AGREEMENT AND PLAN OF REORGANIZATION by and among Relevant Links, Inc. a Colorado corporation and Direct Response Financial Services, Inc. a Delaware corporation

AGREEMENT AND PLAN OF REORGANIZATION

by and among

Relevant Links, Inc.

a Colorado corporation

and

Direct Response Financial Services, Inc.

a Delaware corporation

Effective as of April 29, 2002

AGREEMENT AND PLAN OF REORGANIZATION

THIS AGREEMENT AND PLAN OF REORGANIZATION (this “Agreement”) is made and entered into this 29th day of April, 2002, by and among Relevant Links, Inc., a Colorado corporation (“RVLK”) and Direct Response Financial Services, Inc., a Delaware corporation, (“DRFS”), ▇▇▇▇▇▇ ▇▇▇, T. ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇, Anecius Holding Company, Ltd., H.E. Capital, S.A., FN Stockbrokers, Ltd., ▇▇▇▇▇▇ ▇▇▇, Sang ▇▇▇ ▇▇▇ and ▇▇▇▇▇▇▇ ▇. ▇▇▇▇. Sometimes ▇▇▇▇▇▇ ▇▇▇, T. ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇, Anecius Holding Company, Ltd., H.E. Capital, S.A., FN Stockbrokers, Ltd., ▇▇▇▇▇▇ ▇▇▇, Sang ▇▇▇ ▇▇▇ and ▇▇▇▇▇▇▇ ▇. ▇▇▇▇ are referred to collectively as the “Shareholders.”

Premises

A.	This Agreement provides for the reorganization of DRFS with RVLK, with RVLK adopting hised and licensed under all applicable laws, regulations, ordinances and orders of public authorities to own all of its properties and assets and to carry on its business in all material respects as it is now being conducted, including qualification to do business as a foreign corporation in the jurisdiction in which the character and location of the assets owned by it or the nature of the business transacted by it requires qualification. Included in the DRFS Schedules (as hereinafter defined) are complete and correct copies of the articles of incorporation, bylaws and amendments thereto of DRFS as in effect on the date hereof. The execution and delivery of this Agreement do not and the consummation of the transactions contemplated by this Agreement in accordance with the terms hereof will not violate any provision of DRFS’s articles of incorporation or bylaws. DRFS has full power, authority and legal right and has taken all action required by law, its articles of incorporation, its bylaws or otherwise to authorize the execution and delivery of this Agreement. Section 1.2 Capitalization. The authorized capitalization of DRFS consists of 10,000 common shares, par value $.001 per share. All issued and outstanding shares are legally issued, fully paid and nonassessable and are not issued in violation of the preemptive or other rights of any person. DRFS has no other securities, warrants or options authorized or issued other than as set forth in the DRFS Schedules. Section 1.3 Subsidiaries and Predecessor Corporations. Except as otherwise set forth in the DRFS Schedules or as previously provided to RVLK, DRFS does not have any other subsidiaries and does not own, beneficially or of record, any shares of any other corporation. Section 1.4 Financial Statements. DRFS has had no operations since its date of incorporation, and as such has no financial statements. Relative to DRFS:
(a)	DRFS does not have any liabilities or obligations (absolute or contingent)
which should be reflected in a balance sheet;
(b)	DRFS has no material liabilities with respect to the payment of any
provincial, federal, state, county, local or other taxes (including any deficiencies, interest
or penalties), except for taxes accrued but not yet due and payable;
(c)	DRFS has filed all, state, federal and local income tax returns required to
be filed by it from inception to the date hereof, if any;
(d)	the books and records, financial and others, of DRFS are in all material
respects complete and correct and have been maintained in accordance with good
business accounting practices; and
(e)	DRFS has no material contingent liabilities, direct or indirect, matured or
unmatured.

Section 1.5 Information. The information concerning DRFS set forth in this Agreement and in the DRFS Schedules is complete and accurate in all material respects and does not contain any untrue statement of a material fact or omit to state a material fact required to make the statements made, in light of the circumstances under which they were made, not misleading.

Section 1.6 Options and Warrants. Except as set forth in the DRFS Schedules, there are no existing options, warrants, calls or commitments of any character to which DRFS is a party and by which it is bound.

Section 1.7 Absence of Certain Changes or Events. Except as set forth in this Agreement, the DRFS Schedules, or as otherwise disclosed to RVLK:

(a) there has not been: (i) any material adverse change in the business,

operations, properties, assets or condition of DRFS; or (ii) any damage, destruction or

loss to DRFS (whether or not covered by insurance) materially and adversely affecting

the business, operations, properties, assets or condition of DRFS;

(b) DRFS has not: (i) amended its articles of incorporation or bylaws;

(ii) declared or made, or agreed to declare or make, any payment of dividends or

distributions of any assets of any kind whatsoever to stockholders or purchased or

redeemed or agreed to purchase or redeem any of its capital stock; (iii) waived any rights

of value which in the aggregate are extraordinary or material considering the business of

DRFS; (iv) made any material change in its method of management, operation or

accounting; (v) entered into any other material transaction; (vi) made any accrual or

arrangement for or payment of bonuses or special compensation of any kind or any

severance or termination pay to any present or former officer or employee; (vii) increased

the rate of compensation payable or to become payable by it to any of its officers or

directors or any of its employees whose monthly compensation exceeds $5,000; or

(viii) made any increase in any profit sharing, bonus, deferred compensation, insurance,

pension, retirement or other employee benefit plan, payment or arrangement made to, for,

or with its officers, directors or employees;

other rights for its stocks, bonds or other corporate securities calling for the issuance

thereof; (ii) borrowed or agreed to borrow any funds or incurred or become subject to,

any material obligation or liability (absolute or contingent) except liabilities incurred in

the ordinary course of business; (iii) paid any material obligation or liability (absolute or

contingent) other than current liabilities reflected in or shown on the most recent DRFS

balance sheet and current liabilities incurred since that date in the ordinary course of

business; (iv) sold or transferred, or agreed to sell or transfer, any of its assets, properties

or rights (except assets, properties or rights not used or useful in its business which, in the

aggregate have a value of less than $5,000); (v) made or permitted any amendment or

termination of any contract, agreement or license to which it is a party if such amendment

or termination is material, considering the business of DRFS; or (vi) issued, delivered or

agreed to issue or deliver any stock, bonds or other corporate securities, including

debentures (whether authorized and unissued or held as treasury stock); and

(d) to the best knowledge of DRFS, it has not become subject to any law or

regulation which materially and adversely affects, or in the future may adversely affect,

the business, operations, properties, assets or condition of DRFS.

