SUBSERVICING SUPPLEMENT dated as of July 1, 2013 between OCWEN LOAN SERVICING, LLC and HLSS HOLDINGS, LLC
Exhibit 10.2
dated as of July 1, 2013
between
OCWEN LOAN SERVICING, LLC
and
HLSS HOLDINGS, LLC
CONTENTS
| Clause | Page | |||||
| ARTICLE I. |
DEFINITIONS |
1 | ||||
| 1.1 |
Definitions |
1 | ||||
| ARTICLE II. |
SUBSERVICING |
3 | ||||
| 2.1 |
Engagement as Subservicer |
3 | ||||
| 2.2 |
Servicing Transfer Procedures |
3 | ||||
| 2.3 |
Reference to Master Subservicing Agreement |
3 | ||||
| ARTICLE III. |
SERVICING FEES |
3 | ||||
| 3.1 |
Base Subservicing Fee |
3 | ||||
| 3.2 |
Performance Fee |
4 | ||||
| ARTICLE IV. |
MISCELLANEOUS |
4 | ||||
| 4.1 |
Incorporation |
4 | ||||
| 4.2 |
Third Party Beneficiaries |
4 | ||||
| SCHEDULE I |
Servicing Agreements | |
| SCHEDULE II |
Retained Servicing Fee Percentage | |
| SCHEDULE III |
Target Ratio Schedule |
This SUBSERVICING SUPPLEMENT, dated as of July 1, 2013 (this “Subservicing Supplement”), is by and between HLSS HOLDINGS, LLC, a Delaware limited liability company (“Servicer”), and OCWEN LOAN SERVICING, LLC, a Delaware limited liability company (“Ocwen”).
RECITALS:
WHEREAS, as of the applicable Servicing Transfer Date (as defined herein), Servicer will become the servicer of certain Mortgage Loans (as defined in the Master Subservicing Agreement) pursuant to the terms of those certain pooling and servicing agreements or other servicing agreements listed in Schedule I hereto; and
WHEREAS, Servicer and Ocwen are parties to that certain Master Subservicing Agreement dated as of October 1, 2012 (the “Master Subservicing Agreement”); and
WHEREAS, Servicer desires to engage Ocwen to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements listed in Schedule I hereto, as of the applicable Servicing Transfer Date (as defined herein), and Ocwen desires to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements, on the terms set forth in the Master Subservicing Agreement, as supplemented by this Subservicing Supplement.
NOW, THEREFORE, in consideration of the premises and mutual agreements hereinafter set forth and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound hereby, Servicer and Ocwen agree as follows:
ARTICLE I.
DEFINITIONS.
1.1 Definitions. (a) For purposes of this Subservicing Supplement, the following capitalized terms shall have the respective meanings set forth or referenced below.
“Base Subservicing Fee” has the meaning set forth in Section 3.1.
“Deferred Servicing Agreement” has the meaning set forth in the Sale Supplement.
“Excess Servicing Advances” shall mean, for any calendar month, the amount, if any, by which the outstanding Servicing Advances with respect to the Servicing Agreements as of the last day of such calendar month exceeds an amount equal to (a) the Target Ratio for such calendar month multiplied by (b) the unpaid principal balance of the Mortgage Loans subject to the Servicing Agreements as of the last day of such calendar month.
“Monthly Servicing Fee” shall mean, for each calendar month, the sum of the Base Subservicing Fee for such calendar month and the Seller Monthly Servicing Fee (as defined in the Sale Supplement) for such calendar month.
“Performance Fee” has the meaning set forth in Section 3.2.
“Retained Servicing Fee” shall mean, for any calendar month, an amount equal to the sum of (a) the product of the Retained Servicing Fee Percentage for such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements and the Deferred Servicing Agreements during such calendar month, and (b) the Retained Servicing Fee Shortfall, if any, for the immediately prior calendar month.
“Retained Servicing Fee Percentage” shall mean, for any calendar month, the percentage set forth on Schedule II to this Subservicing Supplement.
“Retained Servicing Fee Shortfall” shall mean, for any calendar month, beginning in July 2013, an amount equal to the excess, if any, of (a) the Retained Servicing Fee for such calendar month over (b) the excess, if any, of (x) the aggregate Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or pursuant to Sale Supplement, as applicable) over (y) the Monthly Servicing Fee for such calendar month.
“Sale Supplement” shall mean that certain Sale Supplement, dated as of the date hereof, between Servicer and Home Loan Servicing Solutions, Ltd., as Purchasers, and Ocwen, as Seller, as the same may be amended, supplemented or otherwise modified from time to time.
“Scheduled Termination Date” means, with respect to each Subject Servicing Agreement serviced pursuant to this Subservicing Supplement, the date which is six (6) years after the closing date of the initial acquisition of assets pursuant to the Sale Supplement.
“Servicing Agreement” shall mean each of the pooling and servicing agreements or other servicing agreements listed in Schedule I hereto.
“Servicing Fees” shall mean, with respect to any Servicing Agreement, the servicing fees payable to Servicer and Home Loan Servicing Solutions, Ltd. under the Sale Supplement and the Subject Servicing Agreements, including each “servicing fee” payable based on a percentage of the outstanding principal balance of the Mortgage Loans serviced pursuant to such Servicing Agreement, but excluding any Ancillary Income, Prepayment Interest Excess or any amounts earned in connection with the investment of funds in the related Custodial Accounts and Escrow Accounts.
“Servicing Transfer Date” shall have the meaning specified in the Sale Supplement.
“Subject Servicing Agreement” shall mean, as of any date of determination, each Servicing Agreement with respect to which the Servicing Transfer Date has occurred on or prior to such date and with respect to which the Subservicing Termination Date has not occurred on or prior to such date.
“Target Ratio” for each calendar month shall mean the amount specified in Schedule III with respect to such month.
(b) Any capitalized term used but not defined in this Subservicing Supplement shall have the meaning assigned to such term in the Master Subservicing Agreement.
ARTICLE II.
SUBSERVICING
2.1 Engagement as Subservicer. Servicer hereby engages Ocwen to act as subservicer, and Ocwen agrees to act as subservicer, with respect to the Mortgage Loans relating to those certain pooling and servicing agreements or other servicing agreements listed in Schedule I hereto (the “Subject Servicing Agreements”) pursuant to the terms of the Master Subservicing Agreement, as supplement by this Subservicing Supplement, on and after the related Servicing Transfer Date for such Subject Servicing Agreement. Except as set forth in this Subservicing Supplement or the Master Subservicing Agreement, Ocwen further agrees to be responsible for performing all of the duties and obligations of Servicer and its subservicers under each Subject Servicing Agreement, and to meet any standards and fulfill any requirements applicable to Servicer or its subservicer under each Subject Servicing Agreement on and after the related Servicing Transfer Date.
2.2 Servicing Transfer Procedures. Servicer and Ocwen each covenant and agree to following the Servicing Transfer Procedures agreed pursuant to the Sale Supplement with respect to each Subject Servicing Agreement.
2.3 Reference to Master Subservicing Agreement. Each of Servicer and Subservicer agrees that (a) this Subservicing Supplement is a “Subservicing Supplement” executed pursuant to Section 2.1 of the Master Subservicing Agreement, (b) the terms of this Subservicing Supplement are hereby incorporated into the Master Subservicing Agreement with respect to the Subject Servicing Agreements and the related Mortgage Loans to the extent set forth therein, (c) each of the Subject Servicing Agreements listed in Schedule I is a “Subject Servicing Agreement” as such term is used in the Master Subservicing Agreement on and after the related Servicing Transfer Date, and (d) the terms of this Subservicing Supplement apply to the Subject Servicing Agreements specified herein and not to any other “Subject Servicing Agreement” as that term is used in the Master Subservicing Agreement. In the event of any conflict between the provisions of this Subservicing Supplement and the Master Subservicing Agreement, the terms of this Subservicing Supplement shall prevail.
ARTICLE III.
SERVICING FEES
3.1 Base Subservicing Fee. As compensation for its services with respect to the Subject Servicing Agreements, Servicer shall pay Ocwen a monthly base subservicing fee for each calendar month during which Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement equal to 12.00% of the
Subservicing Supplement
aggregate Servicing Fees actually received by Servicer and Home Loan Servicing Solutions, Ltd. pursuant to the Subject Servicing Agreements during such calendar month (the “Base Subservicing Fee”).
