AMENDMENT NO. 20 TO
AUTOMATIC REINSURANCE AGREEMENT
EFFECTIVE AS OF DECEMBER 1, 2004
(AGREEMENT)
BETWEEN
FIRST METLIFE INVESTORS INSURANCE COMPANY
(CEDENT)
AND
EXETER REASSURANCE COMPANY, LTD.
(REINSURER)
The Agreement is hereby amended, as of February 4, 2013, as follows:
1. The attached Schedule A, Plans of Reinsurance, amends and, as
amended, restates Schedule A, Plans of Reinsurance.
2. The attached Exhibit II, Reinsurance Premiums, amends and, as
amended, restates Exhibit II, Reinsurance Premiums.
This Amendment No. 20 does not alter, amend or modify the Agreement other than
as set forth herein, and the terms and conditions of the Agreement, as amended
herein, continue in effect without other change.
In Witness whereof, the parties have caused this Amendment No. 20 to be signed
in duplicate counterparts as of the date first above written.
FIRST METLIFE INVESTORS INSURANCE COMPANY
By: /s/ ▇▇▇▇▇▇▇ ▇▇▇▇▇
----------------------------------
Name: ▇▇▇▇▇▇▇ ▇▇▇▇▇
----------------------------------
Title: Senior Vice President
----------------------------------
EXETER REASSURANCE COMPANY, LTD.
By: /s/ ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
----------------------------------
Name: ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
----------------------------------
Title: Vice President and Actuary
----------------------------------
Page 1 of 9
SCHEDULE A
PLANS OF REINSURANCE
A. Reinsurer's Percentage:
100% of the business described herein.
B. Effective Date:
December 1, 2004.
C. Reinsured Contracts:
FIRST METLIFE INVESTORS INSURANCE COMPANY
DEFERRED ANNUITY CONTRACTS
--------------------------
VA Class Contract (Standard Contract, 7-year surrender charge schedule)
XC Class Contract (Bonus Contract, 9-year surrender charge schedule)
AA Class Contract (Standard Contract, 7-year surrender charge schedule,
▇. ▇. ▇▇▇▇▇▇▇ distribution)
B Class Contract (Standard Contract, 7-year surrender charge schedule,
▇▇▇▇▇▇ ▇▇▇▇▇ distribution)
L Class Contract (3-year surrender charge schedule)
L Class Contract (4-year surrender charge schedule)
C Class Contract (No surrender charges)
A Class Contract (Front-end load, ▇▇▇▇▇▇ ▇▇▇▇▇ distribution)
S Class Contract (Standard and L Class)
VA - 4 Class Contract (L Class)
O Class Contract (Front-end load & 7-year surrender charge schedule,
▇▇▇▇▇▇ ▇▇▇▇▇ distribution)
Vintage VA (Standard Contract, 7-year surrender charge schedule)
Vintage XC (Bonus Contract, 9-year surrender charge schedule)
Vintage L (4-year surrender charge schedule)
Marquis Portfolios (No surrender charges)
PEP (10-year surrender charge schedule)
PrimElite III (8-year surrender charge schedule)
PrimElite IV (8-year surrender charge schedule)
PRISM (7-year surrender charge schedule)
PRISM L (4-year surrender charge schedule)
Pioneer PRISM XC (9-year surrender charge schedule)
Page 2 of 9
Class XTRA (9-year surrender charge schedule)
Class XTRA 6 (9-year surrender charge schedule)
Simple Solutions (6-year surrender charge schedule)
FORM NUMBERS
------------
Guaranteed Minimum Death Benefits Ceded:
----------------------------------------
Return of Account Value
Principal Protection: Form 6015 (02/02)
Annual Step-Up: Form 6017 (02/02)
Guaranteed Minimum Income Benefits Ceded:
-----------------------------------------
Guaranteed Minimum Income Benefit: Form 4518 (09/02)
Guaranteed Minimum Income Benefit Plus I (2008 Version): Form FMLI-560-5