Section 1.8 Title and Related Matters. DRFS has good and marketable title to and is the sole and exclusive owner of all of its properties, inventory, interests in properties and assets, real and personal (collectively, the “Assets”) which are reflected in the DRFS Schedules free and clear of all liens, pledges, charges or encumbrances except: (a) statutory liens or claims not yet delinquent; (b) such imperfections of title and easements as do not and will not, materially

detract from or interfere with the present or proposed use of the properties subject thereto or affected thereby or otherwise materially impair present business operations on such properties; and (c) as described in the DRFS Schedules. Except as set forth in the DRFS Schedules, DRFS owns free and clear of any liens, claims, encumbrances, royalty interests or other restrictions or limitations of any nature whatsoever any and all procedures, techniques, marketing plans, business plans, methods of management or other information utilized in connection with DRFS’s business. Except as set forth in the DRFS Schedules, no third party has any right to, and DRFS has not received any notice of infringement of or conflict with asserted rights of others with respect to any product, technology, data, trade secrets, know-how, proprietary techniques, trademarks, service marks, trade names or copyrights which, singly or in the aggregate, if the subject of an unfavorable decision, ruling or finding, would have a materially adverse effect on the business, operations, financial conditions or income of DRFS or any material portion of its properties, assets or rights. The Shareholders have good and marketable title to 100% of the issued and outstanding common shares of DRFS which represent all of the capital shares of DRFS issued and outstanding and all such common shares are free and clear of any lien or encumbrance and can legally be delivered by the Shareholders without restriction pursuant to the terms and the conditions of this Agreement.

Section 1.9 Litigation and Proceedings. To the best of DRFS’s and the Shareholders’ knowledge and belief, there are no actions, suits, proceedings or investigations pending or threatened by or against DRFS or affecting DRFS or its properties, at law or in equity, before any court or other governmental agency or instrumentality, domestic or foreign or before any arbitrator of any kind that would have a material adverse effect on the business, operations, financial condition or income of DRFS. DRFS does not have any knowledge of any default on its part with respect to any judgment, order, writ, injunction, decree, award, rule or regulation of any court, arbitrator or governmental agency or instrumentality or of any circumstances which, after reasonable investigation, would result in the discovery of such a default.

Section 1.10 Contracts.

(a) Except as included or described in the DRFS Schedules, there are no

material contracts, agreements, franchises, license agreements or other commitments to

which DRFS is a party or by which it or any of its assets, products, technology or

properties are bound;

(b) except as included or described in the DRFS Schedules or reflected in the

most recent DRFS balance sheet, DRFS is not a party to any oral or written: (i) contract

for the employment of any officer or employee which is not terminable on thirty

(30) days or less notice; (ii) profit sharing, bonus, deferred compensation, stock option,

severance pay, pension benefit or retirement plan, agreement or arrangement covered by

Title IV of the Employee Retirement Income Security Act, as amended; (iii) agreement,

contract or indenture relating to the borrowing of money; (iv) guaranty of any obligation,

other than one on which DRFS is a primary obligor, for collection and other guaranties of

obligations, which, in the aggregate do not exceed more than one year or providing for

payments in excess of $5,000 in the aggregate; (v) consulting or other similar contracts

with an unexpired term of more than one year or providing for payments in excess of

$5,000 in the aggregate; (vi) collective bargaining agreements; (vii) agreement with any

present or former officer or director of DRFS; or (viii) contract, agreement or other

commitment involving payments by it of more than $5,000 in the aggregate; and

franchises, license agreements and other commitments to which DRFS is a party or by

which its properties are bound and which are material to the operations of DRFS taken as

a whole, are valid and enforceable by DRFS in all respects, except as limited by

bankruptcy and insolvency laws and by other laws affecting the rights of creditors

generally.

Section 1.11 Material Contract Defaults. Except as set forth in the DRFS Schedules, to the best of DRFS’s and the Shareholders’ knowledge and belief, DRFS is not in default in any material respect under the terms of any outstanding contract, agreement, lease or other commitment which is material to the business, operations, properties, assets or condition of DRFS, and there is no event of default in any material respect under any such contract, agreement, lease or other commitment in respect of which DRFS has not taken adequate steps to prevent such a default from occurring.

Section 1.12 No Conflict With Other Instruments. The execution of this Agreement and the consummation of the transactions contemplated by this Agreement will not result in the breach of any term or provision of, or constitute an event of default under, any material indenture, mortgage, deed of trust or other material contract, agreement or instrument to which DRFS is a party or to which any of its properties or operations are subject.

Section 1.13 Governmental Authorizations. To the best of DRFS’s and the Shareholders’ knowledge, DRFS has all licenses, franchises, permits or other governmental authorizations legally required to enable DRFS to conduct its business in all material respects as conducted on the date hereof. Except for compliance with provincial, federal and state securities and corporation laws, as hereinafter provided, no authorization, approval, consent or order of, or registration, declaration or filing with, any court or other governmental body is required in connection with the execution and delivery by DRFS of this Agreement and the consummation by DRFS of the transactions contemplated hereby.

Section 1.14 Compliance With Laws and Regulations. To the best of DRFS’s and the Shareholders’ knowledge, except as disclosed in the DRFS Schedules, DRFS has complied with all applicable statutes and regulations of any provincial, federal, state or other governmental entity or agency thereof, except to the extent that noncompliance would not materially and adversely affect the business, operations, properties, assets or condition of DRFS or would not result in DRFS’s incurring any material liability.

Section 1.15 Insurance. All of the insurable properties owned either directly or indirectly by DRFS are insured for DRFS’s benefit in accordance with the insurance policies disclosed in the DRFS Schedules under valid and enforceable policies issued by insurers of recognized responsibility. Such policy or policies containing substantially equivalent coverage will be outstanding and in full force at the Closing Date. Insurance exists only to the extent disclosed on such schedules.

Section 1.16 Approval of Agreement The board of directors and shareholders of DRFS have authorized the execution and delivery of this Agreement by DRFS and have approved the transactions contemplated hereby.