3.2 Performance Fee. Servicer shall pay to Ocwen for each calendar month during which Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement a performance fee (the “Performance Fee”) equal to the greater of (a) zero and (b) the excess, if any, of the aggregate of all Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or pursuant to the Sale Supplement, as applicable) over the sum of (i) the Monthly Servicing Fee for such calendar month and (ii) the Retained Servicing Fee for such calendar month, multiplied by (y) a fraction, (i) the numerator of which is the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month and (ii) the denominator of which is equal to the sum of the average unpaid principal balance of all Mortgage Loans subject to the Deferred Servicing Agreements during such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month, or such other allocation percentage which is agreed by Servicer and Ocwen (the “Allocation Percentage”). The Performance Fee, if any, for any calendar month will be reduced by 3.00% per annum (i.e., 0.25% per month) of the Excess Servicing Advances, if any, for such calendar month multiplied by the Allocation Percentage, and the amount of any such reduction in the Performance Fee shall be retained by Servicer. If the Closing Date does not occur on the first day of a calendar month, the Performance Fee for the period from the Closing Date to the last of the calendar month in which the Closing Date occurs shall be calculated in a pro rata manner based on the number of days in such period.
ARTICLE IV.
MISCELLANEOUS
4.1 Incorporation. The provisions of Article 10 of the Master Subservicing Agreement are hereby incorporated into this Subservicing Supplement by reference, mutatis mutandis, as if its provisions were fully set forth herein.
4.2 Third Party Beneficiaries. Ocwen and Servicer each acknowledges and agrees that the indenture trustee, on behalf of the holders of related notes, with respect to any Servicing Advance Facility pursuant to which Servicer has transferred Servicer Advances made pursuant to a Servicing Agreement is an express third party beneficiary of this Subservicing Supplement and the Subservicing Agreement solely with respect to the Servicing Agreements related to such Servicing Advance Facility.
[Signature Page Follows]
Subservicing Supplement
IN WITNESS WHEREOF, the parties hereto have caused this Subservicing Supplement to be executed and delivered as of the date first above written.
| HLSS HOLDINGS, LLC | ||||
| By: | /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ | |||
| Name: | ▇▇▇▇▇ ▇▇▇▇▇▇ | |||
| Title: | CFO | |||
| OCWEN LOAN SERVICING, LLC | ||||
| By: Ocwen Mortgage Servicing, Inc., as its sole member | ||||
| By: | /s/ ▇▇▇▇▇▇ ▇▇▇▇▇ | |||
| Name: | ▇▇▇▇▇▇ ▇▇▇▇▇ | |||
| Title: | CFO and Treasurer | |||
Subservicing Supplement
SCHEDULE I
SERVICING AGREEMENTS
| Investor Number |
Deal Name | |
| 2959 | AMSI 2002-AR1 | |
| 2960 | AMSI 2003-7 | |
| 2964 | ARSI 2003-W4 | |
| 2965 | ARSI 2004-W3 | |
| 2969 | BOND SECURITIZATION 2003-1 | |
| 2971 | C-BASS 1999-CB1 | |
| 2972 | C-BASS 1999-CB2 | |
| ▇▇▇▇ | ▇▇▇▇▇▇▇ ▇▇ ▇▇ ▇▇ ▇▇▇▇-▇ | |
| ▇▇▇▇ | ▇▇▇▇▇▇▇ ▇▇ ▇▇ ▇▇ ▇▇▇▇-▇ | |
| 3107 | FREMONT HM LN TR 2003-1 | |
| 3142 | GSAMP 2003-NC1 | |
| 3195 | MLMI 2002-NC1 | |
| 3201 | ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ 2002-AM2 | |
| 3203 | ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ 2002-HE2 | |
| 3214 | NAAC 2003-A2 | |
| 3234 | PC 2005-2 | |
| 3322 | RAAC 2007-SP2 | |
| 3327 | RALI 2003-QS17 | |
| 3329 | RALI 2003-QS19 | |
| 3337 | RALI 2005-QS6 | |
| 3346 | RALI 2003-QS15 | |
| 3350 | RALI 2004-QA6 | |
| 3354 | RALI 2004-QS16 | |
| 3358 | RALI 2004-QS7 | |
| 3359 | RALI 2005-QA3 | |
| 3361 | RALI 2005-QS14 | |
| 3362 | RALI 2005-QS16 | |
| 3363 | RALI 2005-QS17 | |
| 3366 | RALI 2006-QS7 |
Sch I-1
| 3371 | RAMP 2003-RP1 | |
| 3372 | RAMP 2003-RP2 | |
| 3374 | RAMP 2003-SL1 | |
| 3381 | RAMP 2005-RP2 | |
| 3385 | RAMP 2006-RP1 | |
| 3386 | RAMP 2006-RP2 | |
| 3387 | RAMP 2006-RP3 | |
| 3389 | RAMP 2007-RP1 | |
| 3392 | RAMP 2007-RP4 | |
| 3402 | SABR 2004-NC3 | |
| 3404 | SBM7 2002-WMC2 | |
| 3408 | Soundview 2001-2 | |
| 3413 | Soundview 2007-2 | |
| 3425 | TERWIN 2003-7SL | |
| 3428 | TERWIN 2004-10SL | |
| 3429 | TERWIN 2004-2SL | |
| 3430 | TERWIN 2004-6SL | |
| 3451 | CMLTI 2003-HE2 | |
| 3535 | C-BASS 2003-CB4 | |
| 3553 | GSAA 2007-S1 | |
| 3218 | Option One 2002-5 | |
| 3315 | RAAC 2005-SP2 | |
| 3318 | RAAC 2006-SP2 | |
| 3321 | RAAC 2007-SP1 | |
| 3325 | RALI 2003-QS11 | |
| 3326 | RALI 2003-QS13 | |
| 3348 | RALI 2003-QS4 | |
| 3376 | RAMP 2004-SL1 | |
| 3380 | RAMP 2005-RP1 | |
| 3384 | RAMP 2005-SL2 | |
| 3388 | RAMP 2006-RP4 | |
| 3390 | RAMP 2007-RP2 | |
| 3391 | RAMP 2007-RP3 | |
| 3452 | CMLTI 2004-NCM1 (Nat City) | |
| 3778 | MSMLT 2007-2AX |
Sch I-2
| 3779 | MSMLT 2007-5AX | |
| 3785 | MSM 2006-15XS | |
| 3787 | MSM 2007-8XS | |
| 3788 | MSM 2007-10XS | |
| 3796 | MSM 2007-11AR | |
| 3810 | MSAC 2007-SEA1 | |
| ▇▇▇▇ | ▇▇▇ ▇▇▇▇-▇▇ | |