(7/08)
Guaranteed Minimum Income Benefit Plus III: Form FMLI-560-7-NY (7/10)
Guaranteed Minimum Income Benefit Plus IV: Form FMLI-560-10 (9/11)
Guaranteed Minimum Income Benefit Max: Form FMLI-560-8-NY (9/10)
Guaranteed Minimum Income Benefit ▇▇▇ ▇▇: Form FMLI-560-11 (9/11)
Guaranteed Minimum Income Benefit Max III: Form FMLI-560-12 (12/11)
Guaranteed Minimum Income Benefit ▇▇▇ ▇▇: Form FMLI-560-13 (6/12)
Guaranteed Minimum Income Benefit Max V: Form FMLI-560-14 (2/13)
Guaranteed Withdrawal Benefits Ceded:
-------------------------------------
Guaranteed Withdrawal Benefit: Form FMLI-690-1 (7/04)
Guaranteed Withdrawal Benefit: Form FMLI-690-2 (11/05)
Lifetime Guaranteed Withdrawal Benefit: Form FMLI-690-3 (6/06)
Lifetime Guaranteed Withdrawal Benefit II: Form FMLI-690-4 (7/08) or
FMLI-690-6 (7/09)
Lifetime Withdrawal Guaranteed Benefit III: Form FMLI-690-6 (7/09)-SS
Guaranteed Minimum Accumulation Benefits Ceded:
-----------------------------------------------
Guaranteed Minimum Accumulation Benefit: Form FMLI 670-1 (11/05)
Page 3 of 9
EXHIBIT II
REINSURANCE PREMIUMS
A. GMDB PROGRAM
REINSURANCE PREMIUM
GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Return of Account Value All Products 2.00
Principal Protection All Products, except PRISM, PRISM L & 9.00
Pioneer PRISM XC
Principal Protection PRISM, PRISM L & Pioneer PRISM XC 15.00
Annual Step-up to attained Plan Codes: BN2101, BN21ML, 10.00
age 80 CS5101, CS510R, CS51ML, CS51MR,
▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇,
▇▇▇▇▇▇, ▇▇▇▇▇▇, LS410R, LS41ML,
LS41MR, ST1101, ST110R, ST110X,
▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇,
▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ST1ED3,
ST1EDB, ST1EDJ, ST1EDR, ST1EDX,
ST1ER3, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇,
▇▇▇▇▇▇, ▇▇▇▇▇▇
Annual Step-up to attained Other Plan Codes for all products, except 20.00
age 80 PRISM, PRISM L & Pioneer PRISM XC
Annual Step-up to attained PRISM, PRISM L & Pioneer PRISM XC 30.00
age 80
Page 4 of 9
B. INCOME PROGRAM
REINSURANCE PREMIUM
INCOME PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- --------------------------------------------------- -------------------
GMIB All Products issued prior to February 15, 2003 35.00
GMIB Plan codes BN2103, BN21M3, CS5103, CS51M3, 45.00
CS51R3, CS53R3, LS4103, LS4104,LS41M3,
LS41R3, LS41R4, LS43R3, ST1103, ST11M3,
ST11R3, ST11X3, ST13R3, ST1AG4, ST1AR4,
and ST1NA4 sold after April 30, 2003 and before
May 1, 2005 if GMDB program is Annual Step or
Max of Annual Step and Rollup
GMIB All other Products issued after February 14, 2003 50.00
and before May 1, 2005 and for All Products sold
after April 30,2005
GMIB Plus I All Products, except Marquis Portfolio, sold on or 75.00
before February 20, 2009, for which the contract's
Income Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold on or 115.00
before February 20, 2009, for which the contract's
Income Base is increased due to an Annual Step-
Up on a contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold after 95.00
February 20, 2009 and before May 04, 2009, for
which the contract's Income Base is not increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold after 115.00
February 20, 2009 and before May 04, 2009,
for which the contract's Income Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold on or 95.00
after May 04, 2009.
