AGREEMENT MADE PURSUANT TO RULE 13d-1(k)(1) JOINT FILING AGREEMENT

                                                             EXHIBIT 1

                   AGREEMENT MADE PURSUANT TO RULE         
                             13d-1(k)(1)


                        JOINT FILING AGREEMENT

          Each of the parties hereto agrees that pursuant to Rule
13d-1(k)(1) of Regulation 13D-G promulgated by the Securities and
Exchange Commission pursuant to the Securities Exchange Act of
1934, as amended, the Schedule 13D of which this Agreement is
made an exhibit is filed on behalf of it.


Date: April 8, 1999


                             INVESTMENT ANNUITY OF ▇▇▇▇▇▇ ▇▇▇▇▇

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                                   ▇▇▇▇▇▇ ▇▇▇▇▇/Beneficiary


                                        NEW NIBCO, INC.

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                                   ▇▇▇▇▇▇ ▇▇▇▇▇/President


                                        NIBCO NEVADA, INC.

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                                   ▇▇▇▇▇▇ ▇▇▇▇▇/President


                                             RHS CORP.

                                        s/▇▇▇▇▇▇ ▇▇▇▇▇

                                   ▇▇▇▇▇▇ ▇▇▇▇▇/President


                                        s/▇▇▇▇▇▇ ▇▇▇▇▇

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