| ▇▇▇▇ | ▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| 3827 | MSM 2007-15AR | |
| 3853 | Saxon 01-3 | |
| 3856 | Saxon 02-1 | |
| 3976 | ABFC 2001-AQ1 | |
| 3977 | ABFC 2002-OPT1 | |
| 3978 | ABFC 2003-OPT1 | |
| 3984 | ABFC 2005-AQ1 | |
| 3985 | ABFC 2005-HE1 | |
| 3988 | ABFC 2006-OPT1 | |
| 3989 | ABFC 2006-OPT2 | |
| 3990 | ABFC 2006-OPT3 | |
| 3992 | ABSC 2001-HE3 | |
| 3998 | ACE Series 2001-AQ1 | |
| 4002 | ACE Series 2005-SD1 | |
| 4005 | AHM Assets Trust 2005-1 | |
| 4006 | AHM Assets Trust 2005-2 | |
| 4007 | AHM Assets Trust 2006-1 | |
| 4008 | AHM Assets Trust 2006-2 | |
| 4011 | AHM Assets Trust 2006-5 | |
| 4012 | AHM Assets Trust 2006-6 | |
| 4015 | AHM Assets Trust 2007-3 | |
| 4016 | AHM Assets Trust 2007-4 | |
| 4017 | AHM Assets Trust 2007-5 | |
| 4020 | AHM Investment Trust 2004-2 | |
| 4021 | AHM Investment Trust 2004-3 | |
| 4022 | AHM Investment Trust 2004-4 | |
| 4023 | AHM Investment Trust 2005-1 |
Sch I-3
| 4024 | AHM Investment Trust 2005-2 | |
| 4025 | AHM Investment Trust 2005-3 | |
| 4026 | AHM Investment Trust 2005-4A | |
| 4028 | AHM Investment Trust 2005-SD1 | |
| 4030 | AHM Investment Trust 2006-2 | |
| 4031 | AHM Investment Trust 2006-3 | |
| 4032 | AHM Investment Trust 2007-1 | |
| 4033 | AHM Investment Trust 2007-2 | |
| 4034 | AHM Investment Trust 2007-A | |
| 4036 | AHM Investment Trust 2007-SD1 | |
| 4041 | AMSI 2001-2 | |
| 4042 | AMSI 2001-A | |
| 4043 | AMSI 2002-2 | |
| 4044 | AMSI 2002-3 | |
| 4045 | AMSI 2002-4 | |
| 4046 | AMSI 2002-A | |
| 4047 | AMSI 2002-AR1 | |
| 4048 | AMSI 2002-B | |
| 4049 | AMSI 2002-C | |
| 4050 | AMSI 2002-D | |
| 4051 | AMSI 2003-1 | |
| 4052 | AMSI 2003-10 | |
| 4053 | AMSI 2003-11 | |
| 4054 | AMSI 2003-12 | |
| 4055 | AMSI 2003-13 | |
| 4056 | AMSI 2003-2 | |
| 4057 | AMSI 2003-5 | |
| 4058 | AMSI 2003-6 | |
| 4059 | AMSI 2003-7 | |
| 4060 | AMSI 2003-8 | |
| 4061 | AMSI 2003-9 | |
| 4062 | AMSI 2003-AR1 | |
| 4063 | AMSI 2003-AR2 | |
| 4064 | AMSI 2003-AR3 | |
| 4065 | AMSI 2003-IA1 |
Sch I-4
| 4066 | AMSI 2004-FR1 | |
| 4067 | AMSI 2004-IA1 | |
| 4068 | AMSI 2004-R1 | |
| 4073 | AMSI 2004-R10 | |
| 4074 | AMSI 2004-R11 | |
| 4075 | AMSI 2004-R12 | |
| 4076 | AMSI 2004-R2 | |
| 4077 | AMSI 2004-R3 | |
| 4078 | AMSI 2004-R4 | |
| 4079 | AMSI 2004-R5 | |
| 4080 | AMSI 2004-R6 | |
| 4081 | AMSI 2004-R7 | |
| 4082 | AMSI 2004-R8 | |
| 4083 | AMSI 2004-R9 | |
| 4084 | AMSI 2005-R1 | |
| 4086 | AMSI 2005-R11 | |
| 4087 | AMSI 2005-R2 | |
| 4088 | AMSI 2005-R3 | |
| 4089 | AMSI 2005-R4 | |
| 4090 | AMSI 2005-R5 | |
| 4091 | AMSI 2005-R6 | |
| 4092 | AMSI 2005-R7 | |
| 4094 | AMSI 2005-R9 | |
| 4095 | AMSI 2006-R1 | |
| 4096 | AMSI 2006-R2 | |
| 4101 | ▇▇▇▇▇▇ ARC 2002-BC6 | |
| 4102 | ▇▇▇▇▇▇ ARC 2002-BC8 | |
| 4104 | ARSI 2003-W1 | |
| 4105 | ARSI 2003-W10 | |
| 4106 | ARSI 2003-W2 | |
| 4107 | ARSI 2003-W3 | |
| 4108 | ARSI 2003-W4 | |
| 4109 | ARSI 2003-W5 | |
| 4110 | ARSI 2003-W6 | |
| 4111 | ARSI 2003-W7 |
Sch I-5
| 4112 | ARSI 2003-W8 | |
| 4113 | ARSI 2003-W9 | |
| 4114 | ARSI 2004-PW1 | |
| 4115 | ARSI 2004-W1 | |
| 4116 | ARSI 2004-W10 | |
| 4118 | ARSI 2004-W2 | |
| 4119 | ARSI 2004-W3 | |
| 4120 | ARSI 2004-W4 | |
| 4121 | ARSI 2004-W5 | |
| 4122 | ARSI 2004-W6 | |
| 4123 | ARSI 2004-W7 | |
| 4124 | ARSI 2004-W8 | |
| 4125 | ARSI 2004-W9 | |
| 4126 | ARSI 2005-W1 | |
| 4128 | ARSI 2005-W3 | |
| 4129 | ARSI 2005-W4 | |
| 4131 | ARSI 2006-M1 | |
| 4132 | ARSI 2006-M2 | |
| 4133 | ARSI 2006-M3 | |
| 4136 | ARSI 2006-W3 | |
| 4137 | ARSI 2006-W4 | |
| 4138 | ARSI 2006-W5 | |
| ▇▇▇▇ | ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ Funding Corp. 2008-1 | |
| 4142 | Bear ▇▇▇▇▇▇▇ ABS I Trust 2006-AC3 | |
| 4151 | Citigroup CMLTI 2006-AMC1 | |
| 4152 | Citigroup CMLTI 2006-HE2 | |
| 4165 | Deutsche DBALT 2006-AB2 | |
| 4166 | Deutsche DBALT 2006-AB3 | |
| 4167 | Deutsche DBALT 2006-AB4 | |
| 4171 | Deutsche DBALT 2006-AR5 | |
| 4172 | Deutsche DBALT 2006-AR6 | |
| 4173 | Deutsche DBALT 2007-1 | |
| 4175 | Deutsche DBALT 2007-AB1 | |
| 4176 | First Franklin 2001-FF1 | |
| 4177 | First Franklin 2001-FF2 |
Sch I-6
| 4179 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ GSAA Home Equity 2006-10 | |
| 4180 | ▇▇▇▇▇▇▇ Sachs GSAA Home Equity 2006-11 | |
| 4181 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ GSAA Home Equity 2006-6 | |
| 4182 | ▇▇▇▇▇▇▇ Sachs GSAA Home Equity 2006-9 | |
| 4183 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ GSAMP 2003-HE2 | |
| 4184 | ▇▇▇▇▇▇▇ Sachs GSAMP 2004-OPT | |
| 4185 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ GSAMP 2006-S4 | |
| 4186 | ▇▇▇▇▇▇▇ Sachs GSR 2006-AR1 | |
| 4187 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ GSR 2006-AR2 | |
| 4188 | ▇▇▇▇▇▇▇ Sachs GSR 2006-OA1 | |
| 4192 | HSBC HASCO 2005-I1 | |
| 4193 | HSBC HASCO 2005-OPT1 | |
| 4198 | HSBC HASCO 2007-HE1 | |
| 4207 | HarborView Mortgage Loan Trust 2006-14 | |
| 4208 | HarborView Mortgage Loan Trust 2006-6 | |
| 4209 | HarborView Mortgage Loan Trust 2006-7 | |
| 4210 | HarborView Mortgage Loan Trust 2007-2 | |
| 4216 | Luminent Mortgage Trust 2006-7 | |
| 4223 | MASTR ABS Trust 2007-HE2 | |
