1 Exhibit 4 LAST SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY A B PLEASE READ YOUR POLICY CAREFULLY This Policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company)....Last Survivor Flexible Premium Variable Universal Life Insurance Policy • September 22nd, 2000 • Nationwide Vli Separate Account 5
1 Exhibit 3 LAST SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY ABCDE PLEASE READ YOUR POLICY CAREFULLY This Policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company)....Last Survivor Flexible Premium Variable Universal Life Insurance Policy • June 20th, 2000 • Nationwide Vli Separate Account 4