Section 1.17 Material Transactions or Affiliations. Except as disclosed herein and in the DRFS Schedules, there exists no material contract, agreement or arrangement between DRFS and any predecessor and any person who was at the time of such contract, agreement or arrangement an officer, director or person owning of record, or known by DRFS to own beneficially, ten percent (10%) or more of the issued and outstanding Common Shares of DRFS and which is to be performed in whole or in part after the date hereof. In all of such transactions, the amount paid or received, whether in cash, in services or in kind, has been during the full term thereof, and is required to be during the unexpired portion of the term thereof, no less favorable to DRFS than terms available from otherwise unrelated parties in arms-length transactions. There are no commitments by DRFS, whether written or oral, to lend any funds to, borrow any money from or enter into any other material transactions with, any such affiliated person.

Section 1.18 Labor Relations. DRFS has never had a work stoppage resulting from labor problems. To the best knowledge of DRFS, no union or other collective bargaining organization is organizing or attempting to organize any employee of DRFS.

Section 1.19 Previous Sales of Securities. Since inception, DRFS has sold no common shares to investors in reliance upon applicable exemptions from the registration requirements under the laws of the United States and any applicable state laws and in accordance with the laws of said jurisdictions.

Section 1.20 DRFS Schedules. Upon execution hereof, DRFS will deliver to RVLK the following schedules, which are collectively referred to as the “DRFS Schedules” and which consist of schedules dated as of the date of this Agreement and instruments and data as of such date, all certified by the chief executive officer of DRFS as complete, true and correct in all material respects:

(a)	copies of the articles of incorporation, bylaws and all minutes of
shareholders’ and directors’ meetings of DRFS or such other corporate documentation
and records required to maintain DRFS in good standing in the State of Delaware;
(b)	a list indicating the names and addresses of the stockholders of DRFS,
together with the number of shares owned by them;
(c)	copies of all licenses, permits and other governmental authorizations,
requests or	applications therefore, pursuant to which DRFS carries on or proposes to
carry on its business (except those which in the aggregate, are immaterial to the present
or proposed business of DRFS);
(d)	a list of every debt, mortgage, security interest, pledge, lien, encumbrance
or claim of any nature whatsoever in excess of $5,000 as may affect DRFS, its properties
or assets;

(e) a list of all executive employees of DRFS, including	current
compensation, with notation as to job description and whether or not such employee is
subject to a written contract;
(f) a description of all real and personal property owned by DRFS, together
with a description of every mortgage, deed of trust, pledge, lien,	agreement,
encumbrance, claim or equity interest of any nature whatsoever in such real and personal
property;
(g) copies of all material contracts, leases, agreements or other instruments to
which DRFS is a party or by which it or its properties are bound;
(h) the name and location of each bank or other institution with which DRFS
has an account or safety deposit box and the names of all persons authorized	to draw
thereon or having access thereto;
(i) a copy of all material documentation relating to the sale of common shares
provided by DRFS to its present stockholders;
(j) a list of insurance policies referred to in Section 1.15;
(k) a description of any material adverse change in the business	operations,
property, inventory, assets or condition of DRFS since incorporation; and
(l) any other information, together with any required copies of	documents
required to be disclosed in the DRFS Schedules by Sections 1.1 through 1.20.

DRFS shall cause the DRFS Schedules and the instruments and data delivered to RVLK hereunder to be updated after the date hereof up to and including the Closing Date, as hereinafter defined.

ARTICLE II

REPRESENTATIONS, COVENANTS AND WARRANTIES OF RVLK

As an inducement to, and to obtain the reliance of DRFS, RVLK represents and warrants as follows:

Section 2.1 Organization. RVLK is a corporation duly organized, validly existing and in good standing under the laws of the state of Colorado and has the corporate power and is duly authorized, qualified, franchised and licensed under all applicable laws, regulations, ordinances and orders of public authorities to own all of its properties and assets and to carry on its business in all material respects as it are now being conducted, including qualification to do business as a foreign corporation in the states in which the character and location of the assets owned by it or the nature of the business transacted by it requires qualification. Included in the RVLK Schedules (as hereinafter defined) are complete and correct copies of the articles of incorporation and bylaws of RVLK as in effect on the date hereof. The execution and delivery of this Agreement does not and the consummation of the transactions contemplated by this Agreement

in accordance with the terms hereof will not, violate any provision of RVLK’s articles of incorporation or bylaws. RVLK has taken all action required by law, its articles of incorporation, its bylaws or otherwise to authorize the execution and delivery of this Agreement. RVLK has full power, authority and legal right and has taken all action required by law, its articles of incorporation, bylaws or otherwise to consummate the transactions herein contemplated.

Section 2.2 Capitalization. The authorized capitalization of RVLK consists of 100,000,000 shares of common stock, par value $0.0001 per share. As of the date hereof there are 44,862,500 common shares of RVLK issued and outstanding.

Section 2.3 Subsidiaries. Except as otherwise set forth in the RVLK Schedules or as previously provided to DRFS, RVLK does not have any other subsidiaries and does not own, beneficially or of record, any shares of any other corporation.

Section 2.4 Financial Statements.

(a) Included in the RVLK Schedules are the audited financial statements of

RVLK for the period ending December 31, 2001.

(b) All such financial statements have been prepared in accordance with

generally accepted accounting principles consistently applied throughout the periods

involved. The RVLK balance sheets present fairly as of their respective dates the

financial condition of RVLK. RVLK did not have as of the date of any of such RVLK

balance sheets, any liabilities or obligations (absolute or contingent) which should be

reflected in a balance sheet or the notes thereto prepared in accordance with generally

accepted accounting principles, and all assets reflected therein are properly reported and

present fairly the value of the assets of RVLK, in accordance with generally accepted

accounting principles. The statements of operations, stockholders’ equity and changes in

financial position reflect fairly the information required to be set forth therein by

generally accepted accounting principles.

respects complete and correct and have been maintained in accordance with good

business accounting practices.

(d) RVLK has no liabilities with respect to the payment of any federal, state,

county, local or other taxes (including any deficiencies, interest or penalties).

(e) As of the Closing Date, as defined herein, the RVLK balance sheets and

the notes thereto, shall reflect that RVLK has: (i) no receivables; (ii) no accounts

payable; and (iii) no contingent liabilities, direct or indirect, matured or unmatured.

Section 2.5 Information. The information concerning RVLK as set forth in this Agreement and in the RVLK Schedules is complete and accurate in all material respects and does not contain any untrue statement of a material fact or omit to state a material fact required

to make the statements made, in light of the circumstances under which they were made, not misleading.

Section 2.6 Options and Warrants. Other than as previously disclosed by RVLK to DRFS and as otherwise included in the RVLK Schedules, there are no existing options, warrants, calls or commitments of any character to which RVLK is a party and by which it is bound.