GMIB Plus III All Products, except Marquis Portfolio, sold on or 95.00
after July 19, 2010 and on or before April 29, 2011
GMIB Plus III All Products, except Marquis Portfolio, sold after 100.00
April 29, 2011
GMIB Max All products, except Marquis Portfolio 100.00
GMIB Plus IV and GMIB Only Applies to VA, L, C, S & VA-4 Class Products 100.00
▇▇▇ ▇▇
GMIB Max III Only Applies to A, VA, L, C, S & VA-4 Class 100.00
Products
GMIB ▇▇▇ ▇▇ Only Applies to O, VA, S & VA-4 Class Products 100.00
GMIB Max V Only Applies to O, VA, S & VA-4 Class Products 100.00
Page 5 of 9
GMIB Plus I Marquis Portfolio sold on or before February 20, 90.00
2009, for which the contract's Income Base is not
increased due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold on or before February 20, 130.00
2009, for which the contract's Income Base is
increased due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold after February 20, 2009 and 110.00
before May 04, 2009, for which the contract's
Income Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold after February 20, 2009 and 130.00
before May 04, 2009, for which the contract's
Income Base is increased due to an Annual Step-
Up on a contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I Marquis Portfolio sold on or after May 04, 2009 110.00
GMIB Plus III Marquis Portfolio sold on or after July 19, 2010 110.00
and on or before April 29, 2011
GMIB Plus III Marquis Portfolio sold after April 29, 2011 115.00
Page 6 of 9
C. WITHDRAWAL PROGRAM
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Guaranteed Withdrawal Benefit All Products sold before July 16, 2007 50.00
Guaranteed Withdrawal Benefit All Products sold on or after July 16, 2007 55.00
Principal Guarantee All Products 50.00
Principal Guarantee Value All Products 25.00
Lifetime GWB - Single Life All Products, except Marquis Portfolio and 50
Version PrimElite IV, for which the contract's GWB
Benefit Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Lifetime GWB - Single Life All Products, except Marquis Portfolio and 80
Version PrimElite IV, for which
the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Single Life PrimElite IV sold before May 4, 2009, for which 65
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later.
Lifetime GWB - Single Life PrimElite IV sold before May 4, 2009, for which 95
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Single Life PrimElite IV sold on or after May 4, 2009 and 110
Version before July 15, 2011
Lifetime GWB - Single Life PrimElite IV sold on or after July 15, 2011 140
Version
Lifetime GWB - Single Life Marquis Portfolios, for which the contract's GWB 70
Version Benefit Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Lifetime GWB - Single Life Marquis Portfolios, for which 100
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 70
Version PrimElite IV, for which the contract's GWB
Benefit Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 105
Version PrimElite IV, for which
the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Page 7 of 9
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009, for which 85
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later.
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009, for which 120
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life PrimElite IV sold on or after May 4, 2009 and 125
Version before July 15, 2011
Lifetime GWB - Joint Life PrimElite IV sold on or after July 15, 2011 155
Version
Lifetime GWB - Joint Life Marquis Portfolios, for which 90
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later
Lifetime GWB - Joint Life Marquis Portfolios, for which 125
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 65
Version) - Single Life before February 20, 2009, for which the
Version contract's GWB Benefit Base is not increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 95
Version) - Single Life before February 20, 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 85
Version) - Single Life 2009, for which the contract's GWB Benefit
Version Base is not increased due to an Annual Step-Up
on a contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 115
Version) - Single Life 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 85
Version) - Joint Life before February 20, 2009, for which
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later.
Page 8 of 9
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 120
Version) - Joint Life before February 20, 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 105
Version) - Joint Life 2009, for which the contract's GWB Benefit
Version Base is not increased due to an Annual Step-Up
on a contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 140
Version) - Joint Life 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold after 125
Version) - Single Life February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 20, 2009 145
Version) - Single Life
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold after 150
Version) - Joint Life February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 20, 2009 170
Version) - Joint Life
Version
Lifetime LWG III - Single Life Simple Solutions sold on or before December 9, 100
Version 2011
Lifetime LWG III - Single Life Simple Solutions sold after December 9, 2011 110
Version
Lifetime LWG III - Joint Life Simple Solutions sold on or before December 9, 120
Version 2011
Lifetime LWG III - Joint Life Simple Solutions sold after December 9, 2011 130
Version
D. ACCUMULATION PROGRAM
REINSURANCE PREMIUM
ACCUMULATION PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Guaranteed Accumulation PEP Product 150.00
Benefit
Guaranteed Accumulation All Other Products 75.00
Benefit
Page 9 of 9
AMENDMENT NO. 21 TO
AUTOMATIC REINSURANCE AGREEMENT
EFFECTIVE AS OF DECEMBER 1, 2004
(AGREEMENT)
BETWEEN
FIRST METLIFE INVESTORS INSURANCE COMPANY
(CEDENT)
AND
EXETER REASSURANCE COMPANY, LTD.
