisex .XXXXX
If has elected GMDB forms 7557, 7558, 7559, 7560, 7596, 7597, 7598, 7599:
7454, 7485, ▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇ Unisex .XXXXX
7524, ▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇ Unisex .XXXXX
7551, ▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇ Unisex .XXXXX
JNL ACE 2005 Treaty Schedule D Amendment # 12