| 4224 | MASTR ALT Series 2006-2 | |
| 4226 | MASTR ARM Trust 2005-8 | |
| 4227 | MASTR ARM Trust 2006-OA1 | |
| 4229 | MASTR ARM Trust 2007-1 | |
| 4231 | OOMC MESA Trust 2001-2 | |
| 4237 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ Series 2002-HE1 | |
| 4240 | ▇▇▇▇▇▇▇ ▇▇▇▇▇ Series 2004-OPT1 | |
| 4243 | ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ 2004-OP1 | |
| 4244 | ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ 2005-HE1 | |
| 4245 | ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ 2005-HE2 | |
| 4247 | ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ 2006-5AR | |
| 4255 | OOMC Loan Trust 1999-A | |
| 4256 | OOMC Loan Trust 1999-B | |
| 4257 | OOMC Loan Trust 1999-C | |
| 4260 | OOMC Loan Trust 2000-A | |
| 4261 | OOMC Loan Trust 2000-B |
Sch I-7
| 4262 | OOMC Loan Trust 2000-C | |
| 4263 | OOMC Loan Trust 2000-D | |
| 4264 | OOMC Loan Trust 2001-4 | |
| 4265 | OOMC Loan Trust 2001-A | |
| 4266 | OOMC Loan Trust 2001-B | |
| 4267 | OOMC Loan Trust 2001-C | |
| 4268 | OOMC Loan Trust 2001-D | |
| 4270 | OOMC Loan Trust 2002-2 -STEP | |
| 4272 | OOMC Loan Trust 2002-4 | |
| 4273 | OOMC Loan Trust 2002-5 | |
| 4275 | OOMC Loan Trust 2002-A -STEP | |
| 4302 | OOMC Loan Trust 2007-HL1 | |
| 4304 | ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇-▇ | |
| 4308 | QUEST 2002-X1 | |
| 4309 | QUEST 2003-X2 | |
| 4310 | QUEST 2003-X3 | |
| 4311 | QUEST 2003-X4 | |
| 4312 | QUEST 2004-X1 | |
| 4313 | QUEST 2004-X2 | |
| 4314 | QUEST 2004-X3 | |
| 4315 | QUEST 2005-X1 | |
| 4316 | QUEST 2005-X2 | |
| 4317 | QUEST 2006-X1 | |
| 4318 | QUEST 2006-X2 | |
| 4324 | ▇▇▇▇▇▇ SAIL 2003-BC10 Step Fee | |
| 4325 | ▇▇▇▇▇▇ SAIL 2003-BC11 Step Fee | |
| 4326 | ▇▇▇▇▇▇ SAIL 2003-BC12 | |
| 4327 | ▇▇▇▇▇▇ SAIL 2003-BC13 | |
| 4328 | ▇▇▇▇▇▇ SAIL 2003-BC2 | |
| 4329 | ▇▇▇▇▇▇ SAIL 2003-BC4 | |
| 4331 | ▇▇▇▇▇▇ SAIL 2003-BC6 | |
| 4332 | ▇▇▇▇▇▇ SAIL 2003-BC7 | |
| 4333 | ▇▇▇▇▇▇ SAIL 2003-BC8 | |
| 4334 | ▇▇▇▇▇▇ SAIL 2003-BC9 | |
| 4337 | ▇▇▇▇▇▇ SAIL 2004-11 |
Sch I-8
| 4338 | ▇▇▇▇▇▇ SAIL 2004-2 | |
| 4339 | ▇▇▇▇▇▇ SAIL 2004-3 | |
| 4340 | ▇▇▇▇▇▇ SAIL 2004-4 | |
| 4341 | ▇▇▇▇▇▇ SAIL 2004-6 | |
| 4342 | ▇▇▇▇▇▇ SAIL 2004-7 | |
| 4344 | ▇▇▇▇▇▇ SAIL 2004-8 | |
| 4349 | ▇▇▇▇▇▇ SAIL 2005-3 | |
| 4350 | ▇▇▇▇▇▇ SAIL 2005-4 | |
| 4351 | ▇▇▇▇▇▇ SAIL 2005-5 | |
| 4352 | ▇▇▇▇▇▇ SAIL 2005-6 | |
| 4355 | ▇▇▇▇▇▇ SAIL 2006-BNC3 | |
| 4356 | Bear ▇▇▇▇▇▇▇ ▇▇▇▇ II Trust 2006-AR5 | |
| 4360 | ▇▇▇▇▇▇ SASCO 1999-BC4 | |
| 4372 | ▇▇▇▇▇▇ SASCO 2005-S7 | |
| 4373 | ▇▇▇▇▇▇ SASCO 2005-SC1 | |
| 4379 | ▇▇▇▇▇▇ SASCO 2006-Z | |
| 4381 | ▇▇▇▇▇▇ SASCO 2007-GEL2 | |
| 4382 | ▇▇▇▇▇▇ SASCO 2007-TC1 | |
| 4384 | Salomon Brothers 1997-LB6 | |
| 4385 | Salomon Brothers 1998-AQ1 | |
| 4386 | Salomon Brothers 1998-NC7 | |
| 4403 | Soundview 2007-OPT2 | |
| 4404 | Soundview 2007-OPT3 | |
| 4422 | AHM Assets Trust 2007-SD2 | |
| 2005-AHL1 | RASC 2005-AHL1 | |
| 2005-AHL3 | RASC 2005-AHL3 | |
| 2006-QS16 | RALI 2006-QS16 | |
| 2007-KS2 | RASC 2007-KS2 | |
| 2006-QS8 | RALI 2006-QS8 | |
| 2007-QS6 | RALI 2007-QS6 | |
| 2006-RS2 | RAMP 2006-RS2 | |
| 2006-KS1 | RASC 2006-KS1 | |
| 2006-RS4 | RAMP 2006-RS4 | |
| 2004-RS10 | RAMP 2004-RS10 | |
| 2006-RZ4 | RAMP 2006-RZ4 |
Sch I-9
| 2007-QA1 | RALI 2007-QA1 | |
| 2004-RS8 | RAMP 2004-RS8 | |
| 2006-KS9 | RASC 2006-KS9 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇-▇▇▇ | RASC 2006-KS7 | |
| 2007-S4 | RFMSI 2007-S4 | |
| 2006-KS2 | RASC 2006-KS2 | |
| 2004-KS8 | RASC 2004-KS8 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇-▇▇▇ | RAMP 2006-RZ3 | |
| 2006-RS5 | RAMP 2006-RS5 | |
| 2006-KS8 | RASC 2006-KS8 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇-▇▇▇▇ | RALI 2005-QS14 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| 2007-QS2 | RALI 2007-QS2 | |
| 2006-QS18 | RALI 2006-QS18 | |
| 2005-KS7 | RASC 2005-KS7 | |
| 2007-KS4 | RASC 2007-KS4 | |
| 2007-QS11 | RALI 2007-QS11 | |
| 2007-QA4 | RALI 2007-QA4 | |
| 2006-KS3 | RASC 2006-KS3 | |
| 2005-RS3 | RAMP 2005-RS3 | |
| 2007-RZ1 | RAMP 2007-RZ1 | |
| 2005-KS6 | RASC 2005-KS6 | |
| 2004-KS6 | RASC 2004-KS6 | |
| 2006-NC2 | RAMP 2006-NC2 | |
| 2005-RS1 | RAMP 2005-RS1 | |
| 2005-EFC4 | RAMP 2005-EFC4 | |
| 2007-KS3 | RASC 2007-KS3 | |
| 2006-KS6 | RASC 2006-KS6 | |
| 2005-QS9 | RALI 2005-QS9 | |
| 2007-RS2 | RAMP 2007-RS2 | |
| 2004-QA3 | RALI 2004-QA3 | |
| 2006-RS3 | RAMP 2006-RS3 |
Sch I-10
| 2005-RS8 | RAMP 2005-RS8 | |
| 2006-S3 | RFMSI 2006-S3 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| 2006-QS1 | RALI 2006-QS1 | |
| 2006-QS13 | RALI 2006-QS13 | |
| 2005-KS1 | RASC 2005-KS1 | |
| 2006-KS5 | RASC 2006-KS5 | |
| 2005-KS4 | RASC 2005-KS4 | |
| 2007-QA3 | RALI 2007-QA3 | |
| 2006-KS4 | RASC 2006-KS4 | |
| 2005-KS8 | RASC 2005-KS8 | |
| 2006-RS1 | RAMP 2006-RS1 | |
| 2006-RS6 | RAMP 2006-RS6 | |
| 2006-QS6 | RALI 2006-QS6 | |
| 2006-QS11 | RALI 2006-QS11 | |
| 2005-QS16 | RALI 2005-QS16 | |
| 2006-QS14 | RALI 2006-QS14 | |
| 2007-QS7 | RALI 2007-QS7 | |
| 2006-EFC1 | RAMP 2006-EFC1 | |
| 2007-QS3 | RALI 2007-QS3 | |
| 2006-QA5 | RALI 2006-QA5 | |
