FIFTH AMENDMENT TO AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT (GCIC Funding LLC)
Exhibit 10.1
FIFTH AMENDMENT TO
AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT
(GCIC Funding LLC)
THIS FIFTH AMENDMENT TO AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT, dated as of August 30, 2017 (this “Amendment”), is entered into by and among GCIC FUNDING LLC, as the Borrower (the “Borrower”), GC ADVISORS LLC, as the Servicer, ▇▇▇▇▇ Capital Investment Corporation, as the Transferor, the Institutional Lenders identified on the signature pages hereto, ▇▇▇▇▇ FARGO BANK, N.A., as the Swingline Lender, ▇▇▇▇▇ FARGO BANK, N.A., as the Collateral Agent, the Account Bank and the Collateral Custodian, and ▇▇▇▇▇ FARGO BANK, N.A., as the Administrative Agent (in such capacity, the “Administrative Agent”).
R E C I T A L S
WHEREAS, the above-named parties have entered into that certain Amended and Restated Loan and Servicing Agreement, dated as of May 13, 2015, (as amended, supplemented or otherwise modified from time to time, the “Agreement”), by and among the Borrower, the Transferor, the Servicer, each of the Conduit Lenders and Institutional Lenders from time to time party thereto, each of the Lender Agents from time to time party thereto, the Swingline Lender, and the Collateral Agent, the Account Bank and the Collateral Custodian;
WHEREAS, pursuant to and in accordance with Section 11.01 of the Agreement, the parties hereto desire to amend the Agreement in certain respects as provided herein;
NOW, THEREFORE, based upon the above Recitals, the mutual premises and agreements contained herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the undersigned, intending to be legally bound, hereby agree as follows:
SECTION 1. | Definitions. |
Each capitalized term used but not defined herein has the meaning ascribed thereto in the Agreement.
SECTION 2. | Amendments. |
2.1 The definition of “Applicable Spread” in Section 1.01 of the Agreement is amended in its entirety as follows:
“Applicable Spread” means 2.25% per annum; provided that, at any time after the occurrence of an Event of Default, the Applicable Spread shall be 4.25% per annum.
2.2 Clause (a) of the definition of “Assigned Value” in Section 1.01 of the Agreement is amended in its entirety as follows:
Exhibit 10.1
(a) If a Value Adjustment Event with respect to such Eligible Loan Asset occurs, the “Assigned Value” may be amended by the Administrative Agent, in its sole discretion; provided that the Assigned Value of any Priced Loan Asset shall not be less than the price quoted therefor (if any) by such nationally recognized pricing service as selected by the Administrative Agent. Following any reduction to the Assigned Value of a Loan Asset, if the Borrower disagrees with the Administrative Agent’s determination of the Assigned Value of such Loan Asset, the Borrower may (at its expense) retain an Approved Valuation Firm during the Assigned Value Challenge Cap Notice Period to value such Loan Asset, and if the value determined by such Approved Valuation Firm is greater than the Administrative Agent’s determination of the Assigned Value, such Approved Valuation Firm’s valuation shall become the Assigned Value of such Loan Asset; provided that the Assigned Value of such Loan Asset shall be the value assigned by the Administrative Agent until such Approved Valuation Firm has determined its value; provided further that the Borrower shall promptly notify the Administrative Agent that it has retained an Approved Valuation Firm to value such Loan Asset, and the Approved Valuation Firm shall provide its value determination within 15 Business Days after the end of the Assigned Value Challenge Cap Notice Period; provided further that in no event shall the increased Assigned Value of such Loan Asset exceed the Assigned Value Challenge Cap. The value determined by such firm shall be based on the amortized cost adjusted for any credit deterioration or underperformance of such Loan Asset. The Administrative Agent shall promptly notify the Servicer of any change effected by the Administrative Agent of the Assigned Value of any Loan Asset;
2.3 The definition of “Assigned Value” in Section 1.01 of the Agreement is further amended by (x) deleting the phrase “zero; and” in clause (c) thereto in its entirety and inserting in lieu thereof “zero;”, (y) deleting the phrase “Loan Asset.” in clause (d) thereto in its entirety and inserting in lieu thereof “Loan Asset; and” and (z) adding the following as new clause (e):
(e) Notwithstanding the foregoing, the Assigned Value of a Loan Asset previously subject to a “Value Adjustment Event” of the type described in clause (ii) or clause (iii) in the definition thereof (beyond any applicable grace periods in such clauses), where the applicable payment default is subsequently cured, shall be determined by the Administrative Agent in its sole discretion.