Section 2.7 Absence of Certain Changes or Events. Except as described herein or in the RVLK Schedules:

(a) RVLK has not: (i) amended its articles of incorporation or bylaws;

(ii) waived any rights of value which in the aggregate are extraordinary or material

considering the business of RVLK; (iii) made any material change in its method of

management, operation or accounting; or (iv) made any accrual or arrangement for or

payment of bonuses or special compensation of any kind or any severance or termination

pay to any present or former officer or employee;

(b) RVLK has not: (i) granted or agreed to grant any options, warrants or

other rights for its stocks, bonds or other corporate securities calling for the issuance

thereof, which option, warrant or other right has not been cancelled as of the Closing

Date; or (ii) borrowed or agreed to borrow any funds or incurred or become subject to,

any material obligation or liability (absolute or contingent) except liabilities incurred in

the ordinary course of business; and

regulation which materially and adversely affects, or in the future may adversely affect,

the business, operations, properties, assets or condition of RVLK.

Section 2.8 Title and Related Matters. Subject to the termination of the agreement with First American Scientific Corp., prior to the Closing Date, as of the Closing Date, RVLK will own no real, personal or intangible property.

Section 2.9 Litigation and Proceedings. There are no actions, suits or proceedings pending or, to the best of RVLK’s knowledge and belief, threatened by or against or affecting RVLK, at law or in equity, before any court or other governmental agency or instrumentality, domestic or foreign, or before any arbitrator of any kind that would have a material adverse effect on the business, operations, financial condition, income or business prospects of RVLK. RVLK does not have any knowledge of any default on its part with respect to any judgment, order, writ, injunction, decree, award, rule or regulation of any court, arbitrator or governmental agency or instrumentality.

Section 2.10 Contracts. On the Closing Date:

(a) there	are	no	material	contracts,	agreements,	franchises,	license
agreements, or other commitments to which RVLK is a party or by which it or any of its
properties are bound.

(b) RVLK is not a party to any contract, agreement, commitment or

instrument or subject to any charter or other corporate restriction or any judgment, order,

writ, injunction, decree or award which materially and adversely affects, or in the future

may (as far as RVLK can now foresee) materially and adversely affect, the business,

operations, properties, assets or conditions of RVLK; and

employment of any officer or employee; (ii) profit sharing, bonus, deferred

compensation, stock option, severance pay, pension, benefit or retirement plan,

agreement or arrangement covered by Title IV of the Employee Retirement Income

Security Act, as amended; (iii) agreement, contract or indenture relating to the borrowing

of money; (iv) guaranty of any obligation for the borrowing of money or otherwise,

excluding endorsements made for collection and other guaranties of obligations, which,

in the aggregate exceeds $1,000; (v) consulting or other similar contract with an

unexpired term of more than one year or providing for payments in excess of $1,000 in

the aggregate; (vi) collective bargaining agreement; (vii) agreement with any present or

former officer or director of RVLK; or (viii) contract, agreement, or other commitment

involving payments by it of more than $1,000 in the aggregate.

Section 2.11 No Conflict With Other Instruments. The execution of this Agreement and the consummation of the transactions contemplated by this Agreement will not result in the breach of any term or provision of, or constitute an event of default under, any material indenture, mortgage, deed of trust or other material contract, agreement or instrument to which RVLK is a party or to which any of its properties or operations are subject.

Section 2.12 Material Contract Defaults. To the best of RVLK’s knowledge and belief, RVLK is not in default in any material respect under the terms of any outstanding contract, agreement, lease or other commitment which is material to the business, operations, properties, assets or condition of RVLK, and there is no event of default in any material respect under any such contract, agreement, lease or other commitment in respect of which RVLK has not taken adequate steps to prevent such a default from occurring.

Section 2.13 Governmental Authorizations. To the best of RVLK’s knowledge, RVLK has all licenses, franchises, permits and other governmental authorizations that are legally required to enable it to conduct its business operations in all material respects as conducted on the date hereof. Except for compliance with federal and state securities or corporation laws, no authorization, approval, consent or order of, or registration, declaration or filing with, any court or other governmental body is required in connection with the execution and delivery by RVLK of the transactions contemplated hereby.

Section 2.14 Compliance With Laws and Regulations. To the best of RVLK’s knowledge and belief, RVLK has complied with all applicable statutes and regulations of any federal, state or other governmental entity or agency thereof, except to the extent that noncompliance would not materially and adversely affect the business, operations, properties, assets or condition of RVLK or would not result in RVLK’s incurring any material liability. Further, RVLK is, as of the date of this Agreement, a “reporting company” under Section 12 of

the Securities Exchange Act of 1934, as amended, and is current in filing all reports required to be filed pursuant to said Act.

Section 2.15 Insurance. RVLK has no insurable properties and no insurance policies will be in effect at the Closing Date, as hereinafter defined.

Section 2.16 Approval of Agreement The board of directors of RVLK have authorized the execution and delivery of this Agreement by RVLK and have approved the transactions contemplated hereby.

Section 2.17 Material Transactions or Affiliations. As of the Closing Date, there will exist no material contract, agreement or arrangement between RVLK and any person who was at the time of such contract, agreement or arrangement an officer, director or person owning of record, or known by RVLK to own beneficially, ten percent (10%) or more of the issued and outstanding common stock of RVLK and which is to be performed in whole or in part after the date hereof. RVLK has no commitment, whether written or oral, to lend any funds to, borrow any money from or enter into any other material transactions with, any such affiliated person.

Section 2.18 Labor Relations. RVLK has never had a work stoppage resulting from labor problems. RVLK has no employees other than its officers and directors.

Section 2.19 Previous Sales of Securities. Since inception, RVLK has sold 1,794,500 common shares to investors in reliance upon applicable exemptions from the registration requirements under the laws of the United States and Canada and all such sales were made in accordance with the laws of said jurisdictions.

Section 2.20 RVLK Schedules. Upon execution hereof, RVLK shall deliver to DRFS the following schedules, which are collectively referred to as the “RVLK Schedules” which are dated the date of this Agreement, all certified by an officer of RVLK to be complete, true and accurate:

(a) complete and correct copies of the articles of incorporation and bylaws of

RVLK as in effect as of the date of this Agreement;

(b) copies of all financial statements of RVLK identified in Section 2.4(a);

together with the number of shares owned by them;

(d) the description of any material adverse change in the business, operations,

property, assets, or condition of RVLK since December 31, 2001, required to be provided

pursuant to Section 2.7;

(e) a list of all executive employees of RVLK, including current

compensation, with notation as to job description and whether or not such employee is

subject to a written contract; and

(f)	any other information, together with any required copies of documents,
required to be disclosed in the RVLK Schedules by Sections 2.1 through 2.20.

