and Annuity Company (formerly Aetna Life Insurance and Annuity Company)(the “Sub-Administrator”), and Neuberger Berman Management Inc. (“NBMI”) is made to the Administrative Services Agreement, dated as of May 25, 1994, as amended, between Aetna Life...

Exhibit 99-B.8.91

FOURTH AMENDMENT TO THE
ADMINISTRATIVE SERVICES AGREEMENT

		This Fourth Amendment dated as of September 17, 2007 by and between ING Life Insurance
and Annuity Company (formerly Aetna Life Insurance and Annuity Company)(the “Sub-Administrator”),
and ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Management Inc. (“NBMI”) is made to the Administrative Services Agreement,
dated as of May 25, 1994, as amended, between Aetna Life Insurance and Annuity Company, and NBMI
(the “Agreement”). Terms defined in the Agreement are used herein as therein defined.

		WHEREAS, the parties desire to amend the fee schedule designated as Schedule B to the
Agreement.

		WHEREAS, the parties desire to update the list of Funds designated as Appendix A to the
Agreement.

		NOW, THEREFORE, in consideration of the promises and mutual covenants hereinafter
contained, the parties agree as follows:

1.		The fee schedule designated as Schedule B to the Agreement is hereby deleted in its entirety and
replaced with the following paragraph:

		In consideration of the Sub-Administrator's acting as the servicing agent to the
		Funds on behalf of NBMI and for the performance of Administrative Services and other
		services to the Funds by the Sub-Administrator pursuant to this Agreement, NBMI shall
		pay the Sub-Administrator (i) a fee with respect to the Trust Class shares of each Fund
		(other than ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Genesis Fund), calculated daily and paid monthly in
		arrears, equal to 0.35% (35 bps) per annum of the daily net asset value of the total
		number of such shares held in the Account; (ii) a fee with respect to the Trust Class
		shares of ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Genesis Fund, calculated daily and paid monthly in arrears,
		equal to 0.25% (25 bps) per annum of the daily net asset value of the total number of
		such shares held in the Account; (iii) a fee with respect to the Advisor Class shares of
		each Fund, calculated daily and paid monthly in arrears, equal to 0.25% (25 bps) per
		annum of the daily net asset value of the total number of such shares held in the
		Account, and (iv) a fee with respect to the Investor Class shares of ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
		Socially Responsive Fund, calculated daily and paid monthly in arrears, equal to 0.15%
		(15 bps) per annum of the daily net asset value of the total number of such shares held in
		the Account. The Sub-Administrator acknowledges that the fees are commensurate
		with those charged other fund companies for commensurate services. To the extent
		that payment of a portion of such fee by a Fund has been approved by the Trustees of
		the Fund, that portion of the fee may be paid by the Fund, in consideration of the
		services set forth in Section 1 of Schedule A to the Agreement. To the extent that a
		Fund has approved a plan pursuant to Rule 12b-1 under the Investment Company Act of
		1940, as amended, all or part of the fee with respect to that Fund may be payable from
		the proceeds of that plan. The parties agree that all payments for services made by

NBMI under the Agreement shall be in accordance with a statement provided by NBMI
to the Sub-Administrator that shall be based on each Fund's records with its transfer
agent.

NBMI shall provide a statement and pay all fees within thirty (30) business days after
the last day of each month. The Sub-Administrator shall advise NBMI within twenty
(20) days of receipt of the invoice if it disagrees with any information set forth on the
statement. All payments and statements to the Sub-Administrator shall be sent to the
attention of: ▇▇▇▇▇▇ ▇▇▇▇▇▇▇,
                      Accounting Supervisor, Fund Operations
                      ING
                      ▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇
                      ▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

2. The list of Funds designated as Appendix A to the Agreement is hereby deleted in its entirety
and replaced with new Appendix A attached hereto.

