FOURTH AMENDMENT TO PARTICIPATION AGREEMENT

FOURTH AMENDMENT TO

PARTICIPATION AGREEMENT

This Fourth Amendment to Participation Agreement (“Amendment”) is entered into by and among Franklin Distributors, LLC (formerly known as ▇▇▇▇ ▇▇▇▇▇ Investor Services, LLC) (the “Distributor”), ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ Fund Adviser, LLC (formerly known as ▇▇▇▇ ▇▇▇▇▇ Partners Fund Advisor, LLC) (the “Adviser”), ▇▇▇▇ ▇▇▇▇▇ Partners Variable Equity Trust and ▇▇▇▇ ▇▇▇▇▇ Partners Variable Income Trust (each a “Fund”, collectively the “Funds”) and Brighthouse Life Insurance Company (the “Company”), collective (the “Parties”).

WHEREAS, the Parties entered into a Participation Agreement dated January 1, 2009, as amended, (the “Agreement”). Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement;

WHEREAS, effective July 7, 2021, the Distributor changed its name from ▇▇▇▇ ▇▇▇▇▇ Investor Services, LLC to Franklin Distributors, LLC;

WHEREAS, the Parties desire to amend the Agreement to add ▇▇▇▇ ▇▇▇▇▇ Partners Income Trust and ▇▇▇▇ ▇▇▇▇▇ Global Asset Management Trust (each a “Fund”, and together with ▇▇▇▇ ▇▇▇▇▇ Partners Variable Equity Trust and ▇▇▇▇ ▇▇▇▇▇ Partners Variable Income Trust, the “Funds”), each as a Party to the Agreement.

WHEREAS, the Parties desire to amend Schedule B of the Agreement;

NOW, THEREFORE, in consideration of these premises and the terms and conditions set forth herein, the Parties agree as follows:

If to the Distributor:

Franklin Distributors, LLC

▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇

Stamford, CT 06902

Attn: Intermediary Client Onboarding

Email: ▇▇_▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇

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If to the Company:

Brighthouse Life Insurance Company

▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇

Charlotte, NC 28277

Attn: Legal Department

If to the Adviser:

Franklin ▇▇▇▇▇▇▇▇▇ Fund Adviser, LLC

▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇^▇▇ ▇▇▇▇▇

New York, NY 10017

Attn: Legal Department

6. Other Terms. Other than the foregoing, all other terms and conditions of the Agreement shall remain unchanged and in full force and effect and are ratified and confirmed in all respects by the parties to this Amendment.

For the purpose of referring to this Amendment, the date of this Amendment shall be February 25, 2025.

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SCHEDULE A

Separate Accounts and Associated Contracts

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SCHEDULE B

PORTFOLIOS AVAILABLE UNDER THE CONTRACTS

All Funds shall pay 12b-1 fees in the amount as stated in each Fund’s then current prospectus.

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