RVLK shall cause the RVLK Schedules and the instruments to be delivered to DRFS hereunder to be updated after the date hereof up to and including the Closing Date. It is specifically acknowledged by RVLK that it has no licenses, permits or other governmental authorizations relevant to its business.

ARTICLE III

EXCHANGE PROCEDURE

Section 3.1 Share Exchange/Delivery of DRFS Securities. On the Closing Date, the holders of the DRFS common shares shall deliver to RVLK (i) certificates or other documents evidencing all of the issued and outstanding DRFS common shares, duly endorsed in blank or with executed stock power attached thereto in transferable form; and (ii) investment letters, the form of which is attached hereto as Exhibit “A”.

Section 3.2 Issuance of RVLK Common Shares. In exchange for all of the DRFS common shares tendered pursuant to Section 3.1, RVLK shall issue an aggregate of 6,000,000 “restricted” RVLK common shares to the DRFS shareholders in amounts as indicated on Exhibit “B” hereto.

Section 3.3 Events Prior to Closing.

(a) Upon execution hereof or as soon thereafter as practical, management of

DRFS and RVLK shall execute, acknowledge and deliver (or shall cause to be executed,

acknowledged and delivered) any and all certificates, opinions, financial statements, schedules,

agreements, resolutions, rulings or other instruments required by this Agreement to be so

delivered, together with such other items as may be reasonably requested by the parties hereto

and their respective legal counsel in order to effectuate or evidence the transactions contemplated

hereby, subject only to the conditions to Closing referenced hereinbelow.

(b) Upon execution hereof or as soon thereafter as practical, all the current

shareholders of DRFS shall tender their share certificates, along with a duly executed stock

power, to RVLK for cancellation.

Section 3.4 Closing. The closing of the transaction contemplated by this Agreement shall be as of the date in which (i) each party hereto has executed this Agreement; and (ii) all conditions to Closing referenced hereinabove, as well as in Articles V and VI below, have been satisfied or waived by the appropriate party and all documentation referenced herein is delivered to the respective party herein, unless a different date is mutually agreed to in writing by the parties hereto (the “Closing Date”). The RVLK shareholders’ meeting required by Section 7.21 shall take place following the Closing.

Section 3.5 Termination.

(a)	This Agreement may be terminated by the board of directors of either
DRFS or RVLK at any time prior to the Closing Date if:

(i) there shall be any action or proceeding before any court or	any
governmental body which shall seek to restrain, prohibit or invalidate	the
transactions contemplated by this Agreement and which, in the judgment of such
board of directors, made in good faith and based on the advice of its legal counsel,
makes it inadvisable to proceed with the exchange contemplated by	this
Agreement; or
(ii) any of the transactions contemplated hereby are disapproved by	any
regulatory authority whose approval is required to consummate such transactions;
or
(iii) the conditions described in Articles V or VI, below, as applicable, have
not been satisfied in full.

In the event of termination pursuant to this subparagraph (a) of this Section 3.5, no obligation, right, or liability shall arise hereunder and each party shall bear all of the expenses incurred by it in connection with the negotiation, drafting and execution of this Agreement and the transactions herein contemplated.

(b) This Agreement may be terminated at any time prior to the Closing Date

by action of the board of directors of RVLK if DRFS shall fail to comply in any material

respect with any of its covenants or agreements contained in this Agreement or if any of

the representations or warranties of DRFS contained herein shall be inaccurate in any

material respect, which noncompliance or inaccuracy is not cured after 20 days’ written

notice thereof is given to DRFS. If this Agreement is terminated pursuant to this

subparagraph (b) of this Section 3.5, this Agreement shall be of no further force or effect

and no obligation, right or liability shall arise hereunder.

by action of the board of directors of DRFS if RVLK shall fail to comply in any material

respect with any of its covenants or agreements contained in this Agreement or if any of

the representations or warranties of RVLK contained herein shall be inaccurate in any

material respect, which noncompliance or inaccuracy is not cured after 20 days written

notice thereof is given to RVLK. If this Agreement is terminated pursuant to this

subparagraph (c) of Section 3.5, this Agreement shall be of no further force or effect and

no obligation, right or liability shall arise hereunder.

Section 3.6 Directors of RVLK. Upon the Closing, RVLK shall confirm that its board of directors consists of three (3) seats. Director ▇▇▇▇ ▇. ▇▇▇▇▇▇ shall appoint ▇▇▇▇▇▇ ▇▇▇ as director for the company. Following this, ▇▇▇▇ ▇. ▇▇▇▇▇▇ shall resign as directors of the company. The remaining two (2) seats on the board shall remain vacant until later filled by proper actions of the board of directors and shareholders of the company.

ARTICLE IV

SPECIAL COVENANTS

Section 4.1 Access to Properties and Records. DRFS and RVLK will each afford to the officers and authorized representatives of the other full access to the properties, books and records of DRFS and RVLK, as the case may be, in order that each may have full opportunity to make such reasonable investigation as it shall desire to make of the affairs of the other and each will furnish the other with such additional financial and operating data and other information as to the business and properties of DRFS and RVLK, as the case may be, as the other shall from time to time reasonably request.

Section 4.2 Availability of Rule 144. Each of the parties acknowledge that the stock of RVLK to be issued pursuant to this Agreement will be “restricted securities,” as that term is defined in Rule 144 and/or Regulation S as promulgated pursuant to the Securities Act. RVLK is under no obligation to register such shares under the Securities Act, or otherwise. Notwithstanding the foregoing, however, following the Closing Date, RVLK will use its best efforts to: (a) make publicly available on a regular basis not less than semi-annually, business and financial information regarding RVLK so as to make available to the shareholders of RVLK the provisions of Rule 144 pursuant to subparagraph (c)(2) thereof; and (b) within ten (10) days of any written request of any stockholder of RVLK, RVLK will provide to such stockholder written confirmation of compliance with such of the foregoing subparagraph as may then be applicable. The stockholders of RVLK holding restricted securities of RVLK as of the date of this Agreement and their respective heirs, administrators, personal representatives, successors and assigns, are intended third party beneficiaries of the provisions set forth herein. The covenants set forth in this Section 4.2 shall survive the Closing and the consummation of the transactions herein contemplated.