| 2006-QA11 | RALI 2006-QA11 | |
| 2005-EFC1 | RAMP 2005-EFC1 | |
| 2005-RS6 | RAMP 2005-RS6 | |
| 2006-QS4 | RALI 2006-QS4 | |
| 2006-QS12 | RALI 2006-QS12 | |
| 2004-RS12 | RAMP 2004-RS12 | |
| 2006-QS2 | RALI 2006-QS2 | |
| 2007-SA2 | RFMSI 2007-SA2 | |
| 2005-QS15 | RALI 2005-QS15 | |
| 2005-AHL2 | RASC 2005-AHL2 | |
| 2007-S3 | RFMSI 2007-S3 | |
| 2005-QS13 | RALI 2005-QS13 | |
| 2005-QA9 | RALI 2005-QA9 | |
| 2006-QA6 | RALI 2006-QA6 |
Sch I-11
| 2006-NC1 | RAMP 2006-NC1 | |
| 2005-EFC5 | RAMP 2005-EFC5 | |
| 2005-QS2 | RALI 2005-QS2 | |
| 2005-EFC3 | RAMP 2005-EFC3 | |
| 2006-QS15 | RALI 2006-QS15 | |
| 2007-S6 | RFMSI 2007-S6 | |
| 2005-EFC6 | RAMP 2005-EFC6 | |
| 2005-RS4 | RAMP 2005-RS4 | |
| 2006-NC3 | RAMP 2006-NC3 | |
| 2006-QA4 | RALI 2006-QA4 | |
| 2007-QS8 | RALI 2007-QS8 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇-▇▇▇ | RAMP 2005-SL1 | |
| 2006-S2 | RFMSI 2006-S2 | |
| 2005-RZ3 | RAMP 2005-RZ3 | |
| 2006-QS5 | RALI 2006-QS5 | |
| 2007-RS1 | RAMP 2007-RS1 | |
| 2004-QS16 | RALI 2004-QS16 | |
| 2006-QS7 | RALI 2006-QS7 | |
| 2005-RZ4 | RAMP 2005-RZ4 | |
| 2005-QS6 | RALI 2005-QS6 | |
| 2007-QS4 | RALI 2007-QS4 | |
| 2007-QA2 | RALI 2007-QA2 | |
| 2006-QS9 | RALI 2006-QS9 | |
| 2005-KS5 | RASC 2005-KS5 | |
| 2007-QS1 | RALI 2007-QS1 | |
| 2006-QS10 | RALI 2006-QS10 | |
| 2004-QA6 | RALI 2004-QA6 | |
| 2005-QA12 | RALI 2005-QA12 | |
| 2005-QA8 | RALI 2005-QA8 | |
| 2006-S9 | RFMSI 2006-S9 | |
| 2004-RS6 | RAMP 2004-RS6 | |
| 2007-QS5 | RALI 2007-QS5 | |
| 2006-QS3 | RALI 2006-QS3 | |
| 2006-S8 | RFMSI 2006-S8 |
Sch I-12
| 2006-QA3 | RALI 2006-QA3 | |
| 2005-RS7 | RAMP 2005-RS7 | |
| 2006-QA2 | RALI 2006-QA2 | |
| 2006-QA7 | RALI 2006-QA7 | |
| 2006-RZ5 | RAMP 2006-RZ5 | |
| 2006-RZ2 | RAMP 2006-RZ2 | |
| 2005-QA13 | RALI 2005-QA13 | |
| 2005-KS3 | RASC 2005-KS3 | |
| 2005-QA3 | RALI 2005-QA3 | |
| 2005-QS17 | RALI 2005-QS17 | |
| 2005-KS2 | RASC 2005-KS2 | |
| 2006-QA8 | RALI 2006-QA8 | |
| 2007-KS1 | RASC 2007-KS1 | |
| 2006-QA10 | RALI 2006-QA10 | |
| 2007-QS10 | RALI 2007-QS10 | |
| 2007-QA5 | RALI 2007-QA5 | |
| 2005-RS2 | RAMP 2005-RS2 | |
| 2004-QS14 | RALI 2004-QS14 | |
| 2007-QS9 | RALI 2007-QS9 | |
| 2005-QS3 | RALI 2005-QS3 | |
| 2005-QA10 | RALI 2005-QA10 | |
| 2005-QA2 | RALI 2005-QA2 | |
| 2007-S2 | RFMSI 2007-S2 | |
| 2004-RS11 | RAMP 2004-RS11 | |
| 2005-KS9 | RASC 2005-KS9 | |
| 2004-RZ4 | RAMP 2004-RZ4 | |
| 2007-S8 | RFMSI 2007-S8 | |
| 2004-SL4 | RAMP 2004-SL4 | |
| 2006-QS17 | RALI 2006-QS17 | |
| 2006-SA3 | RFMSI 2006-SA3 | |
| 2005-RS5 | RAMP 2005-RS5 | |
| 2007-SA3 | RFMSI 2007-SA3 | |
| 2006-RZ1 | RAMP 2006-RZ1 | |
| 2005-QS7 | RALI 2005-QS7 | |
| 2005-QA6 | RALI 2005-QA6 |
Sch I-13
| 2005-EFC2 | RAMP 2005-EFC2 | |
| 2005-QS5 | RALI 2005-QS5 | |
| 2005-QA11 | RALI 2005-QA11 | |
| 2004-S9 | RFMSI 2004-S9 | |
| 2005-QA4 | RALI 2005-QA4 | |
| 2007-S5 | RFMSI 2007-S5 | |
| 2006-EFC2 | RAMP 2006-EFC2 | |
| 2005-QS11 | RALI 2005-QS11 | |
| 2005-RZ2 | RAMP 2005-RZ2 | |
| 2005-QS12 | RALI 2005-QS12 | |
| 2007-S1 | RFMSI 2007-S1 | |
| 2006-QA1 | RALI 2006-QA1 | |
| 2006-S7 | RFMSI 2006-S7 | |
| 2004-QA2 | RALI 2004-QA2 | |
| 2004-QA5 | RALI 2004-QA5 | |
| 2004-QS12 | RALI 2004-QS12 | |
| 2004-SL2 | RAMP 2004-SL2 | |
| 2006-S12 | RFMSI 2006-S12 | |
| 2005-QA5 | RALI 2005-QA5 | |
| 2004-QS10 | RALI 2004-QS10 | |
| 2005-QS10 | RALI 2005-QS10 | |
| 2007-S7 | RFMSI 2007-S7 | |
| 2006-QA9 | RALI 2006-QA9 | |
| 2005-RZ1 | RAMP 2005-RZ1 | |
| 2004-QA4 | RALI 2004-QA4 | |
| 2005-QA7 | RALI 2005-QA7 | |
| 2005-SL2 | RAMP 2005-SL2 | |
| 2005-SA2 | RFMSI 2005-SA2 | |
| 2006-S5 | RFMSI 2006-S5 | |
| 2004-SA1 | RFMSI 2004-SA1 | |
| 2004-RZ3 | RAMP 2004-RZ3 | |
| 2004-SL3 | RAMP 2004-SL3 | |
| 2006-S11 | RFMSI 2006-S11 | |
| 2005-SA5 | RFMSI 2005-SA5 | |
| 2005-QS8 | RALI 2005-QS8 |
Sch I-14
| 2005-S4 | RFMSI 2005-S4 | |
| 2005-QS1 | RALI 2005-QS1 | |
| 2005-QS4 | RALI 2005-QS4 | |
| 2006-S10 | RFMSI 2006-S10 | |
| 2006-SA4 | RFMSI 2006-SA4 | |
| 2004-S6 | RFMSI 2004-S6 | |
| 2004-QS9 | RALI 2004-QS9 | |
| 2005-QA1 | RALI 2005-QA1 | |
| 2004-QS15 | RALI 2004-QS15 | |
| 2007-SA1 | RFMSI 2007-SA1 | |
| 2006-SA1 | RFMSI 2006-SA1 | |
| 2006-S1 | RFMSI 2006-S1 | |
| 2006-S4 | RFMSI 2006-S4 | |
| 2005-SA3 | RFMSI 2005-SA3 | |
| 2005-SA4 | RFMSI 2005-SA4 | |
| 2005-S8 | RFMSI 2005-S8 | |
| 2005-S5 | RFMSI 2005-S5 | |
| 2005-S6 | RFMSI 2005-S6 | |
| 2005-S9 | RFMSI 2005-S9 | |
| 2006-S6 | RFMSI 2006-S6 | |
| 2004-QS13 | RALI 2004-QS13 | |
| 2005-SA1 | RFMSI 2005-SA1 | |
| 2005-S1 | RFMSI 2005-S1 | |
| 2004-QS8 | RALI 2004-QS8 | |
| 2004-S8 | RFMSI 2004-S8 | |
| 2004-J2 | GMACMLT 2004-J2 | |
| 2004-J3 | GMACMLT 2004-J3 | |
| 2004-J4 | GMACMLT 2004-J4 | |
| 2004-GH1 | GMACMLT 2004-GH1 | |
| 2004-J5 | GMACMLT 2004-J5 | |
| 2004-J6 | GMACMLT 2004-J6 | |
| 2005-AR3 | GMACMLT 2005-AR3 | |
| 2005-AR4 | GMACMLT 2005-AR4 | |
| 2005-AR5 | GMACMLT 2005-AR5 | |
| 2005-AR6 | GMACMLT ▇▇▇▇-▇▇▇ |
▇▇▇ ▇-▇▇
| ▇▇▇▇-▇▇▇ | ▇▇▇▇▇ ▇▇▇▇-▇▇▇ | |
| 2007-HE4 | ACE 2007-HE4 | |
| BSABS 2004-BO1 | BSABS 2004-BO1 | |
| NAAC 2004-AP2 | NAAC 2004-AP2 | |
| NAAC 2007-2 | NAAC 2007-2 | |
