ELECTRONIC BANKING DISCLOSURE STATEMENT & CARDHOLDER AGREEMENTElectronic Banking Disclosure Statement & Cardholder Agreement • November 10th, 2021 • Massachusetts
This document includes a General Disclosure Statement and a Cardholder Agreement. We are providing you with the General Disclosure Statement, for accounts established primarily for personal, family or household purposes, in the event that you subscribe to electronic funds transfer (EFT). EFT is a transfer of funds initiated through an electronic terminal, telephone, computer (Online/Mobile Banking) or magnetic tape for the purpose of ordering, instructing, or authorizing the Bank to debit or credit a customer’s account. EFTs include, but are not limited to point-of-sale (POS), ATM, direct-deposits or withdrawal of funds, transfers by telephone, transfers by debit card, whether or not initiated through electronic terminals. (EFT withdrawals are not permitted on passbook accounts)