2.4 Clause (a)(i)(B) of the definition of “Borrowing Base” in Section 1.01 of the Agreement is amended by deleting the phrase “Eligible Loan Asset as of such date” in its entirety and inserting in lieu thereof “Eligible Loan Asset minus the Excess Concentration Amount as of such date”.
2.5 Clause (b) of the definition of “Borrowing Base” in Section 1.01 of the Agreement is amended by deleting the phrase “Eligible Loan Assets as of such date” in its entirety and inserting in lieu thereof “Eligible Loan Assets minus the Excess Concentration Amount as of such date”.
Exhibit 10.1
2.6 Clause (b) of the definition of “Eligible Loan Asset” in Section 1.01 of the Agreement is amended in its entirety as follows:
(b) The Obligor with respect to each such Loan Asset is organized under the laws of the United States or any state thereof or Canada.
2.7 Clause (l) of the definition of “Eligible Loan Asset” in Section 1.01 of the Agreement is amended in its entirety as follows:
(l) Each Broadly Syndicated Loan Asset is not a PIK Loan Asset.
2.8 Clause (ee) of the definition of “Eligible Loan Asset” in Section 1.01 of the Agreement is amended in its entirety as follows:
(ee) Each such Loan Asset has a current cash coupon payable at least quarterly and (ii) each such Loan Asset (other than a Broadly Syndicated Loan Asset) has a current cash coupon of at least (x) 3.00% if such Loan Asset is a floating rate Loan Asset or (y) 7.00% if such Loan Asset is a fixed rate Loan Asset.
2.9 Clause (mm) of the definition of “Eligible Loan Asset” in Section 1.01 of the Agreement is amended in its entirety as follows:
(mm) [Reserved].
2.10 The definition of “First Lien Loan” in Section 1.01 of the Agreement is amended by deleting the phrase “enterprise value” in its entirety and inserting in lieu thereof “enterprise value and ability to generate cash flow”.
2.11 The definition of “Price Loan Asset” in Section 1.01 of the Agreement is amended in its entirety as follows:
“Priced Loan Asset” means any First Lien Loan that (a) has an original tranche size of $250,000,000 or greater, (b) has an EBITDA for the prior twelve calendar months of $50,000,000 or greater, (c) is rated by both S&P and ▇▇▇▇▇’▇ (or the Obligor is rated by S&P and ▇▇▇▇▇’▇) and such ratings are not lower than “B3” by ▇▇▇▇▇’▇ and “B-” by S&P, and (d) has an observable quote from LoanX ▇▇▇▇-It Partners or Loan Pricing Corporation, or from another pricing service selected by the Administrative Agent in its sole discretion.
2.12 The second sentence of the definition of “Purchase Price” in Section 1.01 of the Agreement is amended in its entirety as follows:
Notwithstanding the foregoing, the purchase price of an Eligible Loan Asset purchased in the primary syndication thereof at a price (a) on or prior to the Fifth Amendment Date, equal to or greater than 95% of par (including any purchase at a premium) or (b) after the Fifth Amendment Date, equal to or greater than 97% of
Exhibit 10.1
par (including any purchase at a premium), in each case, shall be deemed to be par for all purposes of this definition.
2.13 The definition of “Recovery Value” in Section 1.01 of the Agreement is amended by deleting the phrase “45%” in its entirety and inserting in lieu thereof “50%”.
2.14 The definition of “Reinvestment Period” in Section 1.01 of the Agreement is amended by deleting the phrase “August 30, 2017” in its entirety and inserting in lieu thereof “August 30, 2018”.
2.15 Clause (a) of the definition of “Servicer Termination Event in Section 1.01 of the Agreement is amended in its entirety as follows:
(a) any failure by the Servicer to make any payment, transfer or deposit into the Collection Account (including, without limitation, with respect to bifurcation and remittance of Interest Collections and Principal Collections) or the Unfunded Exposure Account, as required by this Agreement or any other Transaction Document which continues unremedied for a period of two Business Days; provided that in the case of a default in payment, transfer or deposit resulting solely from an administrative error or omission by the Servicer, such default continues for a period of one (1) or more Business Days after the earlier of (x) the Servicer receiving written notice or (y) the Servicer having actual knowledge, in each case, of such administrative error or omission (irrespective of whether the cause of such administrative error or omission has been determined);
2.16 Clause (c) of the definition of “Servicer Termination Event” in Section 1.01 of the Agreement is amended by deleting the phrase “$1,000,000” in its entirety and inserting in lieu thereof “$5,000,000”.