| 2003-AR1 | GMACMLT 2003-AR1 | |
| 2003-AR2 | GMACMLT 2003-AR2 | |
| 2003-J10 | GMACMLT 2003-J10 | |
| 2003-J5 | GMACMLT 2003-J5 | |
| 2003-J6 | GMACMLT 2003-J6 | |
| 2003-J7 | GMACMLT 2003-J7 | |
| 2003-J8 | GMACMLT 2003-J8 | |
| 2003-J9 | GMACMLT 2003-J9 | |
| 2005-RP1 | RAAC 2005-RP1 | |
| 2005-RP2 | RAAC 2005-RP2 | |
| 2005-SP2 | RAAC 2005-SP2 | |
| 2006-RP1 | RAAC 2006-RP1 | |
| 2006-RP2 | RAAC 2006-RP2 | |
| 2006-RP3 | RAAC 2006-RP3 | |
| 2006-RP4 | RAAC 2006-RP4 | |
| 2006-SP1 | RAAC 2006-SP1 | |
| 2006-SP2 | RAAC 2006-SP2 | |
| 2006-SP3 | RAAC 2006-SP3 | |
| 2006-SP4 | RAAC 2006-SP4 | |
| 2007-RP1 | RAAC 2007-RP1 | |
| 2007-RP2 | RAAC 2007-RP2 | |
| 2007-RP3 | RAAC 2007-RP3 | |
| 2007-RP4 | RAAC 2007-RP4 | |
| 2007-SP1 | RAAC 2007-SP1 | |
| 2007-SP2 | RAAC 2007-SP2 | |
| 2007-SP3 | RAAC 2007-SP3 | |
| 2001-QS13 | RALI 2001-QS13 | |
| 2001-QS16 | RALI 2001-QS16 | |
| 2001-QS17 | RALI 2001-QS17 |
Sch I-16
| 2001-QS18 | RALI 2001-QS18 | |
| 2001-QS19 | RALI 2001-QS19 | |
| 2002-QS1 | RALI 2002-QS1 | |
| 2002-QS11 | RALI 2002-QS11 | |
| 2002-QS12 | RALI 2002-QS12 | |
| 2002-QS13 | RALI 2002-QS13 | |
| 2002-QS14 | RALI 2002-QS14 | |
| 2002-QS16 | RALI 2002-QS16 | |
| 2002-QS17 | RALI 2002-QS17 | |
| 2002-QS18 | RALI 2002-QS18 | |
| 2002-QS19 | RALI 2002-QS19 | |
| 2002-QS2 | RALI 2002-QS2 | |
| 2002-QS3 | RALI 2002-QS3 | |
| 2002-QS4 | RALI 2002-QS4 | |
| 2002-QS5 | RALI 2002-QS5 | |
| 2002-QS6 | RALI 2002-QS6 | |
| 2002-QS7 | RALI 2002-QS7 | |
| 2002-QS8 | RALI 2002-QS8 | |
| 2002-QS9 | RALI 2002-QS9 | |
| 2003-QA1 | RALI 2003-QA1 | |
| 2003-QS1 | RALI 2003-QS1 | |
| 2003-QS10 | RALI 2003-QS10 | |
| 2003-QS11 | RALI 2003-QS11 | |
| 2003-QS12 | RALI 2003-QS12 | |
| 2003-QS13 | RALI 2003-QS13 | |
| 2003-QS14 | RALI 2003-QS14 | |
| 2003-QS15 | RALI 2003-QS15 | |
| 2003-QS16 | RALI 2003-QS16 | |
| 2003-QS17 | RALI 2003-QS17 | |
| 2003-QS18 | RALI 2003-QS18 | |
| 2003-QS19 | RALI 2003-QS19 | |
| 2003-QS2 | RALI 2003-QS2 | |
| 2003-QS20 | RALI 2003-QS20 | |
| 2003-QS21 | RALI 2003-QS21 | |
| 2003-QS22 | RALI 2003-QS22 |
Sch I-17
| 2003-QS23 | RALI 2003-QS23 | |
| 2003-QS3 | RALI 2003-QS3 | |
| 2003-QS4 | RALI 2003-QS4 | |
| 2003-QS5 | RALI 2003-QS5 | |
| 2003-QS6 | RALI 2003-QS6 | |
| 2003-QS7 | RALI 2003-QS7 | |
| 2003-QS8 | RALI 2003-QS8 | |
| 2003-QS9 | RALI 2003-QS9 | |
| 2004-QA1 | RALI 2004-QA1 | |
| 2004-QS1 | RALI 2004-QS1 | |
| 2004-QS11 | RALI 2004-QS11 | |
| 2004-QS2 | RALI 2004-QS2 | |
| 2004-QS3 | RALI 2004-QS3 | |
| 2004-QS4 | RALI 2004-QS4 | |
| 2004-QS5 | RALI 2004-QS5 | |
| 2004-QS6 | RALI 2004-QS6 | |
| 2004-QS7 | RALI 2004-QS7 | |
| 2001-RS2 | RAMP 2001-RS2 | |
| 2002-RS2 | RAMP 2002-RS2 | |
| 2002-RS3 | RAMP 2002-RS3 | |
| 2002-RZ2 | RAMP 2002-RZ2 | |
| 2002-RZ3 | RAMP 2002-RZ3 | |
| 2002-SL1 | RAMP 2002-SL1 | |
| 2003-RS10 | RAMP 2003-RS10 | |
| 2003-RS7 | RAMP 2003-RS7 | |
| 2003-SL1 | RAMP 2003-SL1 | |
| 2004-KR1 | RAMP 2004-KR1 | |
| 2004-RS2 | RAMP 2004-RS2 | |
| 2004-RS3 | RAMP 2004-RS3 | |
| 2004-RZ1 | RAMP 2004-RZ1 | |
| 2004-SL1 | RAMP 2004-SL1 | |
| 2001-KS2 | RASC 2001-KS2 | |
| 2001-KS3 | RASC 2001-KS3 | |
| ▇▇▇▇-▇▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇-▇▇▇▇ | RASC 2003-KS11 |
Sch I-18
| 2003-KS2 | RASC 2003-KS2 | |
| 2003-KS3 | RASC 2003-KS3 | |
| 2003-KS6 | RASC 2003-KS6 | |
| 2003-KS7 | RASC 2003-KS7 | |
| 2003-KS8 | RASC 2003-KS8 | |
| 2004-KS1 | RASC 2004-KS1 | |
| 2004-KS2 | RASC 2004-KS2 | |
| 2004-KS3 | RASC 2004-KS3 | |
| 2004-KS5 | RASC 2004-KS5 | |
| 2003-S10 | RFMSI 2003-S10 | |
| 2003-S11 | RFMSI 2003-S11 | |
| 2003-S12 | RFMSI 2003-S12 | |
| 2003-S14 | RFMSI 2003-S14 | |
| 2003-S15 | RFMSI 2003-S15 | |
| 2003-S16 | RFMSI 2003-S16 | |
| 2003-S17 | RFMSI 2003-S17 | |
| 2003-S18 | RFMSI 2003-S18 | |
| 2003-S19 | RFMSI 2003-S19 | |
| 2003-S6 | RFMSI 2003-S6 | |
| 2003-S7 | RFMSI 2003-S7 | |
| 2004-S1 | RFMSI 2004-S1 | |
| 2004-S3 | RFMSI 2004-S3 | |
| 2004-S5 | RFMSI 2004-S5 | |
| 2004-RP1 | RFSC 2004-RP1 | |
| 2004-AR1 | GMACMLT 2004-AR1 | |
| 2004-AR2 | GMACMLT 2004-AR2 | |
| 2005-AA1 | GMACMLT 2005-AA1 | |
| 2005-AF1 | GMACMLT 2005-AF1 | |
| 2005-AF2 | GMACMLT 2005-AF2 | |
| 2005-AR1 | GMACMLT 2005-AR1 | |
| 2005-AR2 | GMACMLT 2005-AR2 | |
| 2005-J1 | GMACMLT 2005-J1 | |
| 2006-AR1 | GMACMLT 2006-AR1 | |
| 2006-AR2 | ▇▇▇▇▇▇▇ ▇▇▇▇-▇▇▇ | |
| ▇▇▇▇-▇▇ | ▇▇▇▇▇▇▇ ▇▇▇▇-▇▇ |
▇▇▇ ▇-▇▇
| ▇▇▇▇-▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇ | |
| 2004-PS1 | RFMSI 2004-PS1 | |
| 2004-S7 | RFMSI 2004-S7 | |
| 2005-S3 | RFMSI 2005-S3 | |
| 2003-GH1 | GMACMLT 2003-GH1 | |
| 2003-GH2 | GMACMLT 2003-GH2 | |
| 2006-SA2 | RFMSI 2006-SA2 | |
| 2007-S9 | RFMSI 2007-S9 | |
| 2007-SA4 | RFMSI 2007-SA4 | |
| 2004-J1 | GMACMLT 2004-J1 | |
| 2005-SP3 | RAAC 2005-SP3 | |
| 2002-QS15 | RALI 2002-QS15 | |
| 2003-S13 | RFMSI 2003-S13 | |
| 2003-S4 | RFMSI 2003-S4 | |
| 2004-S4 | RFMSI 2004-S4 | |
| 2004-AP1 | NAAC 2004-AP1 | |
| 2005-AP1 | NAAC 2005-AP1 | |
| 2004-RS4 | RAMP 2004-RS4 | |
| 2002-KS2 | RASC 2002-KS2 | |
| ISAC 2004-4 | Impac SAC 2004-4 | |
| ISAC 2005-1 | IMPAC TO SAC 2005-1 | |
| ISAC 2006-1 | Impac SAC 2006-1 | |
