AMENDMENT TO FUND PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS

Provision of Fund Documents; Website Posting.

Fund Documents. Each Fund, the Adviser and/or the Distributor are responsible for preparing and providing the following “Fund Documents,” as specified in paragraph (b)(1) of Rule 30e-3 and paragraph (j)(1)(iii) of Rule 498A:

Summary Prospectus for the Portfolios;

Statutory Prospectus for the Portfolios;

Statement of Additional Information (“SAI”) for the Portfolios; and

Most Recent Annual and Semi-Annual Reports to Shareholders (under Rule 30e-1 under the 1940 Act) for the Portfolios (together, the “Shareholder Reports”) (referred to in Rule 30e-3 as the “Current” and “Prior” Report to Shareholders).

Complete Portfolio Holdings From Shareholder Reports Containing a Summary Schedule of Investments to the extent applicable; and

Portfolio Holdings For Most Recent First and Third Fiscal Quarters (together with the complete portfolio holdings specified in (v) above, the “Portfolio Holdings”).

Deadline for Providing, and Currentness of, Fund Documents.

Each Fund, the Adviser and/or the Distributor shall provide the Summary Prospectus, Statutory Prospectus, and SAI for the Portfolios to the Company (or its designee) on a timely basis (to facilitate the required website posting) and provide updated versions as necessary, in order to facilitate a continuous offering of each Portfolio’s securities and the Variable Contracts.

Each Fund, the Adviser and/or the Distributor shall provide the Shareholder Reports and Portfolio Holdings on a timely basis (to facilitate the required website posting) but no later than 5 business days before the date each time that the Required Materials are required to be posted by Rule 30e-3.

Format of Fund Documents. Each Fund, the Adviser and/or the Distributor shall provide the Fund Documents to the Company (or its designee) in an electronic format that is suitable for website posting, and in a format, or formats, that:

are both human-readable and capable of being printed on paper in human-readable format (in accordance with paragraph (b)(3) of Rule 30e-3 and paragraph (h)(2)(i) of Rule 498A); and

permit persons accessing the Statutory Prospectus and SAI to move directly back and forth between each section heading in a table of contents of such document and the section of the document referenced in that section heading (that is, these documents must include linking, in accordance with paragraph (h)(2)(ii) of Rule 498A); and

permit persons accessing the Fund Documents to permanently retain, free of charge, an electronic version of such materials that meet the requirements of subparagraphs (h)(2)(i) and (ii) of Rule 498A (in accordance with paragraph (h)(3) of Rule 498A).

Website Hosting. The Company shall host and maintain the website specified in paragraph (j)(1)(iii) of Rule 498A, so that the Fund Documents are publicly accessible, free of charge, at that website, in accordance with the conditions set forth in that paragraph, provided that each Fund, the Adviser and the Distributor fulfill their obligations under this Amendment.

Use of Summary Prospectuses.

The Company shall ensure that an Initial Summary Prospectus is used for each currently offered Variable Contract described under the related registration statement, in accordance with paragraph (j)(1)(i) of Rule 498A no later than May 1, 2022.

Each Fund, the Adviser and/or the Distributor shall ensure that a summary prospectus is used for the Portfolios, in accordance with paragraph (j)(1)(ii) of Rule 498A if available.

Notice Fee (Expense Allocation) The Fund and/or the Distributor shall bear the cost of preparing and mailing notices as required by paragraph (c) of Rule 30e-3 of the availability of certain Fund Documents to Contract Owners. The Fund’s and/or Distributor’s proportional cost is equal to the quotient of (a) divided by (b) multiplied by (c) where (a) is the total hosting and mailing expenses incurred by Company for all funds offered in its Accounts, (b) is the total number of funds available across the Company’s Accounts and (c) is the number of funds available across the Company’s Accounts that are part of the Fund’s family. The annual cost of the hosting expenses will not be more than $600 per Portfolio.