(REINSURER)
The Agreement is hereby amended, as of April 29, 2013, as follows:
1. The attached Schedule A, Plans of Reinsurance, amends and, as
amended, restates Schedule A, Plans of Reinsurance.
2. The attached Exhibit II, Reinsurance Premiums, amends and, as
amended, restates Exhibit II, Reinsurance Premiums.
This Amendment No. 21 does not alter, amend or modify the Agreement other than
as set forth herein, and the terms and conditions of the Agreement, as amended
herein, continue in effect without other change.
In Witness whereof, the parties have caused this Amendment No. 21 to be signed
in duplicate counterparts as of the date first above written.
FIRST METLIFE INVESTORS INSURANCE COMPANY
By: /s/ ▇▇▇▇▇▇▇ ▇▇▇▇▇
----------------------------------
Name: ▇▇▇▇▇▇▇ ▇▇▇▇▇
----------------------------------
Title: Senior Vice President
----------------------------------
EXETER REASSURANCE COMPANY, LTD.
By: /s/ ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
----------------------------------
Name: ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
----------------------------------
Title: Vice President and Actuary
----------------------------------
Page 1 of 10
SCHEDULE A
PLANS OF REINSURANCE
A. Reinsurer's Percentage:
100% of the business described herein.
B. Effective Date:
December 1, 2004.
C. Reinsured Contracts:
FIRST METLIFE INVESTORS INSURANCE COMPANY
DEFERRED ANNUITY CONTRACTS
--------------------------
VA Class Contract (Standard Contract, 7-year surrender charge schedule)
XC Class Contract (Bonus Contract, 9-year surrender charge schedule)
AA Class Contract (Standard Contract, 7-year surrender charge schedule,
▇. ▇. ▇▇▇▇▇▇▇ distribution)
B Class Contract (Standard Contract, 7-year surrender charge schedule,
▇▇▇▇▇▇ ▇▇▇▇▇ distribution)
L Class Contract (3-year surrender charge schedule)
L Class Contract (4-year surrender charge schedule)
C Class Contract (No surrender charges)
A Class Contract (Front-end load, ▇▇▇▇▇▇ ▇▇▇▇▇ distribution)
S Class Contract (Standard and L Class)
VA - 4 Class Contract (L Class)
O Class Contract (Front-end load & 7-year surrender charge schedule,
▇▇▇▇▇▇ ▇▇▇▇▇ distribution)
Vintage VA (Standard Contract, 7-year surrender charge schedule)
Vintage XC (Bonus Contract, 9-year surrender charge schedule)
Vintage L (4-year surrender charge schedule)
Marquis Portfolios (No surrender charges)
PEP (10-year surrender charge schedule)
PrimElite III (8-year surrender charge schedule)
PrimElite IV (8-year surrender charge schedule)
PRISM (7-year surrender charge schedule)
PRISM L (4-year surrender charge schedule)
Pioneer PRISM XC (9-year surrender charge schedule)
Page 2 of 10
Class XTRA (9-year surrender charge schedule)
Class XTRA 6 (9-year surrender charge schedule)
Simple Solutions (6-year surrender charge schedule)
FORM NUMBERS
------------
Guaranteed Minimum Death Benefits Ceded:
----------------------------------------
Return of Account Value
Principal Protection: Form 6015 (02/02)
Annual Step-Up: Form 6017 (02/02)
Guaranteed Minimum Income Benefits Ceded:
-----------------------------------------
Guaranteed Minimum Income Benefit: Form 4518 (09/02)
Guaranteed Minimum Income Benefit Plus I (2008 Version): Form FMLI-560-5
(7/08)
Guaranteed Minimum Income Benefit Plus III: Form FMLI-560-7-NY (7/10)