| ISAC 2006-2 | Impac SAC 2006-2 | |
| ISAC 2006-4 | Impac SAC 2006-4 | |
| ISAC 2006-5 | Impac SAC 2006-5 | |
| ISAC 2007-3 | Impac SAC 2007-3 | |
| 2652 | SGMS 2007-AHL1 | |
| 2709 | NMFT 2003-2 | |
| 2710 | NMFT 2003-3 | |
| 2711 | NMFT 2003-4 | |
| 2715 | NMFT 2004-4 | |
| 2764 | NMI 2006-5 | |
| 3048 | Equity One 2002-4 | |
| 3052 | Equity One 2003-3 | |
| 3056 | Equity One 2004-3 |
Sch I-20
| 3058 | Equity One 2004-5 | |
| 3065 | Equity One 2005-C | |
| 3066 | Equity One 2005-5 | |
| 3067 | Equity One 2005-D | |
| 3114 | GPMF 2006-OH1 | |
| 3115 | GSAA 2006-10 | |
| 3116 | GSAA 2006-11 | |
| 3117 | GSAA 2006-14 | |
| 3118 | GSAA 2006-15 | |
| 3119 | GSAA 2006-16 | |
| 3120 | GSAA 2006-17 | |
| 3121 | GSAA 2006-18 | |
| 3122 | GSAA 2006-19 | |
| 3123 | GSAA 2006-20 | |
| 3124 | GSAA 2006-3 | |
| 3125 | GSAA 2006-4 | |
| 3126 | GSAA 2006-5 | |
| 3127 | GSAA 2006-6 | |
| 3128 | GSAA 2006-7 | |
| 3129 | GSAA 2006-8 | |
| 3130 | GSAA 2006-9 | |
| 3131 | GSAA 2007-07 | |
| 3132 | GSAA 2007-08 | |
| 3133 | GSAA 2007-09 | |
| 3134 | GSAA 2007-1 | |
| 3135 | GSAA 2007-10 | |
| 3136 | GSAA 2007-2 | |
| 3137 | GSAA 2007-3 | |
| 3138 | GSAA 2007-4 | |
| 3139 | GSAA 2007-5 | |
| 3140 | GSAA 2007-6 | |
| 3171 | GSR 2006-10F | |
| 3172 | GSR 2006-2F | |
| 3173 | GSR 2006-3F | |
| 3174 | GSR 2006-4F |
Sch I-21
| 3175 | GSR 2006-5F | |
| 3176 | GSR 2006-8F | |
| 3177 | GSR 2006-OA1 | |
| 3178 | GSR 2007-1F | |
| 3179 | GSR 2007-2F | |
| 3180 | GSR 2007-4F | |
| 3181 | GSR 2007-5F | |
| 3182 | GSR 2007-AR1 | |
| 3183 | GSR 2007-OA1 | |
| 3184 | GSR 2007-OA2 | |
| 3187 | Homeowner’s Financial 1996-1 | |
| 3238 | CWABS 2002-03 | |
| 3241 | CWABS 2002-BC1 | |
| 3243 | CWABS 2002-BC3 | |
| 3244 | CWABS 2004-BC2 | |
| 3245 | CWABS 2004-BC3 | |
| 3253 | CWALT 2004-09T1 | |
| 3260 | CWALT 2004-J2 | |
| 3261 | CWALT 2004-J3 | |
| 3263 | CWALT 2004-J8 | |
| 3264 | CWALT 2007-2 CB | |
| 3266 | CWALT 2007-6 | |
| 3267 | CWMBS 1998-04 ALT 1998-2 | |
| 3273 | CWMBS 2002-39_CHL 2002-39 | |
| 3274 | CWMBS 2002-J5_CHL 2002-J5 | |
| 3275 | CWMBS 2003-01_CHL 2003-1 | |
| 3277 | CWMBS 2003-03_CHL 2003-03 | |
| 3280 | CWMBS 2003-11_CHL 2003-11 | |
| 3281 | CWMBS 2003-13 ALT 2003-5T2 | |
| 3282 | CWMBS 2003-16 ALT 2003-6T2 | |
| 3283 | CWMBS 2003-22 ALT 2003-9T1 | |
| 3284 | CWMBS 2003-25 ALT 2003-11T1 | |
| 3286 | CWMBS 2003-33 ALT 2003-15T2 | |
| 3287 | CWMBS 2003-34_CHL 2003-34 | |
| 3293 | CWMBS 2003-55 ALT 2003-21T1 |
Sch I-22
| 3295 | CWMBS 2003-J11 ALT 2003-J1 | |
| 3300 | CWMBS 2003-J8_CHL 2003-J8 | |
| 3304 | Popular 2006-C | |
| 3305 | Popular 2006-D | |
| 3306 | Popular 2006-E | |
| 3314 | RAAC 2004-SP3 | |
| 3324 | RALI 2002-QS6 | |
| 3328 | RALI 2003-QS18 | |
| 3330 | RALI 2003-QS6 | |
| 3332 | RALI 2003-QS8 | |
| 3333 | RALI 2004-QA3 | |
| 3334 | RALI 2004-QS15 | |
| 3335 | RALI 2004-QS5 | |
| 3336 | RALI 2004-QS8 | |
| 3339 | RALI 2001-QS16 | |
| 3340 | RALI 2001-QS17 | |
| 3342 | RALI 2002-QS10 | |
| 3343 | RALI 2002-QS3 | |
| 3344 | RALI 2002-QS8 | |
| 3347 | RALI 2003-QS2 | |
| 3349 | RALI 2004-QA4 | |
| 3352 | RALI 2004-QS12 | |
| 3353 | RALI 2004-QS14 | |
| 3356 | RALI 2004-QS4 | |
| 3360 | RALI 2005-QS12 | |
| 3364 | RALI 2005-QS4 | |
| 3365 | RALI 2006-QS2 | |
| 3367 | RAMP 2001-RS3 | |
| 3377 | RAMP 2004-SL2 | |
| 3378 | RAMP 2004-SL3 | |
| 3379 | RAMP 2004-SL4 | |
| 3399 | RFMSI 2005-S8 | |
| 3400 | RFMSI 2006-S10 | |
| 3453 | CPT 2004-EC1 | |
| 3458 | Equity One 1999-1 |
Sch I-23
| 3459 | Equity One 2001-3 | |
| 3460 | Equity One 2002-1 | |
| 3464 | Equity One 2005-2 | |
| 3466 | Equity One 2005-3 | |
| 3494 | SASC 2004-13 | |
| 3495 | SASC 2004-7 | |
| 3503 | UBS 2001-PB1 | |
| 3504 | UBS 2001-PB2 | |
| 3506 | Chase 2003-S13 | |
| 3797 | NMFT 2005-1 | |
| 3799 | NMFT 2005-3 | |
| 3802 | NMI 2006-2 | |
| 3803 | NMI 2006-3 | |
| 3804 | NMI 2006-4 | |
| 3845 | Saxon 99-3 | |
| 3846 | Saxon 99-5 | |
| 3847 | Saxon 00-1 | |
| 3850 | Saxon 00-4 | |
| 2005-RP3 | RAAC 2005-RP3 | |
| 2003-S20 | RFMSI 2003-S20 | |
| 2004-S2 | RFMSI 2004-S2 | |
| HVMLT 2006-14 | HVMLT 2006-14 | |
| HVMLT 2006-10 | HVMLT 2006-10 | |
| MSLT 2007-1 | MSLT 2007-1 | |
| HVMLT 2007-3 | HVMLT 2007-3 | |
| 2002-FLOW | 2002-FLOW | |
| HVMLT 2007-4 | HVMLT 2007-4 | |
| HVMLT 2007-06 | HVMLT 2007-06 | |
| MSLT 2007-2 | MSLT 2007-2 | |
| WHOLE-LOAN | COUNRTYWIDE/BANK OF AMERICA | |
| GPMF 2006-AR7 | GPMF 2006-AR7 | |
| GPMF 2006-AR4 | GPMF 2006-AR4 | |
| LXS 2006-GP4 | LXS 2006-GP4 | |
| GPMF 2006-AR5 | GPMF 2006-AR5 | |
| DBALT 2007-OA5 | DBALT 2007-OA5 |
Sch I-24
| GPMF 2006-AR6 | GPMF 2006-AR6 | |
| GPMF 2007-AR1 | GPMF 2007-AR1 | |
| MSLT 2006-03 | MSLT ▇▇▇▇-▇▇ | |
| ▇▇▇▇▇▇▇▇▇▇▇ | ▇▇▇▇▇▇▇▇▇▇▇ | |
| TCMLT 2006-1 | TCMLT 2006-1 | |
| GPMF 2006-AR8 | GPMF 2006-AR8 | |
| MSLT 2006-2 | MSLT 2006-2 | |
| LXS 2006-GP3 | LXS 2006-GP3 | |
| DBALT 2007-OA4 | DBALT 2007-OA4 | |
| GPMF 2007-AR2 | GPMF ▇▇▇▇-▇▇▇ | |
| ▇▇▇▇▇ ▇▇▇▇-▇▇▇▇ | ▇▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇▇ ▇▇▇▇-▇▇▇▇ | ▇▇▇▇▇ ▇▇▇▇-▇▇▇▇ | |
| ▇▇▇▇ ▇▇▇▇-▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇ | |
| LXS 2006-GP2 | LXS 2006-GP2 | |