3. All notices required or permitted under this Agreement shall be in writing and shall be sent by
personal delivery or registered or certified mail, postage prepaid, or by telecopier confirmed in writing
within three (3) business days, as follows:

If to NBMI:		If to the Sub-Administrator:
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Management Inc.		ING US Financial Services
▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ - 2nd Floor		▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇ – ▇▇▇▇
▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇		▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇
Attention: President		Attention: ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
cc:	▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇	Telephone: ▇▇▇-▇▇▇-▇▇▇▇
Telephone: ▇▇▇-▇▇▇-▇▇▇▇		Fax: ▇▇▇-▇▇▇-▇▇▇▇
Telecopier: ▇▇▇-▇▇▇-▇▇▇▇

Such addresses may be changed from time to time by any party by providing written notice in the manner
set forth above. All notices shall be effective upon delivery or when deposited in the mail addressed as
set forth above.

4. Anti-Money Laundering. Each of the parties to this Agreement will establish and
maintain programs, policies and procedures as required by federal, state or local law to detect and
prevent money laundering. Each party shall cooperate with the others to the extent required by
law to facilitate implementation of each other's anti-money laundering (AML) program, which
may include annual AML compliance certifications, periodic AML due diligence reviews and/or
other requests deemed necessary to ensure compliance with the AML regulations.

5. Restrictions on Excessive Trading. The Sub-Administrator has adopted its own excessive
trading policy, a copy of which is attached as Exhibit I (“Excessive Trading Policy”). The Sub-

Administrator does not monitor trading in fund shares on behalf of, or in accordance with disclosed
policies of, any fund groups; however, the Sub-Administrator monitors individual Participant and
contract owner trading in accordance with its Policy. The Sub-Administrator will use its best efforts, and
shall reasonably cooperate with NBMI and the Funds and will execute any instructions from NBMI or
the Funds to restrict or prohibit further purchases or exchanges of Fund shares by an individual
Participant or contract owner who has been identified by the Funds as having engaged in transactions in
Fund shares that violate market timing policies established by the Funds. The parties shall use their best
efforts, and shall reasonably cooperate with each other to prevent future market timing and frequent
trading. In addition, the parties entered into a separate shareholder information agreement on April 16,
2007, effective October 16, 2007. The Sub-Administrator agrees to provide to the Funds certain
shareholder identity and transaction information upon the Fund’s request as provided by the shareholder.

6. Except as modified hereby, all other terms and conditions of the Agreements shall remain in full
force and effect.

7. This Amendment may be executed in two or more counterparts, each of which shall be deemed to
be an original, but all of which together shall constitute one and the same Amendment.

ING LIFE INSURANCE AND		▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
ANNUITY COMPANY		MANAGEMENT INC.

		By: /s/ ▇▇▇▇▇▇ ▇▇▇▇▇
By: /s/ ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇		Name: ▇▇▇▇▇▇ ▇▇▇▇▇

Name:	▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇	Title:
Title:	Vice President

	APPENDIX A



NAME OF FUND AND CLASS	NOTES	CUSIP	NASDAQ
			SYMBOL
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Equity Funds, Investor Class
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Socially Responsive Fund		641224605	NBSRX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Equity Funds, Trust Class
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ All Cap Growth Fund		641224738	NBATX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Focus Fund		640917506	NBFCX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Genesis Fund	closed to new investors	640917100	NBGEX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Guardian Fund		640917209	NBGTX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ International Fund	closed to new investors	640917704	NBITX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ International Institutional Fund	closed to new investors	641224811	NBIIX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ International Large Cap Fund		641224753	NILTX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Manhattan Fund		640917308	NBMTX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Millennium Fund		640917803	NBMOX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Partners Fund		640917407	NBPTX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Real Estate Fund		641224845	NBRFX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Regency Fund		640917886	NBREX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Socially Responsive Fund		640917860	NBSTX
▇▇▇▇▇▇ Brothers Income Funds, Trust Class
▇▇▇▇▇▇ Brothers Strategic Income Fund		▇▇▇▇▇▇▇▇▇	LBSTX
▇▇▇▇▇▇ Brothers Short Duration Bond Fund		52522J863	LBDBX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Equity Funds, Advisor Class
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Fund		641224837	NBFVX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Focus Fund		▇▇▇▇▇▇▇▇▇	NBFAX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Genesis Fund	closed to new investors	▇▇▇▇▇▇▇▇▇	NBGAX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Manhattan Fund		▇▇▇▇▇▇▇▇▇	NBMBX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Guardian Fund		▇▇▇▇▇▇▇▇▇	NBGUX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Millennium Fund		641224829	NBMVX
▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Partners Fund		▇▇▇▇▇▇▇▇▇	NBPBX

