EXHIBIT 10(g)
FOUTH MODIFICATION AGREEMENT
This MODIFICATION AGREEMENT ("Modification") is entered into this 19th
day of June, 2003 by and among Hallmark Finance Corporation as seller (the
"Seller"), and FPF, Inc. ("FPF").
WITNESSETH;
WHEREAS, pursuant to that certain Sale and Assignment Agreement dated
as of November 18, 1999 by and among FPF and the Seller (the "Agreement"),
FPF agrees to purchase, and Seller agrees to sell Eligible Premium
Receivables; and
WHEREAS, Seller and FPF have entered into those certain other
Modifications dated June 27, 2001, December 11, 2001 and November 1, 2002;
and
WHEREAS, all capitalized terms used herein and not otherwise defined in
the Agreement shall have the meaning set forth herein; and
WHEREAS, Seller and FPF desire to modify and amend the Agreement as
hereinafter set forth.
NOW, THEREFORE, in consideration of the covenants, conditions and
agreements contained in the Agreement, the parties hereto intending to be
legally bound, hereby agree as follows:
1. Maximum Purchase Commitment. The term "Maximum Purchase Commitment"
as defined in the Agreement is hereby amended in its entirety to
read as follows:
"Maximum Purchase Commitment" means $10,000,000.00
2. Agreement Ratification. All terms, conditions and covenants of the
Agreement, not otherwise modified herein, are hereby ratified and
confirmed and this Modification, when executed by the parties
hereto, shall become a part of the Agreement and shall have the same
force and effect as if the terms and conditions hereof were
originally incorporated in the Agreement prior to the execution
thereof.
IN WITNESS WHEREOF, this Modification Agreement is executed by the
undersigned parties as of the day and year first set forth above.
SELLER:
By: /s/ Brookland ▇. ▇▇▇▇▇
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Brookland ▇▇▇▇▇, President
FPF, Inc.
By: /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇
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▇▇▇▇▇ ▇. ▇▇▇▇▇, President