NETSCAPE SOFTWARE
FINANCIAL AGREEMENT
November 4, 1999
The following software products will be offered to WordCruncher for purchase
through the following financial agreement between three parties: WordCruncher,
IBS and Access Graphics. This agreement will be in effect upon software order
placement and will conclude upon final payment made by WordCruncher.
1. Netscape Software products be purchased for $268,068.72. Please see the
IBS Quotation NAS201 dated 11/4/99.
2. WordCruncher will be extended a 40-day net purchase arrangement on the
transaction. WordCruncher may pay prior to net 30 and receive a 1-%
discount on the invoice amount. WordCruncher has the option of paying
any amount of money upon order. The total amount payable on the invoice
after the 40-day period will carry a 1-% carry fee per 30-day period.
3. WordCruncher may elect to pay the 1-% carry charge for a twelve-month
period. On or before the 12th month, the total amount of the invoice
must be paid in full.
4. This transaction is final upon order.
/s/ D_____ ▇. ▇▇▇▇▇▇▇, Principal
------------------------------------
11/4/99