CURRENT ACCOUNT OVERDRAFT AGREEMENT

The Company opens the current overdraft specific account as prescribed above for the purpose of the current account overdraft transaction under this agreement.

The current overdraft specific account prescribed above shall be operated only for the use of current overdraft from the Bank and shall not be operated for drawing or accepting checks or for automatic payments of public charges.

(Informed Consent, Receiving the Copy)

The Company has heard the explanation of the contents of this agreement and received its copy.

(Seal)

The Company shall submit the Bank’s designated application form of current overdraft (hereinafter referred to as “Paper”) to the Bank when the Company uses the current overdraft under this agreement.

The Bank shall overdraft upon the application the Company submits and shall put such overdraft money into the deposit and settlement account prescribed in Article 1 (hereinafter referred to as “Designated Account.”).

In case that the new overdraft is used on the due date of the repayment of previous overdraft, the Bank may settle such transactions by putting the remaining of overdraft amount after deducting repayment amount to the Designated Account or by receiving such reverse amount from the same.

Repayment of the overdraft shall be made in full overdraft amount prescribed in the bill at the due date prescribed in the bill (in case of holiday, the next business day). However, the prepayment of full or any part of the overdraft amount before its due date is allowed only when the Bank approves.

The due date prescribed in the preceding paragraph shall be designated within 1 year from the overdraft day. In case that such due date is not set forth or it is designated after 1 year from the overdraft day, the corresponding date of the overdraft day in the next year shall be deemed to be the due date of the repayment.

The Company shall deposit the amount more than the payment of the principal, the interest, the delay penalty, etc. under this agreement into the designated account prescribed in Article 1 by each due date. The bank may withdraw such payment amount from the designated account without any check, saving account book or its withdrawal application with no regard to the current account regulation or the saving account regulation and appropriate such amount to each payment.

In the event that the balance in the account prescribed in the preceding paragraph is less than each payment, the Company shall pose no objection even when the Bank does not receive partial payment and claims the agreed delay penalty.

When the balance in the account prescribed in the preceding paragraph reaches the amount to be paid on later day, the Bank may at any time take same measure as paragraph 1 hereof including the delay penalty.

In the event that the Company falls under any of the conditions prescribed in items of Paragraph 1, Article 5 stipulated in Bank Transaction Agreement made and entered into separately, the Company shall immediately pay the full amount of the principal and the interest of the overdraft without any notice from the Bank.

In the event that the Company falls under any of the conditions prescribed in items of Paragraph 2, Article 5 stipulated in Bank Transaction Agreement made and entered into separately, the Company shall immediately pay the full amount of the principal and the interest of the overdraft upon the claim from the Bank.

In the event of the change of social financial situation, the security of the claim or any other reasonable grounds, the Bank may at any time reduce the overdraft limit, suspend the overdraft transaction or terminate this agreement.

The Company shall immediately pay the full amount of the principal and the interest of the overdraft in case of the termination, the cancellation of this agreement or the suspension of the overdraft transaction. The Company shall immediately pay the over amount of the overdraft limit after the reduction of it.