Section 4.3 Information for RVLK Public Reports. DRFS will furnish RVLK with all information concerning DRFS and the DRFS Stockholders, including all financial statements, required for inclusion in any registration statement or public report intended to be filed by RVLK pursuant to the Securities Act, the Exchange Act, or any other applicable federal or state law. DRFS covenants that all information so furnished for either such registration statement or other public release by RVLK, including the financial statements described in Section 1.4, shall be true and correct in all material respects without omission of any material fact required to make the information stated not misleading.

Section 4.4 Special Covenants and Representations Regarding the RVLK Common Shares to be Issued in the Exchange. The consummation of this Agreement, including the issuance of the RVLK common shares to the stockholders of DRFS as contemplated hereby, constitutes the offer and sale of securities under the Securities Act, and applicable state statutes. Such transaction shall be consummated in reliance on exemptions from the registration and prospectus delivery requirements of such statutes which depend, inter alia, upon the circumstances under which the DRFS stockholders acquire such securities. In connection with reliance upon exemptions from the registration and prospectus delivery requirements for such transactions, at the Closing, DRFS shall cause to be delivered, and the DRFS stockholders shall deliver to RVLK, the investment letter referenced in Section 3.1.

Section 4.5 Third Party Consents. DRFS and RVLK agree to cooperate with each other in order to obtain any required third party consents to this Agreement and the transactions herein contemplated.

Section 4.6 Actions Prior to Closing.

(a) From and after the date of this Agreement until the Closing Date and

except as set forth in the DRFS or RVLK Schedules or as permitted or contemplated by

this Agreement, the parties hereto will each use its best efforts to:

(i) carry on its business in substantially the same manner as it has heretofore;

(ii) maintain and keep its properties in states of good repair and condition as at

present, except for depreciation due to ordinary wear and tear and damage due to

casualty;

(iii) maintain in full force and effect insurance comparable in amount and in

scope of coverage to that now maintained by it;

(iv) perform in all material respects all of its obligations under material

contracts, leases and instruments relating to or affecting its assets, properties and

business;

(v) maintain and preserve its business organization intact, retain its key

employees and maintain its relationship with its material suppliers and customers;

and

(vi) fully comply with and perform in all material respects all obligations and

duties imposed on it by all provincial, federal and state laws and all rules,

regulations and orders imposed by provincial, federal or state governmental

authorities.

(vii) utilize its best efforts in order to establish and/or maintain a trading market

for RVLK’ s common stock on a U.S. over the counter market.

(b) From and after the date of this Agreement until the Closing Date, neither

DRFS nor RVLK will, without the prior consent of the other party:

(i) except as otherwise specifically set forth herein, make any change in their

respective articles of incorporation or bylaws;

(ii) declare or pay any dividend on its outstanding shares of capital stock,

except as may otherwise be required by law, or effect any stock split or otherwise

change its capitalization, except as provided herein;

(iii) enter into or amend any employment, severance or similar agreements or

arrangements with any directors or officers;

(iv)	grant, confer or award any options, warrants, conversion rights or other
rights not existing on the date hereof to acquire any shares of its capital stock; or
(v)	purchase or redeem any shares of its capital stock, except as disclosed
herein.

Section 4.7 Indemnification.

(a) DRFS hereby agrees to indemnify RVLK and each of the officers, agents

and directors of RVLK as of the date of execution of this Agreement against any loss,

liability, claim, damage or expense (including, but not limited to, any and all expense

whatsoever reasonably incurred in investigating, preparing or defending against any

litigation, commenced or threatened or any claim whatsoever), to which it or they may

become subject arising out of or based on any inaccuracy by DRFS appearing in or

misrepresentation made in this Agreement. The indemnification provided for in this

paragraph shall survive the Closing and consummation of the transactions contemplated

hereby and termination of this Agreement for a period of 18 months.

(b) RVLK and its officers and directors hereby agree to indemnify DRFS and

each of the officers, agents, directors and current shareholders of DRFS as of the Closing

Date against any loss, liability, claim, damage or expense (including, but not limited to,

any and all expense whatsoever reasonably incurred in investigating, preparing or

defending against any litigation, commenced or threatened or any claim whatsoever), to

which it or they may become subject arising out of or based on any inaccuracy appearing

in or misrepresentation made in this Agreement and particularly the representation

regarding no liabilities referred to in Section 2.4(b). The indemnification provided for in

this Section shall survive the Closing and consummation of the transactions contemplated

hereby and termination of this Agreement for a period of 18 months.

ARTICLE V

CONDITIONS PRECEDENT TO OBLIGATIONS OF RVLK

The obligations of RVLK under this Agreement are subject to the satisfaction, at or before the Closing Date, of the following conditions:

Section 5.1 Accuracy of Representations. The representations and warranties made by DRFS in this Agreement were true when made and shall be true at the Closing Date with the same force and effect as if such representations and warranties were made at the Closing Date (except for changes therein permitted by this Agreement), and DRFS shall have performed or complied with all covenants and conditions required by this Agreement to be performed or complied with by DRFS prior to or at the Closing. RVLK shall be furnished with a certificate, signed by a duly authorized officer of DRFS and dated the Closing Date, to the foregoing effect.

Section 5.2 Officer’s Certificate. RVLK shall have been furnished with a certificate dated the Closing Date and signed by a duly authorized officer of DRFS to the effect that: (a) the representations and warranties of DRFS set forth in the Agreement and in all Exhibits, Schedules and other documents furnished in connection herewith are in all material respects true

and correct as if made on the Closing Date; (b) DRFS has performed all covenants, satisfied all conditions, and complied with all other terms and provisions of this Agreement to be performed, satisfied or complied with by it as of the Closing Date; (c) since the date of DRFS’s incorporation there has not been any materially adverse change in the business, prospects, properties or financial condition of DRFS; (d) since such date and other than as previously disclosed to RVLK, DRFS has not entered into any material transaction other than transactions which are usual and in the ordinary course of its business; and (e) no litigation, proceeding, investigation or inquiry is pending or, to the best knowledge of DRFS, threatened, which might result in an action to enjoin or prevent the consummation of the transactions contemplated by this Agreement or, to the extent not disclosed in the DRFS Schedules, by or against DRFS which might result in any material adverse change in any of the assets, properties, business or operations of DRFS.

Section 5.3 No Material Adverse Change. Prior to the Closing Date, there shall not have occurred any material adverse change in the financial condition, business or operations of nor shall any event have occurred which, with the lapse of time or the giving of notice, may cause or create any material adverse change in the financial condition, business or operations of DRFS.