2.17 Clause (j) of the definition of “Servicer Termination Event” in Section 1.01 of the Agreement is amended in its entirety as follows:
(j) [reserved];
2.18 The definition of “Stated Maturity Date” in Section 1.01 of the Agreement is amended by deleting the phrase “August 30, 2020” in its entirety and inserting in lieu thereof “August 30, 2022”.
2.19 Clause (ii) of the definition of “Value Adjustment Event” in Section 1.01 of the Agreement is amended in its entirety as follows:
(ii) an Obligor payment default with respect to principal or interest under such Loan Asset (after giving effect to any grace and/or cure period set forth in the applicable Loan Agreement, but not to exceed five Business Days) (including in respect of the acceleration of the debt under the applicable Loan Agreement);
Exhibit 10.1
2.20 Clause (iii) of the definition of “Value Adjustment Event” in Section 1.01 of the Agreement is amended by deleting the phrase “five days” in its entirety and inserting in lieu thereof “five Business Days”.
2.21 The following new definitions are added to Section 1.01 of the Agreement as alphabetically appropriate as follows:
“Assigned Value Challenge Cap” means, with respect to any Loan Asset subject to a Value Adjustment Event, the Assigned Value of such Loan Asset immediately prior to the start of the Assigned Value Challenge Cap Notice Period.
“Assigned Value Challenge Cap Notice Period” means, with respect to a Loan Asset, the period commencing on the date that the Administrative Agent gives notice of a reduction in the Assigned Value to the Borrower and the Servicer of such Loan Asset pursuant to clause (a) of the definition of “Assigned Value” and ending on the date that is 30 days following such reduction.
“Broadly Syndicated Loan Asset” means a commercial loan that (a) is broadly syndicated, (b) has first priority right of payments and is not (and cannot by its terms become) subordinate in right of payment to any obligation of the Obligor in any bankruptcy, reorganization, insolvency, moratorium or liquidation proceedings, (c) is secured by a pledge of collateral, which security interest is validly perfected and first priority under applicable law (subject to liens permitted under the applicable credit agreement), (d) the Servicer determines in good faith that the value of the collateral securing the loan (or the enterprise value of the underlying business) and ability to generate cash flow on or about the time of origination equals or exceeds the outstanding principal balance of the loan plus the aggregate outstanding balances of all other loans of equal or higher seniority secured by the same collateral, (e) has an original senior facility size of $250,000,000 or greater, (f) has an EBITDA for the prior twelve calendar months of $50,000,000 or greater at the time of acquisition, (g) is rated by both S&P and ▇▇▇▇▇’▇ (or the Obligor is rated by S&P and ▇▇▇▇▇’▇) at the time of acquisition by the Borrower and such ratings are not lower than “B3” by ▇▇▇▇▇’▇ and “B-” by S&P and (h) is denominated in United States dollars.
“Concentration Limits” means with respect to determining the Excess Concentration Amount as of any date of determination after giving effect to all additions and removals of Loan Assets on such date and for purposes of this definition calculated as if all Loan Assets are fully funded:
(a) the aggregate Adjusted Borrowing Value of all Eligible Loan Assets included in the Collateral Portfolio that are First Lien Last Out Loans shall not exceed the greater of (i) 15% of the sum of (x) the aggregate Adjusted Borrowing Value (prior to giving effect to any deduction pursuant to clause (b) or clause (c) below) plus (y) any amounts on deposit in the Principal Collection Account or (ii) $12,250,000;
Exhibit 10.1
(b) the aggregate Adjusted Borrowing Value of all Eligible Loan Assets included in the Collateral Portfolio, the Obligors of which are domiciled in Canada shall not exceed the greater of (i) 15% of the sum of (x) the aggregate Adjusted Borrowing Value of all Eligible Loan Assets (after giving effect to any deduction pursuant to clause (a) above but prior to giving effect to any deduction pursuant to clause (c) below) plus (y) any amounts on deposit in the Principal Collection Account or (ii) $12,250,000; and
(c) the aggregate Adjusted Borrowing Value of all Eligible Loan Assets included in the Collateral Portfolio that are fixed rate Loan Assets shall not exceed the greater of (i) 10% of the sum of (x) the aggregate Adjusted Borrowing Value (after giving effect to any deduction pursuant to clause (a) or clause (b) above) plus (y) any amounts on deposit in the Principal Collection Account or (ii) $8,750,000.