| LXS 2006-GP1 | LXS 2006-GP1 | |
| HVMLT 2005-11 | HVMLT 2005-11 | |
| WHOLE-LOAN | MANA 2007-OAR3 | |
| WHOLE-LOAN | MSLT 2005-03 | |
| 2003-7 | 2003-7 | |
| LXS 2006-4N | LXS 2006-4N | |
| LBHI SCRATCHDENT | LBHI SCRATCHDENT | |
| DBALT 2007-OA3 | DBALT 2007-OA3 | |
| ▇▇▇▇▇▇ ▇▇▇▇-▇ | ▇▇▇▇▇▇ 2006-1 | |
| SEQ 2007-2 | SEQ 2007-2 | |
| SEQ 2007-4 | SEQ 2007-4 | |
| DBALT 2007-RAMP1 | DBALT 2007-RAMP1 | |
| MARM 2005-1 | MARM 2005-1 | |
| HVMLT 2006-SB1 | HVMLT 2006-SB1 | |
| ▇▇▇▇ ▇▇▇▇-▇ | ▇▇▇▇ ▇▇▇▇-▇ |
▇▇▇ I-25
| DBALT 2003-2XS | DBALT 2003-2XS | |
| MSLT 2005-01 | MSLT 2005-01 | |
| ▇▇▇▇▇▇ ▇▇▇▇-▇ | ▇▇▇▇▇▇ 2006-3 | |
| WHOLE-LOAN | AMALGAMATED BANK | |
| HVMLT 2005-15 | HVMLT 2005-15 | |
| HVMLT 2007-07 | HVMLT 2007-07 | |
| ▇▇▇ 2006-4 | ▇▇▇ 2006-4 | |
| LXS 2006-12N | LXS 2006-12N | |
| ARMT 2005-11 | ARMT 2005-11 | |
| MLMI 2005-A6 | MLMI 2005-A6 | |
| ▇-▇▇ ▇▇▇/▇▇ | ▇-▇▇ ▇▇▇/▇▇ | |
| 9-02 FHAVA | 9-02 FHAVA | |
| SEQ 2004-3 | SEQ ▇▇▇▇-▇ | |
| ▇▇▇▇ ▇▇▇▇-▇ | ▇▇▇▇ ▇▇▇▇-▇ | |
| SEQ 2007-1 | SEQ 2007-1 | |
| MSLT 2004-1 | MSLT 2004-1 | |
| ENTITY 571 | ENTITY 571 | |
| SUBFLOW 2005 | SUBFLOW 2005 | |
| DBALT 2003-4XS | DBALT 2003-4XS | |
| 0103 FHAVA | 0103 FHAVA | |
| 2007-E1 | 2007-E1 | |
| RAST 2005-A6CB | RAST 2005-A6CB | |
| GSR 2006-AR1 | GSR 2006-AR1 | |
| ▇▇▇ 2006-3 | ▇▇▇ 2006-3 | |
| DMSI 2004-4 | DMSI 2004-4 | |
| ARMT 2005-9 | ARMT 2005-9 | |
| GSR 2007-AR1 | GSR 2007-AR1 | |
| GSMPS 2006-RP2 | GSMPS 2006-RP2 | |
| WHOLE-LOAN | WASHINGTON MUTUAL MTG SEC CORP | |
| WHOLE-LOAN | E*TRADE BANK | |
| DBALT 2005-3 | DBALT 2005-3 | |
| 2004-WH6 | 2004-WH6 |
Sch I-26
| SEQ 2004-10 | SEQ 2004-10 | |
| SEQ 2004-4 | SEQ 2004-4 | |
| SEQ 2004-12 | SEQ 2004-12 | |
| 2006-WH17 | 2006-WH17 | |
| LXS 2006-10N | LXS 2006-10N | |
| BAFC 2006-4 | BAFC ▇▇▇▇-▇ | |
| ▇▇▇▇ ▇▇▇▇-▇▇▇ | ▇▇▇▇ ▇▇▇▇-▇▇▇ | |
| GSR 2006-4F | GSR 2006-4F | |
| SARM 2007-3 | SARM 2007-3 | |
| CSFB 2005-9 | CSFB 2005-9 | |
| GSR 2006-AR2 | GSR 2006-AR2 | |
| ICMB 2004-11 | ICMB 2004-11 | |
| NCHELT 2004-A | NCHELT 2004-A | |
| ICMB 2003-9F | Impac CMB 2003-9F | |
| ICMB 2004-10 | Impac CMB 2004-10 | |
| ICMB 2004-4 | Impac CMB 2004-4 | |
| ICMB 2004-5 | Impac CMB 2004-5 | |
| ICMB 2004-7 | Impac CMB 2004-7 | |
| ICMB 2004-8 | Impac CMB 2004-8 | |
| ICMB 2004-9 | Impac CMB 2004-9 | |
| ICMB 2005-1 | Impac CMB 2005-1 | |
| ICMB 2005-2 | Impac CMB 2005-2 | |
| ICMB 2005-4 | Impac CMB 2005-4 | |
| ICMB 2005-8 | Impac CMB 2005-8 | |
| ICMB 2007-A | Impac CMB 2007-A | |
| ISAC 2002-2 | Impac SAC 2002-2 | |
| ISAC 2002-3 | Impac SAC 2002-3 | |
| ISAC 2003-1 | Impac SAC 2003-1 | |
| ISAC 2003-3 | Impac SAC 2003-3 | |
| ISAC 2004-1 | Impac SAC 2004-1 | |
| ISAC 2004-2 | Impac SAC 2004-2 |
Sch I-27
SCHEDULE II
RETAINED SERVICING FEE PERCENTAGE
| From Month1 | To Month | Retained Fee | ||||
| 1 | 3 | 16.75 | ||||
| 4 | 6 | 15.75 | ||||
| 7 | 9 | 15.25 | ||||
| 10 | 12 | 14.75 | ||||
| 13 | 15 | 14.75 | ||||
| 16 | 18 | 14.25 | ||||
| 19 | 21 | 13.75 | ||||
| 22 | 24 | 13.50 | ||||
| 25 | 27 | 13.50 | ||||
| 28 | 30 | 13.25 | ||||
| 31 | 33 | 13.00 | ||||
| 34 | 36 | 13.00 | ||||
| 37 | 39 | 13.00 | ||||
| 40 | 42 | 13.00 | ||||
| 43 | 45 | 13.00 | ||||
| 46 | 48 | 13.00 | ||||
| 49 | 51 | 13.00 | ||||
| 52 | 54 | 13.00 | ||||
| 55 | 57 | 13.00 | ||||
| 58 | 60 | 13.00 | ||||
| 61 | 63 | 13.00 | ||||
| 64 | 66 | 13.00 | ||||
| 67 | 69 | 13.00 | ||||
| 70 | 72 | 13.00 | ||||
| 1 | Starting with July 2013. |
Sch II-1
SCHEDULE III
TARGET RATIO SCHEDULE
| Month2 | Target Advance Ratio | |||
| 1 | 2.87 | % | ||
| 2 | 2.82 | % | ||
| 3 | 2.78 | % | ||
| 4 | 2.74 | % | ||
| 5 | 2.70 | % | ||
| 6 | 2.66 | % | ||
| 7 | 2.62 | % | ||
| 8 | 2.58 | % | ||
| 9 | 2.54 | % | ||
| 10 | 2.50 | % | ||
| 11 | 2.47 | % | ||
| 12 | 2.43 | % | ||
| 13 | 2.39 | % | ||
| 14 | 2.36 | % | ||
| 15 | 2.32 | % | ||
| 16 | 2.29 | % | ||
| 17 | 2.25 | % | ||
| 18 | 2.22 | % | ||
| 19 | 2.18 | % | ||
| 20 | 2.15 | % | ||
| 21 | 2.12 | % | ||
| 22 | 2.09 | % | ||
| 23 | 2.06 | % | ||
| 24 | 2.03 | % | ||
| 25 | 2.00 | % | ||
| 26 | 1.97 | % | ||
| 27 | 1.94 | % | ||
| 28 | 1.91 | % | ||
| 29 | 1.88 | % | ||
| 30 | 1.85 | % | ||
| 31 | 1.82 | % | ||
| 32 | 1.80 | % | ||
| 33 | 1.77 | % | ||
| 34 | 1.74 | % | ||
| 35 | 1.72 | % | ||
| 36 | 1.69 | % | ||
| 2 | Starting with July 2013. |
Sch III-1
| 37 | 1.66 | % | ||
| 38 | 1.64 | % | ||
| 39 | 1.61 | % | ||
| 40 | 1.59 | % | ||
| 41 | 1.57 | % | ||
| 42 | 1.54 | % | ||
| 43 | 1.52 | % | ||
| 44 | 1.50 | % | ||
| 45 | 1.50 | % | ||
| 46 | 1.50 | % | ||
| 47 | 1.50 | % | ||
| 48 | 1.50 | % | ||
| 49 | 1.50 | % | ||
| 50 | 1.50 | % | ||
| 51 | 1.50 | % | ||
| 52 | 1.50 | % | ||
| 53 | 1.50 | % | ||
| 54 | 1.50 | % | ||
| 55 | 1.50 | % | ||
| 56 | 1.50 | % | ||
| 57 | 1.50 | % | ||
| 58 | 1.50 | % | ||
| 59 | 1.50 | % | ||
| 60 | 1.50 | % | ||
| 61 | 1.50 | % | ||
| 62 | 1.50 | % | ||
| 63 | 1.50 | % | ||
| 64 | 1.50 | % | ||
| 65 | 1.50 | % | ||
| 66 | 1.50 | % | ||
| 67 | 1.50 | % | ||
| 68 | 1.50 | % | ||
| 69 | 1.50 | % | ||
| 70 | 1.50 | % | ||
| 71 | 1.50 | % | ||
| 72 | 1.50 | % |
Sch III-2