Section 5.4 Other Items. RVLK shall have received such further documents, certificates or instruments relating to the transactions contemplated hereby as RVLK may reasonably request.

ARTICLE VI

CONDITIONS PRECEDENT TO OBLIGATIONS OF DRFS

The obligations of DRFS under this Agreement are subject to the satisfaction, at or before the Closing Date (unless otherwise indicated herein), of the following conditions:

Section 6.1 Accuracy of Representations. The representations and warranties made by RVLK in this Agreement were true when made and shall be true as of the Closing Date (except for changes therein permitted by this Agreement) with the same force and effect as if such representations and warranties were made at and as of the Closing Date, and RVLK shall have performed and complied with all covenants and conditions required by this Agreement to be performed or complied with by RVLK prior to or at the Closing. DRFS shall have been furnished with a certificate, signed by a duly authorized executive officer of RVLK and dated the Closing Date, to the foregoing effect.

Section 6.2 Officer’s Certificate. DRFS shall be furnished with a certificate dated the Closing Date and signed by a duly authorized officer of RVLK to the effect that: (a) the representations and warranties of RVLK set forth in the Agreement and in all Exhibits, Schedules and other documents furnished in connection herewith are in all material respects true and correct as if made on the Closing Date; (b) RVLK has performed all covenants, satisfied all conditions, and complied with all other terms and provisions of the Agreement to be VII MISCELLANEOUS

Section 7.1 Brokers and Finders. Except as stated in Schedule 7.1, each party hereto hereby represents and warrants that it is under no obligation, express or implied, to pay certain finders in connection with the bringing of the parties together in the negotiation, execution, or consummation of this Agreement. The parties each agree to indemnify the other against any claim by any third person not listed in Schedule 7.1 for any commission, brokerage or finder’s fee or other payment with respect to this Agreement or the transactions contemplated hereby based on any alleged agreement or understanding between the indemnifying party and such third person, whether express or implied from the actions of the indemnifying party.

Section 7.2 Law, Forum and Jurisdiction. This Agreement shall be construed and interpreted in accordance with the laws of the State of Delaware.

Section 7.3 Notices. Any notices or other communications required or permitted hereunder shall be sufficiently given if personally delivered to it or sent by registered mail or certified mail, postage prepaid, or by prepaid telegram addressed as follows:

If to DRFS:	▇▇. ▇▇▇▇▇▇ ▇▇▇
	C/▇ ▇▇▇▇▇▇▇▇ & ▇▇▇▇▇, A Law Corporation
	▇▇▇▇▇ ▇. ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇
	▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

If to RVLK:	▇▇. ▇▇▇▇ ▇. ▇▇▇▇▇▇
	▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇
	▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

or such other addresses as shall be furnished in writing by any party in the manner for giving notices hereunder, and any such notice or communication shall be deemed to have been given as of the date so delivered, mailed, or telegraphed.

Section 7.4 Attorneys’ Fees. In the event that any party institutes any action or suit to enforce this Agreement or to secure relief from any default hereunder or breach hereof, the breaching party or parties shall reimburse the non-breaching party or parties for all costs, including reasonable attorneys’ fees, incurred in connection therewith and in enforcing or collecting any judgment rendered therein.

Section 7.5 Confidentiality. Each party hereto agrees with the other parties that, unless and until the reorganization contemplated by this Agreement has been consummated, they and their representatives will hold in strict confidence all data and information obtained with respect to another party or any subsidiary thereof from any representative, officer, director or employee, or from any books or records or from personal inspection, of such other party, and shall not use such data or information or disclose the same to others, except: (i) to the extent such data is a matter of public knowledge or is required by law to be published; and (ii) to the extent that such data or information must be used or disclosed in order to consummate the transactions contemplated by this Agreement.

Section 7.6 Schedules; Knowledge. Each party is presumed to have full knowledge of all information set forth in the other party’s Schedules delivered pursuant to this Agreement.

Section 7.7 Third Party Beneficiaries. This contract is solely among DRFS and RVLK and, except as specifically provided, no director, officer, stockholder, employee, agent, independent contractor or any other person or entity shall be deemed to be a third party beneficiary of this Agreement.

Section 7.8 Entire Agreement This Agreement represents the entire agreement between the parties relating to the subject matter hereof. This Agreement alone fully and completely expresses the agreement of the parties relating to the subject matter hereof. There are no other courses of dealing, understandings, agreements, representations or warranties, written or oral, except as set forth herein. This Agreement may not be amended or modified, except by a written agreement signed by all parties hereto.

Section 7.9 Survival; Termination. Except as otherwise provided herein, the representations, warranties and covenants of the respective parties shall survive the Closing Date and the consummation of the transactions herein contemplated.

Section 7.10 Counterparts Facsimile Execution. For purposes of this Agreement, a document (or signature page thereto) signed and transmitted by facsimile machine or telecopier

is to be treated as an original document. The signature of any party thereon, for purposes hereof, is to be considered as an original signature, and the document transmitted is to be considered to have the same binding effect as an original signature on an original document. At the request of any party, a facsimile or telecopy document is to be re-executed in original form by the parties who executed the facsimile or telecopy document. No party may raise the use of a facsimile machine or telecopier machine as a defense to the enforcement of the Agreement shall not be assigned by any party without the prior written consent of the other party.

Section 7.16 Public Announcements. Except as may be required by law, neither party shall make any public announcement or filing with respect to the transactions provided for herein without the prior consent of the other party hereto.

Section 7.17 Severability. In the event that any particular provision or provisions of this Agreement or the other agreements contained herein shall for any reason hereafter be determined to be unenforceable, or in violation of any law, governmental order or regulation, such unenforceability or violation shall not affect the remaining provisions of such agreements, which shall continue in full force and effect and be binding upon the respective parties hereto.

Section 7.18 Failure of Conditions; Termination. In the event any of the conditions specified in this Agreement shall not be fulfilled on or before the Closing Date, either of the parties have the right either to proceed or, upon prompt written notice to the other, to terminate and rescind this Agreement without liability to any other party. The election to proceed shall not

affect the right of such electing party reasonably to require the other party to continue to use its efforts to fulfill the unmet conditions.

Section 7.19 No Strict Construction. The language of this Agreement shall be construed as a whole, according to its fair meaning and intendment, and not strictly for or against either party hereto, regardless of who drafted or was principally responsible for drafting the Agreement or terms or conditions hereof

Section 7.20 Execution Knowing and Voluntary. In executing this Agreement, the parties severally acknowledge and represent that each: (a) has fully and carefully read and considered this Agreement; (b) has been or has had the opportunity to be fully apprised by its attorneys of the legal effect and meaning of this document and all terms and conditions hereof; and (c) is executing this Agreement voluntarily, free from any influence, coercion or duress of any kind.