“Excess Concentration Amount” means, with respect to all Eligible Loan Assets included in the Collateral Portfolio, the amount by which the sum of the Adjusted Borrowing Value of such Eligible Loan Assets exceeds any applicable Concentration Limit, calculated without duplication and after giving effect to any addition or removal of any Loan Asset as of the date of determination.
“Fifth Amendment Date” means August 30, 2017.
2.22 The definition of “First Amendment Date” in Section 1.01 of the Agreement are deleted in its entirety.
2.23 Section 2.06(a) of the Agreement is amended by deleting the phrase “and/or (iii) subject to the approval of the Administrative Agent, in its sole discretion, Pledge additional Eligible Loan Assets;” in its entirety and inserting in lieu thereof “, (iii) subject to the sale limitations set forth in this Agreement other than any prohibitions on selling Loan Assets during an Unmatured Event of Default to the extent such sales, in conjunction with other actions, eliminate such Borrowing Base Deficiency, sell Loan Assets in an amount necessary, in conjunction with other actions, to eliminate such Borrowing Base Deficiency and/or (iv) subject to the approval of the Administrative Agent, in its sole discretion, Pledge additional Eligible Loan Assets;”.
2.24 Section 2.07(b) of the Agreement is amended by deleting the phrase “(unless such requirements are waived by the Administrative Agent in its sole discretion)” in its entirety and inserting in lieu thereof “(unless such requirements are waived by the Administrative Agent in its sole discretion or, with respect to sales effected pursuant to Section 2.06(a)(iii), such sales, in conjunction with other actions, are sufficient to eliminate such Borrowing Base Deficiency)”.
2.25 Section 2.07(d) of the Agreement is amended by deleting the phrase “the satisfaction of the following conditions” in its entirety and inserting in lieu thereof “the satisfaction of the following conditions (it being understood that a Borrowing Base Deficiency may be continuing in connection with any sale effected pursuant to Section 2.06(a)(iii) so long as such sales, collectively with other actions, are sufficient to eliminate such Borrowing Base Deficiency)”.
Exhibit 10.1
2.26 Section 2.07(e) of the Agreement is amended by deleting the phrase “without the prior written consent of the Administrative Agent” in its entirety and inserting in lieu thereof “without the prior written consent of the Administrative Agent other than with respect to sales pursuant to Section 2.06(a)(iii)”.
2.27 Section 2.09 of the Agreement is amended in its entirety as follows:
Section 2.09 Non-Usage Fee. The Borrower shall pay, in accordance with Section 2.04, pro rata to each Lender (either directly or through the applicable Lender Agent), a non-usage fee (the “Non-Usage Fee”) payable in arrears for each Remittance Period, equal to the sum of the products for each day during such Remittance Period of (i) one divided by 360, (ii) the applicable Non-Usage Fee Rate (as defined below), and (iii) the aggregate Commitments minus the Advances Outstanding on such day (such amount, the “Unused Portion”). The Non-Usage Fee Rate (the “Non-Usage Fee Rate”) shall be equal to (x) 0.50% on any Unused Portion up to or equal to the first 40% of the Maximum Facility Amount of such Unused Portion and (y) 2.00% on any Unused Portion in excess of the first 40% of the Maximum Facility Amount;
provided that, for the first six (6) months following a Term Securitization, where ▇▇▇▇▇ Fargo Securities, LLC serves as the lead or joint lead bookrunner, the Non-Usage Fee Rate shall be calculated at a rate of 0.50% on any Unused Portion and thereafter, as calculated above.