Guaranteed Minimum Income Benefit Plus IV: Form FMLI-560-10 (9/11)
Guaranteed Minimum Income Benefit Max: Form FMLI-560-8-NY (9/10)
Guaranteed Minimum Income Benefit ▇▇▇ ▇▇: Form FMLI-560-11 (9/11)
Guaranteed Minimum Income Benefit Max III: Form FMLI-560-12 (12/11)
Guaranteed Minimum Income Benefit ▇▇▇ ▇▇: Form FMLI-560-13 (6/12)
Guaranteed Minimum Income Benefit Max V: Form FMLI-560-14 (2/13)
Guaranteed Withdrawal Benefits Ceded:
-------------------------------------
Guaranteed Withdrawal Benefit: Form FMLI-690-1 (7/04)
Guaranteed Withdrawal Benefit: Form FMLI-690-2 (11/05)
Guaranteed Withdrawal Benefit v1: Form FMLI-690-5 (4/13)
Lifetime Guaranteed Withdrawal Benefit: Form FMLI-690-3 (6/06)
Lifetime Guaranteed Withdrawal Benefit II: Form FMLI-690-4 (7/08) or
FMLI-690-6 (7/09)
Lifetime Withdrawal Guaranteed Benefit III: Form FMLI-690-6 (7/09)-SS
Guaranteed Minimum Accumulation Benefits Ceded:
-----------------------------------------------
Guaranteed Minimum Accumulation Benefit: Form FMLI 670-1 (11/05)
Page 3 of 10
EXHIBIT II
REINSURANCE PREMIUMS
A. GMDB PROGRAM
REINSURANCE PREMIUM
GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Return of Account Value All Products 2.00
Principal Protection All Products, except PRISM, PRISM L & 9.00
Pioneer PRISM XC
Principal Protection PRISM, PRISM L & Pioneer PRISM XC 15.00
Annual Step-up to attained Plan Codes: BN2101, BN21ML, 10.00
age 80 CS5101, CS510R, CS51ML, CS51MR,
▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇,
▇▇▇▇▇▇, ▇▇▇▇▇▇, LS410R, LS41ML,
LS41MR, ST1101, ST110R, ST110X,
▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇,
▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ST1ED3,
ST1EDB, ST1EDJ, ST1EDR, ST1EDX,
ST1ER3, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇,
▇▇▇▇▇▇, ▇▇▇▇▇▇
Annual Step-up to attained Other Plan Codes for all products, except 20.00
age 80 PRISM, PRISM L & Pioneer PRISM XC
Annual Step-up to attained PRISM, PRISM L & Pioneer PRISM XC 30.00
age 80
Page 4 of 10
B. INCOME PROGRAM
REINSURANCE PREMIUM
INCOME PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- --------------------------------------------------- -------------------
GMIB All Products issued prior to February 15, 2003 35.00
GMIB Plan codes BN2103, BN21M3, CS5103, CS51M3, 45.00
CS51R3, CS53R3, LS4103, LS4104,LS41M3,
LS41R3, LS41R4, LS43R3, ST1103, ST11M3,
ST11R3, ST11X3, ST13R3, ST1AG4, ST1AR4,
and ST1NA4 sold after April 30, 2003 and before
May 1, 2005 if GMDB program is Annual Step or
Max of Annual Step and Rollup
GMIB All other Products issued after February 14, 2003 50.00
and before May 1, 2005 and for All Products sold
after April 30,2005
GMIB Plus I All Products, except Marquis Portfolio, sold on or 75.00
before February 20, 2009, for which the contract's
Income Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold on or 115.00
before February 20, 2009, for which the contract's
Income Base is increased due to an Annual Step-Up
on a contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold after 95.00
February 20, 2009 and before May 04, 2009, for
which the contract's Income Base is not increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold after 115.00
February 20, 2009 and before May 04, 2009,
for which the contract's Income Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold on or 95.00
after May 04, 2009.