Section 7.21 Shareholder Meeting following Closing. In addition to the obligations contained herein, as soon as practicable after the signing of this Agreement and after Closing, all parties to this Agreement shall cooperate to see that a meeting of the shareholders of RVLK be held at which the RVLK shareholders shall adopt and approve amendments to the RVLK Articles of Incorporation, changing the name of RVLK to “Direct Response Financial Services, Inc.” (or such other name as may be available and acceptable to management of DRFS).

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their respective officers, hereunto duly authorized, and entered into as of the date first above written.

Relevant Links, Inc., a Colorado	Direct Response Financial Services, Inc., a
corporation	Delaware corporation

By: _/s/▇▇▇▇ Bogani___________________________	By: __/s/▇▇▇▇▇▇ Ray____________________________
▇▇▇▇ ▇. ▇▇▇▇▇▇	▇▇▇▇▇▇ ▇▇▇
Its: President	Its: CEO/President

[Shareholder signatures appear on next page]

EXHIBIT “A”

______________________

FORM OF INVESTMENT LETTERS

____________________

INVESTMENT LETTER

Relevant Links, Inc.

address

Gentlemen:

The undersigned herewith deposits certificate(s) for shares of common stock of Direct Response Financial Services, Inc., a Delaware corporation, (“DRFS”), as described below (endorsed, or having executed stock powers attached) in acceptance of and subject to the terms and conditions of that certain Agreement and Plan of Reorganization (the “Agreement”), between Relevant Links, Inc., a Colorado corporation (“RVLK” or the “Company”) and DRFS, dated April 29, 2002, receipt of which is hereby acknowledged, in exchange for shares of common stock of RVLK (the “Exchange Shares”). If any condition precedent to the Agreement is not satisfied within the relevant time parameters established in Agreement (or any extension thereof), the certificate(s) are to be returned to the undersigned.

The undersigned hereby represents, warrants, covenants and agrees with you that, in connection with the undersigned’s acceptance of the Exchange Shares and as of the date of this letter:

1. The undersigned is aware that his, her or its acceptance of the Exchange Shares is

irrevocable, absent an extension of the Expiration Date of any material change to any of the

terms and conditions of the Agreement.

2. The undersigned warrants full authority to deposit all shares referred to above and

RVLK will acquire a good and unencumbered title thereto.

3. The undersigned has full power and authority to enter into this Agreement and

that this Agreement constitutes a valid and legally binding obligation of the undersigned.

4. By execution hereof, the undersigned hereby confirms that the RVLK common

stock to be received in exchange for DRFS common stock (the “Securities”), will be acquired for

investment for the undersigned’s own account, not as a nominee or agent, and not with a view to

the resale or distribution of any part thereof, and that the undersigned has no present intention of

selling, granting any participation in, or otherwise distributing the same. By execution hereof,

the undersigned further represents the undersigned does not have any

______________

___________, 2002

Page 2

contract, undertaking, agreement or arrangement with any third party, with respect to any of the

Securities.

5. The undersigned understands that the Securities are being issued pursuant to

available exemption thereto and have not been registered under the Securities Act of 1933, as

amended (the “1933 Act”), or under any state securities laws. The undersigned understands that

no registration statement has been filed with the United States Securities and Exchange

Commission nor with any other regulatory authority and that, as a result, any benefit which

might normally accrue to a holder such as the undersigned by an impartial review of such a

registration statement by the Securities and Exchange Commission or other regulatory authority

will not be forthcoming. The undersigned understands that he/she/it cannot sell the Securities

unless such sale is registered under the 1933 Act and applicable state securities laws or

exemptions from such registration become available, In this connection the undersigned

understands that the Company has advised the Transfer Agent for the Common Shares to be

issued to US residents that the Securities are “restricted securities” under the 1933 Act and that

they may not be transferred by the undersigned to an person without the prior consent of the

Company, which consent of the Company will require an opinion of counsel to the effect that, in

the event the Securities are not registered under the 1933 Act, any transfer as may be proposed

by the undersigned must be entitled to an exemption from the registration provisions of the

1933 Act. To this end, the undersigned acknowledges that a legend to the following effect will

be placed upon the certificate representing the Securities and that the Transfer Agent has been

advised of such facts:

THESE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, ANT) MAY BE OFFERED AND SOLD ONLY IF REGISTERED PURSUANT TO THE PROVISIONS OF THE ACT OR IF AN EXEMPTION FROM REGISTRATION THEREUNDER IS AVAILABLE, THE AVAILABILITY OF WHICH MUST BE ESTABLISHED TO THE SATISFACTION OF THE

COMPANY.

The undersigned understands that the foregoing legend on his/her/its certificate for the Common Shares limits their value, including their value as collateral.

(The Balance of this Page Intentionally Left Blank)

____________________

______________, 2002

Page 3

In Witness Whereof, the undersigned has duly executed this Investment Letter as of the

date indicated hereon.

Dated: ______________, 2002

Very truly yours,

(signature)

(print name in full)

(street address)

(city, state, zip)

(social security number or

employer identification number)

EXHIBIT “B”

▇▇▇▇▇▇ ▇▇▇

▇▇▇▇ ▇. ▇▇▇▇▇▇▇

▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

Tax No. _________________

175,000 shares

T. ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇

▇▇▇▇▇ ▇. ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇

▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

Tax No. _________________

895,800 shares

▇▇▇▇▇▇ ▇▇▇

Address

Tax No. _________________

200,000 shares

Sang ▇▇▇ ▇▇▇

Address

Tax No. _________________

200,000 shares

Anecius Holding Company, Ltd.

Address

Tax No. _________________

895,800 shares

FN Stockbrokers, Ltd.

Henville Blvd. / ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ Street

Charlestown, Nevis

British West Indes

Tax No. _________________

1,791,600 shares

H.E. Capital, S.A.

Address

Tax No. _________________

1,791,600 shares

▇▇▇▇▇▇▇ ▇. ▇▇▇▇

▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇

▇▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇

Tax No. _________________

50,200 shares

AGREEMENT AND PLAN OF REORGANIZATION by and among Relevant Links, Inc. a Colorado corporation and Direct Response Financial Services, Inc. a Delaware corporation

Document Metadata

Document Metadata

Table of Contents