JOINT FILING AGREEMENT Each of the undersigned hereby affirms that it is individually eligible to use Schedule 13D, and agrees that this Amendment No. 3 to Schedule 13D is filed on its behalf. Dated this 6th day of January, 1999 /S/ JAMES E. MOORE...

                             JOINT FILING AGREEMENT


         Each of the undersigned hereby affirms that it is individually eligible
to use Schedule 13D, and agrees that this Amendment No. 3 to Schedule 13D is
filed on its behalf.


         Dated this 6th day of January, 1999



         /S/ ▇▇▇▇▇ ▇. ▇▇▇▇▇
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         ▇▇▇▇▇ ▇. ▇▇▇▇▇, Individually




         ▇▇▇▇▇ ▇. ▇▇▇▇▇ REVOCABLE TRUST,
         U/D/T/ DATED JULY 28, 1994



         By: /S/ ▇▇▇▇▇ ▇.▇▇▇▇▇
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              ▇▇▇▇▇ ▇. ▇▇▇▇▇, Trustee