2.28 Section 7.01(a) of the Agreement is amended in its entirety as follows:
(a) the Borrower or the Transferor defaults in making any payment required to be made under one or more agreements for borrowed money to which it is a party in an aggregate principal amount in excess of (x) with respect to the Borrower, $500,000 and (y) with respect to the Transferor, $2,500,000 and, in each case, such default is not cured within the applicable cure period, if any, provided for under such agreement; or
2.29 Section 7.01(b) of the Agreement is amended in its entirety as follows:
(b) any failure on the part of the Borrower or the Transferor duly to observe or perform in any material respect any other covenants or agreements of the Borrower or the Transferor set forth in this Agreement or the other Transaction Documents (other than those specifically addressed by a separate clause under this Section) to which the Borrower or the Transferor is a party and the same continues unremedied (it being agreed that the sale of any Loan Asset that is not an Eligible Loan Asset shall remedy the failure of any representation, warranty or certification related to such Loan Asset being an Eligible Loan Asset) for a period of 30 days (if such failure can be remedied) after the earlier to occur of (i) the date on which written notice of such failure requiring the same to be remedied shall have been given to the Borrower or the Transferor by the Administrative Agent or Collateral Agent and (ii) the date on which the Borrower or the Transferor acquires knowledge thereof; provided that
Exhibit 10.1
the delivery of a certificate or other report within 30 days which corrects any inaccuracy contained in a previous certificate or report shall be deemed to cure such inaccuracy as of the date of delivery of such updated certificate or report and any and all inaccuracies arising from the continuation of such initial inaccurate certificate or report; or
2.30 Section 7.01(i) of the Agreement is amended in its entirety as follows:
(i) failure on the part of the Borrower, the Transferor or the Servicer to make any payment or deposit (including, without limitation, with respect to bifurcation and remittance of Interest Collections and Principal Collections or any other payment or deposit required to be made by the terms of the Transaction Documents to any Secured Party, Affected Party or Indemnified Party) or the Borrower, the Servicer or the Transferor fails to observe or perform any covenant, agreement or obligation with respect to the management and distribution of funds received with respect to the Collateral Portfolio, in each case, required by the terms of any Transaction Document (other than Section 2.06) within three Business Days of the day such payment or deposit is required to be made; provided that in the case of a default in payment or deposit resulting solely from an administrative error or omission by the Borrower, the Transferor or the Servicer, such default continues for a period of one or more Business Days after the earlier of (x) such party receiving written notice or (y) such party having actual knowledge, in each case, of such administrative error or omission (irrespective of whether the cause of such administrative error or omission has been determined); or
2.31 Section 7.01(m) of the Agreement is amended in its entirety as follows:
(m) any representation, warranty or certification made by the Borrower or the Transferor in any Transaction Document or in any certificate delivered pursuant to any Transaction Document shall prove to have been incorrect when made which has a Material Adverse Effect, and continues to be unremedied (it being agreed that the sale of any Loan Asset that is not an Eligible Loan Asset shall remedy the failure of any representation, warranty or certification related to such Loan Asset being an Eligible Loan Asset) for a period of 30 days after the earlier to occur of (i) the date on which written notice of such incorrectness requiring the same to be remedied shall have been given to the Borrower or the Transferor by the Administrative Agent or the Collateral Agent (which shall be given at the direction of the Administrative Agent) and (ii) the date on which a Responsible Officer of the Borrower or the Transferor acquires knowledge thereof; provided that the delivery of a certificate or other report within 30 days which corrects any inaccuracy contained in a previous certificate or report shall be deemed to cure such inaccuracy as of the date of delivery of such updated certificate or report and any and all inaccuracies arising from the continuation of such initial inaccurate certificate or report; or
Exhibit 10.1
2.32 Section 7.01(q) of the Agreement is amended in its entirety as follows:
(q) the Borrower ceases to have a valid, perfected ownership interest in all of the Collateral Portfolio (provided that this clause (q) shall not apply to an immaterial portion of the Collateral Portfolio which (x) does not meet the criteria solely as set forth in the second sentence of clause (a) of the definition of “Eligible Loan Asset”, (y) does not result in a Borrowing Base Deficiency and (z) does not have a Material Adverse Effect on the Secured Parties in the sole discretion of the Administrative Agent); or
SECTION 3. | Agreement in Full Force and Effect as Amended. |
Except as specifically amended hereby, all provisions of the Agreement shall remain in full force and effect. This Amendment shall not be deemed to expressly or impliedly waive, amend or supplement any provision of the Agreement other than as expressly set forth herein and shall not constitute a novation of the Agreement.
SECTION 4. | Representations and Warranties. |
The Borrower hereby represents and warrants as of the date of this Amendment as follows:
(a)this Amendment has been duly executed and delivered by it;
(b)this Amendment constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except as enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or similar laws affecting the enforcement of creditors’ rights generally or by general principles of equity; and
(c)there is no Event of Default, Unmatured Event of Default, or Servicer Termination Event that is continuing or would result from entering into this Amendment.
SECTION 5.Conditions to Effectiveness.