Content of Fund Documents. Each Fund, the Adviser and/or the Distributor shall be responsible for the content and substance of the Fund Documents as provided to the Company, including, but not limited to, the accuracy and completeness of the Fund Documents. Without limiting the generality of the foregoing in any manner, each Fund, the Adviser and/or the Distributor shall be responsible for ensuring that the Fund Documents as provided to the Company:

Meet the applicable standards of the 1933 Act, the Securities Exchange Act of 1934, as amended; the 1940 Act; and all rules and regulations under those Acts; and

Do not contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they are made, not misleading.

Provision of Fund Documents for Paper Delivery. Each Fund, the Adviser and/or the Distributor or the Company shall:

As the Company may reasonably request from time to time, provide the Company with sufficient paper copies of the then current Fund Documents, so that the Company may maintain a supply of such current paper documents sufficient in its reasonable judgment to meet anticipated requests from Contract Owners (see paragraphs (e) and (f) of Rule 30e-3 and paragraphs (i)(1) and (j)(3) of Rule 498A). Such Company requests shall be fulfilled reasonably promptly, but in no event more than 5 business days after the request from the Company is received by either a Fund or the Distributor.

Alternatively, if requested by the Company in lieu thereof, the Fund or its designee shall provide such electronic documentation (including “camera ready” copies of the current Fund Documents as set in type, or at the request of the Company, a diskette in a form suitable to be sent to a financial printer), and such other assistance as is reasonably necessary to have the then current Fund Documents printed for distribution.

Expense Allocation. The table included in Schedule C to the Participation Agreement, entitled “Expenses,” is hereby amended in relevant part as follows:

Item

Function

Party Responsible for

Coordination

Party Responsible for

Expense

Portfolio Expense and Performance Data. Each Fund shall provide such data regarding each Portfolio’s expense ratios and investment performance as the Company shall reasonably request, to facilitate the registration and sale of the Variable Contracts.

Construction of this Amendment; Participation Agreement.

This Amendment shall be interpreted to be consistent with, and to facilitate compliance with and reliance on, Rule 30e-3 under the 1940 Act and Rule 498A (including paragraph (j) thereof) under the 1933 Act and any interpretations of those Rules by the Securities and Exchange Commission, its staff, courts, or other appropriate legal authorities.

To the extent the terms of this Amendment conflict with the terms of the Participation Agreement, the terms of this Amendment shall control; otherwise, and except as otherwise specifically set forth in this Amendment, the terms of the Participation Agreement shall continue to apply, and shall apply to the duties, responsibilities, rights and obligations of the Parties under and pursuant to this Amendment.

Termination. This Amendment shall terminate upon the earlier of:

termination of the Participation Agreement; or

60 days written notice from any Party to the other Parties.

Applicable Law. Article IX of the Participation Agreement is shall include the following 9.3 section as follows:

Notices. Article XI of the Participation Agreement entitled “Notices” is hereby deleted in its entirety and replaced as follows:

To the Fund:

c/o BlackRock Advisors, LLC

Attn: ▇▇▇▇▇▇ ▇▇▇▇▇

FDP-Agreements

▇▇ ▇▇▇▇ ▇▇^▇▇ ▇▇▇▇▇▇

New York, NY 10022

If to the Company:

Equitable Financial Life Insurance Company

Attn: ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇

▇▇▇▇ ▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇

16^th Floor

New York, NY 10104

Provisions of Anti-Money Laundering and Sanctions.

As long as Shares of a Fund are held on behalf of Contract Owners, the Company and Parties shall comply with Applicable Law (including, but not limited to, any disclosure regarding fees or other compensation paid to the Company pursuant to this Agreement or any Related Agreement). The Company and Parties shall have policies and procedures in place which the Company and Parties reasonably believes to be appropriate and sufficient with regard to the handling of orders on a timely basis and which the Company and Parties believes provide adequate controls and procedures to ensure ongoing compliance with the requirements of this section (a) as applicable and effective. The Company and Parties will, upon request, annually certify to compliance with Applicable Law. The Company and Parties acknowledges and agree that each have their own independent AML obligations for compliance with Applicable Law and the Parties have no responsibility for determining whether the Fund Shares are suitable for the Accounts or Contract Owners. Fund Parties will comply with Executive Order 13959 Addressing the Threat from Securities Investments that Finance Communist Chinese Military Companies, and certify compliance upon request, and acknowledges the Company intends to rely on the Fund Parties confirmation with respect to each Portfolio’s investment transaction.