EXHIBIT I
ING Excessive Trading Policy as of January 1, 2007

Various business units of ING offer variable annuity, variable life insurance and retirement plan
products through which customers may invest directly or indirectly in one or more mutual funds.
Frequent purchases and redemptions of a fund's shares, such as those associated with "market
timing," can adversely affect the fund and the returns achieved by the fund's share-holders. As a
result, many of the funds that are available through ING's products are taking measures to protect the
fund and its shareholders from potentially harmful trading activity. These measures include
reserving the right to reject purchase requests from shareholders who are making frequent purchases
and redemptions of a fund's shares.

ING, as the provider of multi-fund products, has adopted a definition of "Excessive Trading" that is
intended to respond to a majority of the restrictions on such trading activity that have been adopted
by the various fund families. ING's current definition of Excessive Trading and our policy with
respect to such trading activity is outlined below.

1.	ING currently defines Excessive Trading as more than one purchase and sale of the same fund (including money market funds) within a thirty (30) day period. Each fund offered through ING's products, either by prospectus or stated policy, has adopted or may adopt its own definition of Excessive Trading. Therefore ING reserves the right, without prior notice, to modify its general definition or to develop another definition that may apply to a particular fund, product or individual, depending on the needs of a particular fund and/or state or federal regulatory requirements.

	A	purchase followed by one or more sales and then another purchase of the same fund, or a sale

	followed by one or more purchases and then another sale of the same fund would meet ING's definition of Excessive Trading. The following transactions are excluded when determining whether trading activity is excessive:

	• Purchases or sales of shares related to non-fund transfers (for example, new purchase

		payments, withdrawals and (loans);

	• Transfers associated with scheduled dollar cost averaging and scheduled rebalancing

		programs;

	• Purchases and sales of fund shares in the amount of $250 or less; and

	• Purchases and sales of funds that affirmatively permit short-term trading in their fund

		shares, and movement between such funds and the money market fund.

2.	ING actively monitors fund transfer and reallocation activity within its products to identify Excessive Trading.

3.	If ING determines that an individual has used one or more of its products to engage in Excessive Trading, ING will send that individual a one-time warning letter and place that individual on a watch list. According to the needs of the various business units, a copy of the warning letter may also be sent, as applicable, to the person(s) or entity authorized to initiate fund transfers or reallocations, the agent/registered representative or investment adviser for that individual.

4.	If ING determines that an individual has used one or more of its products to engage in Excessive Trading after having received a warning letter as described above, ING will send a second letter to the individual. This letter will state that the individual's ability to initiate fund transfers or reallocations through the Internet, facsimile, telephone calls to the company's service center, or other electronic trading medium that ING may make available from time to time ("Electronic Trading Privileges") has been suspended for a period of 6 months. All fund transfers or reallocations will then have to be initiated by providing written instructions to ING via regular U.S. mail. During the Suspension Period, "inquiry only" privileges will be permitted where and when possible.

5.	Following the 6 month suspension period, the Electronic Trading Privileges may again be restored, but ING will continue to monitor the fund transfer and reallocation activity. Any future Excessive Trading will result in an indefinite suspension of the Electronic Trading Privileges.

6.	ING may elect to limit fund trading or reallocation privileges with respect to any individual, with or without prior notice, if ING determines that the individual's trading activity is disruptive, regardless of whether the individual's trading activity fall within the definition of Excessive Trading set forth above.

and Annuity Company (formerly Aetna Life Insurance and Annuity Company)(the “Sub-Administrator”), and Neuberger Berman Management Inc. (“NBMI”) is made to the Administrative Services Agreement, dated as of May 25, 1994, as amended, between Aetna Life...

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