EXHIBIT 13 PURCHASE AGREEMENT ------------------ CFB MarketWatch Funds (the "Trust"), a Massachusetts business trust, and Bryan Chegwidden, a Massachusetts resident, hereby agree with each other as follows: 1. The Trust hereby offers Bryan Chegwidden...

                                                                      EXHIBIT 13
                               PURCHASE AGREEMENT
                               ------------------


          CFB MarketWatch Funds (the "Trust"), a Massachusetts business trust,
and ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, a Massachusetts resident, hereby agree with each other as
follows:

          1.   The Trust hereby offers ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ and ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇
hereby purchases one (1) unit of beneficial interests of the Trust (the "Share")
at a price of one hundred dollars ($100.00).  ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ hereby
acknowledges purchase of the Share for funds in the amount of one hundred
dollars ($100.00) in full payment for the Share.

          2.   ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ represents and warrants to the Trust that the
Share is being acquired for investment purposes and not with a view to the
distribution thereof.


          IN WITNESS WHEREOF, the parties hereto have executed this Agreement as
of the 27th day of January, 1993.


Attest:                                 CFB MARKETWATCH FUNDS



                                        By: /x/ ▇▇▇▇ ▇▇▇▇▇
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Attest:


                                        /s/ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇
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