GMIB Plus III All Products, except Marquis Portfolio, sold on or 95.00
after July 19, 2010 and on or before April 29, 2011
GMIB Plus III All Products, except Marquis Portfolio, sold after 100.00
April 29, 2011
GMIB Max All products, except Marquis Portfolio 100.00
GMIB Plus IV and GMIB Only Applies to VA, L, C, S & VA-4 Class Products 100.00
▇▇▇ ▇▇
GMIB Max III Only Applies to A, VA, L, C, S & VA-4 Class 100.00
Products
GMIB ▇▇▇ ▇▇ Only Applies to O, VA, S & VA-4 Class Products 100.00
GMIB Max V Only Applies to O, VA, S & VA-4 Class Products 100.00
Page 5 of 10
GMIB Plus I Marquis Portfolio sold on or before February 20, 90.00
2009, for which the contract's Income Base is not
increased due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold on or before February 20, 130.00
2009, for which the contract's Income Base is
increased due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold after February 20, 2009 and 110.00
before May 04, 2009, for which the contract's
Income Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold after February 20, 2009 and 130.00
before May 04, 2009, for which the contract's
Income Base is increased due to an Annual Step-Up
on a contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I Marquis Portfolio sold on or after May 04, 2009 110.00
GMIB Plus III Marquis Portfolio sold on or after July 19, 2010 110.00
and on or before April 29, 2011
GMIB Plus III Marquis Portfolio sold after April 29, 2011 115.00
Page 6 of 10
C. WITHDRAWAL PROGRAM
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Guaranteed Withdrawal Benefit All Products sold before July 16, 2007 50.00
Guaranteed Withdrawal Benefit All Products sold on or after July 16, 2007 55.00
Guaranteed Withdrawal Only Applies to VA, S, VA-4 & L (4-Year) Class 90.00
Benefit v1 Products
Principal Guarantee All Products 50.00
Principal Guarantee Value All Products 25.00
Lifetime GWB - Single Life All Products, except Marquis Portfolio and 50
Version PrimElite IV, for which the contract's GWB
Benefit Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Lifetime GWB - Single Life All Products, except Marquis Portfolio and 80
Version PrimElite IV, for which the contract's GWB
Benefit Base is increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Lifetime GWB - Single Life PrimElite IV sold before May 4, 2009, for which 65
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later.
Lifetime GWB - Single Life PrimElite IV sold before May 4, 2009, for which 95
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Single Life PrimElite IV sold on or after May 4, 2009 and 110
Version before July 15, 2011
Lifetime GWB - Single Life PrimElite IV sold on or after July 15, 2011 140
Version
Lifetime GWB - Single Life Marquis Portfolios, for which the contract's GWB 70
Version Benefit Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Lifetime GWB - Single Life Marquis Portfolios, for which 100
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 70
Version PrimElite IV, for which the contract's GWB
Benefit Base is not increased due to an Annual
Step-Up on a contract anniversary occurring on
July 1, 2012 or later.
Page 7 of 10
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 105
Version PrimElite IV, for which
the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009, for which 85
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later.
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009, for which 120
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life PrimElite IV sold on or after May 4, 2009 and 125
Version before July 15, 2011
Lifetime GWB - Joint Life PrimElite IV sold on or after July 15, 2011 155
Version
Lifetime GWB - Joint Life Marquis Portfolios, for which 90
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later
Lifetime GWB - Joint Life Marquis Portfolios, for which 125
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 65
Version) - Single Life before February 20, 2009, for which the
Version contract's GWB Benefit Base is not increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 95
Version) - Single Life before February 20, 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 85
Version) - Single Life 2009, for which the contract's GWB Benefit
Version Base is not increased due to an Annual Step-Up
on a contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 115
Version) - Single Life 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Page 8 of 10
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 85
Version) - Joint Life before February 20, 2009, for which
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1, 2012
or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold on or 120
Version) - Joint Life before February 20, 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 105
Version) - Joint Life 2009, for which the contract's GWB Benefit
Version Base is not increased due to an Annual Step-Up
on a contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before February 20, 140
Version) - Joint Life 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold after 125
Version) - Single Life February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 20, 2009 145
Version) - Single Life
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold after 150
Version) - Joint Life February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 20, 2009 170
Version) - Joint Life
Version
Lifetime LWG III - Single Life Simple Solutions sold on or before December 9, 100
Version 2011
Lifetime LWG III - Single Life Simple Solutions sold after December 9, 2011 110
Version
Lifetime LWG III - Joint Life Simple Solutions sold on or before December 9, 120
Version 2011
Lifetime LWG III - Joint Life Simple Solutions sold after December 9, 2011 130
Version
Page 9 of 10
D. ACCUMULATION PROGRAM
REINSURANCE PREMIUM
ACCUMULATION PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------ -------------------------------------------------- --------------------
Guaranteed Accumulation PEP Product 150.00
Benefit
Guaranteed Accumulation All Other Products 75.00
Benefit
Page 10 of 10
