EXECUTION VERSION 2019-1 FUNDING 1 START-UP LOAN AGREEMENT 15 OCTOBER 2019 FOSSE FUNDING (NO. 1) LIMITEDas Funding 1 andSANTANDER UK PLCas Funding 1 Start-Up Loan Provider andTHE BANK OF NEW YORK MELLON, LONDON BRANCHas Funding 1 Security Trustee
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