Without limiting the generality of section (a) above, as long as Shares of a Fund are held on behalf of Contract Owners, the Company has adopted, implemented and shall maintain and comply with a reasonable risk-based program to comply with all applicable economic, trade and financial sanctions laws, resolutions, executive orders and regulations enacted by the United States (including as administered and/or enforced by the Office of Foreign Assets Control), the European Union, the United Nations and other applicable jurisdictions (collectively, “Sanctions Laws”). The Company shall maintain and comply with policies, procedures and controls that are reasonably designed to ensure compliance with Sanctions

Without limiting the generality of section (a) above, as long as Shares of the Fund are held on behalf of Contract Owners, the Company has adopted, implemented and shall maintain and comply with an anti-money laundering program to comply with (i) all applicable United States laws and regulations relating to anti-money laundering, including the Uniting and Strengthening America by Providing Appropriate Tools to Intercept and Obstruct Terrorism Act of 2001 (the “USA PATRIOT Act”) and the Bank Secrecy Act, as amended by the USA PATRIOT Act, and SEC and FINRA rules and regulations and (ii) all applicable laws and regulations relating to anti-money laundering from other applicable jurisdictions (collectively, “AML Laws”). In addition, the Company shall have a designated anti-money laundering compliance officer, and the Company shall provide anti-money laundering training to its staff on an annual basis. Finally, the Company’s anti-money laundering program shall provide for an independent audit of its anti-money laundering program on an annual basis. The Company will promptly inform the Distributor and/or the Advisor in writing, to the extent not prohibited by Applicable Law, if the Company becomes aware of any violations of AML Laws by it or any Account or Contract Owner with respect to the Company’s services or transactions in Shares or if the Company is unable to comply with its obligations under this section (c).

As long as Shares of the Fund are held on behalf of Contract Owners, the Company shall provide the Distributor and/or the Advisor with such information as it may reasonably request, including, but not limited to, the filling out of questionnaires, attestations and other documents, to enable each Fund, the Distributor, and the Advisor to fulfill their obligations under Sanctions Laws and AML Laws (including maintaining records for at least five years).

As long as Shares of the Fund are held on behalf of Contract Owners, the Company represents and warrants that neither it nor any of its principals have been previously indicted with respect to or convicted of any criminal charges, including money laundering, and neither it nor any of its principals is the subject of any criminal action of any nature or of any regulatory or self-regulatory action relating to money laundering.

As long as Shares of the Fund are held on behalf of Contract Owners, the Company represents and warrants that it is aware of Sanctions Laws, and it has not violated and shall not violate any Sanctions Laws.

This Agreement may be terminated immediately upon written notice to the other parties by the Series or the Underwriter, at either’s option, if either the Series or the Underwriter shall determine, in its sole judgment exercised in good faith the Company shall have violated Applicable Law in a material respect, including, without limitation, any AML Laws or Sanctions Laws, or is unable to comply with the compliance obligations set forth in this Agreement regarding anti-money laundering or sanctions.

Counterparts and Delivery. This Amendment may be executed in two or more counterparts, each of which shall be an original and all of which together shall constitute one instrument. A signed copy of this Amendment delivered by facsimile or by emailing a copy in .pdf form shall be treated as an original and shall bind all Parties just as would the exchange of originally signed copies.

By:

Print Name:

Title:     Managing Director

Date:     7/14/2021 | 10:08 AM EDT

By:

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Title:     Senior Vice President

Date:     7/14/2021 | 10:08 AM EDT

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Title:     Chief Compliance Officer

Date:     July 15, 2021

By:

Print Name:

Title:     Chief Compliance Officer

Date:     July 15, 2021

By:

Print Name:

Title:     Managing Director

Date:     July 21, 2021

By:

Print Name:

Title:      Director

Date:     July 15, 2021