______________, 2003
Investors Bank & Trust Company
▇▇▇ ▇▇▇▇▇▇▇▇▇
▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇
Re: ▇▇▇▇▇▇▇ ▇▇▇▇▇ Funds
Custodian Agreement
Ladies and Gentlemen:
Enclosed is a revised Appendix A to the Custodian Agreement dated October
1, 1999, as amended August 1, 2001 and April 23, 2002 (the "Agreement"), between
▇▇▇▇▇▇▇ ▇▇▇▇▇ Funds and Investors Bank & Trust Company to, among other things,
add the Small-Mid Cap Growth Fund (the "New Portfolio") as a covered portfolio
under the Agreement. By signing below, you agree to provide such services as are
set forth in the Agreement as custodian for the New Portfolio.
▇▇▇▇▇▇▇ ▇▇▇▇▇ FUNDS
By:
Its:
Accepted this ___ day
of _________, 2003.
INVESTORS BANK & TRUST COMPANY
By:
Its:
Appendix A
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Portfolios
▇▇▇▇▇▇▇ ▇▇▇▇▇ Growth Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Ready Reserves Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Income Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ International Growth Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Value Discovery Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Tax-Managed Growth Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Large Cap Growth Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Small Cap Growth Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ Institutional International Growth Fund
▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇-Mid Cap Growth Fund