The effectiveness of this Amendment is subject to receipt by the Administrative Agent of (a) executed counterparts (or other evidence of execution, including facsimile or other electronic signatures, satisfactory to the Administrative Agent) of this Amendment and the fee letters related thereto, and (b) the fees specified in the fee letters.
SECTION 6. | Miscellaneous. |
(a)This Amendment may be executed in any number of counterparts (including by facsimile or other electronic method), and by the different parties hereto on the same or separate counterparts, each of which shall be deemed to be an original instrument but all of which together shall constitute one and the same agreement.
(b)The descriptive headings of the various sections of this Amendment are inserted for convenience of reference only and shall not be deemed to affect the meaning or construction of any of the provisions hereof.
Exhibit 10.1
(c)This Amendment may not be amended or otherwise modified except as provided in the Agreement.
(d)The failure or unenforceability of any provision hereof shall not affect the other provisions of this Amendment.
(e)Whenever the context and construction so require, all words used in the singular number herein shall be deemed to have been used in the plural, and vice versa, and the masculine gender shall include the feminine and neuter and the neuter shall include the masculine and feminine.
(f)This Amendment represents the final agreement between the parties only with respect to the subject matter expressly covered hereby and may not be contradicted by evidence of prior, contemporaneous or subsequent oral agreements between the parties. There are no unwritten oral agreements between the parties.
(g)THIS AMENDMENT AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES UNDER THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK. EACH OF THE PARTIES HERETO WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION ARISING DIRECTLY OR INDIRECTLY OUT OF, UNDER OR IN CONNECTION WITH THIS AMENDMENT OR ANY OF THE TRANSACTIONS CONTEMPLATED HEREUNDER.
[Remainder of Page Intentionally Left Blank]
Exhibit 10.1
IN WITNESS WHEREOF, the undersigned have caused this Amendment to be executed by their respective officers thereunto duly authorized, as of the date first written above.
BORROWER: | GCIC FUNDING LLC |
By: ▇▇▇▇▇ Capital Investment Corporation, its designated manager By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇ Name: ▇▇▇▇ ▇. ▇▇▇▇▇ Title: Chief Financial Officer | |
THE SERVICER: | GC ADVISORS LLC |
By: /s/ ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Name: ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Title: Chief Financial and Administrative Officer | |
THE TRANSFEROR: | ▇▇▇▇▇ CAPITAL INVESTMENT CORPORATION |
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇ Name: ▇▇▇▇ ▇. ▇▇▇▇▇ Title: Chief Financial Officer | |
THE COLLATERAL AGENT, ACCOUNT BANK AND COLLATERAL CUSTODIAN: | ▇▇▇▇▇ FARGO BANK, N.A. |
By: /s/ ▇▇▇▇▇▇ ▇▇▇▇ Name: ▇▇▇▇▇▇ ▇▇▇▇ Title: Vice President | |
[Signatures Continue on the Following Page]
Exhibit 10.1
ADMINISTRATIVE AGENT: | ▇▇▇▇▇ FARGO BANK, N.A. |
By: /s/ ▇▇▇▇ ▇▇▇▇▇▇ Name: ▇▇▇▇ ▇▇▇▇▇▇ Title: Director | |
INSTITUTIONAL AND SWINGLINE LENDER: | ▇▇▇▇▇ FARGO BANK, N.A. |
By: /s/ ▇▇▇▇▇ ▇▇▇▇ Name: ▇▇▇▇▇ ▇▇▇▇ Title: Vice President | |
INSTITUTIONAL LENDER: | CAPITAL ONE, NATIONAL ASSOCIATION |
By: /s/ ▇▇▇▇ ▇▇▇▇▇ Name: ▇▇▇▇ ▇▇▇▇▇ Title: Senior Director | |
[Signatures Continue on the Following Page]
Exhibit 10.1
INSTITUTIONAL LENDER: | STATE STREET BANK AND TRUST COMPANY |
By: /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇ Name: ▇▇▇▇▇ ▇. ▇▇▇▇▇ Title: Vice President | |
INSTITUTIONAL LENDER: | CHEMICAL BANK |
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇▇ Name: ▇▇▇▇ ▇. ▇▇▇▇▇▇ Title: Senior Vice President | |
INSTITUTIONAL LENDER: | ZB, N.A. D/B/A CALIFORNIA BANK & TRUST |
By: /s/ ▇▇▇▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇ Name: ▇▇▇▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇ Title: Executive Vice President | |